{"id":31180,"date":"2026-03-26T01:03:15","date_gmt":"2026-03-26T01:03:15","guid":{"rendered":"https:\/\/www.vtmarkets.com\/tr\/uncategorized\/bnp-paribas-abli-ureticiler-2026daki-iran-baglantili-enerji-sokuna-tarihsel-olarak-dusuk-takipteki-alacak-npl-oranlariyla-giriyor-2022ye-kiyasla-daha-saglikli\/"},"modified":"2026-03-26T01:03:15","modified_gmt":"2026-03-26T01:03:15","slug":"bnp-paribas-abli-ureticiler-2026daki-iran-baglantili-enerji-sokuna-tarihsel-olarak-dusuk-takipteki-alacak-npl-oranlariyla-giriyor-2022ye-kiyasla-daha-saglikli","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/tr-mena\/live-updates\/bnp-paribas-abli-ureticiler-2026daki-iran-baglantili-enerji-sokuna-tarihsel-olarak-dusuk-takipteki-alacak-npl-oranlariyla-giriyor-2022ye-kiyasla-daha-saglikli\/","title":{"rendered":"BNP Paribas: AB\u2019li \u00fcreticiler, 2026\u2019daki \u0130ran ba\u011flant\u0131l\u0131 enerji \u015fokuna tarihsel olarak d\u00fc\u015f\u00fck takipteki alacak (NPL) oranlar\u0131yla giriyor; 2022\u2019ye k\u0131yasla daha sa\u011fl\u0131kl\u0131"},"content":{"rendered":"18 Mart 2026\u2019da Avrupa Parlamentosu\u2019ndaki bir komite oturumunda konu\u015fan ECB (Avrupa Merkez Bankas\u0131) Denetim Kurulu Ba\u015fkan\u0131 Claudia Buch, bankalar\u0131n aktif kalitesinde (bankalar\u0131n verdi\u011fi krediler ve tuttuklar\u0131 varl\u0131klar\u0131n geri \u00f6denme\/g\u00fcvenilirlik d\u00fczeyi) bozulma olmad\u0131\u011f\u0131n\u0131, sorunlu kredi (NPL: geri \u00f6demesi geciken ya da geri d\u00f6nmeme riski y\u00fcksek kredi) oranlar\u0131n\u0131n da yatay seyretti\u011fini s\u00f6yledi. NPL oranlar\u0131, AB\u2019de \u00f6zellikle imalatta (\u00fcretim sanayi) bor\u00e7lanan \u015firketlerin mali sa\u011fl\u0131\u011f\u0131n\u0131 dolayl\u0131 olarak izlemek i\u00e7in kullan\u0131lan bir g\u00f6stergedir.\n\nAB \u00fclkelerinin \u00e7o\u011funda imalat sekt\u00f6r\u00fcndeki NPL oranlar\u0131 tarihsel olarak d\u00fc\u015f\u00fck seviyelerde. D\u00f6nemin ba\u015f\u0131nda oran\u0131 y\u00fcksek olan \u00fclkelerde d\u00fc\u015f\u00fc\u015f daha belirgin oldu.\n\n\u00c7o\u011fu \u00fclkede imalat NPL oranlar\u0131 2019 2. \u00e7eyrek ile 2025 4. \u00e7eyrek aras\u0131nda yar\u0131dan fazla geriledi. Oran\u0131n y\u00fckseldi\u011fi yerlerde art\u0131\u015f s\u0131n\u0131rl\u0131 kald\u0131.\n\n\u0130malat NPL oranlar\u0131ndaki genel d\u00fc\u015f\u00fc\u015f, bir\u00e7ok AB \u00fclkesinde \u015firket mali yap\u0131lar\u0131n\u0131n g\u00fc\u00e7lendi\u011fine i\u015faret ediyor. Bu da sekt\u00f6r\u00fcn, \u0130ran\u2019daki sava\u015fla ba\u011flant\u0131l\u0131 2026 enerji \u015fokunu, 2022\u2019de Ukrayna sava\u015f\u0131 ba\u015flarken oldu\u011fundan daha iyi kar\u015f\u0131layabilece\u011fini d\u00fc\u015f\u00fcnd\u00fcr\u00fcyor.\n\nMaliye politikas\u0131 deste\u011finin (kamu harcamalar\u0131\/vergi indirimi gibi b\u00fct\u00e7e \u00fczerinden verilen destekler) b\u00fct\u00e7e k\u0131s\u0131tlar\u0131 nedeniyle daha s\u0131n\u0131rl\u0131 kalmas\u0131 bekleniyor. Savunma, kamu altyap\u0131s\u0131 ve yapay zek\u00e2 (AI: insan benzeri g\u00f6revleri yapan yaz\u0131l\u0131m\/sistemler) ba\u011flant\u0131l\u0131 sipari\u015fler, \u015firket iflaslar\u0131 ve i\u015fsizli\u011fe etkileri azaltabilir.\n<p>\n\n<p><strong>Hemen i\u015flem yapmaya ba\u015flay\u0131n &#8211; Ger\u00e7ek VT Markets hesab\u0131n\u0131z\u0131 olu\u015fturmak i\u00e7in <a href=\"https:\/\/www.vtmarkets.com\/tr\/trade-now\/\">buraya<\/a> t\u0131klay\u0131n <\/strong> <\/p>\n<!-- \/wp:post-content -->","protected":false},"excerpt":{"rendered":"<p>ECB\u2019den kritik sinyal: Banka aktif kalitesi sa\u011flam, AB\u2019de imalat NPL\u2019leri yatay ve tarihsel d\u00fc\u015f\u00fck. \u015eirket bilan\u00e7olar\u0131 g\u00fc\u00e7leniyor; 2026 enerji \u015foku daha kolay atlat\u0131labilir, mali destek s\u0131n\u0131rl\u0131.<\/p>\n","protected":false},"author":87,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[71],"tags":[],"class_list":["post-31180","post","type-post","status-publish","format-standard","hentry","category-live-updates"],"acf":{"acf_article_selection_author":null},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/posts\/31180","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/comments?post=31180"}],"version-history":[{"count":0,"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/posts\/31180\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/media?parent=31180"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/categories?post=31180"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/tags?post=31180"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}