{"id":30544,"date":"2026-03-17T20:11:09","date_gmt":"2026-03-17T20:11:09","guid":{"rendered":"https:\/\/www.vtmarkets.com\/tr\/uncategorized\/subatta-abdde-bekleyen-konut-satislari-yillik-bazda-onceki-04-seviyesinden-08e-geriledi\/"},"modified":"2026-03-17T20:11:09","modified_gmt":"2026-03-17T20:11:09","slug":"subatta-abdde-bekleyen-konut-satislari-yillik-bazda-onceki-04-seviyesinden-08e-geriledi","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/tr-mena\/live-updates\/subatta-abdde-bekleyen-konut-satislari-yillik-bazda-onceki-04-seviyesinden-08e-geriledi\/","title":{"rendered":"\u015eubat\u2019ta ABD\u2019de bekleyen konut sat\u0131\u015flar\u0131 y\u0131ll\u0131k bazda \u00f6nceki -%0,4 seviyesinden -%0,8\u2019e geriledi"},"content":{"rendered":"ABD\u2019de bekleyen konut sat\u0131\u015flar\u0131 \u015eubat\u2019ta y\u0131ll\u0131k bazda (ge\u00e7en y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re) %0,8 geriledi. \u00d6nceki d\u00f6nemde d\u00fc\u015f\u00fc\u015f %0,4\u2019t\u00fc.\n\nVeri, konut al\u0131m s\u00fcrecindeki hareketlili\u011fin ge\u00e7en y\u0131la g\u00f6re zay\u0131flad\u0131\u011f\u0131n\u0131 g\u00f6steriyor. Bekleyen konut sat\u0131\u015flar\u0131, tamamlanm\u0131\u015f sat\u0131\u015flar\u0131 de\u011fil, imzalanm\u0131\u015f al\u0131m-sat\u0131m s\u00f6zle\u015fmelerini (hen\u00fcz kapan\u0131\u015f\u0131 yap\u0131lmam\u0131\u015f i\u015flemleri) izler.\n\n<h3>Bekleyen Konut Sat\u0131\u015flar\u0131 \u0130lkbahar Talebinde Zay\u0131flamaya \u0130\u015faret<\/h3>\nY\u0131ll\u0131k bazda bekleyen konut sat\u0131\u015flar\u0131ndaki gerilemenin %0,8\u2019e inmesi, ilkbahara girerken talebin zay\u0131flad\u0131\u011f\u0131n\u0131 g\u00f6steriyor. Y\u00fcksek mortgage (konut kredisi) faizleri al\u0131c\u0131 ilgisini s\u0131n\u0131rl\u0131yor. Bunun \u00f6n\u00fcm\u00fczdeki aylarda mevcut konut sat\u0131\u015flar\u0131na (ikinci el sat\u0131\u015flara) da zay\u0131f yans\u0131mas\u0131 beklenir.\n\nBu veri, ekonomide so\u011fumaya i\u015faret etti\u011fi i\u00e7in ABD Merkez Bankas\u0131\u2019n\u0131n (Fed) bir sonraki toplant\u0131da faizleri sabit tutma olas\u0131l\u0131\u011f\u0131n\u0131 art\u0131r\u0131yor. Faiz vadeli i\u015flemlerine (gelecekteki faiz beklentisini fiyatlayan s\u00f6zle\u015fmeler) bak\u0131ld\u0131\u011f\u0131nda, piyasada y\u0131l\u0131n \u00fc\u00e7\u00fcnc\u00fc \u00e7eyre\u011fine kadar faiz indirimi ihtimali ge\u00e7en haftaya g\u00f6re biraz daha y\u00fckseldi. Getiri e\u011frisinin (k\u0131sa ve uzun vadeli tahvil faizleri aras\u0131ndaki fark) daha yatayla\u015fmas\u0131 g\u00fcndeme gelebilir; bu, uzun vadeli b\u00fcy\u00fcme beklentilerinin zay\u0131flamas\u0131na i\u015faret edebilir.\n\nHisse senedi t\u00fcrevleri (opsiyon gibi, de\u011feri hisse senedine ba\u011fl\u0131 \u00fcr\u00fcnler) taraf\u0131nda bu tablo, ITB ve XHB gibi konut \u00fcreticilerine odakl\u0131 ETF\u2019ler (borsada i\u015flem g\u00f6ren fonlar) i\u00e7in olumsuz bir sinyal olarak g\u00f6r\u00fcl\u00fcyor; bu fonlar 2025 boyunca faiz de\u011fi\u015fimlerine \u00e7ok duyarl\u0131yd\u0131. Bu sekt\u00f6rlerde sat\u0131m opsiyonu (put: fiyat d\u00fc\u015f\u00fc\u015f\u00fcne kar\u015f\u0131 korunma veya d\u00fc\u015f\u00fc\u015ften kazan\u00e7 i\u00e7in kullan\u0131lan opsiyon) almak ya da b\u00fcy\u00fck ev tadilat\/perakende \u015firketlerinde put ile hedge (riskten korunma) yapmak d\u00fc\u015f\u00fc\u015f riskine kar\u015f\u0131 kullan\u0131labilir. \u015eirket a\u00e7\u0131klar\u0131 (finansal sonu\u00e7lar) t\u00fcketicinin \u00f6deme g\u00fcc\u00fcyle ilgili endi\u015feleri \u00f6ne \u00e7\u0131karm\u0131\u015ft\u0131; bu veri e\u011filimi destekliyor.