Terms of use

This website is operated by VT Markets Limited ("VT Markets", "we", "us" or "our"). The information and services of VT Markets available via this website or any digital interface made available by VT Markets through a third-party artificial intelligence platform (an "AI Interface") (together, the "Site") are provided subject to the terms set forth herein. If you visit the Site, you agree to be bound by these Terms of Use.

VT Markets may change, suspend or discontinue any part of the Site or these Terms of Use at any time. Any revised Terms of Use will be effective when posted on the Site, unless a different effective date is stated. Your continued use of the Site after that date constitutes acceptance of the revised Terms of Use, to the extent permitted by applicable law.

The information on the Site is provided for general informational purposes only. It is not intended for distribution to, or use by, any person or entity in any jurisdiction where that distribution or use would be contrary to local law or regulation. The information on the Site is current at the date of publication but may be changed without notice.

General Advice Warning

The information on the Site is general in nature and does not take into account your investment objectives, financial situation or particular needs. Before acting on any information made available through the Site, you should consider whether it is appropriate for your circumstances and refer to the applicable legal documents.

Trademarks and Copyrights

Unless otherwise stated, copyright and other intellectual property rights in the content made available on the Site are owned by or licensed to VT Markets and protected by applicable law. All rights reserved. The permitted uses of Site content, and the restrictions on its reproduction, distribution and other use, are set out below.

VT Markets' logos and other marks displayed on the Site are proprietary service marks or trademarks of VT Markets or its licensors. You must not use them in connection with any product or service that is not provided by VT Markets, in any way likely to cause confusion, or in any way that disparages or discredits VT Markets. All other trademarks and service marks appearing on the Site are the property of their respective owners. You must not use, copy, modify or display any trademark, service mark, name or logo appearing on the Site without the prior written permission of its owner.

Use of the Site

You are responsible for any content you submit, post or otherwise make available through the Site ("User Content"). You must not submit User Content that is unlawful, misleading, deceptive, infringing, defamatory, harmful or otherwise inappropriate.

Where the Site permits you to include a hyperlink to a third-party website, you must not use the hyperlink in a way that implies VT Markets endorses, sponsors or accepts responsibility for that third-party website or its content.

VT Markets may remove User Content or restrict or terminate your access to the Site where it reasonably considers that you have breached these Terms of Use, infringed a third party's rights or acted unlawfully.

All content on this Site, including, but not limited to, works of authorship, publications, presentations, pricing data, trade data, aggregated trade information, performance information, blogs, posts, user comments, design, text, graphics, photos, logos, button icons, images and data compilations; any improvements or modifications to such content; any derivative works based thereon; and the collection, arrangement and assembly of all content on this Site are the property of VT Markets or its licensors and are protected by applicable copyright and other intellectual property laws.

Nothing in these Terms of Use shall be deemed to grant to you or any other user any license or right in or to any copyright, trademark, trade secret or other proprietary right of VT Markets or any other person.

The Site may include information regarding VT Markets and its services, financial trading information, pricing data, trade data, aggregated trade information, performance information, blogs, posts, chat rooms, user comments, publications and presentations proprietary to VT Markets, and links to third party websites. You may download, view, copy and print information, materials and any other aspect of this Site to which you are provided access (i) solely for your personal, informational purposes; and (ii) provided that neither the materials, nor any proprietary notices or disclaimers therein, are modified or altered.

You agree that you will not interfere with others' use of or access to the Site, or attempt to gain unauthorised access to the account or computer system of any other Site user. You further agree not to take any action in connection with your use of the Site that violates applicable law or regulation, and to comply with all applicable laws and regulations.

You agree to access the Site through a web browser or, where made available by VT Markets, an AI Interface, and specifically agree not to use any third party applications, other than an AI Interface made available by VT Markets, to access the Site or any other page of the Site. You further agree that you will not use any robot, spider or other automatic device, manual process or application or data mining or extraction tool to access, monitor, copy or use the Site. You agree not to take any other action that imposes an unreasonable or disproportionately large load on the Site.

Except as expressly provided herein, you may not use, download, upload, reproduce, copy, duplicate, print, display, perform, republish, sell, license, post, transmit, disseminate, redeliver using "framing technology," otherwise distribute, or commercially exploit in any way, the Site or any portion thereof or any information or content on the Site, without the prior written permission of VT Markets.

Third Party AI Interfaces

VT Markets may make factual market and product information available through an AI Interface, including product specifications, the availability of products by account type, historical price data, economic calendar and earnings dates, and market-movement rankings. Such information is provided for general informational purposes only. It is not a live executable price, confirmation that a product is available to you, an offer or solicitation, or investment, financial, tax or other advice.

Information made available through an AI Interface may be delayed, incomplete or affected by third-party processing. You must independently verify the information before relying on it. Product availability may vary according to the relevant VT Markets entity, your jurisdiction, account type, and applicable legal and contractual requirements.

