{"id":44968,"date":"2026-04-18T00:53:16","date_gmt":"2026-04-18T00:53:16","guid":{"rendered":"https:\/\/www.vtmarkets.com\/kr\/uncategorized\/dbs-%ec%9d%b8%eb%af%bc%ec%9d%80%ed%96%89-1%eb%85%84%eb%ac%bc-lpr-3-00-%eb%8f%99%ea%b2%b0-%ec%a0%84%eb%a7%9d%ec%88%98%ec%b6%9c-%ed%98%b8%ec%a1%b0-%ec%86%8d-%eb%82%b4%ec%88%98-%ec%84%b1\/"},"modified":"2026-04-18T00:53:16","modified_gmt":"2026-04-18T00:53:16","slug":"dbs-%ec%9d%b8%eb%af%bc%ec%9d%80%ed%96%89-1%eb%85%84%eb%ac%bc-lpr-3-00-%eb%8f%99%ea%b2%b0-%ec%a0%84%eb%a7%9d%ec%88%98%ec%b6%9c-%ed%98%b8%ec%a1%b0-%ec%86%8d-%eb%82%b4%ec%88%98-%ec%84%b1","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/kr-asia\/live-updates\/dbs-%ec%9d%b8%eb%af%bc%ec%9d%80%ed%96%89-1%eb%85%84%eb%ac%bc-lpr-3-00-%eb%8f%99%ea%b2%b0-%ec%a0%84%eb%a7%9d%ec%88%98%ec%b6%9c-%ed%98%b8%ec%a1%b0-%ec%86%8d-%eb%82%b4%ec%88%98-%ec%84%b1\/","title":{"rendered":"DBS, \uc778\ubbfc\uc740\ud589 1\ub144\ubb3c LPR 3.00% \ub3d9\uacb0 \uc804\ub9dd\u2026\uc218\ucd9c \ud638\uc870 \uc18d \ub0b4\uc218 \uc131\uc7a5 \ubd88\uade0\ud615 \ub300\uc870"},"content":{"rendered":"

DBS\uadf8\ub8f9 \ub9ac\uc11c\uce58\ub294 \uc911\uad6d \uc778\ubbfc\uc740\ud589\uc774 1\ub144\ubb3c \ub300\ucd9c\uc6b0\ub300\uae08\ub9ac(LPR\u00b7\uc740\ud589\ub4e4\uc774 \uc6b0\ub7c9 \uace0\uac1d\uc5d0\uac8c \uc801\uc6a9\ud558\ub294 \uae30\uc900\uae08\ub9ac)\ub97c 3.00%\ub85c \ub3d9\uacb0\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ud588\ub2e4. \uc131\uc7a5\uc138\uac00 \ud0c4\ud0c4\ud574\uc9c0\uace0 \ubb3c\uac00 \uc5ec\uac74\uc774 \uac1c\uc120\ub410\ub2e4\ub294 \uc810\uc744 \uadfc\uac70\ub85c \ub4e4\uc5c8\ub2e4.<\/p>\n

\ubcf4\uace0\uc11c\ub294 2025\ub144 4\ubd84\uae30 \uc804\ub144 \ub300\ube44 4.5%\uc600\ub358 \uc131\uc7a5\ub960\uc774 2026\ub144 1\ubd84\uae30 5.0%\ub85c \uc0c1\uc2b9\ud588\ub2e4\uace0 \ubc1d\ud614\ub2e4. \ub610\ud55c \ud574\uc678 \uc218\uc694(\uc218\ucd9c \uc8fc\ubb38)\uac00 \uc0b0\uc5c5 \uc0dd\uc0b0\uc744 \ub4b7\ubc1b\uce68\ud558\uace0 \uc788\ub2e4\uace0 \ub367\ubd99\uc600\ub2e4.<\/p>\n

