{"id":49289,"date":"2026-06-04T03:16:45","date_gmt":"2026-06-04T03:16:45","guid":{"rendered":"https:\/\/www.vtmarkets.com\/kr\/uncategorized\/%ed%95%84%eb%a6%ac%ed%95%80-%ec%9d%b8%ed%94%8c%eb%a0%88%ec%9d%b4%ec%85%98-8-%ec%83%81%ed%9a%8c-%ec%a0%84%eb%a7%9dbsp-%ec%b6%94%ea%b0%80-%ea%b8%88%eb%a6%ac%ec%9d%b8%ec%83%81-%ea%b8%b0%eb%8c%80\/"},"modified":"2026-06-04T03:16:45","modified_gmt":"2026-06-04T03:16:45","slug":"%ed%95%84%eb%a6%ac%ed%95%80-%ec%9d%b8%ed%94%8c%eb%a0%88%ec%9d%b4%ec%85%98-8-%ec%83%81%ed%9a%8c-%ec%a0%84%eb%a7%9dbsp-%ec%b6%94%ea%b0%80-%ea%b8%88%eb%a6%ac%ec%9d%b8%ec%83%81-%ea%b8%b0%eb%8c%80","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/kr-asia\/live-updates\/%ed%95%84%eb%a6%ac%ed%95%80-%ec%9d%b8%ed%94%8c%eb%a0%88%ec%9d%b4%ec%85%98-8-%ec%83%81%ed%9a%8c-%ec%a0%84%eb%a7%9dbsp-%ec%b6%94%ea%b0%80-%ea%b8%88%eb%a6%ac%ec%9d%b8%ec%83%81-%ea%b8%b0%eb%8c%80\/","title":{"rendered":"\ud544\ub9ac\ud540 \uc778\ud50c\ub808\uc774\uc158 8% \uc0c1\ud68c \uc804\ub9dd\u2026BSP \ucd94\uac00 \uae08\ub9ac\uc778\uc0c1 \uae30\ub300 \ud655\uc0b0\u00b7\ud398\uc18c\ud654 \ubc29\uc5b4\ub825 \uac15\ud654 \uae30\ub300"},"content":{"rendered":"<p>\ud544\ub9ac\ud540\uc758 \uc778\ud50c\ub808\uc774\uc158\uc740 \uc804\ub144 \ub3d9\uc6d4 \ub300\ube44 \uae30\uc874 7.2%\uc5d0\uc11c 8%\ub97c \ub118\uc5b4\uc124 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, \ubc29\ucf54 \uc13c\ud2b8\ub784 ng \ud544\ub9ac\ud53c\ub098\uc2a4(BSP)\uc758 2.0~4.0% \ubaa9\ud45c \ubc94\uc704\ub97c \ud55c\uce35 \ub354 \uc0c1\ud68c\ud560 \uc804\ub9dd\uc774\ub2e4. \uc774\ubc88 \uc0c1\uc2b9 \uc555\ub825\uc740 \uc2dd\ub8cc\ud488 \uac00\uaca9 \uc0c1\uc2b9, \uc804\ub144 \ub300\ube44 \uad6d\ub0b4 \uc5f0\ub8cc\ube44 \uc778\uc0c1, \uadf8\ub9ac\uace0 \uc9c0\uc18d\ub418\ub294 \ud1b5\ud654 \uc57d\uc138\uc640 \uc5f0\uad00\ub3fc \ud5e4\ub4dc\ub77c\uc778 \ubb3c\uac00 \uc555\ub825\uc744 \ub192\uc740 \uc218\uc900\uc73c\ub85c \uc720\uc9c0\uc2dc\ud0a4\uace0 \uc788\ub2e4.<\/p>\n<p>\ub2e4\ub9cc \uad6d\ub0b4 \uc5f0\ub8cc\uac00\uaca9 \uc778\ud558(\ub864\ubc31), \uc77c\ubd80 \uc2dd\ud488 \ud488\ubaa9\uc758 \uc644\ub9cc\ud55c \ubb3c\uac00 \ud750\ub984, \uc804\uae30\u00b7\uc218\ub3c4 \ub4f1 \uacf5\uacf5\uc694\uae08\uc758 \uc18c\ud3ed \ud558\ub77d\uc73c\ub85c \uc6d4\uac04(\uc21c\ucc28) \ubaa8\uba58\ud140\uc740 \ub454\ud654\ub418\ub294 \uac83\uc73c\ub85c \uad00\uce21\ub41c\ub2e4. \uc778\ud50c\ub808\uc774\uc158 \uacb0\uacfc\ub294 \uc77c\ubd80 \u2018\uc815\ucc45\uc5d0 \uc758\ud574 \uac78\ub7ec\uc9c4(policy-filtered)\u2019 \uc131\uaca9\uc73c\ub85c\ub3c4 \uc124\uba85\ub418\ub294\ub370, \uc18c\ub9e4\ubb3c\uac00 \uc0c1\uc2b9\ub960\uc740 \ubcf4\uc870\uae08 \uc9c0\uc6d0 \uc5ec\ubd80\uc640 \uac00\uaca9 \uc804\uac00(pass-through) \uba54\ucee4\ub2c8\uc998\uc758 \uc791\ub3d9 \uc815\ub3c4\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4. \uadf8\ub7fc\uc5d0\ub3c4 \uc62c\ud574 BSP\uc640 \uc778\ub3c4\ub124\uc2dc\uc544 \uc911\uc559\uc740\ud589(BI) \ubaa8\ub450\uc5d0\uc11c \uad6d\ub0b4 \uae08\ub9ac\ub294 \ucd94\uac00 \uae34\ucd95\uc774 \uc774\uc5b4\uc9c8 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4.<\/p>\n<h3>Rising Inflation And Policy Response<\/h3>\n<p>\ub0b4\uc77c \ubc1c\ud45c \uc608\uc815\uc778 5\uc6d4 \ubb3c\uac00 \ubcf4\uace0\uc11c\ub97c \uc55e\ub450\uace0, \uc6b0\ub9ac\ub294 8%\ub97c \uc0c1\ud68c\ud560 \uc218 \uc788\ub294 \uc218\uce58\uc5d0 \ub300\ube44\ud558\uace0 \uc788\ub2e4. \uc774 \uac19\uc740 \ud070 \ud3ed\uc758 \uc0c1\uc2b9\uc740 \uc8fc\ub85c \uc2dd\ub8cc\ud488 \uac00\uaca9, \uc804\ub144 \ub300\ube44 \ub192\uc740 \uc5f0\ub8cc\ube44, \uadf8\ub9ac\uace0 \uc57d\uc138 \ud398\uc18c\ud654\uc5d0 \uc758\ud574 \ucd09\ubc1c\ub418\uace0 \uc788\ub2e4. \uc2dc\uc7a5\uc740 \uc911\uc559\uc740\ud589 \ubaa9\ud45c\uce58(2~4%)\ub97c \ud06c\uac8c \ubc97\uc5b4\ub098\ub294 \uacb0\uacfc\ub97c \uacbd\uacc4\ud558\ub294 \ubd84\uc704\uae30\ub2e4.<\/p>\n<p>\uc774\ucc98\ub7fc \ub192\uc740 \uc778\ud50c\ub808\uc774\uc158 \uc9c0\ud45c\ub294 \ubc29\ucf54 \uc13c\ud2b8\ub784 ng \ud544\ub9ac\ud53c\ub098\uc2a4(BSP)\uac00 \ubcf4\ub2e4 \ub2e8\ud638\ud558\uac8c \ub300\uc751\ud558\ub3c4\ub85d \ub9cc\ub4e4 \uac00\ub2a5\uc131\uc774 \ud06c\ub2e4. \uc6b0\ub9ac\ub294 BSP\uac00 \ud5a5\ud6c4 \uc218\uac1c\uc6d4 \ub3d9\uc548 \uc9c0\uc18d\ub418\ub294 \ubb3c\uac00 \uc555\ub825\uc744 \uc5b5\uc81c\ud558\uae30 \uc704\ud574 \uad6d\ub0b4 \uae08\ub9ac\ub97c \ucd94\uac00\ub85c \uc778\uc0c1\ud560 \ud544\uc694\uac00 \uc788\ub2e4\uace0 \ubcf8\ub2e4. \uc774\ub294 \uc720\uc0ac\ud55c \uacbd\uc81c \uc5ec\uac74\uc5d0 \uc9c1\uba74\ud588\uc744 \ub54c\uc758 \uacfc\uac70 \ub300\uc751\uacfc\ub3c4 \uada4\ub97c \uac19\uc774\ud55c\ub2e4.