{"id":49340,"date":"2026-06-08T02:53:08","date_gmt":"2026-06-08T02:53:08","guid":{"rendered":"https:\/\/www.vtmarkets.com\/kr\/uncategorized\/%ec%8a%a4%ed%83%a0%eb%8b%a4%eb%93%9c%ec%b0%a8%ed%83%80%eb%93%9c-bsp%ec%9d%98-%eb%b9%84%ec%a0%95%eb%a1%80-%ea%b8%88%eb%a6%ac%ec%9d%b8%ec%83%81-%ec%a0%84%eb%a7%9d-%ec%b2%a0%ed%9a%8c\/"},"modified":"2026-06-08T02:53:08","modified_gmt":"2026-06-08T02:53:08","slug":"%ec%8a%a4%ed%83%a0%eb%8b%a4%eb%93%9c%ec%b0%a8%ed%83%80%eb%93%9c-bsp%ec%9d%98-%eb%b9%84%ec%a0%95%eb%a1%80-%ea%b8%88%eb%a6%ac%ec%9d%b8%ec%83%81-%ec%a0%84%eb%a7%9d-%ec%b2%a0%ed%9a%8c","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/kr-asia\/live-updates\/%ec%8a%a4%ed%83%a0%eb%8b%a4%eb%93%9c%ec%b0%a8%ed%83%80%eb%93%9c-bsp%ec%9d%98-%eb%b9%84%ec%a0%95%eb%a1%80-%ea%b8%88%eb%a6%ac%ec%9d%b8%ec%83%81-%ec%a0%84%eb%a7%9d-%ec%b2%a0%ed%9a%8c\/","title":{"rendered":"\uc2a4\ud0e0\ub2e4\ub4dc\ucc28\ud0c0\ub4dc, BSP\uc758 \u2018\ube44\uc815\ub840\u2019 \uae08\ub9ac\uc778\uc0c1 \uc804\ub9dd \ucca0\ud68c\u2026\ud398\uc18c \ub9ac\uc2a4\ud06c \uc18d 6\u00b78\uc6d4 \uc778\uc0c1 \uc5ec\uc804"},"content":{"rendered":"<p>\uc2a4\ud0e0\ub2e4\ub4dc\ucc28\ud0c0\ub4dc\ub294 \ud544\ub9ac\ud540 \uc911\uc559\uc740\ud589(Bangko Sentral ng Pilipinas\u00b7BSP)\uc758 \uae30\uc900\uae08\ub9ac \uacbd\ub85c \uc804\ub9dd\uc744 \uc218\uc815\ud558\uba70, 6\uc6d4 18\uc77c \uc815\ub840\ud68c\uc758 \uc774\uc804\uc5d0 \ubc18\uc601\ud574 \ub450\uc5c8\ub358 \u2018\ube44\uc815\ub840(off-cycle) 50bp \uc778\uc0c1\u2019 \uc2dc\ub098\ub9ac\uc624\ub97c \uae30\ubcf8\uc804\ub9dd\uc5d0\uc11c \uc81c\uc678\ud588\ub2e4. \uadf8\ub7fc\uc5d0\ub3c4 \uc778\ud50c\ub808\uc774\uc158 \ub9ac\uc2a4\ud06c\uac00 \uc9c0\uc18d\ub418\ub294 \uac00\uc6b4\ub370 6\uc6d4 50bp \uc778\uc0c1, 8\uc6d4 \ucd94\uac00 25bp \uc778\uc0c1\uc744 \uc5ec\uc804\ud788 \uc608\uc0c1\ud588\ub2e4. \ub610\ud55c \ud544\ub9ac\ud540 \ud398\uc18c(PHP) \uc57d\uc138\uac00 \uc218\uc785\ubb3c\uac00\ub97c \uc790\uadf9\ud574 \uc778\ud50c\ub808\uc774\uc158 \uc555\ub825\uc744 \ud0a4\uc6b8 \uc218 \uc788\ub2e4\uace0 \ubd24\ub2e4. \ud1b5\ud654\uc815\ucc45 \uc644\ud654\ub294 2027\ub144 2\ubd84\uae30(Q2-2027) \uc774\uc804\uc5d0\ub294 \uc5c6\uc744 \uac83\uc73c\ub85c \uc804\ub9dd\ud588\ub2e4.<\/p>\n<p>\ube44\uc815\ub840 \uc778\uc0c1\uc774 \uae30\ubcf8\uc804\ub9dd\uc5d0\uc11c \ube60\uc9c0\uba74\uc11c, \ub3d9\uc0ac\ub294 2026\ub144 \ub9d0 \uc815\ucc45\uae08\ub9ac(\uae30\uc900\uae08\ub9ac) \uc804\ub9dd\uce58\ub97c \uae30\uc874 5.75%\uc5d0\uc11c 5.25%\ub85c \ud558\ud5a5 \uc870\uc815\ud588\ub2e4. \uc778\ud50c\ub808\uc774\uc158 \ub454\ud654\uac00 \uc9c4\ud589\ub418\uba74 2027\ub144 2\ubd84\uae30\ubd80\ud130 \uae34\ucd95\uc774 \ub418\ub3cc\ub824\uc9c8 \uac83\uc73c\ub85c \uc608\uc0c1\ud558\uba70, 2027\ub144 \ub9d0 \uc815\ucc45\uae08\ub9ac\ub294 4.50%\ub85c \ub0b4\ub824\uac08 \uac83\uc73c\ub85c \ub0b4\ub2e4\ubd24\ub2e4.