{"id":46257,"date":"2026-05-06T03:24:18","date_gmt":"2026-05-06T03:24:18","guid":{"rendered":"https:\/\/www.vtmarkets.com\/kr\/uncategorized\/uob-%ec%9d%b4%ec%bd%94%eb%85%b8%eb%af%b8%ec%8a%a4%ed%8a%b8%eb%93%a4-%ed%95%84%eb%a6%ac%ed%95%80-%ec%9d%b8%ed%94%8c%eb%a0%88%ec%9d%b4%ec%85%98-37%ea%b0%9c%ec%9b%94-%eb%a7%8c%ec%97%90\/"},"modified":"2026-05-06T03:24:18","modified_gmt":"2026-05-06T03:24:18","slug":"uob-%ec%9d%b4%ec%bd%94%eb%85%b8%eb%af%b8%ec%8a%a4%ed%8a%b8%eb%93%a4-%ed%95%84%eb%a6%ac%ed%95%80-%ec%9d%b8%ed%94%8c%eb%a0%88%ec%9d%b4%ec%85%98-37%ea%b0%9c%ec%9b%94-%eb%a7%8c%ec%97%90","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/kr-asia\/live-updates\/uob-%ec%9d%b4%ec%bd%94%eb%85%b8%eb%af%b8%ec%8a%a4%ed%8a%b8%eb%93%a4-%ed%95%84%eb%a6%ac%ed%95%80-%ec%9d%b8%ed%94%8c%eb%a0%88%ec%9d%b4%ec%85%98-37%ea%b0%9c%ec%9b%94-%eb%a7%8c%ec%97%90\/","title":{"rendered":"UOB \uc774\ucf54\ub178\ubbf8\uc2a4\ud2b8\ub4e4 \u201c\ud544\ub9ac\ud540 \uc778\ud50c\ub808\uc774\uc158, 37\uac1c\uc6d4 \ub9cc\uc5d0 \ucd5c\uace0\uce58\u2026BSP \ub9e4\ud30c \uae30\uc870 \uac15\ud654\u00b72026\ub144 \uc804\ub9dd\uce58 \uc0c1\ud5a5\u201d"},"content":{"rendered":"

\ud544\ub9ac\ud540 \ubb3c\uac00\uc0c1\uc2b9\ub960\uc774 37\uac1c\uc6d4 \ub9cc\uc758 \ucd5c\uace0\uce58\ub85c \uce58\uc19f\uc73c\uba74\uc11c, UOB\ub294 2026\ub144 \uc778\ud50c\ub808\uc774\uc158 \uc804\ub9dd\uce58\ub97c \uae30\uc874 5.5%\uc5d0\uc11c 7.5%\ub85c \uc0c1\ud5a5\ud588\ub2e4. \ud544\ub9ac\ud540 \uc911\uc559\uc740\ud589(BSP\u00b7Bangko Sentral ng Pilipinas)\uc758 \ucd94\uc815\uce58\ub294 6.3%\ub2e4. 2025\ub144 \uc778\ud50c\ub808\uc774\uc158\uc774 1.7%\uc600\ub358 \uc810\uc744 \uac10\uc548\ud558\uba74 7.5%\ub294 2008\ub144 \uc774\ud6c4 \uac00\uc7a5 \ub192\uc740 \uc5f0\uac04 \ubb3c\uac00\uc0c1\uc2b9\ub960\uc774\ub2e4.<\/p>\n

UOB\ub294 BSP\uac00 \uc55e\uc73c\ub85c \uae30\uc900\uae08\ub9ac\ub97c 25bp(\ubca0\uc774\uc2dc\uc2a4\ud3ec\uc778\ud2b8\u00b70.25%\ud3ec\uc778\ud2b8)\uc529 \ub450 \ucc28\ub840 \ub354 \uc778\uc0c1\ud560 \uac83\uc73c\ub85c \ubcf8\ub2e4. \ud55c \ubc88\uc740 6\uc6d4, \ub2e4\ub978 \ud55c \ubc88\uc740 2026\ub144 3\ubd84\uae30(3Q26)\ub85c \uc608\uc0c1\ud588\ub2e4. \uc774 \uacbd\uc6b0 \uc5edRP(RRP\u00b7\uc911\uc559\uc740\ud589\uc774 \uc2dc\uc911\uc5d0\uc11c \uc790\uae08\uc744 \ud761\uc218\ud560 \ub54c \uc801\uc6a9\ud558\ub294 \uc815\ucc45\uae08\ub9ac) \uae08\ub9ac\ub294 5.00%\uae4c\uc9c0 \uc62c\ub77c\uac00\uba70, \uc774\ud6c4 2026\ub144 \ub9d0\uae4c\uc9c0 5.00% \uc218\uc900\uc744 \uc720\uc9c0\ud560 \uc804\ub9dd\uc774\ub2e4.<\/p>\n