<\/p>\n<p>\ucd5c\uadfc \ud544\ub9ac\ud540 \ud398\uc18c\ub294 \ub2ec\ub7ec\ub2f9 59.50 \uc218\uc900\uc5d0\uc11c \uc57d\uc138\ub97c \ubcf4\uc774\uba70 \uc218\uc785 \ubb3c\uac00\ub97c \ub04c\uc5b4\uc62c\ub824 \uc0c1\ud669\uc744 \uc545\ud654\uc2dc\ud0a4\uace0 \uc788\ub2e4. \ub610\ud55c \ucd5c\uadfc \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 \uc9c0\ub09c\ub2ec \uc300 \uc18c\ub9e4\uac00\uaca9\uc740 \uc804\ub144 \ub3d9\uc6d4 \ub300\ube44 12% \uc0c1\uc2b9\ud588\ub2e4. \uc774\ub7ec\ud55c \uc694\uc778\ub4e4\uc740 \uc911\uc559\uc740\ud589\uc758 \ub9e4\ud30c\uc801 \uc815\ucc45 \ub300\uc751\uc744 \uc815\ub2f9\ud654\ud558\ub294 \uadfc\uac70\ub85c \uc791\uc6a9\ud55c\ub2e4.<\/p>\n<p>2022~2023\ub144 \uad6d\uba74\uc5d0\uc11c\ub3c4 \uc778\ud50c\ub808\uc774\uc158\uc774 8%\ub97c \uc0c1\ud68c\ud558\ub294 \uc720\uc0ac\ud55c \uc0c1\ud669\uc774 \uc804\uac1c\ub41c \ubc14 \uc788\ub2e4. \ub2f9\uc2dc BSP\ub294 \uacbd\uc81c \uc548\uc815\ud654\ub97c \uc704\ud574 \ucd1d 450bp\uc5d0 \ub2ec\ud558\ub294 \uacf5\uaca9\uc801\uc778 \uae08\ub9ac \uc778\uc0c1\uc744 \ub2e8\ud589\ud588\ub2e4. \uacfc\uac70 \uc0ac\ub840\ub294 \uc911\uc559\uc740\ud589\uc774 \uc778\ud50c\ub808\uc774\uc158 \uae30\ub300\ub97c \uace0\uc815(\uc575\ucee4\ub9c1)\ud558\uae30 \uc704\ud574 \ud575\uc2ec \uc218\ub2e8\uc778 \uc815\ucc45\uae08\ub9ac\ub97c \uc8fc\uc800 \uc5c6\uc774 \ud65c\uc6a9\ud560 \uac83\uc784\uc744 \uc2dc\uc0ac\ud55c\ub2e4.<\/p>\n<h3>Market Strategies Amid Inflation Volatility<\/h3>\n<p>\uc774 \uac19\uc740 \uc804\ub9dd\uc744 \uace0\ub824\ud574, \uc6b0\ub9ac\ub294 \uae08\ub9ac \uc0c1\uc2b9\uc5d0 \ub300\ube44\ud55c \ud3ec\uc9c0\uc154\ub2dd \uc218\ub2e8\uc73c\ub85c \uc774\uc790\uc728 \uc2a4\uc651(IRS)\uc744 \uc8fc\ubaa9\ud558\uace0 \uc788\ub2e4. 2\ub144\ubb3c \uc2a4\uc651\uc5d0\uc11c \uace0\uc815\uae08\ub9ac \uc9c0\uae09(pay fixed) \uc804\ub7b5\uc774 \ub9e4\ub825\uc801\uc73c\ub85c \ubcf4\uc774\ub294\ub370, \ud574\ub2f9 \uad6c\uac04\uc740 BSP\uc758 \uc815\ucc45 \ubcc0\ud654\uc5d0 \uac00\uc7a5 \ubbfc\uac10\ud55c \ucee4\ube0c \uad6c\uac04\uc774\uae30 \ub54c\ubb38\uc774\ub2e4. \uc911\uc559\uc740\ud589\uc774 \uc608\uc0c1\ub300\ub85c \uae08\ub9ac\ub97c \uc778\uc0c1\ud560 \uacbd\uc6b0 \uc774 \uac70\ub798\ub294 \uc9c1\uc811\uc801\uc778 \uc218\ud61c\uac00 \uac00\ub2a5\ud558\ub2e4.