{"id":46046,"date":"2026-05-03T20:24:30","date_gmt":"2026-05-03T20:24:30","guid":{"rendered":"https:\/\/www.vtmarkets.com\/kr\/uncategorized\/%ec%a4%91%eb%8f%99-%eb%b6%88%ed%99%95%ec%8b%a4%ec%84%b1-%ec%86%8d-%ed%88%ac%ec%9e%90%ec%9e%90%eb%93%a4-%ea%b3%a0%ed%8f%89%ea%b0%80%eb%90%9c-ai-%ec%a3%bc%ec%8b%9d%ec%9d%84-%eb%86%93%ea%b3%a0-%eb%85%bc\/"},"modified":"2026-05-03T20:24:30","modified_gmt":"2026-05-03T20:24:30","slug":"%ec%a4%91%eb%8f%99-%eb%b6%88%ed%99%95%ec%8b%a4%ec%84%b1-%ec%86%8d-%ed%88%ac%ec%9e%90%ec%9e%90%eb%93%a4-%ea%b3%a0%ed%8f%89%ea%b0%80%eb%90%9c-ai-%ec%a3%bc%ec%8b%9d%ec%9d%84-%eb%86%93%ea%b3%a0-%eb%85%bc","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/kr-asia\/live-updates\/%ec%a4%91%eb%8f%99-%eb%b6%88%ed%99%95%ec%8b%a4%ec%84%b1-%ec%86%8d-%ed%88%ac%ec%9e%90%ec%9e%90%eb%93%a4-%ea%b3%a0%ed%8f%89%ea%b0%80%eb%90%9c-ai-%ec%a3%bc%ec%8b%9d%ec%9d%84-%eb%86%93%ea%b3%a0-%eb%85%bc\/","title":{"rendered":"\uc911\ub3d9 \ubd88\ud655\uc2e4\uc131 \uc18d \ud22c\uc790\uc790\ub4e4, \uace0\ud3c9\uac00\ub41c AI \uc8fc\uc2dd\uc744 \ub193\uace0 \ub17c\uc7c1\u2026\ud540\ud14c\ud06c, \uc6d4\uac00\uc758 \uacac\uc870\ud55c \u2018\uac00\uce58\uc8fc\u2019 \ub300\uc548\uc73c\ub85c \ubd80\uc0c1"},"content":{"rendered":"

\ubbf8\uad6d \uc99d\uc2dc\ub294 \uc911\ub3d9 \uc9c0\uc5ed\uc758 \ubd88\ud655\uc2e4\uc131\uc73c\ub85c \ubd88\uc548\ud55c \ud750\ub984\uc744 \ubcf4\uc774\uace0 \uc788\ub2e4. S&P 500 \uc9c0\uc218\ub294 \uc57d 4% \ud558\ub77d\ud55c \ubc18\uba74, \uc720\ub7fd STOXX 600 \uc9c0\uc218\ub294 9%, \uc77c\ubcf8 \ub2db\ucf00\uc774 \uc9c0\uc218\ub294 12% \ub5a8\uc5b4\uc84c\ub2e4. \uc774\uc5d0 \ub530\ub77c \uace0\ud3c9\uac00\ub41c \uc778\uacf5\uc9c0\ub2a5(AI) \uad00\ub828 \uc885\ubaa9 \ub4f1 \ud22c\uae30\uc131(\uac00\uaca9 \ubcc0\ub3d9\uc774 \ud070) \uc8fc\uc2dd\uc5d0 \ub300\ud55c \uacbd\uacc4\uac10\uc774 \ucee4\uc84c\ub2e4.<\/p>\n

