{"id":46102,"date":"2026-05-04T14:24:39","date_gmt":"2026-05-04T14:24:39","guid":{"rendered":"https:\/\/www.vtmarkets.com\/kr\/uncategorized\/uob-%ec%a0%84%eb%9e%b5%ea%b0%80%eb%93%a4-ecb-%ec%a0%95%ec%b1%85-%ea%b8%b0%ec%a1%b0-%ec%9c%a0%ec%a7%80%ed%95%98%eb%a9%b0-6%ec%9b%94-25bp-%ea%b8%88%eb%a6%ac-%ec%9d%b8%ec%83%81-%ed%95%9c-%ec%b0%a8\/"},"modified":"2026-05-04T14:24:39","modified_gmt":"2026-05-04T14:24:39","slug":"uob-%ec%a0%84%eb%9e%b5%ea%b0%80%eb%93%a4-ecb-%ec%a0%95%ec%b1%85-%ea%b8%b0%ec%a1%b0-%ec%9c%a0%ec%a7%80%ed%95%98%eb%a9%b0-6%ec%9b%94-25bp-%ea%b8%88%eb%a6%ac-%ec%9d%b8%ec%83%81-%ed%95%9c-%ec%b0%a8","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/kr-asia\/live-updates\/uob-%ec%a0%84%eb%9e%b5%ea%b0%80%eb%93%a4-ecb-%ec%a0%95%ec%b1%85-%ea%b8%b0%ec%a1%b0-%ec%9c%a0%ec%a7%80%ed%95%98%eb%a9%b0-6%ec%9b%94-25bp-%ea%b8%88%eb%a6%ac-%ec%9d%b8%ec%83%81-%ed%95%9c-%ec%b0%a8\/","title":{"rendered":"UOB \uc804\ub7b5\uac00\ub4e4 &#8220;ECB, \uc815\ucc45 \uae30\uc870 \uc720\uc9c0\ud558\uba70 6\uc6d4 25bp \uae08\ub9ac \uc778\uc0c1 \ud55c \ucc28\ub840 \ub2e8\ud589\ud560 \uac83&#8221;"},"content":{"rendered":"<p>UOB\ub294 \uc720\ub7fd\uc911\uc559\uc740\ud589(ECB)\uc774 \uc815\ucc45\uc744 \ub300\uccb4\ub85c \uc720\uc9c0\ud558\ub418, 6\uc6d4 11\uc77c \ud68c\uc758\uc5d0\uc11c \uae30\uc900\uae08\ub9ac\ub97c 25bp(\ubca0\uc774\uc2dc\uc2a4\ud3ec\uc778\ud2b8\u00b70.01%\ud3ec\uc778\ud2b8) \ud55c \ucc28\ub840 \uc778\uc0c1\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ud588\ub2e4. \ub178\ub3d9\uc2dc\uc7a5\uc774 \ube61\ube61\ud558\uace0(\uad6c\uc778\ub09c\u00b7\uc784\uae08 \uc555\ub825), \uc7ac\uc815 \uc5ec\ub825\uc774 \uc788\uc5b4 \uacbd\uc81c\uac00 \uc81c\ud55c\uc801 \uc778\uc0c1\uc740 \ud761\uc218\ud560 \uc218 \uc788\ub2e4\ub294 \ud310\ub2e8\uc774\ub2e4.<\/p>\n<p>UOB\ub294 \uc720\ub85c\uc874 \ubb3c\uac00\uc0c1\uc2b9\ub960\uc774 2026\ub144 4\ubd84\uae30\uc5d0 3.0%\ub97c \uc6c3\ub3cc\uba70 \uc815\uc810\uc744 \ucc0d\uc740 \ub4a4 2027\ub144\uc5d0 2.0% \uc544\ub798\ub85c \ub0b4\ub824\uac08 \uac83\uc73c\ub85c \uc804\ub9dd\ud588\ub2e4. 