\uc778\ud50c\ub808\uc774\uc158 \ub9ac\uc2a4\ud06c\uc640 \uc2dc\uc7a5 \uc601\ud5a5<\/h3>\n

\uc8fc\uc694 \ub9ac\uc2a4\ud06c\ub85c\ub294 \uc911\ub3d9 \uad00\ub828 \uc5d0\ub108\uc9c0 \uacf5\uae09 \ucc28\uc9c8, \uae30\uc800\ud6a8\uacfc(\uc804\ub144 \ub300\ube44 \ube44\uad50 \uae30\uc900\uc774 \ub2ec\ub77c\uc838 \ubb3c\uac00\uc0c1\uc2b9\ub960\uc774 \uc65c\uace1\ub418\ub294 \ud604\uc0c1), \uadf8\ub9ac\uace0 \ud544\ub9ac\ud540 \ud398\uc18c\ud654 \uc57d\uc138\uac00 \uac70\ub860\ub410\ub2e4. \uc774\ub7f0 \uc870\uac74\uc774 \uc774\uc5b4\uc9c0\uace0 \ubd84\uc7c1\uc774 \uc9c0\uc18d\ub418\uba74 \uc5f0\ub9d0\uae4c\uc9c0 \uc778\ud50c\ub808\uc774\uc158\uc774 10%\uc5d0 \uadfc\uc811\ud558\uac70\ub098 \uc774\ub97c \uc6c3\ub3cc \uac00\ub2a5\uc131\ub3c4 \uc788\ub2e4\ub294 \ubd84\uc11d\uc774\ub2e4.<\/p>\n

\uc218\uc815\ub41c \uae08\ub9ac \uacbd\ub85c\ub294 BSP\uc758 4\uc6d4 \ud1b5\ud654\uc815\ucc45 \uc131\uba85\uacfc, \ub370\uc774\ud130\ub97c \uc911\uc2ec\uc73c\ub85c \ub2e8\uacc4\uc801\uc73c\ub85c \ud310\ub2e8\ud558\ub294 \uc811\uadfc\uacfc \ub300\uccb4\ub85c \ubd80\ud569\ud55c\ub2e4.<\/p>\n

2026\ub144 \uc778\ud50c\ub808\uc774\uc158 \uc804\ub9dd\uce58\uac00 7.5%\ub85c \ud06c\uac8c \uc0c1\ud5a5\ub41c \ub9cc\ud07c, \uc2dc\uc7a5\uc740 BSP\uac00 \ub354 \uac15\uacbd\ud55c \ud1b5\ud654\uc815\ucc45(\ub9e4\ud30c\uc801\u00b7\uae08\ub9ac \uc778\uc0c1\uc5d0 \uc801\uadf9\uc801\uc778 \uae30\uc870)\uc73c\ub85c \uae30\uc6b8 \uac00\ub2a5\uc131\uc744 \ubc18\uc601\ud560 \ud544\uc694\uac00 \uc788\ub2e4. \ud604\uc7ac\ub85c\uc11c\ub294 6\uc6d4\ubd80\ud130 25bp\uc529 \ub450 \ucc28\ub840 \ucd94\uac00 \uc778\uc0c1\uc774 \uc608\uc0c1\ub418\uba70, \uc815\ucc45\uae08\ub9ac\ub294 5.00%\ub85c \uc62c\ub77c\uac08 \uc218 \uc788\ub2e4. \uc774\ub294 \uc5f0\ub9d0\uae4c\uc9c0 \ub192\uc740 \uae08\ub9ac \ud658\uacbd\uc744 \uc804\uc81c\ub85c \ud55c \ub300\uc751\uc774 \uc720\ub9ac\ud558\ub2e4\ub294 \uc758\ubbf8\ub2e4.<\/p>\n

