{"id":44983,"date":"2026-04-18T04:50:44","date_gmt":"2026-04-18T04:50:44","guid":{"rendered":"https:\/\/www.vtmarkets.com\/kr\/uncategorized\/ubs-%ec%88%98%ec%84%9d-%ec%9d%b4%ec%bd%94%eb%85%b8%eb%af%b8%ec%8a%a4%ed%8a%b8-%ed%8f%b4-%eb%8f%84%eb%84%88%eb%b2%88-ai%ec%9d%98-%ec%83%9d%ec%82%b0%ec%84%b1-%ec%98%81%ed%96%a5%ea%b3%bc-eu%ec%9d%98\/"},"modified":"2026-04-18T04:50:44","modified_gmt":"2026-04-18T04:50:44","slug":"ubs-%ec%88%98%ec%84%9d-%ec%9d%b4%ec%bd%94%eb%85%b8%eb%af%b8%ec%8a%a4%ed%8a%b8-%ed%8f%b4-%eb%8f%84%eb%84%88%eb%b2%88-ai%ec%9d%98-%ec%83%9d%ec%82%b0%ec%84%b1-%ec%98%81%ed%96%a5%ea%b3%bc-eu%ec%9d%98","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/kr-asia\/live-updates\/ubs-%ec%88%98%ec%84%9d-%ec%9d%b4%ec%bd%94%eb%85%b8%eb%af%b8%ec%8a%a4%ed%8a%b8-%ed%8f%b4-%eb%8f%84%eb%84%88%eb%b2%88-ai%ec%9d%98-%ec%83%9d%ec%82%b0%ec%84%b1-%ec%98%81%ed%96%a5%ea%b3%bc-eu%ec%9d%98\/","title":{"rendered":"UBS \uc218\uc11d \uc774\ucf54\ub178\ubbf8\uc2a4\ud2b8 \ud3f4 \ub3c4\ub108\ubc88, AI\uc758 \uc0dd\uc0b0\uc131 \uc601\ud5a5\uacfc EU\uc758 \ubbf8\uad6d \ucd94\uc6d4 \uac00\ub2a5\uc131 \uc810\uac80"},"content":{"rendered":"

UBS \uc218\uc11d \uc774\ucf54\ub178\ubbf8\uc2a4\ud2b8(\uacbd\uc81c\uc804\ubb38\uac00) \ud3f4 \ub3c4\ub108\ubc88\uc740 \uc778\uacf5\uc9c0\ub2a5(AI)\uc774 \uc0dd\uc0b0\uc131(\uac19\uc740 \uc2dc\uac04\uc5d0 \ub354 \ub9ce\uc740 \uc0b0\ucd9c\uc744 \ub0b4\ub294 \ub2a5\ub825)\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \uc904\uc9c0, \uadf8\ub9ac\uace0 \uc720\ub7fd\uc5f0\ud569(EU)\uc774 \ubbf8\uad6d\ubcf4\ub2e4 \uc720\ub9ac\ud574\uc9c8 \uc218 \uc788\ub294\uc9c0 \uc810\uac80\ud588\ub2e4. \uadf8\ub294 AI\uac00 \uc774\ub044\ub294 \uc0dd\uc0b0\uc131 \uac1c\uc120\uc774 \uc544\uc9c1\uc740 \u201c\ud604\uc2e4\ud654\u201d\ub77c\uae30\ubcf4\ub2e4 \u201c\uac00\ub2a5\uc131\u201d\uc5d0 \uac00\uae5d\ub2e4\uace0 \ubcf8\ub2e4.<\/p>\n

\uadf8\ub294 \uc0c8\ub85c\uc6b4 \uae30\uc220\uc758 \ub3c4\uc785\uc740 \uc2dc\uac04\uc774 \uc9c0\ub098\uba74 \uacbd\uc81c\uc758 \ud6a8\uc728\uc131(\uac19\uc740 \ud22c\uc785\uc73c\ub85c \ub354 \ud070 \uacb0\uacfc\ub97c \ub0b4\ub294 \uc815\ub3c4)\uc744 \ub192\uc5ec\uc57c \ud55c\ub2e4\uace0 \ub9d0\ud55c\ub2e4. \ub610\ud55c \uae30\uc220\uc744 \u201c\ub9cc\ub4dc\ub294 \uac83\u201d\uc5d0\uc11c \u201c\ud65c\uc6a9\ud558\ub294 \uac83\u201d\uc73c\ub85c \uc2dc\uc7a5\uc758 \uad00\uc2ec\uc774 \uc774\ub3d9\ud560 \ub54c, \uc5b4\ub290 \uacbd\uc81c\uad8c\uc774 \uacbd\uc7c1\uc6b0\uc704(\uac19\uc740 \uc870\uac74\uc5d0\uc11c \ub354 \uc798\ud558\ub294 \ud798)\ub97c \uc5bb\uc744 \uc218 \uc788\ub294\uc9c0\ub3c4 \uc9c8\ubb38\ud55c\ub2e4.<\/p>\n