Implications For China Rates And Policy<\/h3>\n

\uad6d\ub0b4 \uc218\uc694\ub294 \uade0\uc77c\ud558\uc9c0 \uc54a\uc73c\uba70, \uc18c\ube44\u00b7\ud22c\uc790\u00b7\ub300\ucd9c \uc218\uc694\uac00 \uc5ec\uc804\ud788 \uc57d\ud558\ub2e4\uace0 \uc124\uba85\ud588\ub2e4. \uc774\ub294 \ubd80\ub3d9\uc0b0 \ubd80\ubb38 \ubd88\uc548\uacfc \u2018\ubc18(\u53cd)\ub124\uc774\uc96c\uc548(\ub0b4\uad8c)\u2019(\uacfc\ub3c4\ud55c \uac00\uaca9 \uacbd\uc7c1\uacfc \ucd9c\ud608 \uacbd\uc7c1\uc744 \uc644\ud654\ud558\ub824\ub294 \uc815\ucc45 \uae30\uc870)\uacfc \uc5f0\uad00\ub3fc \uc788\ub2e4\uace0 \ubd84\uc11d\ud588\ub2e4.<\/p>\n

\ubcf4\uace0\uc11c\ub294 \ub2e8\uae30\uc801\uc73c\ub85c \ud1b5\ud654\uc644\ud654(\uae08\ub9ac \uc778\ud558\u00b7\uc720\ub3d9\uc131 \ud655\ub300)\uc758 \ud544\uc694\uc131\uc774 \uc904\uc5c8\ub2e4\uace0 \ud310\ub2e8\ud588\ub2e4. \ub2e4\ub9cc \uc5d0\ub108\uc9c0 \ube44\uc6a9 \uc0c1\uc2b9\uacfc \uacf5\uae09\ub9dd \ucc28\uc9c8\uc774 \ub9ac\uc2a4\ud06c\ub85c \ub0a8\uc544 \uc788\ub2e4\uace0 \uc9c0\uc801\ud588\ub2e4. \uc815\ucc45\ub2f9\uad6d\uc740 \uc804\uba74\uc801\uc778 \uae08\ub9ac \uc778\ud558\ubcf4\ub2e4 \ud2b9\uc815 \ubd80\ubb38\uc744 \uaca8\ub0e5\ud55c \ub9de\ucda4\ud615 \ub300\ucc45(\uc608: \ud2b9\uc815 \uc0b0\uc5c5\u00b7\ucde8\uc57d \ubd80\ubb38 \uc9c0\uc6d0)\uc5d0 \uc758\uc874\ud560 \uac83\uc73c\ub85c \ub0b4\ub2e4\ubd24\ub2e4.<\/p>\n

\ubcc4\ub3c4\ub85c \uc778\ub3c4\ub124\uc2dc\uc544\uc640 \ud544\ub9ac\ud540\ub3c4 \uae30\uc900\uae08\ub9ac(\uc911\uc559\uc740\ud589\uc758 \uc815\ucc45\uae08\ub9ac)\ub97c \uac01\uac01 4.75%, 4.25%\ub85c \ub3d9\uacb0\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ud588\ub2e4. \ubb3c\uac00 \ud750\ub984, \uc790\ubcf8 \uc720\ucd9c\uc785 \ubcc0\ub3d9, \ud658\uc728 \uc555\ub825\uc744 \uc774\uc720\ub85c \ub4e4\uc5c8\ub2e4.<\/p>\n

\uc911\uad6d \uc778\ubbfc\uc740\ud589\uc774 1\ub144\ubb3c LPR\uc744 3.00%\ub85c \uc720\uc9c0\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\ub294 \ub9cc\ud07c, \ud5a5\ud6c4 \uc218 \uc8fc\uac04 \uc911\uad6d \uae08\ub9ac\uc2a4\uc651(\uace0\uc815\uae08\ub9ac\uc640 \ubcc0\ub3d9\uae08\ub9ac\ub97c \uad50\ud658\ud558\ub294 \ud30c\uc0dd\uc0c1\ud488) \uc2dc\uc7a5\uc758 \ubcc0\ub3d9\uc131\uc740 \ub0ae\uc744 \uac00\ub2a5\uc131\uc774 \ud06c\ub2e4. 2026\ub144 1\ubd84\uae30 GDP \uc131\uc7a5\ub960 5.0%\ub294 \uc815\ucc45\ub2f9\uad6d\uc774 \uc804\uba74\uc801\uc778 \uae08\ub9ac \uc778\ud558\ub97c \ud53c\ud560 \uba85\ubd84\uc744 \uc81c\uacf5\ud55c\ub2e4. 2026\ub144 3\uc6d4 \uc0b0\uc5c5\uc0dd\uc0b0\uc774 \uc804\ub144 \ub300\ube44 6.1% \uc99d\uac00\ud55c \uc810\uc740 \ud574\uc678 \uc218\uc694\uac00 \ub2f9\ubd84\uac04 \uad6d\ub0b4 \ubd80\uc9c4\uc744 \uc0c1\uc1c4\ud558\uace0 \uc788\uc74c\uc744 \ud655\uc778\ud574\uc900\ub2e4.<\/p>\n

