{"id":44619,"date":"2026-04-14T15:57:36","date_gmt":"2026-04-14T15:57:36","guid":{"rendered":"https:\/\/www.vtmarkets.com\/kr\/uncategorized\/3%ec%9b%94-21%ec%9d%bc-%ea%b8%b0%ec%a4%80-%eb%af%b8%ea%b5%ad-adp-4%ec%a3%bc-%ec%9d%b4%eb%8f%99%ed%8f%89%ea%b7%a0-%ea%b3%a0%ec%9a%a9%eb%b3%80%eb%8f%99%ec%9d%80-%ec%9d%b4%ec%a0%84-2%eb%a7%8c6%ec%b2%9c\/"},"modified":"2026-04-14T15:57:36","modified_gmt":"2026-04-14T15:57:36","slug":"3%ec%9b%94-21%ec%9d%bc-%ea%b8%b0%ec%a4%80-%eb%af%b8%ea%b5%ad-adp-4%ec%a3%bc-%ec%9d%b4%eb%8f%99%ed%8f%89%ea%b7%a0-%ea%b3%a0%ec%9a%a9%eb%b3%80%eb%8f%99%ec%9d%80-%ec%9d%b4%ec%a0%84-2%eb%a7%8c6%ec%b2%9c","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/kr-asia\/live-updates\/3%ec%9b%94-21%ec%9d%bc-%ea%b8%b0%ec%a4%80-%eb%af%b8%ea%b5%ad-adp-4%ec%a3%bc-%ec%9d%b4%eb%8f%99%ed%8f%89%ea%b7%a0-%ea%b3%a0%ec%9a%a9%eb%b3%80%eb%8f%99%ec%9d%80-%ec%9d%b4%ec%a0%84-2%eb%a7%8c6%ec%b2%9c\/","title":{"rendered":"3\uc6d4 21\uc77c \uae30\uc900 \ubbf8\uad6d ADP 4\uc8fc \uc774\ub3d9\ud3c9\uade0 \uace0\uc6a9\ubcc0\ub3d9\uc740 \uc774\uc804 2\ub9cc6\ucc9c\uba85\uc5d0\uc11c 3\ub9cc9\ucc9c\uba85\uc73c\ub85c \uc99d\uac00"},"content":{"rendered":"

\ubbf8\uad6d ADP \uace0\uc6a9\ubcc0\ub3d9(\ubbfc\uac04 \uace0\uc6a9 \uc99d\uac10) 4\uc8fc \ud3c9\uade0\uc740 3\uc6d4 21\uc77c \uae30\uc900 3\ub9cc9,000\uba85(39K)\uc73c\ub85c \uc62c\ub77c\uc130\ub2e4. \uc9c1\uc804 \uc218\uce58\ub294 2\ub9cc6,000\uba85(26K)\uc774\uc5c8\ub2e4.<\/p>\n

\uc9c1\uc804 \ub300\ube44 4\uc8fc \ud3c9\uade0\uc774 1\ub9cc3,000\uba85(13K) \uc99d\uac00\ud588\ub2e4. \uc774\ubc88 \uc5c5\ub370\uc774\ud2b8\ub294 3\uc6d4\uc5d0 \ubcf4\uace0\ub41c \ub370\uc774\ud130\ub97c \ubc18\uc601\ud55c\ub2e4.<\/p>\n