2026\ub144 1\ubd84\uae30 \ub9d0 \uae30\uc900 \u2018\ub9e4\uadf8\ub2c8\ud53c\uc13c\ud2b8 \uc138\ube10(\ubbf8\uad6d \ub300\ud615 \uae30\uc220\uc8fc 7\uac1c \uc885\ubaa9)\u2019\uc740 \ubaa8\ub450 S&P 500\ubcf4\ub2e4 \ub354 \ud070 \ud3ed\uc73c\ub85c \ud558\ub77d\ud588\uace0, \uc8fc\uac00\uc218\uc775\ube44\uc728(PER: \uc8fc\uac00\ub97c \uc8fc\ub2f9\uc21c\uc774\uc775\uc73c\ub85c \ub098\ub208 \uac12, \ub192\uc744\uc218\ub85d \u2018\ube44\uc2f8\uac8c\u2019 \uac70\ub798\ub41c\ub2e4\ub294 \ub73b)\ub3c4 \ud568\uaed8 \ub0ae\uc544\uc84c\ub2e4. \uc774\ub294 \ubcf4\ud1b5 \ubc38\ub958\uc5d0\uc774\uc158(\uae30\uc5c5\uac00\uce58 \uc218\uc900)\uc774 \ub0ae\uace0 \uc81c\ud488 \uc218\uc694\uac00 \uc774\ubbf8 \ud655\uc778\ub41c \ud540\ud14c\ud06c \uae30\uc5c5\ub4e4\uacfc \ub300\ube44\ub41c\ub2e4.<\/p>\n

\uc8fc\ubaa9\ud560 \ud540\ud14c\ud06c \uc885\ubaa9<\/h3>\n

\uc18c\ud30c\uc774 \ud14c\ud06c\ub180\ub85c\uc9c0\uc2a4(SoFi Technologies)\ub294 \uc2dc\uac00\ucd1d\uc561 210\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\ub2e4. 2026\ub144\uae4c\uc9c0 \ub9e4\ucd9c 30% \uc131\uc7a5, EBITDA(\uc0c1\uac01 \uc804 \uc601\uc5c5\uc774\uc775: \uac10\uac00\uc0c1\uac01\u00b7\ubb34\ud615\uc790\uc0b0\uc0c1\uac01 \uac19\uc740 \ud68c\uacc4\uc0c1 \ube44\uc6a9\uc744 \uc81c\uc678\ud55c \ud604\uae08\ucc3d\ucd9c\ub825\uc744 \ubcf4\ub294 \uc9c0\ud45c) 34% \uc131\uc7a5\uc774 \uc608\uc0c1\ub41c\ub2e4\ub294 \uc804\ub9dd\uacfc \uc5f0\uacb0\ub3fc \uc788\ub2e4. \ub2e4\ub9cc 2026\ub144 \ub4e4\uc5b4 \uc8fc\uac00\ub294 34% \ud558\ub77d\ud588\ub294\ub370, \uacc4\uc815 \uc545\uc6a9 \ubc0f \uc7a5\ubd80\uc5d0 \uc7a1\ud788\uc9c0 \uc54a\uc740 \ubd80\ucc44 \uc758\ud639\uc774 \uc81c\uae30\ub41c \uc601\ud5a5\uc774\ub2e4. \ud68c\uc0ac \uce21\uc740 \uc774\ub97c \ubd80\uc778\ud558\uace0 \uc788\ub2e4.<\/p>\n

\ube14\ub85d(Block)\uc740 \uc5f0\ud658\uc0b0(\uc5f0\uac04 \uae30\uc900\uc73c\ub85c \ud658\uc0b0) 2,500\uc5b5 \ub2ec\ub7ec \uc774\uc0c1\uc758 \uaddc\ubaa8\ub85c \uac00\ub9f9\uc810 \uacb0\uc81c\ub97c \ucc98\ub9ac\ud558\uba70, \uc2a4\ud018\uc5b4 \ud30c\uc774\ub0b8\uc15c \uc11c\ube44\uc2a4(Square Financial Services)\ub97c \ud1b5\ud574 \uc740\ud589 \uc11c\ube44\uc2a4\ub3c4 \uc81c\uacf5\ud55c\ub2e4. 2026\ub144 \uc8fc\uac00\ub294 6% \ud558\ub77d\ud588\ub2e4. \uce90\uc2dc\uc571(Cash App)\uc758 \uc6d4\uac04 \ud65c\uc131 \uc774\uc6a9\uc790 \uc218\ub294 5,800\ub9cc \uba85\uc774\ub2e4.<\/p>\n