\ud658\uc728 \uce21\uba74\uc5d0\uc11c \ud544\ub9ac\ud540 \ud398\uc18c\ub294 \ud574\uc11d\uc774 \ubcf5\uc7a1\ud558\ub2e4. \uae08\ub9ac \uc0c1\uc2b9\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \ud1b5\ud654\ub97c \uc9c0\uc9c0\ud558\uc9c0\ub9cc, \ub2ec\ub7ec\/\ud398\uc18c(USD\/PHP)\uac00 60.00\uc120\uc744 \uc0c1\ud5a5 \ub3cc\ud30c\ud55c \uac83\uc740 2008\ub144 \uc218\uc900\uacfc \ube44\uad50\ub420 \ub9cc\ud07c \ub192\uc740 \uc778\ud50c\ub808\uc774\uc158 \uc555\ub825\uc774 \ub354 \ud070 \ubcc0\uc218\ub85c \uc791\uc6a9\ud558\uace0 \uc788\uc74c\uc744 \uc2dc\uc0ac\ud55c\ub2e4. \uc635\uc158(\ubbf8\ub9ac \uc815\ud55c \uac00\uaca9\uc5d0 \uc0ac\uace0\ud314 \uc218 \uc788\ub294 \uad8c\ub9ac)\uc73c\ub85c \ubcc0\ub3d9\uc131 \uac70\ub798\ub97c \uace0\ub824\ud558\ub294 \uc811\uadfc\uc774 \uac00\ub2a5\ud558\ub2e4. \ud1b5\ud654\ub294 \uace0\uae08\ub9ac\uc758 \ub9e4\ub825\uacfc \ubb3c\uac00 \uae09\ub4f1 \ub9ac\uc2a4\ud06c \uc0ac\uc774\uc5d0\uc11c \ud06c\uac8c \ud754\ub4e4\ub9b4 \uc218 \uc788\ub2e4.<\/p>\n

\uae08\ub9ac\uc640 \ud658\uc728(FX) \ud3ec\uc9c0\uc154\ub2dd<\/h3>\n

\uae08\ub9ac \uc2dc\uc7a5\uc5d0\uc11c\ub294 \uad6d\ucc44 \uc57d\uc138(\uac00\uaca9 \ud558\ub77d) \uac00\ub2a5\uc131\uc774 \uc0c1\ub300\uc801\uc73c\ub85c \ub69c\ub837\ud558\ub2e4. \ud544\ub9ac\ud540 10\ub144\ubb3c \uad6d\ucc44 \uae08\ub9ac\ub294 4\uc6d4 \ubb3c\uac00\uc0c1\uc2b9\ub960 7.1%\ub77c\ub294 \ucda9\uaca9\uc801\uc778 \uc218\uce58\uc5d0 \ubc18\uc751\ud574 \uc774\ubbf8 7.8%\ub97c \ub118\uc5b4\uc130\ub2e4. 2025\ub144\uc758 \ube44\uad50\uc801 \uc548\uc815\uc801\uc778 \ud658\uacbd\uacfc \ub300\uc870\uc801\uc774\ub2e4. \uae08\ub9ac \uc2a4\uc651(\uace0\uc815\uae08\ub9ac\uc640 \ubcc0\ub3d9\uae08\ub9ac\ub97c \uad50\ud658\ud558\ub294 \uacc4\uc57d)\uc5d0\uc11c \ubcc0\ub3d9\uae08\ub9ac\ub97c \ubc1b\ub294 \uad6c\uc870\ub85c \ub4e4\uc5b4\uac00\uac70\ub098, \uad6d\ucc44 \uc120\ubb3c \ub9e4\ub3c4(\uac00\uaca9 \ud558\ub77d\uc5d0 \ubca0\ud305)\ub97c \ud1b5\ud574 \uae08\ub9ac \uc0c1\uc2b9(\uc218\uc775\ub960 \uc0c1\uc2b9)\uc5d0 \ub300\uc751\ud558\ub294 \uc804\ub7b5\uc774 \uac70\ub860\ub41c\ub2e4.<\/p>\n