Ai Productivity And Competitive Positioning<\/h3>\n

\uadf8\ub294 \ud559\uacc4 \uc5f0\uad6c\ub97c \uc778\uc6a9\ud574, AI\uac00 \uac1c\uc778\uc758 \uc0dd\uc0b0\uc131\uc744 \ub192\uc778\ub2e4\uba74 \uc800\uc219\ub828 \ub178\ub3d9\uc790(\uc804\ubb38\uae30\uc220\u00b7\ud6c8\ub828\uc774 \uc0c1\ub300\uc801\uc73c\ub85c \uc801\uc740 \uc77c\uc790\ub9ac)\uc758 \uc0dd\uc0b0\uc131\uc774 \ube44\ub840\ud574\uc11c \ub354 \ud06c\uac8c \uac1c\uc120\ub420 \uc218 \uc788\ub2e4\uace0 \uc124\uba85\ud55c\ub2e4. \ub2e4\ub9cc \uc131\uacfc\uac00 \uace0\ub974\uac8c \ub098\ud0c0\ub098\uc9c0 \uc54a\uace0 \uc911\uac04 \uc218\uc900 \ud559\ub825\u00b7\uae30\uc220\uc744 \uac00\uc9c4 \uacc4\uce35(\uc911\uac04 \uc219\ub828 \uc778\ub825)\uc5d0 \uc8fc\ub85c \uc9d1\uc911\ub418\uba74, \ubbf8\uad6d\uc774 \ub2e4\ub978 \uc8fc\uc694 \uacbd\uc81c\uad8c\uc5d0 \ube44\ud574 \ubd88\ub9ac\ud574\uc9c8 \uc218 \uc788\ub2e4\uace0 \ub367\ubd99\uc778\ub2e4.<\/p>\n

\uadf8\ub294 AI \ud655\uc0b0 \uacfc\uc815\uc5d0\uc11c \ubbf8\uad6d, \uc720\ub7fd\uc758 \ud575\uc2ec \uad6d\uac00, \uc601\uad6d\uc758 \uad50\uc721 \uc81c\ub3c4\uc640 \ub178\ub3d9\uc790 \uc804\ubc18\uc5d0 \uac78\uce5c \uc5ed\ub7c9 \ubd84\ud3ec(\uae30\uc220\uc774 \ub113\uac8c \ud37c\uc838 \uc788\ub294 \uc815\ub3c4)\uac00 \uacbd\uc7c1\ub825\uc758 \ucc28\uc774\ub97c \ub9cc\ub4e4 \uc218 \uc788\ub2e4\uace0 \ubcf8\ub2e4. \uc774 \uae00\uc740 AI \ub3c4\uad6c\ub85c \uc791\uc131\ub410\uace0 \ud3b8\uc9d1\uc790\uac00 \uac80\ud1a0\ud588\ub2e4\uace0 \uae30\uc0ac\uc5d0 \uc801\ud600 \uc788\ub2e4.<\/p>\n