\ub204\ubc45\ud06c(Nubank)\ub294 \uc2dc\uac00\ucd1d\uc561 710\uc5b5 \ub2ec\ub7ec, \uc911\ub0a8\ubbf8 \uc804\uccb4 \uc774\uc6a9\uc790 1\uc5b52,700\ub9cc \uba85\uc744 \ubcf4\uc720\ud558\uace0 \uc788\ub2e4. \ube0c\ub77c\uc9c8 \uc131\uc778 \uc778\uad6c\uc758 \uc57d 60%\uac00 \uc774\uc6a9\uc790\ub85c \ucd94\uc0b0\ub418\uba70, \uc62c\ud574 \ube0c\ub77c\uc9c8 \uc740\ud589\uc5c5 \ub77c\uc774\uc120\uc2a4(\uc778\uac00) \ucde8\ub4dd\uc744 \ucd94\uc9c4 \uc911\uc774\ub2e4.<\/p>\n

VIX \ubcc0\ub3d9\uc131 \uc9c0\uc218(\uc2dc\uc7a5 \ubd88\uc548 \uc218\uc900\uc744 \ub098\ud0c0\ub0b4\ub294 \uc9c0\ud45c)\uac00 25 \uc548\ud30e\uc5d0\uc11c \uc6c0\uc9c1\uc774\uba70, \uc9c0\ub09c\ud574 \ud3c9\uade0\ubcf4\ub2e4 \ud06c\uac8c \ub192\ub2e4. \uc2dc\uc7a5\uc740 \ubd88\ud655\uc2e4\uc131\uc774 \uc774\uc5b4\uc9c8 \uac00\ub2a5\uc131\uc744 \uac00\uaca9\uc5d0 \ubc18\uc601\ud558\uace0 \uc788\ub2e4. \uc774\ub780 \uad00\ub828 \uac08\ub4f1\uc774 \uc2dc\uc791\ub41c \uc774\ud6c4 S&P 500\uc774 4% \ud558\ub77d\ud558\ub294 \uacfc\uc815\uc740 \uae30\uc220\uc8fc\uac00 \uc8fc\ub3c4\ud588\uace0, \ub098\uc2a4\ub2e5100 \uc9c0\uc218\ub294 \uc5f0\ucd08 \ub300\ube44 8% \uc774\uc0c1 \ub5a8\uc5b4\uc84c\ub2e4. \uc774\ub7f0 \ud658\uacbd\uc5d0\uc11c\ub294 \uc635\uc158 \ud504\ub9ac\ubbf8\uc5c4(\uc635\uc158 \uac00\uaca9 \uc911 \u2018\ubc1b\uac70\ub098 \ub0b4\ub294 \ube44\uc6a9\u2019)\uc744 \ud30c\ub294 \uc804\ub7b5\uc774 \ub9e4\ub825\uc801\uc77c \uc218 \uc788\ub2e4. \ub0b4\uc7ac\ubcc0\ub3d9\uc131(\uc635\uc158 \uac00\uaca9\uc5d0 \ubc18\uc601\ub41c \u2018\uc608\uc0c1 \ubcc0\ub3d9\ud3ed\u2019)\uc774 \ub192\uc744\uc218\ub85d \uc635\uc158 \uac00\uaca9\uc774 \ube44\uc2f8\uc9c0\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n

