{"id":45826,"date":"2026-04-30T00:27:23","date_gmt":"2026-04-30T00:27:23","guid":{"rendered":"https:\/\/www.vtmarkets.com\/kr\/uncategorized\/rbc-%ec%9d%b4%ec%bd%94%eb%85%b8%eb%af%b8%ec%8a%a4%ed%8a%b8-%ed%81%b4%eb%a0%88%ec%96%b4-%ed%8c%ac-%ec%ba%90%eb%82%98%eb%8b%a4-%ec%a4%91%ec%95%99%ec%9d%80%ed%96%89-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac\/"},"modified":"2026-04-30T00:27:23","modified_gmt":"2026-04-30T00:27:23","slug":"rbc-%ec%9d%b4%ec%bd%94%eb%85%b8%eb%af%b8%ec%8a%a4%ed%8a%b8-%ed%81%b4%eb%a0%88%ec%96%b4-%ed%8c%ac-%ec%ba%90%eb%82%98%eb%8b%a4-%ec%a4%91%ec%95%99%ec%9d%80%ed%96%89-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/kr-asia\/live-updates\/rbc-%ec%9d%b4%ec%bd%94%eb%85%b8%eb%af%b8%ec%8a%a4%ed%8a%b8-%ed%81%b4%eb%a0%88%ec%96%b4-%ed%8c%ac-%ec%ba%90%eb%82%98%eb%8b%a4-%ec%a4%91%ec%95%99%ec%9d%80%ed%96%89-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac\/","title":{"rendered":"RBC \uc774\ucf54\ub178\ubbf8\uc2a4\ud2b8 \ud074\ub808\uc5b4 \ud32c, \uce90\ub098\ub2e4 \uc911\uc559\uc740\ud589 \uae30\uc900\uae08\ub9ac 2.25% \ub3d9\uacb0\u2026\uc804\ub9dd \uc720\uc9c0 \uc2dc \uc815\ucc45 \uae30\uc870 \uc548\uc815 \uc2dc\uc0ac"},"content":{"rendered":"

\uce90\ub098\ub2e4\uc911\uc559\uc740\ud589(BoC)\uc740 2026\ub144 \uc138 \ubc88\uc9f8 \ud68c\uc758\uc5d0\uc11c \uc775\uc77c\ubb3c \uae08\ub9ac(overnight rate\u00b7\uae08\uc735\uae30\uad00\uc774 \ud558\ub8e8 \ub2e8\uc704\ub85c \uc790\uae08\uc744 \ube4c\ub9ac\uace0 \ube4c\ub824\uc8fc\ub294 \uae30\uc900\uae08\ub9ac)\ub97c 2.25%\ub85c \ub3d9\uacb0\ud588\ub2e4. \uc774\ubc88 \uacb0\uc815\uc73c\ub85c 4\ud68c \uc5f0\uc18d \ub3d9\uacb0\uc774 \uc774\uc5b4\uc84c\ub2e4. \uc911\uc559\uc740\ud589\uc740 \uae30\ubcf8 \uc2dc\ub098\ub9ac\uc624(\ud604\uc7ac \uc804\ub9dd)\uac00 \uc720\uc9c0\ub41c\ub2e4\uba74 \ud604 \uc218\uc900\uc5d0 \uac00\uae4c\uc6b4 \uc815\ucc45\uae08\ub9ac(\uae30\uc900\uae08\ub9ac)\uac00 \uc801\uc808\ud558\ub2e4\uace0 \ubc1d\ud614\ub2e4.<\/p>\n

\ud604\uc7ac \ud1b5\ud654\uc815\ucc45 \uae30\uc870\ub294 \uacbd\uc81c \ub0b4 \uacf5\uae09 \uacfc\uc789(\uc218\uc694\ubcf4\ub2e4 \uc0dd\uc0b0\u00b7\uacf5\uae09\uc774 \ub9ce\uc740 \uc0c1\ud0dc)\uc774 \uc874\uc7ac\ud55c\ub2e4\ub294 \ud310\ub2e8\uc744 \ubc18\uc601\ud558\uba70, \uc911\ub9bd\uae08\ub9ac \ucd94\uc815 \ubc94\uc704(\uacbd\uc81c\ub97c \uacfc\uc5f4\uc2dc\ud0a4\uc9c0\ub3c4 \uce68\uccb4\uc2dc\ud0a4\uc9c0\ub3c4 \uc54a\ub294 \uae08\ub9ac) 2.25%~3.25%\uc758 \ud558\ub2e8\uc5d0 \uc704\uce58\ud55c\ub2e4. \ub2e4\ub9cc \uc774 \ud3c9\uac00\ub294 \ud5a5\ud6c4 \uacbd\uc81c\uc9c0\ud45c\uac00 \uc911\uc559\uc740\ud589 \uc804\ub9dd \uacbd\ub85c\ub97c \ub530\ub77c\uac08 \ub54c \uc131\ub9bd\ud55c\ub2e4.<\/p>\n