4\uc6d4 \uadfc\uc6d0\ubb3c\uac00(\ubcc0\ub3d9\uc774 \ud070 \uc5d0\ub108\uc9c0\u00b7\uc2dd\ub8cc\ud488\uc744 \uc81c\uc678\ud55c \ubb3c\uac00)\ub294 \ub454\ud654\ud588\uc9c0\ub9cc, \uae30\uc5c5\u00b7\uac00\uacc4 \uc124\ubb38\uc5d0\uc11c\ub294 \uac00\uaca9 \uc0c1\uc2b9 \uae30\ub300\uac00 \ub192\uc544\uc838 \ubb3c\uac00\uac00 \uc27d\uac8c \uaebe\uc774\uc9c0 \uc54a\uc744 \uc218 \uc788\ub2e4\uace0 \ubd24\ub2e4.<\/p>\n<h3>\uc778\ud50c\ub808\uc774\uc158 \uc804\ub9dd\uacfc \uc5d0\ub108\uc9c0 \ub9ac\uc2a4\ud06c<\/h3>\n<p>UOB\ub294 \uc911\ub3d9 \ubd84\uc7c1\uc774 \uacbd\uc81c\ud65c\ub3d9\uc744 \ub204\ub974\uaca0\uc9c0\ub9cc \uc131\uc7a5\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc740 \ud06c\uc9c0 \uc54a\uc744 \uac83\uc73c\ub85c \ubd24\ub2e4. \ub2e4\ub9cc \uc5d0\ub108\uc9c0 \uac00\uaca9\uc744 \ubb3c\uac00 \uc555\ub825\uc758 \ud575\uc2ec \uc694\uc778\uc73c\ub85c \uc9c0\ubaa9\ud558\uace0, \uc911\uae30 \uc804\ub9dd\uc740 \uc5d0\ub108\uc9c0 \ucda9\uaca9(\uac00\uaca9 \uae09\ub4f1)\uc758 \uaddc\ubaa8\uc640 \uc9c0\uc18d \uae30\uac04, \uadf8\ub9ac\uace0 \uac04\uc811 \uc601\ud5a5\uacfc 2\ucc28 \ud30c\uae09(\uc5d0\ub108\uc9c0 \ube44\uc6a9\uc774 \ub2e4\ub978 \ud488\ubaa9 \uac00\uaca9\u00b7\uc784\uae08\uc73c\ub85c \ubc88\uc9c0\ub294 \ud604\uc0c1)\uc5d0 \ub2ec\ub838\ub2e4\uace0 \uc124\uba85\ud588\ub2e4.<\/p>\n<p>UOB\ub294 \uc62c\ud574 \ud55c \ucc28\ub840 \ucd94\uac00 \uae34\ucd95(\uae08\ub9ac \uc778\uc0c1) \uac00\ub2a5\uc131\uc774 \ub354 \ud06c\ub2e4\uace0 \ubc1d\ud614\ub2e4. \ub2e4\ub9cc \uc815\ucc45 \uacbd\ub85c\ub294 \uc5ec\uc804\ud788 \ubd88\ud655\uc2e4\ud558\uba70, \uc6d0\uc790\uc7ac \uc2dc\uc7a5 \uac00\uaca9 \uc6c0\uc9c1\uc784\uc5d0 \ud06c\uac8c \uc88c\uc6b0\ub41c\ub2e4\uace0 \ub367\ubd99\uc600\ub2e4.<\/p>\n<p>\ud604\uc7ac \uc0c1\ud669\uc744 \uace0\ub824\ud560 \ub54c, \uc6b0\ub9ac\ub294 ECB\uac00 6\uc6d4 11\uc77c\uc5d0 25bp \ub2e8\ubc1c\uc131 \uae08\ub9ac \uc778\uc0c1\uc744 \ub2e8\ud589\ud558\ub294 \ucabd\uc5d0 \ud3ec\uc9c0\uc158\uc744 \ub450\uace0 \uc788\ub2e4. 