\ubcc0\ub3d9\uc131 \uad6d\uba74\uc758 \uc635\uc158 \uc804\ub7b5<\/h3>\n

\uc774\ub7f0 \ud750\ub984\uc740 2022\ub144 \uae08\ub9ac \uc778\uc0c1 \uad6d\uba74\uc5d0\uc11c\ub3c4 \ub098\ud0c0\ub0ac\ub294\ub370, \uc131\uc7a5 \uae30\ub300\uac00 \ud06c\uace0 \ubc38\ub958\uc5d0\uc774\uc158\uc774 \ub192\uc740 \uc885\ubaa9\uc774 \uba3c\uc800 \ud0c0\uaca9\uc744 \ubc1b\uc558\ub2e4. 2026\ub144\uc5d0\ub3c4 \ub9e4\uadf8\ub2c8\ud53c\uc13c\ud2b8 \uc138\ube10\uc774 \uac19\uc740 \ud750\ub984\uc744 \ubcf4\uc774\uba70, \ub300\ud45c \uc885\ubaa9\uc778 \uc5d4\ube44\ub514\uc544\ub294 \uc62c\ud574 \uace0\uc810 \ub300\ube44 15% \uc774\uc0c1 \ud558\ub77d\ud588\ub2e4. \uc2dc\uc7a5\uc740 PER\uc774 \uacfc\ub3c4\ud558\uac8c \ub192\uc740 \uc885\ubaa9\uc5d0\uc11c \ubc97\uc5b4\ub098, \uc0c1\ub300\uc801\uc73c\ub85c \ud569\ub9ac\uc801\uc778 \ubc38\ub958\uc5d0\uc774\uc158\uc758 \uae30\uc5c5\uc73c\ub85c \uc774\ub3d9\ud558\ub294 \uc2e0\ud638\ub97c \ub0b4\uace0 \uc788\ub2e4.<\/p>\n

\uace0\uc704\ud5d8 \uc885\ubaa9\uc73c\ub85c \ubd84\ub958\ub418\ub294 \uc18c\ud30c\uc774\ub294 \uc5f0\ucd08 \ub300\ube44 34% \ud558\ub77d\ud558\uba74\uc11c \ub0b4\uc7ac\ubcc0\ub3d9\uc131 \uc21c\uc704\uac00 90\ud37c\uc13c\ud0c0\uc77c(\ud574\ub2f9 \uc9c0\ud45c\uac00 \uacfc\uac70 \ubd84\ud3ec\uc5d0\uc11c \uc0c1\uc704 10% \uc218\uc900\uc774\ub77c\ub294 \ub73b)\ub85c \uc62c\ub77c\uc654\ub2e4. \uc774\uc5d0 \ub530\ub77c \ud604\uc7ac \uc8fc\uac00\ubcf4\ub2e4 \ud55c\ucc38 \ub0ae\uc740 \ud589\uc0ac\uac00(\uc635\uc158\uc744 \uc0b4 \ub54c \uc815\ud574\uc9c0\ub294 \uac70\ub798 \uac00\uaca9)\uc758 \ud604\uae08\ub2f4\ubcf4 \ud48b \ub9e4\ub3c4(\ud48b\uc635\uc158\uc744 \ud314\uace0, \uc8fc\uac00\uac00 \ud558\ub77d\ud574 \ubc30\uc815\ub420 \uacbd\uc6b0\ub97c \ub300\ube44\ud574 \ud604\uae08\uc744 \ud655\ubcf4\ud574 \ub450\ub294 \ubc29\uc2dd)\ub97c \uace0\ub824\ud560 \uc218 \uc788\ub2e4. \ub192\uc740 \ud504\ub9ac\ubbf8\uc5c4\uc744 \ubc1b\uc73c\uba74\uc11c\ub3c4 \uc548\uc804\ub9c8\uc9c4(\uc190\uc2e4\uc744 \uacac\ub51c \uc5ec\uc720)\uc744 \ud06c\uac8c \ud655\ubcf4\ud558\ub294 \uc811\uadfc\uc774\ub2e4. \uc774 \uc804\ub7b5\uc740 \uc2dc\uac04\uac00\uce58 \uac10\uc18c(\uc635\uc158\uc740 \ub9cc\uae30\uae4c\uc9c0 \uc2dc\uac04\uc774 \uc904\uc218\ub85d \uac00\uce58\uac00 \uc904\uc5b4\ub4dc\ub294 \uacbd\ud5a5)\uc640 \uc8fc\uac00 \uc548\uc815\u00b7\ubc18\ub4f1\uc5d0\uc11c \uc218\uc775\uc744 \uae30\ub300\ud55c\ub2e4.<\/p>\n