\ub178\ub3d9\uc2dc\uc7a5 \ud750\ub984 \uc2e0\ud638<\/h3>\n

\ubbfc\uac04 \uace0\uc6a9\uc758 4\uc8fc \ud3c9\uade0\uc774 3\ub9cc9,000\uba85\uc73c\ub85c \uc18c\ud3ed \uc0c1\uc2b9\ud558\uba74\uc11c \ub178\ub3d9\uc2dc\uc7a5\uc774 \uc57d\uac04 \ud0c4\ud0c4\ud574\uc9c0\ub294 \ud750\ub984\uc744 \uc2dc\uc0ac\ud55c\ub2e4. \uc774\uc804 2\ub9cc6,000\uba85\ubcf4\ub2e4 \uac1c\uc120\ub410\uc9c0\ub9cc, \uace0\uc6a9\uc774 \uacfc\uc5f4(\ud1b5\uc81c \ubd88\uac00\ub2a5\ud558\uac8c \ube60\ub974\uac8c \ub298\uc5b4\ub098\ub294 \uc0c1\ud0dc)\ub418\ub294 \uc2e0\ud638\ub294 \uc544\ub2c8\ub2e4. \uc774\ub294 \uacbd\uc81c\uac00 \uc5ec\uc804\ud788 \uc131\uc7a5\ud558\uace0 \uc788\uc73c\ub098 \uc18d\ub3c4\ub294 \ub290\ub9ac\ub2e4\ub294 \ub73b\uc73c\ub85c, 2025\ub144 1\ubd84\uae30 GDP \uc131\uc7a5\ub960 1.3%\uc640 \uc720\uc0ac\ud55c \uadf8\ub9bc\uc774\ub2e4. (GDP\ub294 \uad6d\ub0b4\ucd1d\uc0dd\uc0b0\uc73c\ub85c, \ud55c \ub098\ub77c\uc5d0\uc11c \uc77c\uc815 \uae30\uac04 \uc0dd\uc0b0\ub41c \uc7ac\ud654\u00b7\uc11c\ube44\uc2a4\uc758 \ucd1d\ud569\uc774\ub2e4.)<\/p>\n

\uc774\ubc88 \uace0\uc6a9 \uc9c0\ud45c\uc5d0 \ub354\ud574 \ubb3c\uac00\uc0c1\uc2b9\ub960(\uc778\ud50c\ub808\uc774\uc158)\uc774 \uc5f0\uc900 \ubaa9\ud45c 2%\ub97c \uc6c3\ub3c4\ub294 2.7% \uc218\uc900\uc5d0 \uba38\ubb3c\uba74\uc11c, \ub2e8\uae30\uac04 \ub0b4 \uae30\uc900\uae08\ub9ac \uc778\ud558 \uac00\ub2a5\uc131\uc740 \ub0ae\uc544\uc9c4\ub2e4. \ub530\ub77c\uc11c \ud5a5\ud6c4 \uba87 \ub2ec \uc548\uc5d0 \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4(Fed\u00b7\uc5f0\uc900)\uac00 \uacf5\uaca9\uc801\uc73c\ub85c \uae08\ub9ac\ub97c \ub0b4\ub9b4 \uac83\uc774\ub77c\ub294 \uae30\ub300\uc5d0\ub294 \uc2e0\uc911\ud560 \ud544\uc694\uac00 \uc788\ub2e4. \uc774\ub7f0 \ud658\uacbd\uc5d0\uc11c\ub294 \uae08\ub9ac\uac00 \uc548\uc815\uc801\uc774\uac70\ub098 \uc18c\ud3ed \uc624\ub97c \ub54c \uc720\ub9ac\ud55c \uc804\ub7b5\uc774 \uc0c1\ub300\uc801\uc73c\ub85c \ub9de\uc744 \uc218 \uc788\ub294\ub370, \uc608\ub97c \ub4e4\uc5b4 \ubbf8 \uad6d\ucc44 \uc120\ubb3c\uc5d0 \ub300\ud55c \ud48b\uc635\uc158(\uc815\ud574\uc9c4 \uac00\uaca9\uc5d0 \ud314 \uad8c\ub9ac) \ub9e4\uc218 \uac19\uc740 \ubc29\uc2dd\uc774\ub2e4. (\ubbf8 \uad6d\ucc44 \uc120\ubb3c\uc740 \uad6d\ucc44 \uac00\uaca9\uc744 \uae30\ucd08\uc790\uc0b0\uc73c\ub85c \ud55c \ud30c\uc0dd\uc0c1\ud488\uc774\uba70, \uae08\ub9ac\uc640 \ubc18\ub300\ub85c \uc6c0\uc9c1\uc774\ub294 \uacbd\ud5a5\uc774 \uc788\ub2e4.)<\/p>\n