\uc2dc\uc7a5\uc740 \uc778\uacf5\uc9c0\ub2a5\uc758 \uc774\ub860\uc801 \uac00\ub2a5\uc131\uc5d0\uc11c \uc2e4\uc81c \ud604\uc7a5 \uc801\uc6a9(\uae30\uc5c5\u00b7\uc0b0\uc5c5\uc5d0\uc11c \uc2e4\uc81c\ub85c \uc4f0\ub294 \uac83)\uc73c\ub85c \ucd08\uc810\uc744 \uc62e\uae30\uace0 \uc788\ub2e4. \uc774\uc81c\ub294 \uc5b4\ub290 \uacbd\uc81c\uad8c\uc774 AI\ub97c \ud65c\uc6a9\ud574 \ud6a8\uc728\uc744 \ub04c\uc5b4\uc62c\ub9b4 \u201c\uad6c\uc870\u201d\ub97c \uac16\ucdc4\ub294\uc9c0\ub97c \ub530\uc9c0\uace0 \uc788\ub2e4. \uc774\ub294 \uad6d\uac00\ubcc4 \uad50\uc721\u00b7\uc219\ub828 \uad6c\uc131 \ucc28\uc774\ub97c \ubc14\ud0d5\uc73c\ub85c \ud55c \ub9e4\ub9e4 \uae30\ud68c\uac00 \uc0dd\uae38 \uc218 \uc788\uc74c\uc744 \uc2dc\uc0ac\ud55c\ub2e4.<\/p>\n

\ubbf8\uad6d\uc740 \uace0\uc219\ub828(\uc804\ubb38\uc9c0\uc2dd\u00b7\uace0\uae09\uae30\uc220)\uacfc \uc800\uc219\ub828 \uc778\ub825\uc774 \ub9ce\uace0 \uc911\uac04\uce35\uc774 \uc587\uc740 \u201c\uc591\uadf9\ud654\ub41c \ub178\ub3d9\uc2dc\uc7a5\u201d \ub54c\ubb38\uc5d0 \ubd88\ub9ac\ud560 \uc218 \uc788\ub2e4. \ubc18\uba74 \ub3c5\uc77c \ub4f1 \uc720\ub7fd\uc758 \ud575\uc2ec \uacbd\uc81c\uad8c\uc740 \uc911\uac04 \uc219\ub828 \uc778\ub825 \ud480(\uc778\ub825\uce35)\uc774 \ub450\ud130\uc6cc AI\ub85c \uc0dd\uc0b0\uc131 \uac1c\uc120 \ud6a8\uacfc\ub97c \ubc1b\uae30 \uc720\ub9ac\ud558\ub2e4\ub294 \ud574\uc11d\uc774\ub2e4. \uacbd\uc81c\ud611\ub825\uac1c\ubc1c\uae30\uad6c(OECD: \uc120\uc9c4\uad6d \uc911\uc2ec\uc758 \uad6d\uc81c\uae30\uad6c)\ub3c4 2025\ub144 \ub9d0 \ubcf4\uace0\uc11c\uc5d0\uc11c \ucd08\uae30 \uc9d5\ud6c4\ub97c \uc5b8\uae09\ud588\ub294\ub370, \ub3c5\uc77c\uc758 \uc81c\uc870\uc5c5 \uc911\uc18c\uae30\uc5c5(SME: \uc911\uc18c\u00b7\uc911\uacac\uae30\uc5c5)\uc774 \uacf5\uc815 \ucd5c\uc801\ud654(\uc791\uc5c5\u00b7\uc0dd\uc0b0 \uacfc\uc815\uc744 \ub354 \ud6a8\uc728\uc801\uc73c\ub85c \ubc14\uafb8\ub294 \uac83)\ub97c \uc704\ud574 AI \ub3c4\uad6c\ub97c \ub3c4\uc785\ud55c \ube44\uc728\uc774 \ubbf8\uad6d\ubcf4\ub2e4 15%\ud3ec\uc778\ud2b8 \ub192\uac8c \ub098\ud0c0\ub0ac\ub2e4\uace0 \ud55c\ub2e4.<\/p>\n

