{"id":45627,"date":"2026-04-28T02:21:46","date_gmt":"2026-04-28T02:21:46","guid":{"rendered":"https:\/\/www.vtmarkets.com\/kr\/uncategorized\/td%ec%a6%9d%ea%b6%8c%ec%9d%80-%ec%97%b0%ec%a4%80%ec%9d%b4-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac%eb%a5%bc-3-503-75%eb%a1%9c-%eb%8f%99%ea%b2%b0%ed%95%a0-%ea%b2%83%ec%9c%bc%eb%a1%9c-%ec%a0%84%eb%a7%9d\/"},"modified":"2026-04-28T02:21:46","modified_gmt":"2026-04-28T02:21:46","slug":"td%ec%a6%9d%ea%b6%8c%ec%9d%80-%ec%97%b0%ec%a4%80%ec%9d%b4-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac%eb%a5%bc-3-503-75%eb%a1%9c-%eb%8f%99%ea%b2%b0%ed%95%a0-%ea%b2%83%ec%9c%bc%eb%a1%9c-%ec%a0%84%eb%a7%9d","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/kr-asia\/live-updates\/td%ec%a6%9d%ea%b6%8c%ec%9d%80-%ec%97%b0%ec%a4%80%ec%9d%b4-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac%eb%a5%bc-3-503-75%eb%a1%9c-%eb%8f%99%ea%b2%b0%ed%95%a0-%ea%b2%83%ec%9c%bc%eb%a1%9c-%ec%a0%84%eb%a7%9d\/","title":{"rendered":"TD\uc99d\uad8c\uc740 \uc5f0\uc900\uc774 \uae30\uc900\uae08\ub9ac\ub97c 3.50~3.75%\ub85c \ub3d9\uacb0\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ud588\uc73c\uba70, \uc774\ub780 \uae34\uc7a5 \uace0\uc870 \uc18d\uc5d0\uc11c\ub3c4 \ud30c\uc6d4 \uc758\uc7a5\uc740 \uc911\ub9bd\uc801 \uc785\uc7a5\uc744 \uc720\uc9c0\ud560 \uac83\uc73c\ub85c \ub0b4\ub2e4\ubd24\ub2e4"},"content":{"rendered":"

TD\uc99d\uad8c\uc740 4\uc6d4 FOMC\uc5d0\uc11c \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4(Fed\u00b7\uc5f0\uc900)\uac00 \uae30\uc900\uae08\ub9ac\uc778 \uc5f0\ubc29\uae30\uae08\uae08\ub9ac(fed funds rate)\ub97c 3.50~3.75%\ub85c \ub3d9\uacb0\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ud588\ub2e4. \uc81c\ub86c \ud30c\uc6d4 \uc758\uc7a5\uc740 \ub2e4\uc74c \uc815\ucc45 \uc870\uce58\uc5d0 \ub300\ud574 \ub2e8\uc815\uc801\uc778 \uc2e0\ud638(\ud3ec\uc6cc\ub4dc \uac00\uc774\ub358\uc2a4\u00b7\ud5a5\ud6c4 \uae08\ub9ac \uacbd\ub85c\uc5d0 \ub300\ud55c \uc911\uc559\uc740\ud589\uc758 \uc0ac\uc804 \uc548\ub0b4)\ub97c \ud53c\ud560 \uac83\uc73c\ub85c \ubd24\ub2e4.<\/p>\n

\ubcf4\uace0\uc11c\ub294 \ub178\ub3d9\uc2dc\uc7a5\uc774 \uade0\ud615\uc801\uc778 \uc0c1\ud0dc\ub77c\uace0 \ud3c9\uac00\ud588\ub2e4. \ub2e4\ub9cc \uc774\ub780\uacfc \uc5f0\uad00\ub41c \uc720\uac00 \ucda9\uaca9(\uc9c0\uc815\ud559\uc801 \uac08\ub4f1\uc73c\ub85c \uc6d0\uc720 \uacf5\uae09 \ucc28\uc9c8 \uc6b0\ub824\uac00 \ucee4\uc9c0\uba70 \uc720\uac00\uac00 \uae09\ub4f1\ud558\ub294 \ud604\uc0c1)\uc73c\ub85c \ud5e4\ub4dc\ub77c\uc778 \uc778\ud50c\ub808\uc774\uc158(\uc804\uccb4 \ubb3c\uac00\uc0c1\uc2b9\ub960\u00b7\ubcc0\ub3d9\uc131\uc774 \ud070 \uc5d0\ub108\uc9c0\uc640 \uc2dd\ud488 \ud3ec\ud568)\uc774 \uc0c1\uc2b9\ud588\ub2e4\uace0 \uc9c4\ub2e8\ud588\ub2e4. \ubd88\ud655\uc2e4\uc131\uc774 \ud070 \ub9cc\ud07c \uc704\uc6d0\ud68c\uac00 \u2018\uc778\ub0b4\u2019 \uae30\uc870(\uc11c\ub450\ub974\uc9c0 \uc54a\uace0 \ub370\uc774\ud130\uac00 \ud655\uc778\ub420 \ub54c\uae4c\uc9c0 \uae30\ub2e4\ub9ac\ub294 \ud0dc\ub3c4)\ub97c \ubc18\ubcf5\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ud588\ub2e4.<\/p>\n

