{"id":51048,"date":"2026-07-08T13:58:08","date_gmt":"2026-07-08T13:58:08","guid":{"rendered":"https:\/\/www.vtmarkets.com\/kr-asia\/uncategorized\/bny-iflow-%ea%b8%b0%eb%8c%80%ec%9d%b8%ed%94%8c%eb%a0%88%ec%9d%b4%ec%85%98breakeven-%ed%95%98%eb%9d%bd%ec%97%90%eb%8f%84-%ec%9d%b8%ed%94%8c%eb%a0%88%ec%9d%b4%ec%85%98-%ed%8e%b8%ed%96%a5%eb%90%9c\/"},"modified":"2026-07-08T13:58:08","modified_gmt":"2026-07-08T13:58:08","slug":"bny-iflow-%ea%b8%b0%eb%8c%80%ec%9d%b8%ed%94%8c%eb%a0%88%ec%9d%b4%ec%85%98breakeven-%ed%95%98%eb%9d%bd%ec%97%90%eb%8f%84-%ec%9d%b8%ed%94%8c%eb%a0%88%ec%9d%b4%ec%85%98-%ed%8e%b8%ed%96%a5%eb%90%9c","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/kr-asia\/live-updates\/bny-iflow-%ea%b8%b0%eb%8c%80%ec%9d%b8%ed%94%8c%eb%a0%88%ec%9d%b4%ec%85%98breakeven-%ed%95%98%eb%9d%bd%ec%97%90%eb%8f%84-%ec%9d%b8%ed%94%8c%eb%a0%88%ec%9d%b4%ec%85%98-%ed%8e%b8%ed%96%a5%eb%90%9c\/","title":{"rendered":"BNY iFlow, \uae30\ub300\uc778\ud50c\ub808\uc774\uc158(Breakeven) \ud558\ub77d\uc5d0\ub3c4 \uc778\ud50c\ub808\uc774\uc158 \ud3b8\ud5a5\ub41c \ubbf8\uad6d \uc8fc\uc2dd \ud3ec\uc9c0\uc154\ub2dd \uc2e0\ud638"},"content":{"rendered":"

BNY \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74, \uace0\uac1d\ub4e4\uc758 \ubbf8\uad6d \uc8fc\uc2dd \uc790\uae08 \ud750\ub984\uc740 \uac00\uc7a5 \uc9c1\uc811\uc801\uc778 \uc778\ud50c\ub808\uc774\uc158 \ud5e4\uc9c0 \uc139\ud130\uc5d0 \ub300\ud55c \ube44\uc911\uc774 \ub2e4\uc18c \uc2dd\uc5c8\uc74c\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc5ec\uc804\ud788 \uc778\ud50c\ub808\uc774\uc158 \ub9ac\uc2a4\ud06c\ub97c \uc5fc\ub450\uc5d0 \ub454 \ud3ec\uc9c0\uc154\ub2dd\uc744 \uc720\uc9c0\ud558\uace0 \uc788\ub2e4. \uc740\ud589\uc758 iFlow \uc8fc\uc2dd \uc778\ud50c\ub808\uc774\uc158 \uc2a4\ud0c0\uc77c \uc9c0\ud45c\ub294 \uc0b0\uc5c5\uadf8\ub8f9 \uc218\uc775\ub960\uacfc 2\ub144\ubb3c \uae30\ub300\uc778\ud50c\ub808\uc774\uc158(\ube0c\ub808\uc774\ud06c\uc774\ube10) \ubcc0\ub3d9 \uac04 \uc0c1\uad00\uad00\uacc4\ub97c \ucd94\uc815\ud55c \ub4a4, \ub3d9\uc77c \uc139\ud130\ub85c\uc758 \uc790\uae08 \uc720\uc785 \uc18d\ub3c4(\ud50c\ub85c\uc6b0)\ub97c \uae30\uc900\uc73c\ub85c \ubca4\uce58\ub9c8\ud0b9\ud574 \ud3ec\uc9c0\uc158\uc758 \uc778\ud50c\ub808\uc774\uc158 \ubbfc\uac10\ub3c4\ub97c \uac00\ub2a0\ud55c\ub2e4.<\/p>\n