Trading Implications For Europe Versus Us<\/h3>\n

\ud658\uc728 \ud2b8\ub808\uc774\ub354 \uad00\uc810\uc5d0\uc11c\ub294 \uc7a5\uae30\uc801\uc73c\ub85c \uc720\ub85c\ud654\uac00 \ub2ec\ub7ec \ub300\ube44 \uac15\uc138\ub97c \ubcf4\uc77c \uc218 \uc788\ub2e4\ub294 \uc2e0\ud638\ub85c \uc77d\ud790 \uc218 \uc788\ub2e4. 2026\ub144 1\ubd84\uae30 \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 \uc720\ub85c\uc874 \ub178\ub3d9\uc0dd\uc0b0\uc131\uc740 0.4% \uc18c\ud3ed \uc0c1\uc2b9\ud55c \ubc18\uba74, \ubbf8\uad6d\uc758 \uc0dd\uc0b0\uc131 \uc99d\uac00\uc728\uc740 \ud32c\ub370\ubbf9 \uc774\ud6c4 \uae09\ub4f1 \uc774\ud6c4 \ub454\ud654\ub410\ub2e4\uace0 \ud55c\ub2e4. \uc774\uc5d0 \ub530\ub77c EUR\/USD \ucf5c\uc635\uc158(\uc815\ud574\uc9c4 \uac00\uaca9\uc5d0 \ub098\uc911\uc5d0 \uc0b4 \uc218 \uc788\ub294 \uad8c\ub9ac)\uc744 \ub9e4\uc218\ud558\uac70\ub098 \ub871 \ud3ec\uc9c0\uc158(\uac00\uaca9 \uc0c1\uc2b9\uc5d0 \ubca0\ud305)\uc744 \uad6c\ucd95\ud558\ub294 \uc804\ub7b5\uc744 \uace0\ub824\ud560 \uc218 \uc788\ub2e4\ub294 \uc81c\uc548\uc774\ub2e4.<\/p>\n

\uac19\uc740 \ub17c\ub9ac\ub294 \uc8fc\uac00\uc9c0\uc218 \ud30c\uc0dd\uc0c1\ud488(\uc9c0\uc218 \uc120\ubb3c\u00b7\uc635\uc158 \ub4f1 \uac00\uaca9\uc774 \uc9c0\uc218\ub97c \ub530\ub77c \uc6c0\uc9c1\uc774\ub294 \uc0c1\ud488)\uc5d0\ub3c4 \uc801\uc6a9\ub3fc, \ub2e8\uae30\uc801\uc73c\ub85c \ubbf8\uad6d\ubcf4\ub2e4 \uc720\ub7fd \uc2dc\uc7a5\uc744 \uc120\ud638\ud558\ub294 \uadf8\ub9bc\uc774 \ub420 \uc218 \uc788\ub2e4. S&P 500\uc774 \uc5f0\ucd08 \uc774\ud6c4 2% \uc624\ub974\ub294 \ub370 \uadf8\uce5c \ubc18\uba74 \ub3c5\uc77c DAX \uc9c0\uc218\ub294 5% \ub118\uac8c \uc0c1\uc2b9\ud574, AI\uac00 \uc6b4\uc601\uc744 \uac04\uc18c\ud654(\ubd88\ud544\uc694\ud55c \ub2e8\uacc4\ub97c \uc904\uc5ec \ud6a8\uc728\ud654)\ud558\uae30 \uc2dc\uc791\ud558\uba74\uc11c \uc0b0\uc5c5 \uae30\ubc18\uc758 \uac15\uc810\uc774 \ubc18\uc601\ub410\ub2e4\ub294 \uc124\uba85\uc774\ub2e4. DAX \ub610\ub294 \uc720\ub85c\uc2a4\ud1a1\uc2a450 \uc120\ubb3c\uc744 \ub9e4\uc218(\ub871)\ud558\uace0 \ub098\uc2a4\ub2e5100 \uc120\ubb3c\uc744 \ub9e4\ub3c4(\uc20f)\ud558\ub294 \ud398\uc5b4 \ud2b8\ub808\uc774\ub4dc(\uc0c1\ub300\uac00\uce58 \uac70\ub798: \ud55c\ucabd\uc744 \uc0ac\uace0 \ub2e4\ub978 \ucabd\uc744 \ud314\uc544 \ucc28\uc774\ub97c \ub178\ub9ac\ub294 \uc804\ub7b5)\ub294 \uc2dc\uc7a5 \uc804\uccb4 \ubcc0\ub3d9\uc744 \uc77c\ubd80 \uc0c1\uc1c4(\ud5e4\uc9c0: \uc704\ud5d8\uc744 \uc904\uc774\ub294 \uac70\ub798)\ud558\uba74\uc11c \uc774 \ud750\ub984\uc744 \ub178\ub9b4 \uc218 \uc788\ub2e4\uace0 \ud55c\ub2e4.<\/p>\n