\ud30c\uc6d4 \uc9c0\uc704\uc640 \ub9ac\ub354\uc2ed \uc804\ub9dd<\/h3>\n

\ubcf4\uace0\uc11c\ub294 \ubc95\ubb34\ubd80\uac00 \ud30c\uc6d4\uc5d0 \ub300\ud55c \uc870\uc0ac\ub97c \uc885\ub8cc\ud588\ub2e4\uace0 \uc804\ud588\ub2e4. \uc774\ub85c \uc778\ud574 \uc774\ubc88 \ud68c\uc758\uac00 \uadf8\uc758 \ub9c8\uc9c0\ub9c9 \uc758\uc7a5 \ud68c\uc758\uac00 \ub420 \uc218 \uc788\ub2e4\uace0 \ub367\ubd99\uc600\ub2e4. \ub610 \ucf00\ube48 \uc6cc\uc2dc\uac00 \uc778\uc900\ub41c \ub4a4 \ud30c\uc6d4\uc774 \uc774\uc0ac(\uc5f0\uc900 \uc774\uc0ac\ud68c \uba64\ubc84)\ub85c \ub0a8\uc744\uc9c0 \uc5ec\ubd80\ub294 \ud30c\uc6d4\uc758 \uc120\ud0dd\uc774\ub77c\uace0 \ud588\ub2e4.<\/p>\n

\uc6cc\uc2dc\uc758 \uc0c1\uc6d0 \uccad\ubb38\ud68c\ub294 \ub2e8\uae30 \uc815\ucc45\uc5d0 \ub300\ud55c \ub2e8\uc11c\uac00 \uc81c\ud55c\uc801\uc774\uc5c8\ub2e4\uace0 \ud3c9\uac00\ud588\ub2e4. \uc774\ub780 \uad00\ub828 \ucda9\ub3cc\ub85c \ubd88\ud655\uc2e4\uc131\uc774 \ud070 \uc0c1\ud669\uc5d0\uc11c \uc989\uac01\uc801\uc778 \uae08\ub9ac \uc778\ud558(\uae30\uc900\uae08\ub9ac \uc778\ud558)\ub294 \uc27d\uc9c0 \uc54a\uc744 \uac83\uc73c\ub85c \uc608\uc0c1\ud588\ub2e4.<\/p>\n

TD\uc99d\uad8c\uc740 \uc5f0\uc900\uc774 2026\ub144 9\uc6d4\uae4c\uc9c0 \ub3d9\uacb0\uc744 \uc720\uc9c0\ud55c \ub4a4 2027\ub144 3\uc6d4\uae4c\uc9c0 \ucd1d 75bp(\ubca0\uc774\uc2dc\uc2a4\ud3ec\uc778\ud2b8\u00b7\uae08\ub9ac 0.01%\ud3ec\uc778\ud2b8) \uc644\ud654\ub97c \ub2e8\ud589\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ud588\ub2e4. 2026\ub144 9\uc6d4\uacfc 12\uc6d4\uc5d0 \uac01\uac01 50bp \uc778\ud558, 2027\ub144 3\uc6d4\uc5d0 25bp \uc778\ud558\ub85c \uae08\ub9ac\uac00 3.00%\uac00 \ub420 \uac83\uc73c\ub85c \ub0b4\ub2e4\ubd24\ub2e4.<\/p>\n

\uad00\uc138(\uc218\uc785\ud488\uc5d0 \ub9e4\uae30\ub294 \uc138\uae08)\uc640 \uc720\uac00 \uc601\ud5a5\uc774 \uc57d\ud574\uc9c0\uba74 \uae30\uc870 \ubb3c\uac00(\uc77c\uc2dc\uc801 \uc694\uc778\uc744 \uac77\uc5b4\ub0b8 \ubb3c\uac00 \ud750\ub984)\uac00 \uac1c\uc120\ub420 \uc218 \uc788\ub2e4\uace0 \ud588\ub2e4. \ub610\ud55c \uc774\ubc88 \uc8fc 1\ubd84\uae30 ECI(Employment Cost Index\u00b7\uace0\uc6a9\ube44\uc6a9\uc9c0\uc218, \uc784\uae08\uacfc \ubcf5\ub9ac\ud6c4\uc0dd\uc744 \ud3ec\ud568\ud55c \ub178\ub3d9\ube44\uc6a9 \uc9c0\ud45c)\ub97c \ub178\ub3d9\ube44\uc6a9 \uc555\ub825 \uc810\uac80 \uc9c0\ud45c\ub85c \uc9c0\ubaa9\ud588\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u201c\uc5f0\uc900, 4\uc6d4\ub3c4 \ub3d9\uacb0\u2026\ud30c\uc6d4\uc740 \ub9d0 \uc544\ub07c\uace0 \u2018\uc778\ub0b4\u2019 \ubc18\ubcf5?\u201d TD\uc99d\uad8c\uc740 3.50~3.75% \uc720\uc9c0 \uc804\ub9dd, \uc720\uac00 \ucda9\uaca9\u00b7\ubd88\ud655\uc2e4\uc131 \uc18d 2026\ub144\uae4c\uc9c0 \ub3d9\uacb0 \ud6c4 75bp \uc778\ud558 \uc804\ub9dd\ud588\ub2e4.<\/p>\n","protected":false},"author":87,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[71],"tags":[],"class_list":["post-45627","post","type-post","status-publish","format-standard","hentry","category-live-updates"],"acf":{"acf_article_selection_author":null},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/45627","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/comments?post=45627"}],"version-history":[{"count":0,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/45627\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/media?parent=45627"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/categories?post=45627"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/tags?post=45627"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}