\uc774 \uad34\ub9ac\ub294 5\uc6d4\uc5d0 \ub450\ub4dc\ub7ec\uc84c\ub2e4. \uc5d0\ub108\uc9c0 \uac00\uaca9 \uc57d\uc138\ub85c \uae30\ub300\uc778\ud50c\ub808\uc774\uc158\uc774 \ud558\ub77d\ud588\uc9c0\ub9cc, \uc778\ud50c\ub808\uc774\uc158\uacfc \uc0c1\uad00\uad00\uacc4\uac00 \ub192\uc740 \uc0b0\uc5c5\uadf8\ub8f9\uc5d0\uc11c\ub294 \uadf8\uc5d0 \uc0c1\uc751\ud558\ub294 \uc790\uae08 \uc720\ucd9c\uc774 \ub098\ud0c0\ub098\uc9c0 \uc54a\uc558\ub2e4. \uc778\ud50c\ub808\uc774\uc158 \uc5f0\ub3d9 \uc8fc\uc2dd \ud50c\ub85c\uc6b0\uc640 \uae30\ub300\uc778\ud50c\ub808\uc774\uc158 \uac04 \uaca9\ucc28\ub294 \ud604\uc7ac 18\uac1c\uc6d4 \ub9cc\uc5d0 \uac00\uc7a5 \ud06c\uac8c \ubc8c\uc5b4\uc838 \uc788\uc73c\uba70, \uc5d0\ub108\uc9c0 \uc8fc\ub3c4 \ub514\uc2a4\uc778\ud50c\ub808\uc774\uc158\uc774 \uc139\ud130 \uc804\ubc18\uc758 \uc778\ud50c\ub808\uc774\uc158 \uc775\uc2a4\ud3ec\uc800 \ucd95\uc18c\ub85c \uc774\uc5b4\uc9c0\uc9c0 \uc54a\uc558\uc74c\uc744 \uc2dc\uc0ac\ud55c\ub2e4. \uc790\uae08 \ud750\ub984\uc740 \uc5ec\uc804\ud788 \ubc29\uc5b4\uc801\uc73c\ub85c \uc720\uc9c0\ub418\uace0 \uc788\ub2e4. \uc774\ub294 \ub178\ub3d9\uc2dc\uc7a5 \ub3d9\ud559\uacfc \uae30\uc220 \uc8fc\ub3c4 \ud22c\uc790\uc640 \uc5f0\uad00\ub41c \uac00\uaca9 \uc555\ub825\uc5d0 \ub300\ud55c \uc9c0\uc18d\uc801 \uacbd\uacc4\uc2ec\uc744 \ubc18\uc601\ud55c\ub2e4. \ud55c\ud3b8 \uae08\uc735\uc5ec\uac74 \uc644\ud654\ub294, \uc778\ud50c\ub808\uc774\uc158 \ub454\ud654\uac00 \uc218\uc694 \uc57d\ud654\uac00 \uc544\ub2c8\ub77c \uacf5\uae09 \uce21 \uc815\uc0c1\ud654\uc5d0 \uae30\uc778\ud55c\ub2e4\uba74 \uc6b0\ud638\uc801 \uc694\uc778\uc73c\ub85c \ud574\uc11d\ub418\uace0 \uc788\ub2e4.<\/p>\n

\ube0c\ub808\uc774\ud06c\uc774\ube10 \ud558\ub77d\uc5d0\ub3c4 \uc9c0\uc18d\ub418\ub294 \uc778\ud50c\ub808\uc774\uc158 \uc6b0\ub824<\/h3>\n