\uc131\uc7a5 \uc804\ub9dd\uacfc \uae08\ub9ac \uacbd\ub85c<\/h3>\n

\uce90\ub098\ub2e4\uc911\uc559\uc740\ud589\uacfc \ub85c\uc5f4\ubc45\ud06c\uc624\ube0c\uce90\ub098\ub2e4(RBC)\ub294 2026\ub144\uc5d0 \uc644\ub9cc\ud55c \uc131\uc7a5\uacfc \uc2dc\uac04\uc774 \uc9c0\ub098\uba70 \uc720\ud734 \uc0dd\uc0b0\ub2a5\ub825(\ub0a8\ub294 \uc0dd\uc0b0 \uc5ec\ub825, \u2018\uc2a4\ud398\uc5b4 \uce90\ud37c\uc2dc\ud2f0\u2019)\uc774 \uc810\uc9c4\uc801\uc73c\ub85c \ud574\uc18c\ub420 \uac83\uc73c\ub85c \ubcf8\ub2e4. \uc591\uce21 \ubaa8\ub450 2026\ub144\uc5d0\ub294 \uc775\uc77c\ubb3c \uae08\ub9ac\uac00 \uc720\uc9c0\ub418\uace0, \uc0b0\ucd9c\uac2d(output gap\u00b7\uc2e4\uc81c \uc0dd\uc0b0\uacfc \uc7a0\uc7ac \uc0dd\uc0b0\uc758 \ucc28\uc774)\uc774 \uc904\uace0 \uc2e4\uc5c5\ub960\uc774 \ud558\ub77d \ucd94\uc138\ub97c \ubcf4\uc774\ub294 2027\ub144\uc5d0\uc57c \uae08\ub9ac \uc778\uc0c1\uc774 \ub098\ud0c0\ub0a0 \uac83\uc73c\ub85c \uc608\uc0c1\ud588\ub2e4.<\/p>\n

\uc911\uc559\uc740\ud589\uc740 \uae08\ub9ac \uacbd\ub85c\uc5d0 \ub300\ud574 \uc0c1\u00b7\ud558\ubc29 \uc704\ud5d8\uc744 \uc81c\uc2dc\ud588\ub2e4. \ubbf8\uad6d\uc758 \uad00\uc138\uac00 \ud06c\uac8c \uc624\ub974\uba74 \uacbd\uae30 \ub454\ud654 \uc555\ub825\uc774 \ucee4\uc838 \uae08\ub9ac \uc778\ud558\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\ub2e4. \ubc18\ub300\ub85c \uc5d0\ub108\uc9c0 \uac00\uaca9 \ucda9\uaca9(\uc6d0\uc720 \ub4f1 \uc5d0\ub108\uc9c0 \uac00\uaca9 \uae09\ub4f1)\uc774 \uc608\uc0c1\ubcf4\ub2e4 \uc624\ub798 \uc9c0\uc18d\ub418\uba74 \ubb3c\uac00(\uc778\ud50c\ub808\uc774\uc158) \uc555\ub825\uc774 \ucee4\uc838 \uc5f0\uc18d\uc801\uc778 \uae08\ub9ac \uc778\uc0c1\uc774 \ud544\uc694\ud560 \uc218 \uc788\ub2e4.<\/p>\n