\ud575\uc2ec \ub3d9\uc778\uc740 \uc9c0\uc815\ud559\uc801 \uae34\uc7a5\uc774\ub2e4. \uc774\ub85c \uc778\ud574 \ube0c\ub80c\ud2b8\uc720(\ubd81\ud574\uc0b0 \uc6d0\uc720 \uae30\uc900\uac00\uaca9)\uac00 \ubc30\ub7f4\ub2f9 110\ub2ec\ub7ec\ub97c \ub118\uc5b4\uc11c\uba70 \uad6d\ub0b4 \ubb3c\uac00\uc5d0 \uc9c1\uc811 \uc555\ub825\uc744 \uc8fc\uace0 \uc788\ub2e4. 2025\ub144 \ud3c9\uade0 \ubb3c\uac00\uc0c1\uc2b9\ub960\uc774 1.7%\uc5d0 \ubd88\uacfc\ud588\ub358 \uac83\uacfc \ube44\uad50\ud558\uba74, \ud604\uc7ac\ub294 \uc815\ubc18\ub300\uc758 \ud658\uacbd\uc73c\ub85c \uc2dc\uc7a5 \ubd88\ud655\uc2e4\uc131\uc744 \ud0a4\uc6b4\ub2e4. \uc774\uc5d0 \ub530\ub77c \ud544\ub9ac\ud540 \uad00\ub828 \uc790\uc0b0 \uc804\ubc18\uc5d0\uc11c \ubcc0\ub3d9\uc131 \ud655\ub300\uc5d0 \ubca0\ud305\ud558\ub294 \uc804\ub7b5(\ub871 \ubcc0\ub3d9\uc131)\uc774 \ub9e4\ub825\uc801\uc77c \uc218 \uc788\ub2e4.<\/p>\n

\ud5a5\ud6c4 \uba87 \uc8fc\uac04\uc740 \ub2e4\uc74c \ubb3c\uac00 \uc9c0\ud45c\uc640 \uae00\ub85c\ubc8c \uc5d0\ub108\uc9c0 \uac00\uaca9\uc774 \ud575\uc2ec \ubcc0\uc218\ub2e4. BSP\uac00 \ub370\uc774\ud130 \uc758\uc874\uc801 \uc811\uadfc\uc744 \uc2dc\uc0ac\ud55c \ub9cc\ud07c, \ubb3c\uac00\uac00 \uc815\uc810\uc5d0 \ub3c4\ub2ec\ud558\uc9c0 \uc54a\uc558\ub2e4\ub294 \uc2e0\ud638\uac00 \ub098\uc624\uba74 \uc2dc\uc7a5 \uc608\uc0c1\ubcf4\ub2e4 \ub354 \uac15\uacbd\ud55c \ub300\uc751\uc774 \ub098\uc62c \uac00\ub2a5\uc131\ub3c4 \uc788\ub2e4. 6\uc6d4 \ud68c\uc758 \uc774\ud6c4 \uc911\uc559\uc740\ud589\uc758 \ubc1c\uc5b8\uc5d0\uc11c \uae30\uc870 \ubcc0\ud654\uac00 \uc788\ub294\uc9c0 \uc8fc\uc758 \uae4a\uac8c \uc0b4\ud3b4\ubcfc \ud544\uc694\uac00 \uc788\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

\ud544\ub9ac\ud540 \ubb3c\uac00 37\uac1c\uc6d4 \ucd5c\uace0 \uae09\ub4f1\uc5d0 UOB, 2026 \uc778\ud50c\ub808 \uc804\ub9dd 7.5%\ub85c \uc0c1\ud5a5. BSP\ub294 25bp \ub450 \ucc28\ub840 \uc778\uc0c1\ud574 \uae08\ub9ac 5% \uc720\uc9c0 \uc608\uc0c1. \ud398\uc18c\u00b7\uad6d\ucc44 \ubcc0\ub3d9\uc131 \ud655\ub300 \uacbd\uace0.<\/p>\n","protected":false},"author":87,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[71],"tags":[],"class_list":["post-46257","post","type-post","status-publish","format-standard","hentry","category-live-updates"],"acf":{"acf_article_selection_author":null},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/46257","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/comments?post=46257"}],"version-history":[{"count":0,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/46257\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/media?parent=46257"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/categories?post=46257"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/tags?post=46257"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}