2026\ub144 4\uc6d4 \uc720\ub85c\uc874 \ubb3c\uac00\uc758 \uc7a0\uc815\uce58(\uc18d\ubcf4\uce58)\ub294 2.7%\uc600\uace0, \uc2e4\uc5c5\ub960\ub3c4 \uc0ac\uc0c1 \ucd5c\uc800 \uc218\uc900\uc778 6.5%\ub97c \uc720\uc9c0\ud558\uace0 \uc788\uc5b4 ECB\uac00 \ud589\ub3d9\ud560 \uc5ec\uc9c0\uac00 \uc788\ub2e4\ub294 \ud3c9\uac00\ub2e4. \uc774\ubc88 \uc778\uc0c1\uc740 \ub2e8\uae30 \uae08\ub9ac \uc120\ubb3c(\uac00\uae4c\uc6b4 \ub9cc\uae30\uc758 \uae08\ub9ac \uc218\uc900\uc744 \ubc18\uc601\ud558\ub294 \uc120\ubb3c) \uac00\uaca9\uc5d0 \uc0c1\ub2f9 \ubd80\ubd84 \ubc18\uc601\ub41c \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4.<\/p>\n<h3>6\uc6d4 \ud68c\uc758 \uc774\ud6c4 \uc804\ub7b5<\/h3>\n<p>\uae30\ud68c\ub294 6\uc6d4 \uc774\ud6c4\uc5d0 \uc788\ub2e4. \uc2dc\uc7a5 \uac00\uaca9\uc740 \uc5f0\ub9d0\uae4c\uc9c0 \uc57d 40bp\uc758 \ucd94\uac00 \uae34\ucd95\uc744 \ubc18\uc601\ud574 \ub450 \ubc88\uc9f8 \uc778\uc0c1 \uac00\ub2a5\uc131\uc744 \uc2dc\uc0ac\ud55c\ub2e4. \uc6b0\ub9ac\ub294 \uacac\uc870\ud55c \uacbd\uc81c\uac00 \uc774\ubc88 1\ud68c \uc778\uc0c1\uc740 \ud761\uc218\ud560 \uc218 \uc788\ub2e4\uace0 \ubcf4\uc9c0\ub9cc, \uc5d0\ub108\uc9c0 \ub9ac\uc2a4\ud06c\uac00 ECB\uac00 \ucd94\uac00 \uc778\uc0c1\uc5d0 \ub098\uc11c\ub294 \ub370 \uc81c\uc57d\uc774 \ub420 \uac83\uc73c\ub85c \ud310\ub2e8\ud55c\ub2e4. \uc774\uc5d0 \ub530\ub77c 2026\ub144 \ud558\ubc18\uae30 \ucd94\uac00 \uc778\uc0c1 \uac00\ub2a5\uc131\uc774 \ub0ae\uc544\uc9c0\ub294 \ucabd\uc5d0 \ubca0\ud305\ud558\ub294 \ud30c\uc0dd\uc0c1\ud488 \ud3ec\uc9c0\uc158\uc774 \uc720\ub9ac\ud560 \uc218 \uc788\ub2e4. \uc608\ub97c \ub4e4\uc5b4 2026\ub144 12\uc6d4\ubb3c \uc720\ub9ac\ubcf4(Euribor\u00b7\uc720\ub85c\uc874 \uc740\ud589 \uac04 \ub2e8\uae30 \uc790\uae08 \uac70\ub798 \uae30\uc900\uae08\ub9ac) \uc120\ubb3c\uc744 \ub9e4\ub3c4(\uac00\uaca9 \ud558\ub77d\uc5d0 \ubca0\ud305)\ud558\ub294 \uc804\ub7b5\uc774 \ub300\uc548\uc774 \ub420 \uc218 \uc788\ub2e4.<\/p>\n<p>\ub3cc\uc774\ucf1c\ubcf4\uba74 ECB\ub294 2025\ub144 \ub300\ubd80\ubd84 \uae30\uac04\uc5d0 \uc2e0\uc911\ud55c \ub3d9\uacb0 \uae30\uc870\ub97c \uc720\uc9c0\ud588\ub294\ub370, \uc774\ub294 \uc131\uc7a5 \ub454\ud654 \uc6b0\ub824 \uc18d\uc5d0\uc11c \uacfc\ub3c4\ud55c \uae34\ucd95\uc744 \ud53c\ud558\ub824\ub294 \ud0dc\ub3c4\ub97c \ubcf4\uc5ec\uc92c\ub2e4. \uc774\ub7f0 \ub9e5\ub77d\uc5d0\uc11c 6\uc6d4 \uc778\uc0c1\uc740 \uc0c8\ub85c\uc6b4 \uacf5\uaca9\uc801 \uc778\uc0c1 \uc0ac\uc774\ud074(\uc5f0\uc18d \uc778\uc0c1 \uad6d\uba74)\uc758 \uc2dc\uc791\uc774\ub77c\uae30\ubcf4\ub2e4, \ub048\uc9c8\uae34 \ubb3c\uac00\ub97c \uaca8\ub0e5\ud55c \u2018\ubbf8\uc138 \uc870\uc815\u2019 \uc131\uaca9\uc774 \uac15\ud558\ub2e4\ub294 \ud574\uc11d\uc774 \uac00\ub2a5\ud558\ub2e4. \ub530\ub77c\uc11c 6\uc6d4 \uc774\ud6c4 \uc2dc\uc7a5\uc774 \uc608\uc0c1\ud558\ub294 \ub9cc\ud07c \uae08\ub9ac\uac00 \uc624\ub974\uc9c0 \uc54a\uc744 \uac83\uc5d0 \ubca0\ud305\ud558\ub294 \uad6c\uc870\ub3c4 \uace0\ub824\ud560 \uc218 \uc788\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \ub9ac\uc2dc\ubc84 \uae08\ub9ac\uc2a4\uc651(receiver interest rate swap\u00b7\uace0\uc815\uae08\ub9ac\ub97c \ubc1b\ub294 \uc2a4\uc651)\ucc98\ub7fc \uace0\uc815\uae08\ub9ac\ub97c \uc218\ucde8\ud558\uace0 \ubcc0\ub3d9\uae08\ub9ac\ub97c \uc9c0\uae09\ud558\ub294 \ud3ec\uc9c0\uc158\uc740, \ud5a5\ud6c4 \ubcc0\ub3d9\uae08\ub9ac\uac00 \uc2dc\uc7a5 \uc608\uc0c1\ub9cc\ud07c \uc624\ub974\uc9c0 \uc54a\ub294\ub2e4\uba74 \uc720\ub9ac\ud574\uc9c8 \uc218 \uc788\ub2e4.<\/p>\n<p>\ubd88\ud655\uc2e4\uc131\uc740 \uc5ec\uc804\ud788 \ud06c\ub2e4. \uc911\ub3d9 \uae34\uc7a5 \uc7ac\uc810\ud654\ub85c \ube0c\ub80c\ud2b8\uc720(\ubd81\ud574\uc0b0 \uc6d0\uc720 \uae30\uc900\uac00\uaca9)\uac00 \ubc30\ub7f4\ub2f9 95\ub2ec\ub7ec\ub97c \ub2e4\uc2dc \uc6c3\ub3cc\uba74\uc11c, \ud68c\uc758\uc5d0\uc11c\uc758 \uc815\ucc45 \u2018\uae5c\uc9dd \uc694\uc18c\u2019 \uc704\ud5d8\uc774 \ucee4\uc84c\ub2e4. \uc774\uc5d0 \ub530\ub77c \uc635\uc158(\ubbf8\ub9ac \uc815\ud55c \uac00\uaca9\uc5d0 \uc0ac\uace0\ud314 \uad8c\ub9ac) \uc804\ub7b5\uc758 \ub9e4\ub825\uc774 \ub192\uc544\uc9c4\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \uc720\ub85c\uc2a4\ud1a1\uc2a450(\uc720\ub85c\uc874 \ub300\ud45c \uc8fc\uac00\uc9c0\uc218) \ub610\ub294 EUR\/USD \uc635\uc158\uc5d0\uc11c \uc2a4\ud2b8\ub798\ub4e4(straddle\u00b7\uac19\uc740 \ub9cc\uae30\u00b7\uac19\uc740 \ud589\uc0ac\uac00\uc758 \ucf5c\uc635\uc158\uacfc \ud48b\uc635\uc158\uc744 \ub3d9\uc2dc\uc5d0 \ub9e4\uc218)\ub85c \ubcc0\ub3d9\uc131(\uac00\uaca9\uc774 \ud06c\uac8c \uc6c0\uc9c1\uc77c \uac00\ub2a5\uc131)\uc744 \uc0ac\uba74, \ubc29\ud5a5\uacfc \ubb34\uad00\ud558\uac8c \ud070 \ubcc0\ub3d9\uc774 \ub098\uc624\uba74 \uc218\uc775 \uae30\ud68c\ub97c \ub178\ub9b4 \uc218 \uc788\ub2e4.