{"id":46573,"date":"2026-05-12T15:24:23","date_gmt":"2026-05-12T15:24:23","guid":{"rendered":"https:\/\/www.vtmarkets.com\/kr\/uncategorized\/%eb%af%b8%ea%b5%ad-adp-4%ec%a3%bc-%ec%9d%b4%eb%8f%99%ed%8f%89%ea%b7%a0-3%eb%a7%8c3%ec%b2%9c%eb%aa%85%ec%9c%bc%eb%a1%9c-%ed%95%98%eb%9d%bd%ec%97%b0%ec%a4%80%ec%9d%98-%eb%8d%94-%ed%81%b0\/"},"modified":"2026-05-12T15:24:23","modified_gmt":"2026-05-12T15:24:23","slug":"%eb%af%b8%ea%b5%ad-adp-4%ec%a3%bc-%ec%9d%b4%eb%8f%99%ed%8f%89%ea%b7%a0-3%eb%a7%8c3%ec%b2%9c%eb%aa%85%ec%9c%bc%eb%a1%9c-%ed%95%98%eb%9d%bd%ec%97%b0%ec%a4%80%ec%9d%98-%eb%8d%94-%ed%81%b0","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/kr-asia\/live-updates\/%eb%af%b8%ea%b5%ad-adp-4%ec%a3%bc-%ec%9d%b4%eb%8f%99%ed%8f%89%ea%b7%a0-3%eb%a7%8c3%ec%b2%9c%eb%aa%85%ec%9c%bc%eb%a1%9c-%ed%95%98%eb%9d%bd%ec%97%b0%ec%a4%80%ec%9d%98-%eb%8d%94-%ed%81%b0\/","title":{"rendered":"\ubbf8\uad6d ADP 4\uc8fc \uc774\ub3d9\ud3c9\uade0 3\ub9cc3\ucc9c\uba85\uc73c\ub85c \ud558\ub77d\u2026\uc5f0\uc900\uc758 \ub354 \ud070 \ud3ed \uae08\ub9ac \uc778\ud558 \uae30\ub300 \uac15\ud654"},"content":{"rendered":"<p>\ubbf8\uad6d ADP \uace0\uc6a9\ubcc0\ub3d9 **4\uc8fc \uc774\ub3d9\ud3c9\uade0**\uc774 4\uc6d4 18\uc77c \uae30\uc900 **3\ub9cc3,000\uba85(33K)**\uc73c\ub85c \ud558\ub77d\ud588\ub2e4. \uc9c1\uc804 \uae30\uac04\uc740 **3\ub9cc9,250\uba85(39.25K)**\uc774\uc5c8\ub2e4.<\/p>\n<p>\uc774\ub294 \uc774\uc804 4\uc8fc \ud3c9\uade0 \ub300\ube44 **6,250\uba85 \uac10\uc18c**\ud55c \uc218\uce58\ub2e4. \uc774\ubc88 \uc218\uce58\ub294 4\uc6d4 18\uc77c\uae4c\uc9c0\uc758 **\ucd5c\uadfc 4\uc8fc**\ub97c \ubc18\uc601\ud55c\ub2e4.<\/p>\n<h3>ADP 4\uc8fc \ucd94\uc138\uc640 \uac70\uc2dc(\ub9e4\ud06c\ub85c) \uc2e0\ud638<\/h3>\n<p>\uacfc\uac70\ub97c \ubcf4\uba74, 2025\ub144 4\uc6d4 ADP 4\uc8fc \ud3c9\uade0\uc774 3\ub9cc3,000\uba85\uc73c\ub85c \ub0b4\ub824\uac04 \uac83\uc740 **\uacbd\uae30 \ub454\ud654(\uacbd\uc81c\uc131\uc7a5 \uc18d\ub3c4\uac00 \ub290\ub824\uc9d0)**\uc758 \uc870\uae30 \uc2e0\ud638\uc600\ub2e4. \uc774\ud6c4\uc5d0\ub3c4 \uace0\uc6a9 \uc99d\uac00\uac00 \uc2dc\uc7a5 \uc608\uc0c1\uce58\ub97c \uc9c0\uc18d\uc801\uc73c\ub85c \ubc11\ub3cc\uba70 \uc57d\uc138\uac00 \uc774\uc5b4\uc84c\ub2e4. \uc774\ub7f0 **\ub178\ub3d9\uc2dc\uc7a5 \ub454\ud654(\uc77c\uc790\ub9ac \uc99d\uac00\uc138 \uc57d\ud654)**\ub294 **\uadfc\uc6d0 \ubb3c\uac00\uc0c1\uc2b9\ub960(\ubcc0\ub3d9\uc774 \ud070 \uc5d0\ub108\uc9c0\u00b7\uc2dd\ud488\uc744 \ube80 \ubb3c\uac00)**\uc744 \uc62c\ud574 1\ubd84\uae30 **2.3%**\uae4c\uc9c0 \ub0ae\ucd94\ub294 \ub370 \uc601\ud5a5\uc744 \uc92c\ub2e4.