Regional Rates And Currency Strategy<\/h3>\n

\uc218\ucd9c \uac15\uc138\uc640 \ub0b4\uc218 \ubd80\uc9c4\uc774 \uacf5\uc874\ud558\ub294 \ud658\uacbd\uc740 \uc8fc\uac00\uc9c0\uc218 \ub9e4\ub9e4\uc5d0 \uc2e0\uc911\ud55c \uc811\uadfc\uc774 \ud544\uc694\ud558\ub2e4\ub294 \uc2dc\uc0ac\uc810\uc744 \uc900\ub2e4. 3\uc6d4 \uc2e0\uaddc \uc8fc\ud0dd\uac00\uaca9\uc774 0.5% \ud558\ub77d\ud558\uba70 10\uac1c\uc6d4 \uc5f0\uc18d \ub0b4\ub9b0 \uc810\uc5d0\uc11c \ubcf4\ub4ef \ub0b4\uc218 \uc18c\ube44\ub294 \uc57d\ud55c \ubc18\uba74, \uc218\ucd9c \uc911\uc2ec \uc5c5\uc885\uc774 \uc0c1\ub300\uc801\uc73c\ub85c \uc6b0\uc704\ub97c \ubcf4\uc77c \uac00\ub2a5\uc131\uc774 \ud06c\ub2e4. \uc774 \uac19\uc740 \uc0c1\ud669\uc740 \uc2dc\uc7a5 \uc804\uccb4\uc5d0 \ub300\ud55c \uacf5\uaca9\uc801\uc778 \ubc29\ud5a5\uc131 \ubca0\ud305(\ud55c \ubc29\ud5a5\uc73c\ub85c \ud06c\uac8c \uc6c0\uc9c1\uc77c \uac83\uc73c\ub85c \ubcf4\uace0 \ud3ec\uc9c0\uc158\uc744 \uc7a1\ub294 \uc804\ub7b5)\uacfc\ub294 \ub9de\uc9c0 \uc54a\ub294\ub2e4.<\/p>\n

\uc548\uc815 \uc804\ub9dd\uc744 \uac10\uc548\ud558\uba74 \ub2ec\ub7ec\/\uc704\uc548\ud654 \uc5ed\uc678\ud658\uc728(USD\/CNH\u00b7\uc911\uad6d \ubcf8\ud1a0 \ubc16\uc5d0\uc11c \uac70\ub798\ub418\ub294 \uc704\uc548\ud654 \ud658\uc728) \ud1b5\ud654\uc30d\uc5d0\uc11c \uc635\uc158 \ub9e4\ub3c4(\ud504\ub9ac\ubbf8\uc5c4\uc744 \ubc1b\uace0 \uc635\uc158\uc744 \ud314\uc544 \uac00\uaca9 \ubcc0\ub3d9\uc774 \ud06c\uc9c0 \uc54a\uc744 \ub54c \uc218\uc775\uc744 \ub178\ub9ac\ub294 \uc804\ub7b5)\uac00 \uc720\ud6a8\ud560 \uc218 \uc788\ub2e4. CNH \ubcc0\ub3d9\uc131 \uc9c0\uc218\ub294 12\uac1c\uc6d4 \uc800\uc810\uc778 4.2 \ubd80\uadfc\uc5d0\uc11c \uac70\ub798\ub418\uace0 \uc788\uc5b4 \uc2dc\uc7a5\uc774 \uc704\uc548\ud654\uc758 \uae09\uaca9\ud55c \uc6c0\uc9c1\uc784\uc744 \uc608\uc0c1\ud558\uc9c0 \uc54a\uc74c\uc744 \ubcf4\uc5ec\uc900\ub2e4. \uc815\ucc45 \uc608\uce21 \uac00\ub2a5\uc131\uc740 \ubc15\uc2a4\uad8c(\uc77c\uc815 \ubc94\uc704) \uc7a5\uc138\uc5d0\uc11c \uc218\uc775\uc744 \ub178\ub9ac\ub294 \uc804\ub7b5\uc758 \uadfc\uac70\ub97c \uac15\ud654\ud55c\ub2e4.<\/p>\n