An AI Interface does not execute trades or provide access to account information or trading functionality unless VT Markets expressly notifies you otherwise. The relevant third-party AI platform is independently operated and is subject to its own terms and privacy notices. VT Markets does not control that platform's operation, availability or handling of information that you provide directly to it. You should not submit personal, account or confidential information through an AI Interface unless expressly requested by VT Markets through an official interface.

Unauthorised Use of the Site

VT Markets reserves the right to investigate and take legal action against any illegal or unauthorised use of the Site, including unauthorised access through a third-party application, robot, spider, automated device, data mining or extraction tool, or other unauthorised means; interference with the Site; any action that imposes an unreasonable load on the Site; or a link to any page of the Site other than the home page. VT Markets' decision not to pursue legal action for a violation of these Terms of Use shall not be construed as a waiver of its rights.

Access Method

Where you are issued with a password, user ID or other access method (each, an "Access Method"), you must keep it secure and must not disclose it to any person not authorised to act on your behalf. You must not access, or attempt to access, any password-protected part of the Site without a valid Access Method or by any means other than the authorised access process. You are responsible for activity carried out using your Access Method to the extent it arises from your failure to keep that Access Method secure. VT Markets is not liable for loss arising from your failure to comply with this section, to the extent permitted by applicable law.

Privacy

The VT Markets Privacy Policy, as updated from time to time, forms part of these Terms of Use and describes how VT Markets handles personal information in connection with the Site. Where you use an AI Interface, the relevant third-party AI platform's privacy notice will also apply to information you provide directly to that platform.

Accuracy and Integrity of Information

VT Markets takes reasonable steps to keep the information made available through the Site and any AI Interface accurate and up to date. However, information may be delayed, incomplete, inaccurate or become outdated, including as a result of market movements, third- party data sources or technical issues. VT Markets does not warrant that any information made available through the Site or an AI Interface is accurate, complete, reliable, current or suitable for your purposes. Information may be changed, updated, suspended or removed at any time without notice. If you identify an apparent error, you may notify VT Markets.

No Investment Recommendations or Financial Advice Provided

The Site and any AI Interface are provided for general informational purposes only. Nothing made available through them constitutes, or is intended to constitute, investment, financial, tax, legal or other professional advice, a personal recommendation, or an offer, solicitation or invitation to deal in any financial product.

Information made available through the Site or an AI Interface does not take into account your investment objectives, financial situation or particular needs. VT Markets does not act as your adviser through the Site or an AI Interface, unless otherwise expressly agreed in writing under a separate agreement. You are solely responsible for any decision you make in reliance on information obtained through the Site or an AI Interface. Before making any investment or trading decision, you should conduct your own independent assessment and obtain independent professional advice where appropriate.

Past performance is not indicative of future results. Trading and investing involve risk, and you may lose some or all of your invested capital.

Disclaimer of Warranties and Limitation of Liability

To the maximum extent permitted by applicable law, your access to and use of the Site, including any information, content, materials, services or data made available through the Site or an AI Interface, is at your own risk. The Site and all such information, content, materials, services and data are provided on an "as is" and "as available" basis. VT Markets makes no representation or warranty, whether express, implied or statutory, regarding the availability, operation, security, accuracy, completeness, reliability, timeliness or suitability of the Site or any information, content, materials, services or data made available through it. To the maximum extent permitted by applicable law, VT Markets disclaims all implied warranties, including warranties of merchantability, fitness for a particular purpose, title and non- infringement. Information made available through the Site or an AI Interface may be delayed, incomplete, inaccurate or affected by third-party processing. It does not constitute, and must not be construed as, investment, financial, tax or legal advice, a personal recommendation, an offer, solicitation or invitation to deal in any financial product, or a guarantee of any outcome. You must independently verify information before relying on it or making any decision. VT Markets does not warrant that the Site or any AI Interface will be uninterrupted, secure, error-free, free from viruses or other harmful components, or available at all times.

To the maximum extent permitted by applicable law, neither VT Markets nor its affiliates, directors, officers, employees, agents or representatives (together, the "VT Markets Parties") will be liable for any indirect, special, incidental, consequential or punitive loss or damage, or for any loss of profits, revenue, business opportunity, goodwill, data or business interruption, arising out of or in connection with your access to, use of, reliance on, inability to use or improper use of the Site, an AI Interface, or any information, content, materials, services or data made available through them. Nothing in these Terms of Use excludes, restricts or modifies any right, remedy, guarantee or obligation that cannot lawfully be excluded, restricted or modified.

