{"id":48349,"date":"2026-03-04T10:44:41","date_gmt":"2026-03-04T10:44:41","guid":{"rendered":"https:\/\/www.vtmarkets.com\/kr\/uncategorized\/versabank%eb%8a%94-1%eb%b6%84%ea%b8%b0-%ec%a3%bc%eb%8b%b9%ec%88%9c%ec%9d%b4%ec%9d%b5eps-0-27%eb%8b%ac%eb%9f%ac%eb%a5%bc-%ea%b8%b0%eb%a1%9d%ed%95%b4-%ec%98%88%ec%83%81%ec%b9%98%ec%97%90-%eb%b6%80\/"},"modified":"2026-03-04T10:44:41","modified_gmt":"2026-03-04T10:44:41","slug":"versabank%eb%8a%94-1%eb%b6%84%ea%b8%b0-%ec%a3%bc%eb%8b%b9%ec%88%9c%ec%9d%b4%ec%9d%b5eps-0-27%eb%8b%ac%eb%9f%ac%eb%a5%bc-%ea%b8%b0%eb%a1%9d%ed%95%b4-%ec%98%88%ec%83%81%ec%b9%98%ec%97%90-%eb%b6%80","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/kr-asia\/live-updates\/versabank%eb%8a%94-1%eb%b6%84%ea%b8%b0-%ec%a3%bc%eb%8b%b9%ec%88%9c%ec%9d%b4%ec%9d%b5eps-0-27%eb%8b%ac%eb%9f%ac%eb%a5%bc-%ea%b8%b0%eb%a1%9d%ed%95%b4-%ec%98%88%ec%83%81%ec%b9%98%ec%97%90-%eb%b6%80\/","title":{"rendered":"VersaBank\ub294 1\ubd84\uae30 \uc8fc\ub2f9\uc21c\uc774\uc775(EPS) 0.27\ub2ec\ub7ec\ub97c \uae30\ub85d\ud574 \uc608\uc0c1\uce58\uc5d0 \ubd80\ud569\ud588\uc73c\uba70, \uc804\ub144 \ub3d9\uae30 0.20\ub2ec\ub7ec\uc5d0\uc11c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4."},"content":{"rendered":"VersaBank\ub294 2026\ub144 1\uc6d4\uc5d0 \ub05d\ub09c \ubd84\uae30(1\ubd84\uae30) **\uc8fc\ub2f9\uc21c\uc774\uc775(EPS, \ud68c\uc0ac \uc774\uc775\uc744 \uc8fc\uc2dd 1\uc8fc\ub85c \ub098\ub208 \uac12)**\uc774 **0.27\ub2ec\ub7ec**\ub77c\uace0 \ubc1c\ud45c\ud588\uc73c\uba70, \uc774\ub294 **Zacks \ucee8\uc13c\uc11c\uc2a4 \ucd94\uc815\uce58(\uc5ec\ub7ec \uc560\ub110\ub9ac\uc2a4\ud2b8 \uc804\ub9dd\uc758 \ud3c9\uade0)**\uc640 \uac19\uc558\uc2b5\ub2c8\ub2e4. \uc774\ub294 **\ube44\uacbd\uc0c1\uc801 \ud56d\ubaa9(\ub9e4\ubc88 \ubc18\ubcf5\ub418\uc9c0 \uc54a\ub294 \uc77c\ud68c\uc131 \ube44\uc6a9\u00b7\uc218\uc775)**\uc744 \uc81c\uc678\ud574 \uc870\uc815\ud55c \uae30\uc900\uc73c\ub85c, 1\ub144 \uc804\uc758 **\uc8fc\ub2f9 0.20\ub2ec\ub7ec**\ubcf4\ub2e4 \uc99d\uac00\ud55c \uac83\uc785\ub2c8\ub2e4.\n\n\uc9c1\uc804 \ubd84\uae30\uc5d0\ub294 \ucd94\uc815\uce58\uac00 **0.24\ub2ec\ub7ec**\uc600\uace0 \ud68c\uc0ac\ub3c4 **0.24\ub2ec\ub7ec**\ub97c \uae30\ub85d\ud588\uc2b5\ub2c8\ub2e4. \ucd5c\uadfc 4\uac1c \ubd84\uae30 \ub3d9\uc548 \ucee8\uc13c\uc11c\uc2a4 EPS\ub97c \ucd08\uacfc \ub2ec\uc131\ud55c \uac83\uc740 1\ubc88\uc774\uc5c8\uc2b5\ub2c8\ub2e4.\n\n\ubd84\uae30 \ub9e4\ucd9c\uc740 **2,633\ub9cc \ub2ec\ub7ec**\ub85c, \ucd94\uc815\uce58\ub97c **0.14%** \uc0c1\ud68c\ud588\uc2b5\ub2c8\ub2e4. 1\ub144 \uc804 **1,958\ub9cc \ub2ec\ub7ec**\uc640 \ube44\uad50\ud558\uba74 \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4. \ucd5c\uadfc 4\uac1c \ubd84\uae30 \ub3d9\uc548 \ub9e4\ucd9c \ucee8\uc13c\uc11c\uc2a4\ub97c \uc0c1\ud68c\ud55c \uac83\uc740 2\ubc88\uc774\uc5c8\uc2b5\ub2c8\ub2e4.