{"id":46665,"date":"2026-05-14T13:27:45","date_gmt":"2026-05-14T13:27:45","guid":{"rendered":"https:\/\/www.vtmarkets.com\/tr\/uncategorized\/cinde-nisan-ayinda-yeni-banka-kredileri-eksiye-dondu-daha-derin-bir-yavaslama-endiselerini-ve-riskten-kacis-egilimini-artirdi\/"},"modified":"2026-05-14T13:27:45","modified_gmt":"2026-05-14T13:27:45","slug":"cinde-nisan-ayinda-yeni-banka-kredileri-eksiye-dondu-daha-derin-bir-yavaslama-endiselerini-ve-riskten-kacis-egilimini-artirdi","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/tr-mena\/live-updates\/cinde-nisan-ayinda-yeni-banka-kredileri-eksiye-dondu-daha-derin-bir-yavaslama-endiselerini-ve-riskten-kacis-egilimini-artirdi\/","title":{"rendered":"\u00c7in\u2019de nisan ay\u0131nda yeni banka kredileri eksiye d\u00f6nd\u00fc; daha derin bir yava\u015flama endi\u015felerini ve riskten ka\u00e7\u0131\u015f e\u011filimini art\u0131rd\u0131"},"content":{"rendered":"<p>\u00c7in\u2019de nisan ay\u0131nda yeni banka kredileri toplam\u0131 -10 milyar yuan oldu. Piyasa beklentisi 300 milyar yuan seviyesindeydi. Bu tablo, ay i\u00e7inde net yeni kredi verilmesinden ziyade net geri \u00f6deme yap\u0131ld\u0131\u011f\u0131na i\u015faret ediyor.<\/p>\n<p>Nisan verisi, \u00e7eyrek sonu \u00f6ncesinde talebin genelde artt\u0131\u011f\u0131 mart ay\u0131ndaki daha g\u00fc\u00e7l\u00fc kredi d\u00f6neminin ard\u0131ndan geldi. Mevsimsel etkiler, nisanda kredi kullan\u0131m\u0131n\u0131 zay\u0131flatabilir.<\/p>\n<p>Veri, nisanda hem kredi talebinin hem de bankalar\u0131n kredi verme i\u015ftah\u0131n\u0131n zay\u0131f oldu\u011funu d\u00fc\u015f\u00fcnd\u00fcr\u00fcyor. Ayr\u0131ca hanehalk\u0131 ve \u015firketlerin daha temkinli davranmas\u0131 ve bankalar\u0131n risk kontrol\u00fcn\u00fc (batmama riskini s\u0131n\u0131rlamak i\u00e7in daha s\u0131k\u0131 kredi de\u011ferlendirmesi) art\u0131rmas\u0131 da etkili olabilir.<\/p>\n<p>Raporda yaln\u0131zca yeni kredi tutar\u0131 (-10 milyar yuan) ve beklenen seviye (300 milyar yuan) yer ald\u0131. Hanehalk\u0131 kredileri ile \u015firket kredileri gibi bir k\u0131r\u0131l\u0131m (detayl\u0131 da\u011f\u0131l\u0131m) payla\u015f\u0131lmad\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u015eok veri: \u00c7in\u2019de nisanda yeni krediler -10 milyar yuanla net geri \u00f6demeye d\u00f6nd\u00fc; beklenti 300 milyard\u0131. Mart sonras\u0131 mevsimsellik, zay\u0131f talep, risk i\u015ftah\u0131 d\u00fc\u015f\u00fc\u015f\u00fc ve s\u0131k\u0131 kontroller sinyali.<\/p>\n","protected":false},"author":87,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[71],"tags":[],"class_list":["post-46665","post","type-post","status-publish","format-standard","hentry","category-live-updates"],"acf":{"acf_article_selection_author":null},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/posts\/46665","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/comments?post=46665"}],"version-history":[{"count":0,"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/posts\/46665\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/media?parent=46665"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/categories?post=46665"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/tags?post=46665"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}