<\/p>\n<h3>\uc815\ucc45 \uae30\ub300\uc640 \uc778\ud50c\ub808\uc774\uc158 \ub9ac\uc2a4\ud06c<\/h3>\n<p>\uc6b0\ub9ac\ub294 6\uc6d4 18\uc77c \ud1b5\ud654\uc815\ucc45\ud68c\uc758 \uc774\uc804\uc758 \ube44\uc815\ub840 \uae08\ub9ac\uc778\uc0c1\uc744 \ub354 \uc774\uc0c1 \uc608\uc0c1\ud558\uc9c0 \uc54a\ub294\ub2e4. \uc774\uc81c \ucd08\uc810\uc740 \uc815\ub840 \ud68c\uc758\uc5d0\uc11c\uc758 50bp \uc778\uc0c1\uc5d0 \uc804\uc801\uc73c\ub85c \ub9de\ucdb0\uc838 \uc788\ub2e4. \uc774\ubc88 \uc870\uc815\uc740 \uc644\ud654 \uc870\uc9d0\uc774 \ub098\ud0c0\ub098\uace0\ub294 \uc788\uc73c\ub098 \uacb0\ucf54 \uc0ac\ub77c\uc9c0\uc9c0 \uc54a\uc740 \uc778\ud50c\ub808\uc774\uc158 \ub9ac\uc2a4\ud06c\uc5d0 \uadfc\uac70\ud55c\ub2e4.<\/p>\n<p>\ucd5c\uadfc \ubb3c\uac00 \uc9c0\ud45c\ub3c4 \uc774\ub97c \ub4b7\ubc1b\uce68\ud55c\ub2e4. 5\uc6d4 \uc778\ud50c\ub808\uc774\uc158\uc740 \uc804\uc6d4 \ub300\ube44 3.9%\ub85c \uc0c1\uc2b9\ud588\ub2e4. \uc774\ub7ec\ud55c \ubc18\ub4f1\uc740 \uc911\uc559\uc740\ud589\uc774 \ub9e4\ud30c\uc801 \uc2e0\ud638\ub97c \uc2e4\uc81c \ud589\ub3d9\uc73c\ub85c \uc62e\uae38 \uc555\ub825\uc744 \ub192\uc778\ub2e4. \uc774\uc5d0 \uc6b0\ub9ac\ub294 \ub2e8\uae30 \uae08\ub9ac\uc758 \ucd94\uac00 \uc0c1\uc2b9\uc5d0 \ub300\ube44\ud574 \ud3ec\uc9c0\uc154\ub2dd\ud558\uace0 \uc788\uc73c\uba70, \uc8fc\ub85c \uc774\uc790\uc728\uc2a4\uc651(IRS)\uc5d0\uc11c \uace0\uc815\uae08\ub9ac\ub97c \uc9c0\uae09(pay fixed)\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \ub300\uc751\ud558\uace0 \uc788\ub2e4.<\/p>\n<p>\ud398\uc18c\ud654\uc758 \uc9c0\uc18d\uc801\uc778 \uc57d\uc138 \uc5ed\uc2dc \uc6b0\ub9ac\uc758 \uc804\ub7b5\uc744 \uac15\ud654\ud55c\ub2e4. \ud604\uc7ac \ud658\uc728\uc740 \ub2ec\ub7ec\ub2f9 58.75 \uc218\uc900\uc5d0\uc11c \uac70\ub798\ub418\uace0 \uc788\ub2e4. \uc774\ub7ec\ud55c \uc57d\uc138\ub294 \ud2b9\ud788 \ud575\uc2ec \uc6d0\uc790\uc7ac\uc758 \uc218\uc785\ubb3c\uac00 \uc0c1\uc2b9\uc5d0 \ub300\ud55c \uc6b0\ub824\ub97c \ud0a4\uc6cc \uc911\uc559\uc740\ud589\uc5d0 \ucd94\uac00 \uc778\uc0c1\uc758 \uba85\ubd84\uc744 \uc81c\uacf5\ud55c\ub2e4. \uc774\ubc88 \uae08\ub9ac \uc778\uc0c1\uc740 \ud1b5\ud654\uac00\uce58\uc5d0 \ud558\ubc29\uc744 \ubc29\uc5b4\ud558\ub294 \u2018\ub9c8\uc9c0\ub178\uc120\u2019\uc744 \ud615\uc131\ud558\uae30 \uc704\ud55c \ud544\uc694 \uc870\uce58\ub85c \ud574\uc11d\ub41c\ub2e4.