\n\nVersaBank \uc8fc\uac00\ub294 \uc5f0\ucd08 \uc774\ud6c4 \uc57d **13%** \uc0c1\uc2b9\ud588\uc73c\uba70, S&#038;P 500\uc758 **0.5%** \uc0c1\uc2b9\uc744 \uc6c3\ub3cc\uc558\uc2b5\ub2c8\ub2e4. \uc774 \uc885\ubaa9\uc740 **Zacks Rank #3(\ubcf4\uc720\u00b7Hold)**\uc785\ub2c8\ub2e4.\n\n\ud604\uc7ac \ucee8\uc13c\uc11c\uc2a4 \uc804\ub9dd\uc740 \ub2e4\uc74c \ubd84\uae30 **EPS 0.30\ub2ec\ub7ec**, \ub9e4\ucd9c **2,756\ub9cc \ub2ec\ub7ec**\uc785\ub2c8\ub2e4. \uc774\ubc88 \ud68c\uacc4\uc5f0\ub3c4 \uc804\uccb4\ub85c\ub294 **EPS 1.36\ub2ec\ub7ec**, \ub9e4\ucd9c **1\uc5b51,571\ub9cc \ub2ec\ub7ec**\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.\n\nZacks\uc758 **\uc740\ud589-\ud574\uc678(Banks &#8211; Foreign, \ubbf8\uad6d \uae30\uc900\uc73c\ub85c \ud574\uc678 \uc740\ud589\/\ud574\uc678 \uc911\uc2ec \uc740\ud589 \uad00\ub828 \uc5c5\uc885 \ubd84\ub958)** \uc5c5\uc885\uc740 250\uac1c \uc774\uc0c1 \uc5c5\uc885 \uc911 \uc0c1\uc704 **13%**\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. Zacks \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 \uc0c1\uc704 50% \uc5c5\uc885\uc774 \ud558\uc704 50% \uc5c5\uc885\ubcf4\ub2e4 **2\ubc30 \uc774\uc0c1** \ub354 \uc88b\uc740 \uc131\uacfc\ub97c \ub0b4\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4.\n\nAlexander &#038; Baldwin Holdings\ub294 **EPS 0.26\ub2ec\ub7ec**\ub97c \ubcf4\uace0\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, \uc774\ub294 \uc804\ub144 \ub300\ube44 **13.3% \uac10\uc18c**\uc785\ub2c8\ub2e4. \ub9e4\ucd9c \uc804\ub9dd\uc740 **5,190\ub9cc \ub2ec\ub7ec**\ub85c, \uc804\ub144 \ub300\ube44 **16.9% \uac10\uc18c**\uac00 \uc608\uc0c1\ub429\ub2c8\ub2e4.\n\nVersaBank\uc758 \uc2e4\uc801\uc774 \uc608\uc0c1\uc5d0 \ubd80\ud569\ud588\uae30 \ub54c\ubb38\uc5d0, **\uae5c\uc9dd \uc2e4\uc801(\uc608\uc0c1\ubcf4\ub2e4 \ud06c\uac8c \ub2e4\ub978 \uc2e4\uc801)**\ub85c \uc778\ud55c \ud070 \uc8fc\uac00 \ubcc0\ub3d9 \uac00\ub2a5\uc131\uc740 \ub0ae\uc544\uc84c\uc744 \uac00\ub2a5\uc131\uc774 \ud07d\ub2c8\ub2e4. \ubc1c\ud45c \uc804 \ub192\uc558\ub358 **\uc635\uc158 \uc2dc\uc7a5\uc758 \ub0b4\uc7ac \ubcc0\ub3d9\uc131(\uc635\uc158 \uac00\uaca9\uc5d0 \ubc18\uc601\ub41c \u2018\uc55e\uc73c\ub85c \uc8fc\uac00\uac00 \uc5bc\ub9c8\ub098 \ucd9c\ub801\uc77c\uc9c0\u2019\uc5d0 \ub300\ud55c \uc2dc\uc7a5\uc758 \uae30\ub300\uce58)**\uc740 \ud06c\uac8c \ub0ae\uc544\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ubcc0\ub3d9\uc131 \ud558\ub77d\uc744 \uae30\ub300\ud558\uace0 **\uc635\uc158\uc744 \ub9e4\ub3c4(\ud310\ub9e4)**\ud55c \uac70\ub798\uc790\uc5d0\uac8c \uc720\ub9ac\ud569\ub2c8\ub2e4.