Bank penjaga atau penyimpan adalah institusi kewangan yang menyimpan sekuriti pelanggan untuk disimpan untuk mengelakkan mereka daripada dicuri atau hilang. Penjaga boleh menyimpan saham atau aset lain dalam bentuk elektronik atau fizikal. Oleh kerana mereka bertanggungjawab untuk keselamatan aset dan sekuriti bernilai ratusan juta atau bahkan berbilion dolar, penjaga cenderung menjadi syarikat besar dan ternama.
Di VT Markets, dana pelanggan disimpan dalam akaun yang berasingan dari Commonwealth Bank of Australia (CBA) yang dinilai AA. CBA adalah institusi kewangan terbesar di Australia dengan permodalan pasaran sebanyak $120 bilion dan lebih daripada 16 juta pelanggan, mereka sentiasa berada dalam senarai 20 teratas bagi bank paling selamat di dunia.
Insurans ganti rugi adalah bentuk insurans liabiliti tambahan khusus untuk profesional atau penyedia perkhidmatan tertentu. Profesional insurans memberikan khidmat nasihat, kepakaran, atau perkhidmatan khusus. Juga disebut sebagai insurans liabiliti profesional, insurans ganti rugi tidak seperti liabiliti am atau bentuk insurans liabiliti komersial lain yang melindungi perniagaan daripada tuntutan kerosakan badan atau kerosakan harta benda.
Insurans ganti rugi melindungi daripada tuntutan yang timbul dari kemungkinan kecuaian atau kegagalan melaksanakannya yang mengakibatkan kerugian kewangan pelanggan atau keterlibatan undang-undang. Pelanggan yang mengalami kerugian boleh mengemukakan tuntutan sivil. Sebagai tindak balas, insurans ganti rugi profesional akan membayar kos litigasi dan juga kerosakan yang diberikan oleh mahkamah.
Sesuai dengan peraturan kami, VT Markets memiliki insurans ganti rugi profesional yang meliputi pekerjaan yang dilakukan oleh perwakilan, pekerja dan wakil kami yang sah.
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