\ud604\uc7ac \uc2dc\uc7a5\uc5d0\uc11c\ub294 \ub69c\ub837\ud55c \uad34\ub9ac\uac00 \uad00\ucc30\ub41c\ub2e4. \uc5d0\ub108\uc9c0 \uac00\uaca9 \ud558\ub77d\uc73c\ub85c \uc778\ud50c\ub808\uc774\uc158 \uae30\ub300\ub294 \ub0ae\uc544\uc84c\uc9c0\ub9cc, \uc8fc\uc2dd \uc790\uae08 \ud750\ub984\uc740 \uc9c0\uc18d\uc801\uc778 \ubb3c\uac00 \uc555\ub825\uc5d0 \ub300\ube44\ud55c \ud3ec\uc9c0\uc158\uc744 \uc720\uc9c0\ud558\uace0 \uc788\ub2e4. \ud22c\uc790\uc790 \ud3ec\uc9c0\uc154\ub2dd\uacfc \uc2dc\uc7a5\uc774 \uac00\uaca9\uc5d0 \ubc18\uc601\ud55c \uc778\ud50c\ub808\uc774\uc158 \uac04 \uac04\uadf9\uc740 2025\ub144 \ucd08 \uc774\ud6c4 \uac00\uc7a5 \ud070 \uc218\uc900\uc774\ub2e4.<\/p>\n

\uc774\ub294 \uc2dc\uc7a5\uc774 \uc5d0\ub108\uc9c0 \uc678 \uc694\uc778, \uc989 \ub178\ub3d9\uacfc \uae30\uc220 \ud22c\uc790 \ub4f1\uc758 \uc778\ud50c\ub808\uc774\uc158\uc744 \uc6b0\ub824\ud558\uace0 \uc788\uc74c\uc744 \uc2dc\uc0ac\ud55c\ub2e4. \uc9c0\ub09c\uc8fc \ubc1c\ud45c\ub41c 6\uc6d4 \uace0\uc6a9\ubcf4\uace0\uc11c\ub3c4 \uc774\ub97c \ub4b7\ubc1b\uce68\ud55c\ub2e4. \ud3c9\uade0 \uc2dc\uac04\ub2f9 \uc784\uae08 \uc99d\uac00\uc728\uc740 \uc804\ub144 \ub300\ube44 4.1%\ub85c \uace0\ucc29\ud654\ub41c \ud750\ub984\uc744 \uc774\uc5b4\uac14\ub2e4. \uadfc\uc6d0 \uc778\ud50c\ub808\uc774\uc158 \uc5ed\uc2dc \ucd5c\uc2e0 \uc9c0\ud45c\uc5d0\uc11c 3.6%\ub85c \ub048\uc801\ud55c(sticky) \ubaa8\uc2b5\uc744 \ubcf4\uc774\uba70, \ud5e4\ub4dc\ub77c\uc778 \uc218\uce58\uac00 \uc2dc\uc0ac\ud558\ub294 \uac83\ub9cc\ud07c \uae30\uc800 \ubb3c\uac00 \uc555\ub825\uc774 \ube60\ub974\uac8c \uc57d\ud654\ub418\uc9c0 \uc54a\uace0 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc900\ub2e4.<\/p>\n

\ubd88\ud655\uc2e4\ud55c \uac70\uc2dc \ud658\uacbd\uc5d0\uc11c\uc758 \ud30c\uc0dd \uc804\ub7b5<\/h3>\n