\uc8fc\uc2dd\uc2dc\uc7a5 \uce21\uba74\uc5d0\uc11c\ub294 \ub178\ub3d9\uc2dc\uc7a5\uc774 \uc548\uc815\uc801\uc774\uba74 \uae30\uc5c5 \uc2e4\uc801(\uc774\uc775)\uc5d0\ub3c4 \uae30\ubcf8\uc801\uc73c\ub85c \uc6b0\ud638\uc801\uc774\ub2e4. \uc774\uc5d0 \ub530\ub77c \uae08\ub9ac \uc6b0\ub824\ub85c \uc870\uc815\uc774 \ub098\uc62c \ub54c S&P 500 \uac19\uc740 \uad11\ubc94\uc704\ud55c \uc8fc\uac00\uc9c0\uc218\uc5d0 \ub300\ud55c \ucf5c\uc635\uc158(\uc815\ud574\uc9c4 \uac00\uaca9\uc5d0 \uc0b4 \uad8c\ub9ac) \ub9e4\uc218\ub97c \uace0\ub824\ud560 \uc218 \uc788\ub2e4. \ub2e4\ub9cc \uc0c1\uc2b9\uc740 \uae09\ub4f1\ubcf4\ub2e4 \uc644\ub9cc\ud560 \uac00\ub2a5\uc131\uc774 \ucee4, 5~6\uc6d4 \ub9cc\uae30(\uc635\uc158\uc774 \ud6a8\ub825\uc744 \uac16\ub294 \uae30\uac04\uc758 \uc885\ub8cc \uc2dc\uc810) \uae30\uc900\uc73c\ub85c \ud604\uc2e4\uc801\uc778 \ud589\uc0ac\uac00(\uc635\uc158\uc5d0\uc11c \uc0ac\uace0\ud314\uae30\ub85c \uc815\ud55c \uac00\uaca9)\ub97c \uc120\ud0dd\ud558\ub294 \uac83\uc774 \ubc14\ub78c\uc9c1\ud558\ub2e4.<\/p>\n

\uace0\uc6a9 \uc9c0\ud45c\uac00 \uae09\uaca9\ud788 \uc57d\ud654\ub418\uc9c0 \uc54a\uc558\ub2e4\ub294 \uc810\uc740 \uacbd\uae30\uce68\uccb4(\uacbd\uc81c\ud65c\ub3d9\uc774 \uc804\ubc18\uc801\uc73c\ub85c \uc704\ucd95\ub418\ub294 \uad6d\uba74) \uc2ec\ud654 \uc704\ud5d8\uc744 \ub0ae\ucdb0 \uc2dc\uc7a5 \ubcc0\ub3d9\uc131\uc744 \uacfc\ub3c4\ud558\uac8c \ud0a4\uc6b0\uc9c0 \uc54a\ub294 \uc694\uc778\uc774\ub2e4. \ucd5c\uadfc VIX(\ubcc0\ub3d9\uc131 \uc9c0\uc218\ub85c, S&P 500 \uc635\uc158 \uac00\uaca9\uc744 \ubc14\ud0d5\uc73c\ub85c \uc2dc\uc7a5\uc758 \uacf5\ud3ec\u00b7\ubd88\ud655\uc2e4\uc131\uc744 \uc218\uce58\ud654\ud55c \uc9c0\ud45c)\uac00 15~17 \uad6c\uac04\uc5d0 \uc790\ub9ac \uc7a1\uc740 \ub9cc\ud07c, \uc548\uc815 \ud750\ub984\uc774 \uc774\uc5b4\uc9c8 \ub54c \uc218\uc775\uc744 \ub178\ub9ac\ub294 \uc804\ub7b5\ub3c4 \uac80\ud1a0\ud560 \uc218 \uc788\ub2e4. \uc608\ucee8\ub300 \uc6b0\ub7c9 \uae30\uc5c5\uc758 \uc678\uac00\uaca9 \ud48b(\ud604\uc7ac \uc8fc\uac00\ubcf4\ub2e4 \ub0ae\uc740 \ud589\uc0ac\uac00\uc758 \ud48b\uc635\uc158)\uc744 \ub9e4\ub3c4\ud574 \ud504\ub9ac\ubbf8\uc5c4(\uc635\uc158 \uac00\uaca9)\uc744 \ubc1b\ub294 \ubc29\uc2dd\uc774\ub2e4. \uc774\ub294 \uc2dc\uc7a5\uc5d0 \ud070 \ucda9\uaca9\uc774 \uc5c6\ub2e4\ub294 \uc804\uc81c\uc5d0\uc11c \ud504\ub9ac\ubbf8\uc5c4 \uc218\ucde8\ub97c \ub178\ub9b0\ub2e4.<\/p>\n