<\/p>\n<p>\ucd94\uac00 \uae08\ub9ac \uc778\uc0c1\uc740 2\ubd84\uae30 \ub0b4\ub0b4 \uc555\ub825\uc744 \ubc1b\uc544\uc628 \ud398\uc18c\ud654\uc5d0 \uc9c0\uc9c0 \uc694\uc778\uc73c\ub85c \uc791\uc6a9\ud560 \uc218 \uc788\ub2e4. \uc6b0\ub9ac\ub294 \ud1b5\ud654\uc120\ub3c4(\ud3ec\uc6cc\ub4dc)\ub098 \ucf5c\uc635\uc158\uc744 \ud65c\uc6a9\ud55c PHP \ub871(\ub9e4\uc218) \ud3ec\uc9c0\uc158\ub3c4 \ubaa8\uc0c9\ud558\uace0 \uc788\ub2e4. BSP\uac00 \uba85\ud655\ud55c \uc2e0\ud638\ub97c \uc904 \uacbd\uc6b0 \ud658\uc728\uc740 \ud604 \uc218\uc900\uc5d0\uc11c \ub418\ub3cc\ub9bc(\ud558\ub77d) \uc5ec\uc9c0\uac00 \uc0dd\uae38 \uc218 \uc788\ub2e4.<\/p>\n<p>\uc784\ubc15\ud55c \uc9c0\ud45c \ubc1c\ud45c\uc640 \uc774\ud6c4 BSP \ud68c\uc758\ub294 \uc2dc\uc7a5 \ubcc0\ub3d9\uc131\uc744 \ud655\ub300\ud560 \uac00\ub2a5\uc131\uc774 \ub192\ub2e4. \uc774\ub294 \uc635\uc158 \ud2b8\ub808\uc774\ub354\uc5d0\uac8c \uc720\ub9ac\ud55c \ud658\uacbd\uc774 \ub420 \uc218 \uc788\ub2e4. \uc6b0\ub9ac\ub294 \uc8fc\uc694 \uc815\ucc45 \ubc1c\ud45c\uc77c \uc804\ud6c4\ub85c USD\/PHP\uc5d0 \ub300\ud55c \uc2a4\ud2b8\ub798\ub4e4 \ub9e4\uc218 \ub4f1 \ub871 \ubcfc\ub77c\ud2f8\ub9ac\ud2f0 \uc804\ub7b5\uc774 \uc720\ud6a8\ud560 \uc218 \uc788\ub2e4\uace0 \ubcf8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ud544\ub9ac\ud540 \ubb3c\uac00 5\uc6d4 8% \uc0c1\ud68c \uc804\ub9dd\u2026\uc2dd\ub8cc\ud488\u00b7\uc5f0\ub8cc\u00b7\ud398\uc18c \uc57d\uc138\uac00 \uc555\ubc15, \uc6d4\uac04 \ub454\ud654\uc5d0\ub3c4 BSP \ucd94\uac00 \uae34\ucd95 \uac00\ub2a5\uc131. \uc2dc\uc7a5\uc740 2\ub144 IRS \ud398\uc774\ud53d\uc2a4\u00b7PHP \ub871\u00b7USD\/PHP \ub871\ubcfc \uc804\ub7b5 \uc8fc\ubaa9.<\/p>\n","protected":false},"author":87,"featured_media":47719,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[71],"tags":[],"class_list":["post-49289","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-live-updates"],"acf":{"acf_article_selection_author":null},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/49289","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/comments?post=49289"}],"version-history":[{"count":0,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/49289\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/media\/47719"}],"wp:attachment":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/media?parent=49289"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/categories?post=49289"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/tags?post=49289"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}