{"id":45167,"date":"2026-04-22T03:51:41","date_gmt":"2026-04-22T03:51:41","guid":{"rendered":"https:\/\/www.vtmarkets.com\/tr\/uncategorized\/bnynin-bob-savagei-japonya-bankalarini-istikrarli-iyi-sermayelendirilmis-ve-agir-stres-testleri-altinda-dayanikli-goruyor\/"},"modified":"2026-04-22T03:51:41","modified_gmt":"2026-04-22T03:51:41","slug":"bnynin-bob-savagei-japonya-bankalarini-istikrarli-iyi-sermayelendirilmis-ve-agir-stres-testleri-altinda-dayanikli-goruyor","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/tr-mena\/live-updates\/bnynin-bob-savagei-japonya-bankalarini-istikrarli-iyi-sermayelendirilmis-ve-agir-stres-testleri-altinda-dayanikli-goruyor\/","title":{"rendered":"BNY\u2019nin Bob Savage\u2019\u0131: Japonya, bankalar\u0131n\u0131 istikrarl\u0131, iyi sermayelendirilmi\u015f ve a\u011f\u0131r stres testleri alt\u0131nda dayan\u0131kl\u0131 g\u00f6r\u00fcyor"},"content":{"rendered":"

Japonya\u2019n\u0131n Nisan Finansal Sistem Raporu, bankac\u0131l\u0131k sisteminin genel olarak istikrarl\u0131 oldu\u011funu belirtiyor. Rapora g\u00f6re kredi talebi artarken kredi verme s\u00fcreci sorunsuz i\u015fliyor; bankalar aktif bi\u00e7imde kredi vermeyi s\u00fcrd\u00fcr\u00fcyor ve \u00f6nemli bir dengesizlik g\u00f6r\u00fclm\u00fcyor.<\/p>\n

Raporda, bankalar\u0131n a\u011f\u0131r stres ko\u015fullar\u0131na dayanabilecek yeterli sermayeye ve istikrarl\u0131 fonlamaya sahip oldu\u011fu ifade ediliyor. Bu senaryolar; k\u00fcresel finans krizine benzer ko\u015fullar\u0131 ve jeopolitik risk, daha y\u00fcksek petrol fiyatlar\u0131, yapay zek\u00e2ya (AI) ili\u015fkin beklentilerin zay\u0131flamas\u0131 ve faiz oranlar\u0131n\u0131n y\u00fckselmesinin ayn\u0131 anda ya\u015fand\u0131\u011f\u0131 birle\u015fik \u015foku i\u00e7eriyor.<\/p>\n

Bankac\u0131l\u0131k \u0130stikrar\u0131 Ve Ba\u015fl\u0131ca Riskler<\/h3>\n

Rapora g\u00f6re risklerin yak\u0131ndan izlenmesi gerekiyor. Orta Do\u011fu\u2019daki jeopolitik geli\u015fmelere, farkl\u0131 \u00fclkelerdeki politika de\u011fi\u015fikliklerine ve bankac\u0131l\u0131k d\u0131\u015f\u0131 finans sekt\u00f6r\u00fcndeki (g\u00f6lge bankac\u0131l\u0131k gibi banka olmayan kurumlar) zay\u0131fl\u0131klara dikkat \u00e7ekiliyor.<\/p>\n

Zaman i\u00e7inde, yap\u0131sal etkenlerin k\u00e2rl\u0131l\u0131\u011f\u0131 bask\u0131layabilece\u011fi belirtiliyor. Bu durum, n\u00fcfus e\u011filimlerine ba\u011fl\u0131 olarak kredi talebinin d\u00fc\u015fmesiyle ili\u015fkilendiriliyor; bu da daha d\u00fc\u015f\u00fck kredi hacmine veya daha fazla risk alma e\u011filimine yol a\u00e7abilir.<\/p>\n

Japonya, savunma ihracat kurallar\u0131nda onlarca y\u0131l\u0131n en b\u00fcy\u00fck reformunu a\u00e7\u0131klad\u0131. De\u011fi\u015fiklikler, yurt d\u0131\u015f\u0131na silah sat\u0131\u015f\u0131ndaki \u00e7o\u011fu k\u0131s\u0131tlamay\u0131 kald\u0131r\u0131yor ve sava\u015f gemileri, f\u00fczeler ve di\u011fer silahlar\u0131n ihracat\u0131na izin vererek sava\u015f sonras\u0131 d\u00f6nemdeki politikan\u0131n y\u00f6n\u00fcn\u00fc de\u011fi\u015ftiriyor.<\/p>\n

Japonya, \u00e7at\u0131\u015fmaya taraf \u00fclkelere sat\u0131\u015f yasa\u011f\u0131 ve s\u0131k\u0131 inceleme uygulamas\u0131n\u0131 s\u00fcrd\u00fcrecek; ulusal g\u00fcvenlik gerek\u00e7esiyle istisnalar m\u00fcmk\u00fcn olabilir. H\u00fck\u00fcmet, savunma harcamalar\u0131n\u0131 GSYH\u2019nin (bir \u00fclkenin toplam ekonomik b\u00fcy\u00fckl\u00fc\u011f\u00fc) %2 seviyesinin \u00fczerine \u00e7\u0131karmay\u0131 planl\u0131yor.<\/p>\n

Canl\u0131 VT Markets hesab\u0131n\u0131z\u0131 olu\u015fturun<\/a>\u00a0ve\u00a0hemen i\u015flem yapmaya ba\u015flay\u0131n<\/a>. <\/b><\/p>\n","protected":false},"excerpt":{"rendered":"

Japonya\u2019dan kritik mesaj: Nisan raporu bankac\u0131l\u0131k sisteminin istikrarl\u0131, kredi ak\u0131\u015f\u0131n\u0131n g\u00fc\u00e7l\u00fc oldu\u011funu vurguluyor. Sermaye tamponu y\u00fcksek; ancak jeopolitik, g\u00f6lge bankac\u0131l\u0131k ve k\u00e2rl\u0131l\u0131k bask\u0131s\u0131 izlenmeli. Savunma ihracat\u0131 serbestle\u015fiyor.<\/p>\n","protected":false},"author":87,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[71],"tags":[],"class_list":["post-45167","post","type-post","status-publish","format-standard","hentry","category-live-updates"],"acf":{"acf_article_selection_author":null},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/posts\/45167","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/comments?post=45167"}],"version-history":[{"count":0,"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/posts\/45167\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/media?parent=45167"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/categories?post=45167"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/tags?post=45167"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}