\ube14\ub85d\uc740 2026\ub144 6% \ud558\ub77d\uc5d0 \uadf8\uccd0 \ub300\ud615 \uae30\uc220\uc8fc \ub300\ube44 \ubc29\uc5b4\ub825\uc774 \ub354 \uac15\ud574 \ubcf4\uc778\ub2e4. \ucd5c\uadfc \uc560\ub110\ub9ac\uc2a4\ud2b8 \uc0c1\ud5a5(\ud22c\uc790\uc758\uacac\u00b7\ubaa9\ud45c\uc8fc\uac00 \uc0c1\ud5a5) \ud750\ub984\uc744 \uac10\uc548\ud558\uba74, \uc5ec\ub984 \ub9cc\uae30\ub97c \ub300\uc0c1\uc73c\ub85c \ucf5c \uc2a4\ud504\ub808\ub4dc \ub9e4\uc218(\ub0ae\uc740 \ud589\uc0ac\uac00 \ucf5c\uc744 \uc0ac\uace0, \ub354 \ub192\uc740 \ud589\uc0ac\uac00 \ucf5c\uc744 \ud568\uaed8 \ud314\uc544 \ube44\uc6a9\uc744 \uc904\uc774\ub294 \ubc29\uc2dd)\ub97c \uac80\ud1a0\ud560 \uc218 \uc788\ub2e4. \uc190\uc2e4 \ubc94\uc704\ub97c \uc81c\ud55c\ud558\uba74\uc11c\ub3c4 \uc644\ub9cc\ud55c \uc0c1\uc2b9 \ud750\ub984\uc5d0 \ucc38\uc5ec\ud560 \uc218 \uc788\uace0, \ube44\uc2fc \ucf5c\uc635\uc158\uc744 \ub2e8\ub3c5\uc73c\ub85c \ub9e4\uc218\ud558\ub294 \ubd80\ub2f4\uc744 \uc904\uc778\ub2e4.<\/p>\n

\ub204\ud640\ub529\uc2a4(Nu Holdings)\ub294 \ube0c\ub77c\uc9c8 \uc740\ud589\uc5c5 \ub77c\uc774\uc120\uc2a4 \uacb0\uc815\uc774\ub77c\ub294 \ucd09\ub9e4\uac00 \uc788\ub2e4. \uacb0\uacfc\uc5d0 \ub530\ub77c \uc8fc\uac00\uac00 \ud06c\uac8c \uc6c0\uc9c1\uc77c \uc218 \uc788\ub294 \u2018\uc774\ubca4\ud2b8\uc131\u2019 \uc7ac\ub8cc\ub77c \uc635\uc158 \uac00\uaca9\uc774 \ud2b9\ud788 \ubbfc\uac10\ud574\uc9c8 \uc218 \uc788\ub2e4. \uc774\uc5d0 \ub530\ub77c 90\uc77c \ub9cc\uae30\uc758 \ub871 \uc2a4\ud2b8\ub798\ub4e4(\uac19\uc740 \ud589\uc0ac\uac00\u00b7\uac19\uc740 \ub9cc\uae30\uc758 \ucf5c\uacfc \ud48b\uc744 \ub3d9\uc2dc\uc5d0 \ub9e4\uc218\ud574, \uc5b4\ub290 \ubc29\ud5a5\uc774\ub4e0 \ud070 \ubcc0\ub3d9\uc774 \ub098\uc624\uba74 \uc218\uc775\uc744 \ub178\ub9ac\ub294 \uc804\ub7b5)\uc744 \ud65c\uc6a9\ud574 \ud070 \ud3ed\uc758 \ubcc0\ub3d9\uc5d0 \ub300\ube44\ud560 \uc218 \uc788\ub2e4. \ubc1c\ud45c \uc774\ud6c4 \ubcc0\ub3d9\uc131 \ud655\ub300\uc5d0 \ubca0\ud305\ud558\ub294 \uad6c\uc870\ub2e4.<\/p>\n