\ud30c\uc0dd\uc0c1\ud488 \ud2b8\ub808\uc774\ub354 \uad00\uc810\uc5d0\uc11c \uc774\ub7ec\ud55c \uae34\uc7a5\uc740 \ud2b9\ud788 \uae08\ub9ac \ubbfc\uac10 \uc139\ud130\ub97c \uc911\uc2ec\uc73c\ub85c \ub0b4\uc7ac\ubcc0\ub3d9\uc131\uc774 \ub192\uc740 \uc218\uc900\uc744 \uc720\uc9c0\ud560 \uac00\ub2a5\uc131\uc744 \uc2dc\uc0ac\ud55c\ub2e4. S&P 500\uacfc \uac19\uc740 \uad11\ubc94\uc704 \uc9c0\uc218\uc5d0\uc11c \ub2e8\uae30 \ub9cc\uae30\uc758 \uc678\uac00\uaca9(OTM) \ud48b\uc744 \ub9e4\ub3c4\ud558\ub294 \uc804\ub7b5\uc5d0 \uae30\ud68c\uac00 \uc788\ub2e4\uace0 \ubcf8\ub2e4. \uc774\ub294 \uace0\uc870\ub41c \uacf5\ud3ec\ub85c\ubd80\ud130 \ud504\ub9ac\ubbf8\uc5c4\uc744 \uc218\ucde8\ud558\uba74\uc11c, \uae08\uc735\uc5ec\uac74 \uc644\ud654\uac00 \ub2f9\ubd84\uac04 \ud070 \ud3ed\uc758 \uc2dc\uc7a5 \ud558\ub77d\uc744 \uc81c\uc5b4\ud560 \uac83\uc774\ub77c\ub294 \uc2dc\uac01\uc744 \ubc18\uc601\ud55c\ub2e4.<\/p>\n

\ub610\ud55c \uc0b0\uc5c5\uc7ac\u00b7\uc18c\uc7ac \ub4f1 \uc778\ud50c\ub808\uc774\uc158 \ubca0\ud0c0\uac00 \ub192\uc740 \ud2b9\uc815 \uc139\ud130\uc5d0 \ub300\ud55c \ubdf0\ub97c \uc635\uc158\uc73c\ub85c \ud45c\ud604\ud558\ub294 \uc804\ub7b5\ub3c4 \uc720\ud6a8\ud558\ub2e4\uace0 \ud310\ub2e8\ud55c\ub2e4. XLI\uc640 \uac19\uc740 \uc139\ud130 ETF\uc5d0\uc11c \ucf5c \uc2a4\ud504\ub808\ub4dc\ub97c \ub9e4\uc218\ud558\uba74 \ube44\uc6a9 \ud6a8\uc728\uc801\uc73c\ub85c \uc0c1\ubc29 \ub178\ucd9c\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\ub2e4. \uc774\ub294 \ubc29\uc5b4\uc801 \ud50c\ub85c\uc6b0\uac00 \uc9c0\uc18d\ub418\uace0, \ud22c\uc790\uc790\ub4e4\uc774 \uc778\ud50c\ub808\uc774\uc158 \ud5e4\uc9c0\ub97c \uc27d\uac8c \uac77\uc5b4\ub0b4\uc9c0 \uc54a\ub294 \ubaa8\uc2b5\uacfc\ub3c4 \ubd80\ud569\ud55c\ub2e4.<\/p>\n

\ud604 \uc0c1\ud669\uc740 \ucd08\uae30 \uc778\ud50c\ub808\uc774\uc158 \ucda9\uaca9 \uc774\ud6c4 \uc5f0\uc900\uc758 \uc815\ucc45 \uacbd\ub85c\ub97c \uc2dc\uc7a5\uc774 \uac00\uaca9\uc5d0 \ubc18\uc601\ud558\ub294 \ub370 \uc5b4\ub824\uc6c0\uc744 \uacaa\uc5c8\ub358 2022\ub144 \ub9d0\uc758 \ubcc0\ub3d9\uc131 \ub192\uc740 \ubc15\uc2a4\uad8c \uc7a5\uc138\uc640 \uc720\uc0ac\ud558\uac8c \ub290\uaef4\uc9c4\ub2e4. \ub2f9\uc2dc\uc5d0\ub294 \ubcc0\ub3d9\uc131 \ub9e4\ub3c4\uac00 \uc720\ub9ac\ud55c \ud658\uacbd\uc774 \uc774\uc5b4\uc84c\uace0, \ud604\uc7ac\uc758 \ubd88\ud655\uc2e4\uc131\uc744 \uac10\uc548\ud560 \ub54c \ud5a5\ud6c4 \uba87 \uc8fc\uac04 \uc9c0\uc218\uc5d0\uc11c \uc544\uc774\uc5b8 \ucf58\ub3c4\ub974\uc640 \uac19\uc740 \uc804\ub7b5\ub3c4 \uc131\uacfc\ub97c \ub0bc \uc218 \uc788\ub2e4\uace0 \ubcf8\ub2e4.<\/p>\n