<\/p>\n<p>\ub2e8\ubc1c\uc131 \u2018\uc6d0 \uc564\ub4dc \ub358(one-and-done\u00b7\ud55c \ubc88 \ud558\uace0 \ub05d)\u2019 \uc778\uc0c1\uc740, \ud2b9\ud788 \ubbf8\uad6d \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4(Fed)\uac00 \ucd94\uac00 \uae34\ucd95 \uc2e0\ud638\ub97c \uc904 \uacbd\uc6b0 \uc678\ud658\uc2dc\uc7a5\uc5d0\uc11c\ub294 \uc624\ud788\ub824 \ube44\ub458\uae30\ud30c(\uc644\ud654\uc801)\ub85c \ud574\uc11d\ub420 \uc218 \uc788\ub2e4. 6\uc6d4 11\uc77c ECB \uc131\uba85\uc5d0\uc11c \ucd94\uac00 \uc778\uc0c1\uc774 \uc5c6\ub2e4\ub294 \uba54\uc2dc\uc9c0\uac00 \ud655\uc778\ub418\uba74 \uc720\ub85c\ud654\ub294 \uc57d\uc138\ub97c \ubcf4\uc77c \uc218 \uc788\ub2e4. \ud2b8\ub808\uc774\ub354\ub294 \ubc1c\ud45c \uc774\ud6c4 EUR\/USD \ud658\uc728 \ud558\ub77d \uac00\ub2a5\uc131\uc5d0 \ub300\ube44\ud574 \uc635\uc158\uc744 \ud65c\uc6a9\ud55c \ud3ec\uc9c0\uc154\ub2dd\uc744 \uc900\ube44\ud560 \ud544\uc694\uac00 \uc788\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201cECB 6\uc6d4 11\uc77c 25bp \ub2e8\ubc1c \uc778\uc0c1\u201d UOB \uc804\ub9dd\u2026\ube61\ube61\ud55c \uace0\uc6a9\u00b7\uc7ac\uc815\uc5ec\ub825\uc5d0 1\ud68c \ud761\uc218 \uac00\ub2a5, \ucd94\uac00 \uc778\uc0c1\uc740 \uc5d0\ub108\uc9c0 \ub9ac\uc2a4\ud06c\u00b7\ubb3c\uac00 \uae30\ub300\uc5d0 \uc81c\uc57d, \uc720\ub85c \uc57d\uc138 \uc635\uc158 \ub300\ube44.<\/p>\n","protected":false},"author":87,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[71],"tags":[],"class_list":["post-46102","post","type-post","status-publish","format-standard","hentry","category-live-updates"],"acf":{"acf_article_selection_author":null},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/46102","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/comments?post=46102"}],"version-history":[{"count":0,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/46102\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/media?parent=46102"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/categories?post=46102"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/tags?post=46102"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}