\uce90\ub098\ub2e4\uc911\uc559\uc740\ud589\uc774 \uc775\uc77c\ubb3c \uae08\ub9ac\ub97c 2.25%\ub85c \uc720\uc9c0\ud55c \ub9cc\ud07c, \ub2e8\uae30\uc801\uc73c\ub85c \uc2dc\uc7a5 \ucc38\uac00\uc790(\ud2b8\ub808\uc774\ub354)\uac00 \ubc1b\ub294 \uc2e0\ud638\ub294 \u2018\uc548\uc815\u2019\uc774\ub2e4. \uc774\ub294 \ud5a5\ud6c4 \uba87 \uc8fc \ub3d9\uc548 \uae08\ub9ac \ubcc0\ud654\uc5d0 \ub300\ud55c \ud30c\uc0dd\uc0c1\ud488(\uc608: \uae08\ub9ac \uc120\ubb3c\u00b7\uc2a4\uc651) \uac00\uaca9\uc5d0\uc11c \ubcc0\ub3d9\uc131(\uac00\uaca9 \ud754\ub4e4\ub9bc)\uc774 \uc904\uc5b4\ub4e4 \uac00\ub2a5\uc131\uc744 \uc2dc\uc0ac\ud55c\ub2e4. \ubc15\uc2a4\uad8c(\uc77c\uc815 \ubc94\uc704 \ub0b4) \uc7a5\uc138\uc5d0\uc11c \uc720\ub9ac\ud55c \uc804\ub7b5, \uc608\ub97c \ub4e4\uc5b4 \ub9cc\uae30\uac00 \uc9e7\uc740 \uc635\uc158(\uad8c\ub9ac)\uc744 \ub9e4\ub3c4\ud574 \ud504\ub9ac\ubbf8\uc5c4(\uc635\uc158 \uac00\uaca9)\uc744 \ubc1b\ub294 \ubc29\uc2dd\uc774 \uc0c1\ub300\uc801\uc73c\ub85c \uc720\ub9ac\ud560 \uc218 \uc788\ub2e4.<\/p>\n

\uc774\ub7f0 \uc804\ub9dd\uc740 \ucd5c\uadfc \uacbd\uc81c\uc9c0\ud45c\uac00 \uc5c7\uac08\ub9bc \uc5c6\uc774 \u2018\uc911\ub9bd\uc801\u2019\uc774\ub77c\ub294 \uc810\uc5d0\uc11c\ub3c4 \ub4b7\ubc1b\uce68\ub41c\ub2e4. 2026\ub144 3\uc6d4 \ubb3c\uac00\uc0c1\uc2b9\ub960\uc740 2.4%\ub85c, \uba87 \ub144 \uc804 \uace0\uc810 \ub300\ube44 \ud06c\uac8c \ub0ae\uc544\uc84c\ub2e4. 2025\ub144 4\ubd84\uae30 \uad6d\ub0b4\ucd1d\uc0dd\uc0b0(GDP) \uc131\uc7a5\ub960\ub3c4 \uc5f0\uc728 1.3%\ub85c \uc644\ub9cc\ud588\ub2e4. \uc774\ub294 \uacbd\uc81c\uac00 \uacfc\uc5f4\ub3c4 \uae09\ub7ad\ub3c4 \uc544\ub2cc \uc0c1\ud0dc\ub77c\ub294 \ud574\uc11d\uc744 \uac15\ud654\ud558\uba70, \uc911\uc559\uc740\ud589\uc774 \ub2f9\uc7a5 \uc6c0\uc9c1\uc77c \uc720\uc778\uc774 \ud06c\uc9c0 \uc54a\ub2e4\ub294 \uc758\ubbf8\ub2e4.<\/p>\n

\ubcc0\ub3d9\uc131 \uad6d\uba74\uacfc \uc2dc\uc7a5 \ud3ec\uc9c0\uc154\ub2dd<\/h3>\n