\ub048\uc801\ud55c \uc778\ud50c\ub808\uc774\uc158\uc774 \uc2e4\uc81c\ub85c\ub294 \uc218\uc694\uc758 \uae09\uaca9\ud55c \ub454\ud654\ub97c \uac00\ub9ac\uace0 \uc788\uc744 \ub9ac\uc2a4\ud06c\uc5d0 \ub300\ube44\ud574, \uc18c\ube44\uc7ac(\uacbd\uae30\uc18c\ube44\uc7ac) \uc8fc\uc2dd\uc5d0 \ub300\ud55c \uc7a5\uae30 \ub9cc\uae30 \ud48b\uc744 \uac80\ud1a0\ud558\uace0 \uc788\ub2e4. \uc774\ub294 \uc11c\uc0ac\uac00 \u2018\uace0\ucc29 \uc778\ud50c\ub808\uc774\uc158\u2019\uc5d0\uc11c \u2018\uc2e4\ubb3c \uacbd\uae30 \ub454\ud654\u2019\ub85c \uc804\ud658\ub420 \uacbd\uc6b0 \ube44\uad50\uc801 \uc800\ub834\ud55c \ube44\uc6a9\uc73c\ub85c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \ubc29\uc5b4\ud560 \uc218 \uc788\ub294 \uc218\ub2e8\uc774\ub2e4. \uc774\ub294 \ud604\uc7ac\uc758 \ub514\uc2a4\uc778\ud50c\ub808\uc774\uc158\uc774 \uac89\ubcf4\uae30\ub9cc\ud07c \uc591\ud638\ud558\uc9c0 \uc54a\uc744 \uc218 \uc788\ub2e4\ub294 \uac00\ub2a5\uc131\uc5d0 \ub300\ube44\ud558\ub294 \ud575\uc2ec \ud5e4\uc9c0\ub2e4.<\/p>\n\n\n\n

\uc9c0\uae08 \ubc14\ub85c \uac70\ub798\ub97c \uc2dc\uc791\ud558\uc138\uc694 \u2014 VT Markets \uc2e4\uacc4\uc88c\ub97c \uac1c\uc124\ud558\ub824\uba74 \uc5ec\uae30<\/a>\ub97c \ud074\ub9ad\ud558\uc138\uc694.<\/b>\n\n<\/p>","protected":false},"excerpt":{"rendered":"

\uc5d0\ub108\uc9c0\ubc1c \uae30\ub300\uc778\ud50c\ub808 \ud558\ub77d\uc5d0\ub3c4 \ubbf8 \uc8fc\uc2dd \uc790\uae08\uc740 \uc778\ud50c\ub808 \ud5e4\uc9c0 \uc720\uc9c0. \ud50c\ub85c\uc6b0-\ube0c\ub808\uc774\ud06c\uc774\ube10 \uad34\ub9ac 18\uac1c\uc6d4 \ucd5c\ub300. \ub178\ub3d9\u00b7\uae30\uc220\ubc1c \ubb3c\uac00 \uacbd\uacc4\ub85c \ubc29\uc5b4\uc801. \uc804\ub7b5: OTM \ud48b\ub9e4\ub3c4, \uc139\ud130 \ucf5c\uc2a4\ud504\ub808\ub4dc, \uc544\uc774\uc5b8\ucf58\ub3c4\ub974. \uc18c\ube44\uc7ac \uc7a5\uae30\ud48b.<\/p>\n","protected":false},"author":87,"featured_media":50174,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[71],"tags":[],"class_list":["post-51048","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-live-updates"],"acf":{"acf_article_selection_author":null},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/51048","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/comments?post=51048"}],"version-history":[{"count":0,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/51048\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/media\/50174"}],"wp:attachment":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/media?parent=51048"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/categories?post=51048"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/tags?post=51048"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}