<\/p>\n<h3>\ud398\uc18c \ubcc0\ub3d9\uc131\uacfc \uc911\uc7a5\uae30 \uc804\ub9dd<\/h3>\n<p>\uc5ed\uc0ac\uc801\uc73c\ub85c \uae08\ub9ac \uc778\uc0c1\uc774 \uc790\ub3d9\uc73c\ub85c \ud398\uc18c \uac15\uc138\ub85c \uc774\uc5b4\uc9c8 \uac83\uc774\ub77c\uace0 \ub2e8\uc815\ud558\ub294 \ub370\uc5d0\ub294 \uc8fc\uc758\uac00 \ud544\uc694\ud558\ub2e4. 2022\ub144\uc5d0\ub3c4 \ub9e4\uc6b0 \uac15\ud55c \ub2ec\ub7ec \ud658\uacbd \uc18d\uc5d0\uc11c \ud604\uc9c0\uc758 \uacf5\uaca9\uc801 \uae08\ub9ac \uc778\uc0c1\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ud398\uc18c\ub294 \uc57d\uc138\ub97c \ubcf4\uc600\ub2e4. \uc774\uc5d0 \ub530\ub77c \uc6b0\ub9ac\ub294 \ub2e8\uc21c\ud55c \uac15\uc138 \ubca0\ud305\ubcf4\ub2e4\ub294, \ucd94\uac00 \ubcc0\ub3d9\uc131\uc5d0 \ub300\ube44\ud558\uae30 \uc704\ud574 \ud1b5\ud654\uc635\uc158\uc744 \ud65c\uc6a9\ud55c \ud5e4\uc9c0 \ubc29\uc548\uc744 \uac80\ud1a0\ud558\uace0 \uc788\ub2e4.<\/p>\n<p>\ud5a5\ud6c4 \uc218 \uc8fc\ub97c \ub118\uc5b4\uc11c\ub294 \uad6c\uac04\uc5d0\uc11c\ub294 8\uc6d4 \ucd94\uac00 25bp \uc778\uc0c1\ub3c4 \ubc18\uc601\ud558\uace0 \uc788\ub2e4. \ucd5c\uc18c 2027\ub144 2\ubd84\uae30\uae4c\uc9c0\ub294 \uc815\ucc45 \uc644\ud654\ub098 \uae08\ub9ac \uc778\ud558\ub97c \uc608\uc0c1\ud558\uc9c0 \uc54a\ub294\ub2e4. \uc774 \uac19\uc740 \uc911\uc7a5\uae30 \uc804\ub9dd\uc740 \ub2f9\ubd84\uac04 \uace0\uae08\ub9ac \ud658\uacbd\uc5d0 \ub300\ube44\ud55c \ud3ec\uc9c0\uc154\ub2dd\uc774 \ud544\uc694\ud558\ub2e4\ub294 \uc810\uc744 \uc7ac\ud655\uc778\ud574 \uc900\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201c\uc624\ud504\uc0ac\uc774\ud074 50bp \uc778\uc0c1\uc740 \uc5c6\ub2e4\u201d SC, BSP 6\uc6d4 50bp\u00b78\uc6d4 25bp \uc778\uc0c1 \uc804\ub9dd \uc720\uc9c0. \ud398\uc18c \uc57d\uc138\ubc1c \uc218\uc785\ubb3c\uac00 \ub9ac\uc2a4\ud06c \uc9c0\uc18d, \uc644\ud654\ub294 2027\ub144 2Q \uc774\ud6c4. 2026\ub144 \ub9d0 \uae08\ub9ac 5.25%.<\/p>\n","protected":false},"author":87,"featured_media":47719,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[71],"tags":[],"class_list":["post-49340","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-live-updates"],"acf":{"acf_article_selection_author":null},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/49340","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/comments?post=49340"}],"version-history":[{"count":0,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/49340\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/media\/47719"}],"wp:attachment":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/media?parent=49340"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/categories?post=49340"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/tags?post=49340"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}