\n\nEkonominin \u00f6nemli bir aya\u011f\u0131 olan konut sekt\u00f6r\u00fcndeki zay\u0131fl\u0131k, piyasa belirsizli\u011fini art\u0131r\u0131yor; bu sabah VIX\u2019in (piyasa oynakl\u0131\u011f\u0131 endeksi, \u201ckorku endeksi\u201d) 16,5\u2019e hafif y\u00fckselmesi buna \u00f6rnek. Bu ortamda S&#038;P 500 \u00fczerinde koruyucu put stratejileri (portf\u00f6y d\u00fc\u015f\u00fc\u015f\u00fcne kar\u015f\u0131 sigorta) daha cazip hale gelebilir; \u00f6zellikle zay\u0131fl\u0131\u011f\u0131n t\u00fcketim harcamalar\u0131na s\u0131\u00e7ramas\u0131 riskine kar\u015f\u0131. Konut piyasas\u0131ndaki yava\u015flama, ge\u00e7mi\u015fte zorunlu olmayan harcamalarda (ertelenebilir t\u00fcketimde) yava\u015flaman\u0131n \u00f6nc\u00fcs\u00fc olmu\u015ftur.\n\n<h3>Mortgage Faizleri \u00d6deme G\u00fcc\u00fcn\u00fc Bask\u0131l\u0131yor<\/h3>\nBu veri, Freddie Mac anketine g\u00f6re 30 y\u0131ll\u0131k sabit mortgage (30 y\u0131l vadeli sabit faizli konut kredisi) faizlerinin %6,3\u2019\u00fcn \u00fczerinde kalmaya devam etti\u011fi bir d\u00f6nemde geliyor. \u00d6deme g\u00fcc\u00fcndeki s\u0131k\u0131\u015fma yava\u015flaman\u0131n ana nedeni. Haftal\u0131k mortgage ba\u015fvuru verileri yak\u0131ndan izlenerek bir toparlanma m\u0131 yoksa daha fazla bozulma m\u0131 olaca\u011f\u0131 takip edilebilir.\n\n<b><a href=\"https:\/\/www.vtmarkets.com\/trade-now\/\">Canl\u0131 VT Markets hesab\u0131n\u0131z\u0131 olu\u015fturun<\/a>\u00a0ve\u00a0<a href=\"https:\/\/myaccount.vtmarkets.com\/login\">hemen i\u015flem yapmaya ba\u015flay\u0131n<\/a>. <\/b>\n<p>\n\n<p><strong>Hemen i\u015flem yapmaya ba\u015flay\u0131n &#8211; Ger\u00e7ek VT Markets hesab\u0131n\u0131z\u0131 olu\u015fturmak i\u00e7in <a href=\"https:\/\/www.vtmarkets.com\/tr\/trade-now\/\">buraya<\/a> t\u0131klay\u0131n <\/strong> <\/p>\n<!-- \/wp:post-content -->","protected":false},"excerpt":{"rendered":"<p>ABD\u2019de bekleyen konut sat\u0131\u015flar\u0131 \u015eubat\u2019ta y\u0131ll\u0131k %0,8 d\u00fc\u015ft\u00fc: mortgage faizleri talebi bo\u011fuyor. Fed\u2019in faizleri sabit tutma ihtimali artarken, konut ETF\u2019lerinde bask\u0131, VIX\u2019te hafif y\u00fckseli\u015f \u00f6ne \u00e7\u0131k\u0131yor.<\/p>\n","protected":false},"author":87,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[71],"tags":[],"class_list":["post-30544","post","type-post","status-publish","format-standard","hentry","category-live-updates"],"acf":{"acf_article_selection_author":null},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/posts\/30544","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/comments?post=30544"}],"version-history":[{"count":0,"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/posts\/30544\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/media?parent=30544"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/categories?post=30544"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/tr-mena\/wp-json\/wp\/v2\/tags?post=30544"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}