\ud540\ud14c\ud06c \uc544\uc774\ub514\uc5b4\ub97c \uc720\uc9c0\ud558\uba74\uc11c\ub3c4 \uc2dc\uc7a5 \uc804\uccb4 \uc57d\uc138 \uc704\ud5d8\uc744 \uc904\uc774\uae30 \uc704\ud574 \ud398\uc5b4 \ud2b8\ub808\uc774\ub4dc(\uc0c1\ub300\uc801\uc73c\ub85c \uac15\ud560 \uac83\uc73c\ub85c \ubcf4\ub294 \uc790\uc0b0\uc740 \ub9e4\uc218, \uc57d\ud560 \uac83\uc73c\ub85c \ubcf4\ub294 \uc790\uc0b0\uc740 \ub9e4\ub3c4 \ub610\ub294 \ud5e4\uc9c0\ub85c \ud568\uaed8 \uc6b4\uc6a9\ud558\ub294 \ubc29\uc2dd)\ub97c \uad6c\uc131\ud560 \uc218 \uc788\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \ube14\ub85d\uacfc \ub204 \uad00\ub828 \ucf5c\uc635\uc158\uc744 \ud568\uaed8 \ubcf4\uc720\ud558\uba74\uc11c, \ub3d9\uc2dc\uc5d0 QQQ ETF(\ub098\uc2a4\ub2e5100 \ucd94\uc885 \uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc)\uc5d0 \ub300\ud55c \ud48b\uc635\uc158\uc744 \ub9e4\uc218\ud574 \ud5e4\uc9c0\ud558\ub294 \ubc29\uc2dd\uc774\ub2e4. \uc2dc\uc7a5 \ubcc0\ub3d9\uc774 \ud070 \uad6d\uba74\uc5d0\uc11c \ud540\ud14c\ud06c\uac00 \uc0c1\ub300\uc801 \uac15\uc138\ub97c \ubcf4\uc77c \uacbd\uc6b0 \uc218\uc775\uc744 \ub178\ub9ac\ub294 \uad6c\uc870\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

\uc911\ub3d9 \ubd88\ud655\uc2e4\uc131\uc5d0 \uae00\ub85c\ubc8c \uc99d\uc2dc \uae09\ub77d, \uace0\ud3c9\uac00 AI\u00b7\ub9e4\uadf87 \uc870\uc815 \uc2ec\ud654. \ubc18\uba74 \uc218\uc694 \ud655\uc778\ub41c \ud540\ud14c\ud06c\uc5d0 \uc2dc\uc120: \uc18c\ud30c\uc774\u00b7\ube14\ub85d\u00b7\ub204\ubc45\ud06c, \uace0\ubcc0\ub3d9\uc131 \ud65c\uc6a9 \uc635\uc158\uc804\ub7b5(\ud48b\ub9e4\ub3c4\u00b7\ucf5c\uc2a4\ud504\ub808\ub4dc\u00b7\uc2a4\ud2b8\ub798\ub4e4)\uacfc QQQ \ud5e4\uc9c0 \uc8fc\ubaa9.<\/p>\n","protected":false},"author":87,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[71],"tags":[],"class_list":["post-46046","post","type-post","status-publish","format-standard","hentry","category-live-updates"],"acf":{"acf_article_selection_author":null},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/46046","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/comments?post=46046"}],"version-history":[{"count":0,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/46046\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/media?parent=46046"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/categories?post=46046"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/tags?post=46046"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}