\n\n\ud68c\uc0ac\uc758 \uc2e4\uc801\uc740 \uacac\uc870\ud558\uba70, **\uc804\ub144 \ub300\ube44 \ub9e4\ucd9c\uc774 34% \uc774\uc0c1 \uc99d\uac00**\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ube44\uad50\uc801 \uc548\uc815\uc801\uc778 \uacbd\uc81c \ud658\uacbd\uc758 \uc601\ud5a5\uc744 \ubc1b\uc558\uc2b5\ub2c8\ub2e4. **\uce90\ub098\ub2e4 \uc911\uc559\uc740\ud589(BOC)\uc758 \uae30\uc900\uae08\ub9ac(\uc911\uc559\uc740\ud589\uc774 \uc815\ud558\ub294 \ud575\uc2ec \uae08\ub9ac)**\uac00 2025\ub144 \ub9d0\ubd80\ud130 **4.25%**\ub85c \uc720\uc9c0\ub418\uba74\uc11c \uc740\ud589\uc758 **\uc21c\uc774\uc790\ub9c8\uc9c4(NIM, \ub300\ucd9c\ub85c \ubc8c\uc5b4\ub4e4\uc774\ub294 \uc774\uc790\uc218\uc775\uc5d0\uc11c \uc608\uae08 \ub4f1\uc73c\ub85c \uc9c0\uae09\ud558\ub294 \uc774\uc790\ube44\uc6a9\uc744 \ube80 \u2018\uc774\uc790 \uc7a5\uc0ac\u2019\uc758 \uc218\uc775\uc131 \uc9c0\ud45c)**\uc5d0 \ub3c4\uc6c0\uc774 \ub410\uc2b5\ub2c8\ub2e4. \uc774\ub7f0 \ud658\uacbd\uc740 \ud574\uc678 \uc740\ud589 \uc5c5\uc885\uc774 \uc0c1\uc704 13%\uc5d0 \ub4e0 \uac83\uc5d0\uc11c\ub3c4 \ub4dc\ub7ec\ub0a9\ub2c8\ub2e4.\n\n<!-- wp:paragraph-->\n<p><b>VT Markets \ub77c\uc774\ube0c \uacc4\uc815\uc744 \ub9cc\ub4e4\uace0 \uc9c0\uae08 \ubc14\ub85c <a href=\"https:\/\/www.vtmarkets.com\/kr\/trade-now\/\">\uac70\ub798<\/a>\ub97c \uc2dc\uc791\ud558\uc138\uc694.<\/b><\/p>\n<!-- \/wp:post-content -->","protected":false},"excerpt":{"rendered":"<p>VersaBank, EPS \uc608\uc0c1\uce58 \ubd80\ud569\uc5d0\ub3c4 \ub9e4\ucd9c 34%\u2191\ub85c \uc8fc\uac00 \uc5f0\ucd08 13% \uae09\ub4f1! \ud070 \uc11c\ud504\ub77c\uc774\uc988\ub294 \ub05d, \ubcc0\ub3d9\uc131 \ud558\ub77d\u00b7\ud6a1\ubcf4 \uac00\ub2a5\uc131. \ub2e4\uc74c \ucd09\ub9e4\ub294 \uac00\uc774\ub358\uc2a4\uc640 2\ubd84\uae30 EPS 0.30 \uc804\ub9dd. &#8211; vtmarkets.com<\/p>\n","protected":false},"author":103,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[71],"tags":[],"class_list":["post-48349","post","type-post","status-publish","format-standard","hentry","category-live-updates"],"acf":{"acf_article_selection_author":null},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/48349","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/users\/103"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/comments?post=48349"}],"version-history":[{"count":0,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/48349\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/media?parent=48349"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/categories?post=48349"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/tags?post=48349"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}