<\/p>\n<p>\uc774 \uac19\uc740 \ub0c9\uac01 \ud750\ub984\uc774 \uc774\uc5b4\uc9c0\uba74\uc11c \ubbf8 \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4(Fed\u00b7\uc5f0\uc900)\ub294 2025\ub144 12\uc6d4\ubd80\ud130 **\uae08\ub9ac \uc778\ud558(\uae30\uc900\uae08\ub9ac\ub97c \ub0b4\ub9ac\ub294 \uac83)**\uc5d0 \ub098\uc130\ub2e4. \uc9c0\uae08\uae4c\uc9c0 **0.25%\ud3ec\uc778\ud2b8(25bp\u00b7bp\ub294 0.01%\ud3ec\uc778\ud2b8)**\uc529 3\ucc28\ub840 \uc778\ud558\ud574, \ucd5c\uace0\uc810 \ub300\ube44 \uc815\ucc45\uae08\ub9ac\uac00 **0.75%\ud3ec\uc778\ud2b8(75bp)** \ub0b4\ub824\uc654\ub2e4. \uc2dc\uc7a5\uc758 \ub2e4\uc218 \uc804\ub9dd(\ucee8\uc13c\uc11c\uc2a4)\uc740 2026\ub144 \ub9d0\uae4c\uc9c0 **\ucd5c\uc18c 2\ucc28\ub840 \ucd94\uac00 \uc778\ud558**\ub97c \uc774\ubbf8 \uc804\ubd80 \ubc18\uc601(\uac00\uaca9\uc5d0 \ubc18\uc601)\ud558\uace0 \uc788\ub2e4.<\/p>\n<p>**\uae08\ub9ac \ud30c\uc0dd\uc0c1\ud488(\uae08\ub9ac \ubcc0\ub3d9\uc5d0 \ub530\ub77c \uac00\uce58\uac00 \ub2ec\ub77c\uc9c0\ub294 \uc0c1\ud488)** \uce21\uba74\uc5d0\uc11c\ub294, \ud604\uc7ac \uc2dc\uc7a5\uc774 \ubc18\uc601\ud55c \uac83\ubcf4\ub2e4 \ub354 \ube60\ub974\uace0 \ud070 \ud3ed\uc758 \uc778\ud558 \uac00\ub2a5\uc131\uc5d0 \ub300\ube44\ud55c \uc804\ub7b5\uc774 \uac00\ub2a5\ud558\ub2e4. \uc608\ub97c \ub4e4\uc5b4 SOFR \ub610\ub294 Fed Funds \uc120\ubb3c\uc5d0 \ub300\ud55c **\ucf5c\uc635\uc158(\ud2b9\uc815 \uac00\uaca9\uc5d0 \uc0b4 \uc218 \uc788\ub294 \uad8c\ub9ac)** \ub9e4\uc218\ub97c \uac80\ud1a0\ud560 \uc218 \uc788\ub2e4. SOFR\ub294 \ubbf8\uad6d \ub2ec\ub7ec\uc758 \ub300\ud45c\uc801\uc778 **\ubb34\uc704\ud5d8(\ub2f4\ubcf4 \uae30\ubc18) \ub2e8\uae30\uae08\ub9ac**\uc774\uc790, Fed Funds\ub294 **\uc5f0\ubc29\uae30\uae08\uae08\ub9ac(\uc740\ud589 \uac04 \ucd08\ub2e8\uae30 \uae08\ub9ac)**\uc640 \uc5f0\ub3d9\ub418\ub294 \uc9c0\ud45c\ub2e4. \uace0\uc6a9\uc9c0\ud45c\uac00 \uc608\uc0c1\ubcf4\ub2e4 \uc57d\ud558\uba74 \uc5f0\uc900\uc758 \uc778\ud558 \uc2dc\uc810\uc774 \uc55e\ub2f9\uaca8\uc9c8 \uc218 \uc788\uc5b4, \uc774\ub7f0 \uc804\ub7b5\uc740 \uc911\uc559\uc740\ud589\uc774 \uacbd\uae30 \ubc29\uc5b4\ub97c \uc704\ud574 \ub354 \uc801\uadf9\uc801\uc73c\ub85c \uc6c0\uc9c1\uc77c \ub54c \uc720\ub9ac\ud558\ub2e4.<\/p>\n<p>\uc8fc\uc2dd\uc2dc\uc7a5\uc5d0\uc11c\ub294 \uc800\uae08\ub9ac \ud658\uacbd\uc774 **\uc131\uc7a5\uc8fc \uc911\uc2ec \uc5c5\uc885(\ubbf8\ub798 \uc131\uc7a5 \uae30\ub300\uac00 \ud070 \uc5c5\uc885)**\uc5d0 \uc720\ub9ac\ud558\ub2e4. \ub098\uc2a4\ub2e5100 \uac19\uc740 \uae30\uc220\uc8fc\u00b7\uc18c\ube44\uc7ac(\uacbd\uae30 \ubbfc\uac10 \uc18c\ube44) \uc9c0\uc218\uc5d0 \ub300\ud55c \ucf5c\uc635\uc158 \ub9e4\uc218\ub3c4 \uace0\ub824\ud560 \uc218 \uc788\ub2e4. \ub2e4\ub9cc \ucd5c\uadfc \uc2e4\uc5c5\ub960\uc774 **4.4%**\ub85c \uc62c\ub77c \uacbd\uae30 \ub454\ud654\uac00 \ub354 \uc2ec\ud574\uc9c8 \uac00\ub2a5\uc131\ub3c4 \uc788\uc5b4, **VIX(\ubcc0\ub3d9\uc131 \uc9c0\uc218\u00b7\uc2dc\uc7a5 \ubd88\uc548 \uc815\ub3c4\ub97c \ub098\ud0c0\ub0b4\ub294 \uc9c0\ud45c)**\uc5d0 \ub300\ud55c **\uc678\uac00\uaca9(OTM\u00b7\ud604\uc7ac \uac00\uaca9\uc5d0\uc11c \uba40\ub9ac \ub5a8\uc5b4\uc9c4 \ud589\uc0ac\uac00\uaca9) \ucf5c\uc635\uc158**\uc744 \uc800\ub834\ud560 \ub54c \ud568\uaed8 \uc0ac\ub450\ub294 \uc2dd\uc758 \uc704\ud5d8\ud68c\ud53c(\ud5e4\uc9c0)\ub3c4 \uc720\ud6a8\ud558\ub2e4.<\/p>\n<h3>\ud1b5\ud654(\ud658\uc728) \ud30c\uc0dd\uc0c1\ud488 \uc2dc\uc0ac\uc810<\/h3>\n<p>\uc774\ub7f0 **\ud1b5\ud654\uc815\ucc45 \ucc28\uc774(\uc815\ucc45 \ubd84\ud654)**\ub294 \ud1b5\ud654(\ud658\uc728) \ud30c\uc0dd\uc0c1\ud488\uc5d0\uc11c\ub3c4 \uae30\ud68c\uac00 \ub41c\ub2e4. \uc5f0\uc900\uc774 \uae08\ub9ac\ub97c \ub0b4\ub9ac\uba74, \uae08\ub9ac\ub97c \uc720\uc9c0\ud558\ub294(\ub3d9\uacb0\ud558\ub294) \uc911\uc559\uc740\ud589\uc744 \uac00\uc9c4 \ud1b5\ud654 \ub300\ube44 **\ub2ec\ub7ec \uc57d\uc138** \uac00\ub2a5\uc131\uc774 \ucee4\uc9c4\ub2e4. \ud2b9\ud788 \uc77c\ubcf8 \uc5d4\ud654\uc640 \uc2a4\uc704\uc2a4 \ud504\ub791 \ub300\ube44 \ub2ec\ub7ec \ud558\ub77d\uc5d0 \ubca0\ud305\ud558\ub294 **\uc635\uc158 \uc804\ub7b5(\ud658\uc728\uc774 \ub0b4\ub824\uac08 \ub54c \uc774\uc775\uc744 \ubcf4\ub294 \uad6c\uc870)**\uc744 \uac80\ud1a0\ud560 \uc218 \uc788\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ubbf8 ADP \uace0\uc6a9 4\uc8fc \ud3c9\uade0\uc774 39.25K\u219233K\ub85c 6.25K \uac10\uc18c, \ub178\ub3d9\uc2dc\uc7a5 \ub454\ud654 \uc870\uc9d0. \uc5f0\uc900 \ucd94\uac00 \uae08\ub9ac\uc778\ud558 \uae30\ub300 \ud655\uc0b0\uc5d0 \uae08\ub9ac\u00b7\uc131\uc7a5\uc8fc\u00b7\ub2ec\ub7ec\uc57d\uc138 \uc635\uc158\uc804\ub7b5 \ubd80\uac01.<\/p>\n","protected":false},"author":87,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[71],"tags":[],"class_list":["post-46573","post","type-post","status-publish","format-standard","hentry","category-live-updates"],"acf":{"acf_article_selection_author":null},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/46573","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/comments?post=46573"}],"version-history":[{"count":0,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/46573\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/media?parent=46573"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/categories?post=46573"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/tags?post=46573"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}