2023~2024\ub144\uc758 \uac00\ud30c\ub978 \uae08\ub9ac \uc778\uc0c1 \uad6d\uba74\uacfc \ube44\uad50\ud558\uba74, \ud604\uc7ac\uc758 \uc548\uc815 \uad6c\uac04\uc740 \ud070 \ubcc0\ud654\ub2e4. \uc2dc\uc7a5\uc740 \uacf5\uaca9\uc801\uc778 \uc815\ucc45 \ubcc0\ud654(\uae09\uaca9\ud55c \uc778\uc0c1\u00b7\uc778\ud558)\ub97c \uac00\uaca9\uc5d0 \ubc18\uc601\ud558\ub358 \uc0c1\ud0dc\uc5d0\uc11c, \uc7a5\uae30\uac04 \ub3d9\uacb0(\u2018\uae34 \uba48\ucda4\u2019)\uc744 \ubc1b\uc544\ub4e4\uc774\ub294 \ucabd\uc73c\ub85c \uc62e\uaca8\uc654\ub2e4. \uadf8 \uacb0\uacfc \uae08\ub9ac \uc120\ubb3c\uc758 \ub0b4\uc7ac\ubcc0\ub3d9\uc131(implied volatility\u00b7\uc635\uc158 \uac00\uaca9\uc5d0 \ubc18\uc601\ub41c \ud5a5\ud6c4 \ubcc0\ub3d9\uc131 \uae30\ub300\uce58)\uc740 2\ub144\uc5ec \ub9cc\uc758 \ucd5c\uc800 \uc218\uc900\uc5d0 \uadfc\uc811\ud574 \uc788\uc73c\uba70, \uc774\ub7f0 \ud658\uacbd\uc774 \uc5ec\ub984\uae4c\uc9c0 \uc774\uc5b4\uc9c8 \uc218 \uc788\ub2e4.<\/p>\n

\ub2e4\ub9cc \uc774\ub7f0 \ud3c9\uc628\uc744 \ud754\ub4e4 \uc218 \uc788\ub294 \uc0c1\u00b7\ud558\ubc29 \uc704\ud5d8\ub3c4 \uc874\uc7ac\ud55c\ub2e4. \ubbf8\uad6d\uacfc\uc758 \ubb34\uc5ed \ud611\uc758\uac00 \uc9c4\ud589\ub418\ub294 \uac00\uc6b4\ub370, \ud2b9\ud788 \uc790\ub3d9\ucc28 \uad00\uc138(\uc218\uc785\ucc28\uc5d0 \ucd94\uac00\ub85c \ub9e4\uae30\ub294 \uc138\uae08) \uac00\ub2a5\uc131\uc740 \uacbd\uae30\uc640 \ud658\uc728\uc5d0 \ubd80\ub2f4\uc744 \uc904 \uc218 \uc788\ub294 \ud575\uc2ec \ubcc0\uc218\ub2e4. \uc774\ub294 \uce90\ub098\ub2e4\uc911\uc559\uc740\ud589\uc774 \uae08\ub9ac \uc778\ud558\ub97c \uac80\ud1a0\ud558\uac8c \ub9cc\ub4dc\ub294 \uc694\uc778\uc774 \ub420 \uc218 \uc788\ub2e4. \uc2dc\uc7a5 \ucc38\uac00\uc790\ub294 \uae08\ub9ac \uae09\ub77d\uc774\ub098 \uce90\ub098\ub2e4\ub2ec\ub7ec \uc57d\uc138\uc5d0 \ub300\ube44\ud574 \uc678\uac00\uaca9(out-of-the-money\u00b7\ud604\uc7ac \uac00\uaca9\uc5d0\uc11c \uba40\ub9ac \ub5a8\uc5b4\uc9c4 \ud589\uc0ac\uac00\uc758) \uc800\ub834\ud55c \ubc29\uc5b4\uc6a9 \uc635\uc158\uc744 \ub9e4\uc218\ud558\ub294 \ubc29\uc548\uc744 \uace0\ub824\ud560 \ub9cc\ud558\ub2e4.<\/p>\n