\uc778\ubbfc\uc740\ud589\uc758 \u2018\uc548\uc815\uc801\u2019 \uae30\uc870\ub294 2025\ub144 \ub0b4\ub0b4 \uad00\ucc30\ub41c \ub9de\ucda4\ud615 \uc815\ucc45 \uae30\uc870\uc758 \uc5f0\uc7a5\uc120\uc774\ub2e4. \ub2f9\uc2dc\uc5d0\ub3c4 \uacf5\uaca9\uc801\uc774\uace0 \uad11\ubc94\uc704\ud55c \uc644\ud654 \uc694\uad6c\ub97c \ubc1b\uc544\ub4e4\uc774\uc9c0 \uc54a\uc558\ub2e4. \uc774\ub7ec\ud55c \uc804\ub840\ub294 \ub2e8\uae30\uac04\uc5d0 \uae5c\uc9dd \uae08\ub9ac \uc778\ud558\uac00 \ub098\uc62c \uac00\ub2a5\uc131\uc774 \ub0ae\ub2e4\ub294 \ud310\ub2e8\uc744 \ub4b7\ubc1b\uce68\ud55c\ub2e4. \ub530\ub77c\uc11c \uc911\uc559\uc740\ud589\uc758 \uac11\uc791\uc2a4\ub7ec\uc6b4 \ube44\ub458\uae30\ud30c\uc801 \uc804\ud658(\uc644\ud654 \uc131\ud5a5\uc73c\ub85c \uae09\uc120\ud68c)\uc744 \uc804\uc81c\ub85c \ud55c \ud3ec\uc9c0\uc158\uc740 \ub9ac\uc2a4\ud06c\uac00 \ud06c\ub2e4.<\/p>\n

\uc9c0\uc5ed \ub0b4 \ub2e4\ub978 \uad6d\uac00\ub4e4\ub3c4 \ube44\uc2b7\ud55c \ud750\ub984\uc774\ub2e4. \uc778\ub3c4\ub124\uc2dc\uc544\uc640 \ud544\ub9ac\ud540 \uc911\uc559\uc740\ud589\uc740 \uae30\uc900\uae08\ub9ac\ub97c \uac01\uac01 4.75%, 4.25%\ub85c \ub3d9\uacb0\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4. \uc778\ub3c4\ub124\uc2dc\uc544\uc758 2026\ub144 3\uc6d4 \ubb3c\uac00\uc0c1\uc2b9\ub960\uc740 2.9%\ub85c, \uc911\uc559\uc740\ud589 \ubaa9\ud45c \ubc94\uc704 \uc548\uc5d0 \uc788\uc5b4 \uad00\ub9dd \uae30\uc870\ub97c \uc815\ub2f9\ud654\ud55c\ub2e4. \ub3d9\ub0a8\uc544 \uc804\ubc18\uc758 \uc548\uc815 \uae30\uc870\ub294 \ud1b5\ud654\ub098 \uae08\ub9ac\uc758 \ud070 \ud3ed \ubcc0\ub3d9 \uae30\ub300\ub97c \ub0ae\ucd9c \uc218 \uc788\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u201c\uae08\ub9ac \uc778\ud558 \uc5c6\ub2e4\u201d \uc2dc\uc7a5 \uc548\ub3c4? DBS, \u4e2d 1\ub144\ubb3c LPR 3.00% \ub3d9\uacb0 \uc804\ub9dd. \uc131\uc7a5\u00b7\ubb3c\uac00 \uac1c\uc120 \uadfc\uac70. \ub0b4\uc218 \ubd80\uc9c4\uc740 \ub9de\ucda4 \uc9c0\uc6d0. \uc2a4\uc651\u00b7CNH \ubcc0\ub3d9\uc131 \ub0ae\uace0 \ub3d9\ub0a8\uc544\ub3c4 \ub3d9\uacb0 \ubb34\uac8c.<\/p>\n","protected":false},"author":87,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[71],"tags":[],"class_list":["post-44968","post","type-post","status-publish","format-standard","hentry","category-live-updates"],"acf":{"acf_article_selection_author":null},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/44968","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/comments?post=44968"}],"version-history":[{"count":0,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/44968\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/media?parent=44968"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/categories?post=44968"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/tags?post=44968"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}