AI \ub3c4\uc785 \uc18d\ub3c4\uc5d0 \ub300\ud55c \ubd88\ud655\uc2e4\uc131\uc740 \ubcc0\ub3d9\uc131(\uac00\uaca9\uc774 \ud06c\uac8c \ud754\ub4e4\ub9ac\ub294 \uc815\ub3c4)\uc744 \ud0a4\uc6b8 \uac00\ub2a5\uc131\uc774 \ud06c\ub2e4. \uc774\ub294 2025\ub144 \uae30\ub300\ud588\ub358 \uae30\uc5c5\uc774\uc775\uc774 \ube60\ub974\uac8c \ub098\ud0c0\ub098\uc9c0 \uc54a\uc73c\uba74\uc11c \uc2dc\uc7a5\uc774 \uae09\uaca9\ud788 \uc870\uc815\ubc1b\uc558\ub358 \uacbd\ud5d8\uc5d0\uc11c \ud655\uc778\ub410\ub2e4\ub294 \uac83\uc774\ub2e4. \ubbf8\uad6d \ub178\ub3d9\ud1b5\uacc4\uad6d(BLS: \ubbf8\uad6d \uc815\ubd80\uc758 \uace0\uc6a9\u00b7\ubb3c\uac00 \ud1b5\uacc4\ub97c \ub0b4\ub294 \uae30\uad00)\uc740 AI\uac00 \uace0\uc219\ub828 \uc2e0\uaddc \uc77c\uc790\ub9ac\ub97c \ub9cc\ub4e4\uc5c8\uc9c0\ub9cc, \uc11c\ube44\uc2a4 \ubd80\ubb38 \uc804\ubc18\uc5d0\uc11c \ud3ed\ub113\uc740 \uc0dd\uc0b0\uc131 \uac1c\uc120\uc73c\ub85c \uc544\uc9c1 \uc774\uc5b4\uc9c0\uc9c0\ub294 \uc54a\uc558\ub2e4\uace0 \ucd5c\uadfc \ubc1d\ud614\ub2e4. \uc774\ub7f0 \ubd88\ud655\uc2e4\uc131\uc744 \uace0\ub824\ud558\uba74, VSTOXX \uc120\ubb3c \ub610\ub294 \ucf5c\uc635\uc158(\uc720\ub7fd \uc99d\uc2dc \ubcc0\ub3d9\uc131 \uc9c0\uc218 \uad00\ub828 \ud30c\uc0dd\uc0c1\ud488)\uc744 \ub9e4\uc218\ud574 \uc720\ub7fd \uc2dc\uc7a5 \uc2ec\ub9ac \ubcc0\ud654\uc5d0\uc11c \uae30\ub300\ub418\ub294 \uac00\uaca9 \ubcc0\ub3d9\uc744 \ud65c\uc6a9\ud558\ub294 \uc804\ub7b5\uc774 \uc2e0\uc911\ud55c \uc120\ud0dd\uc77c \uc218 \uc788\ub2e4\ub294 \uc81c\uc548\uc774\ub2e4.<\/p>\n

VT Markets \ub77c\uc774\ube0c \uacc4\uc815 \uac1c\uc124<\/a>\u00a0\ud6c4\u00a0\uac70\ub798 \uc2dc\uc791<\/a>\u00a0<\/b><\/p>\n","protected":false},"excerpt":{"rendered":"

AI \uc0dd\uc0b0\uc131, \uc544\uc9c1 \u2018\ud604\uc2e4\u2019\ubcf4\ub2e4 \u2018\uac00\ub2a5\uc131\u2019\u2026\uc2b9\uc790\ub294 \uc720\ub7fd? \uc911\uac04\uc219\ub828 \ub450\ud130\uc6b4 \ub3c5\uc77c\uc774 \ub3c4\uc785 \uc55e\uc11c\uba70 \uc720\ub85c \uac15\uc138\u00b7DAX \ub871\/\ub098\uc2a4\ub2e5 \uc20f \uc804\ub7b5 \ubd80\uac01, \ubcc0\ub3d9\uc131 \ud5e4\uc9c0\ub294 VSTOXX\ub85c.<\/p>\n","protected":false},"author":87,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[71],"tags":[],"class_list":["post-44983","post","type-post","status-publish","format-standard","hentry","category-live-updates"],"acf":{"acf_article_selection_author":null},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/44983","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/comments?post=44983"}],"version-history":[{"count":0,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/44983\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/media?parent=44983"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/categories?post=44983"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/tags?post=44983"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}