Indemnification

You agree to indemnify and hold the VT Markets Parties harmless from and against any and all damages, liabilities, actions, causes of action, suits, claims, demands, losses, costs and expenses (including without limitation reasonable attorneys' fees, disbursements and court costs) arising from or in connection with (i) use of the Site or any content, information, materials or services contained, displayed or available therein by you or any other person accessing the Site under any Access Method assigned to you; (ii) your violation of these Terms of Use; (iii) any Submissions provided by you to VT Markets; or (iv) your violation of any rights of any third party, in each case to the extent caused by your breach, misuse or unlawful conduct.

Modification or Discontinuance of the Site by VT Markets

VT Markets may modify, suspend or discontinue any part of the Site at any time. To the extent permitted by applicable law, VT Markets will not be liable for any loss arising solely from the modification, suspension or discontinuance of the Site.

Denial of Access

VT Markets may suspend or prohibit your access to the Site, remove User Content or exercise any other available remedy where it reasonably considers that you have breached these Terms of Use, infringed the rights of VT Markets or a third party, or acted unlawfully. VT Markets will do so subject to any applicable legal requirements.

Governing Law

These Terms of Use are governed by the laws of Saint Vincent and the Grenadines, without regard to conflict of laws principles. Subject to any mandatory law that applies to you, the courts of Saint Vincent and the Grenadines have exclusive jurisdiction over any dispute arising out of or in connection with these Terms of Use or your use of the Site.

Miscellaneous

You may not assign or otherwise transfer these Terms of Use or any rights or obligations under them. VT Markets' failure to act on a breach of any provision will not be construed as a waiver of its right to enforce that provision unless VT Markets agrees to the waiver in writing.

If any portion of these Terms of Use is deemed unlawful, void or unenforceable, that portion will be deemed severable and will not affect the validity or enforceability of the remaining provisions. These Terms of Use set forth the entire understanding between you and VT Markets with respect to the subject matter hereof and supersede any prior or contemporaneous communications, representations, or agreements, whether oral or written, between you and VT Markets with respect to such subject matter.

Other Agreements

These Terms of Use govern access to and use of the Site. If you enter into a client agreement or other agreement with a VT Markets entity in relation to a product or service, that agreement governs that product or service and prevails to the extent of any inconsistency with these Terms of Use.

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Risk Warning

Trading Contracts for Difference (CFDs) carry a high level of risk and may not be suitable for all investors. Leverage can magnify both gains and losses. You may lose some or all of your invested capital and, where applicable under your agreement and applicable law, may incur losses exceeding your initial investment. Before deciding whether to trade CFDs, you should ensure that you understand the relevant risks and carefully consider your investment objectives, financial situation and level of experience. Past performance is not indicative of future results. Please refer to the applicable legal documents and risk disclosures for the relevant VT Markets entity before trading.

Jurisdictional Restrictions

Access to the Site is made at your own initiative and does not itself create a client relationship or any entitlement to receive a product or service from VT Markets.

VT Markets does not offer its services to residents of certain jurisdictions, including, but not limited to, the United States, Singapore, India, Hong Kong, Russia, and any jurisdictions listed by the Financial Action Task Force (FATF) or subject to international sanctions. The information on this website is not intended for distribution to, or use by, any person or entity in any jurisdiction where such distribution or use would contravene local law or regulation.

Regulatory Information

VT Markets is a global brand comprising multiple entities, each authorised and registered in various jurisdictions:

• VT Markets (Pty) Ltd is an authorized Financial Services Provider (FSP No. 50865, Company Reg. No. 2015/072049/07) ("FSP") regulated by the Financial Sector Conduct Authority in South Africa. The FSP is not the market maker or product issuer and acts solely as an intermediary in terms of the FAIS Act between the client and VT Markets Limited (the "Product Supplier"), rendering only intermediary services in relation to derivative products offered by the Product Supplier. Therefore, the FSP does not act as principal or counterparty in any of your transactions. Registered address: 9th Floor, Atrium on 5th, Sandhurst, Sandton, 2196 .

• VT Markets (Pty) Ltd – Dubai Branch is licensed by the UAE Capital Markets Authority (CMA) under License No. 20200000299 as a Category 5 licensee, authorised to carry out regulated activities of Introduction and Promotion in the UAE. It is not authorised to provide brokerage services or execute client trades.

• VT Markets Limited is a Full-Service Investment Dealer (excluding Underwriting), authorised and regulated by the Financial Services Commission (FSC) of Mauritius (License No. GB23202269). Registered address: 40 Silicon Avenue, The Catalyst, Level 2, Suite 201, Ebene, Mauritius.

• VTMarkets Ltd, incorporated in the Republic of Cyprus (Company Reg. No. HE436466), facilitates services on behalf of other licensed entities within the VT Markets group, including, but not limited to, payment services. This entity does not offer regulated financial products or provide trading services. Registered address: 160 Archbishop Makarios III Avenue, Floor 1, 3026 Limassol, Cyprus.

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