{"id":46150,"date":"2026-05-05T01:54:08","date_gmt":"2026-05-05T01:54:08","guid":{"rendered":"https:\/\/www.vtmarkets.com\/kr\/uncategorized\/%eb%89%b4%ec%9a%95-%ec%97%b0%ec%9d%80-%ec%b4%9d%ec%9e%ac-%ec%a1%b4-%ec%9c%8c%eb%a6%ac%ec%97%84%ec%8a%a4-%ec%98%ac%ed%95%b4-%ec%9d%b8%ed%94%8c%eb%a0%88%ec%9d%b4%ec%85%98-3-%ec%98%88%ec%83%81\/"},"modified":"2026-05-05T01:54:08","modified_gmt":"2026-05-05T01:54:08","slug":"%eb%89%b4%ec%9a%95-%ec%97%b0%ec%9d%80-%ec%b4%9d%ec%9e%ac-%ec%a1%b4-%ec%9c%8c%eb%a6%ac%ec%97%84%ec%8a%a4-%ec%98%ac%ed%95%b4-%ec%9d%b8%ed%94%8c%eb%a0%88%ec%9d%b4%ec%85%98-3-%ec%98%88%ec%83%81","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/kr-asia\/live-updates\/%eb%89%b4%ec%9a%95-%ec%97%b0%ec%9d%80-%ec%b4%9d%ec%9e%ac-%ec%a1%b4-%ec%9c%8c%eb%a6%ac%ec%97%84%ec%8a%a4-%ec%98%ac%ed%95%b4-%ec%9d%b8%ed%94%8c%eb%a0%88%ec%9d%b4%ec%85%98-3-%ec%98%88%ec%83%81\/","title":{"rendered":"\ub274\uc695 \uc5f0\uc740 \ucd1d\uc7ac \uc874 \uc70c\ub9ac\uc5c4\uc2a4 \u201c\uc62c\ud574 \uc778\ud50c\ub808\uc774\uc158 3% \uc608\uc0c1\u2026\uc774\ub780 \uc804\uc7c1 \uacbd\uc81c \uc601\ud5a5\uc740 \ubd88\ud655\uc2e4\u201d"},"content":{"rendered":"<p>\uc874 \uc70c\ub9ac\uc5c4\uc2a4\ub294 \uc774\ub780 \uc804\uc7c1\uc774 \ubbf8\uad6d \uacbd\uc81c\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \uc904\uc9c0 \uc544\uc9c1 \ud310\ub2e8\ud558\uae30 \uc5b4\ub835\ub2e4\uace0 \ubc1d\ud614\ub2e4. \uadf8\ub294 \ubd88\ud655\uc2e4\ud55c \uacbd\uc81c \ud658\uacbd\uc5d0\uc11c\ub3c4 \ubbf8\uad6d \ud1b5\ud654\uc815\ucc45\uc774 \ub300\uccb4\ub85c \uc801\uc808\ud55c \uc218\uc900\uc5d0 \ub193\uc5ec \uc788\ub2e4\uace0 \ub9d0\ud588\ub2e4.<\/p>\n<p>\uadf8\ub294 \uc5f0\uc900(Fed)\uc758 \ub450 \uac00\uc9c0 \ucc45\ubb34(\ubb3c\uac00 \uc548\uc815\uacfc \ucd5c\ub300 \uace0\uc6a9) \ubaa8\ub450\uc5d0\uc11c \uc704\ud5d8\uc774 \ucee4\uc84c\uc73c\uba70, \uacbd\uc81c\uac00 \uc774\ub840\uc801\uc778 \uc0c1\ud669\uc5d0 \uc9c1\uba74\ud574 \uc788\ub2e4\uace0 \uc9c4\ub2e8\ud588\ub2e4. \uc5d0\ub108\uc9c0 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\uc54a\ub3c4\ub85d \ubd99\uc7a1\uc544 \ub450\ub294 \uac83\uc774\ub77c\uace0 \uac15\uc870\ud588\ub2e4.<\/p>\n<p>\uadf8\ub294 \uc62c\ud574 \ubbf8\uad6d \uacbd\uc81c\uc131\uc7a5\ub960\uc744 2~2.25%\ub85c \uc608\uc0c1\ud588\ub2e4. \uc2e4\uc5c5\ub960\uc740 4.25~4.50% \ubd80\uadfc\uc5d0 \uba38\ubb3c \uac83\uc73c\ub85c \ubd24\uace0, \uace0\uc6a9\uc2dc\uc7a5\uc740 \uc544\uc9c1 \uacac\uc870\ud558\ub2e4\uace0 \ud3c9\uac00\ud588\ub2e4.<\/p>\n<p>\uadf8\ub294 \ub178\ub3d9\uacf5\uae09(\ub178\ub3d9\ub825) \uc99d\uac00 \ud750\ub984\uc774 \ubc14\ub00c\uc5c8\ub2e4\uba70, \uace0\uc6a9\uc2dc\uc7a5\uc758 \u2018\uc190\uc775\ubd84\uae30\uc810(\uc2e4\uc5c5\ub960\uc774 \uc624\ub974\uc9c0 \uc54a\uae30 \uc704\ud574 \ud544\uc694\ud55c \uc6d4\uac04 \uc2e0\uaddc \uc77c\uc790\ub9ac \uc99d\uac00\ubd84)\u2019\uc774 \uc6d4 0~5\ub9cc \uac1c \uc218\uc900\uc77c \uc218 \uc788\ub2e4\uace0 \ub9d0\ud588\ub2e4. \ub610 \u2018R-star(\uc911\ub9bd\uae08\ub9ac, \uacbd\uae30\ub97c \uacfc\uc5f4\uc2dc\ud0a4\uc9c0\ub3c4 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\uc911\ub9bd\uae08\ub9ac\u00b7\uc7a5\uae30\uae08\ub9ac 3% 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