\ubc18\ub300\ub85c \uc911\ub3d9 \uacf5\uae09 \uc6b0\ub824\ub85c \uc11c\ubd80\ud14d\uc0ac\uc2a4\uc0b0\uc6d0\uc720(WTI)\uac00 \ubc30\ub7f4\ub2f9 95\ub2ec\ub7ec\ub97c \ub118\ub294 \ub4f1 \uc5d0\ub108\uc9c0 \uac00\uaca9 \uae09\ub4f1\uc740 \ubb3c\uac00 \uc555\ub825\uc744 \ub2e4\uc2dc \ud0a4\uc6b8 \uc218 \uc788\ub2e4. \uc5d0\ub108\uc9c0 \uac00\uaca9\uc774 \ub192\uc740 \uc218\uc900\uc5d0\uc11c \uc720\uc9c0\ub418\uba74, \uc2dc\uc7a5\uc740 \uc911\uc559\uc740\ud589 \uc804\ub9dd\uacfc \ub2ec\ub9ac \uc62c\ud574 \ud6c4\ubc18 \uae08\ub9ac \uc778\uc0c1\uc744 \ube60\ub974\uac8c \ubc18\uc601\ud558\uae30 \uc2dc\uc791\ud560 \uc218 \uc788\ub2e4. \ub530\ub77c\uc11c \ub0ae\uc740 \ubcc0\ub3d9\uc131\uc774 \uacc4\uc18d\ub420 \uac83\uc5d0 \ubca0\ud305\ud55c \ud3ec\uc9c0\uc158\uc740 \ud5e4\uc9c0(\uc704\ud5d8 \uc0c1\uc1c4 \uc218\ub2e8) \uc5c6\uc774 \uc720\uc9c0\ud558\uae30\uc5d4 \uc704\ud5d8\ud574\uc9c8 \uc218 \uc788\ub2e4.<\/p>\n

\uc0c1\ubc18\ub41c \uc704\ud5d8\uc774 \uacf5\uc874\ud558\ub294 \ub9cc\ud07c, \ubcc0\ub3d9\uc131 \ud655\ub300(\ud070 \ubc29\ud5a5\uc131 \uc6c0\uc9c1\uc784) \uac00\ub2a5\uc131\uc5d0 \ub300\ube44\ud558\ub294 \uc811\uadfc\uc774 \ud569\ub9ac\uc801\uc774\ub2e4. \uc911\uc559\uc740\ud589\uc740 \u2018\uc778\ub0b4\u2019\ub97c \uac15\uc870\ud558\uc9c0\ub9cc, \ubbf8\uad6d \ud1b5\uc0c1\uc815\ucc45\uacfc \uae00\ub85c\ubc8c \uc5d0\ub108\uc9c0 \uc2dc\uc7a5\uc774\ub77c\ub294 \uc678\ubd80 \uc555\ub825\uc740 \ucee4\uc9c0\uace0 \uc788\ub2e4. \ucc44\uad8c \uc120\ubb3c\uc5d0\uc11c \uc2a4\ud2b8\ub798\ub4e4(straddle\u00b7\uac19\uc740 \ub9cc\uae30\u00b7\ud589\uc0ac\uac00\uc758 \ucf5c\uacfc \ud48b\uc744 \ud568\uaed8 \ub9e4\uc218\ud574 \ud070 \ubcc0\ub3d9\uc5d0 \ubca0\ud305)\uc774\ub098 \uc2a4\ud2b8\ub7ad\uae00(strangle\u00b7\uc11c\ub85c \ub2e4\ub978 \ud589\uc0ac\uac00\uc758 \ucf5c\uacfc \ud48b\uc744 \ub9e4\uc218) \uac19\uc740 \uad6c\uc870\ub294 \uc5b4\ub290 \ubc29\ud5a5\uc774\ub4e0 \ud070 \uc6c0\uc9c1\uc784\uc774 \ub098\uc624\uba74 \uc218\uc775\uc744 \uae30\ub300\ud560 \uc218 \uc788\ub294 \uc804\ub7b5\uc774\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

BoC, \uae30\uc900\uae08\ub9ac 2.25% 4\ud68c \uc5f0\uc18d \ub3d9\uacb0\u2026\u2018\uae34 \uba48\ucda4\u2019 \uc2e0\ud638\uc5d0 \uae08\ub9ac \ubcc0\ub3d9\uc131 \ucd5c\uc800. 2026\ub144 \uc720\uc9c0\u00b72027\ub144 \uc778\uc0c1 \uc804\ub9dd \uc18d \uad00\uc138\u00b7\uc720\uac00\uac00 \uc0c1\ud558\ubc29 \ub9ac\uc2a4\ud06c.<\/p>\n","protected":false},"author":87,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[71],"tags":[],"class_list":["post-45826","post","type-post","status-publish","format-standard","hentry","category-live-updates"],"acf":{"acf_article_selection_author":null},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/45826","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/comments?post=45826"}],"version-history":[{"count":0,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/45826\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/media?parent=45826"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/categories?post=45826"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/tags?post=45826"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}