\ub610\ud55c \uc5c5\uc885\ubcc4 \ub300\uc751\ub3c4 \uac00\ub2a5\ud558\ub2e4. \uc18c\ube44\uac00 \uc548\uc815\uc801\uc774\uba74 \uacbd\uae30\uc18c\ube44\uc7ac(\uc18c\ube44 \uc5ec\uac74\uc5d0 \ub530\ub77c \uc218\uc694\uac00 \ubcc0\ud558\ub294 \uc5c5\uc885) \uc8fc\uc2dd\uc5d0 \uc6b0\ud638\uc801\uc774\uc5b4\uc11c \uc18c\ube44 \uad00\ub828 ETF(\uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc\u00b7\uc9c0\uc218\ub97c \ucd94\uc885\ud558\ub3c4\ub85d \uc124\uacc4\ub41c \ud380\ub4dc\uc758 \uc0c1\uc7a5 \uc0c1\ud488) \ucf5c\uc635\uc158\uc774 \uace0\ub824 \ub300\uc0c1\uc774 \ub420 \uc218 \uc788\ub2e4. \ubc18\ub300\ub85c \uc720\ud2f8\ub9ac\ud2f0(\uc804\ub825\u00b7\uac00\uc2a4 \ub4f1 \uacf5\uacf5\uc11c\ube44\uc2a4)\uc640 \ubd80\ub3d9\uc0b0\ucc98\ub7fc \uae08\ub9ac\uc5d0 \ubbfc\uac10\ud55c \uc5c5\uc885\uc740, \uc2dc\uc7a5\uc774 \uc5f0\uc900\uc758 \uae08\ub9ac \uc778\ud558 \uae30\ub300\ub97c \uc811\uc744 \uacbd\uc6b0 \uc0c1\ub300\uc801\uc73c\ub85c \ubd80\uc9c4\ud560 \uc218 \uc788\ub2e4.<\/p>\n

NFP \ubc1c\ud45c \uc804 \ud3ec\uc9c0\uc154\ub2dd<\/h3>\n

\uc774\ubc88 ADP \ubcf4\uace0\uc11c\ub294 \uc911\uc694\ud55c \ucc38\uace0\uc790\ub8cc\uc9c0\ub9cc, \ud5a5\ud6c4 \ubc1c\ud45c\ub418\ub294 \uacf5\uc2dd \ube44\ub18d\uc5c5\ubd80\ubb38 \uace0\uc6a9\uc9c0\ud45c(NFP\u00b7\ub18d\uc5c5\uc744 \uc81c\uc678\ud55c \uace0\uc6a9\uc790 \uc218 \uc99d\uac10)\uac00 \ud575\uc2ec \ud655\uc778 \uc9c0\ud45c\uac00 \ub420 \uac83\uc774\ub2e4. \uc9c0\uae08 \ud3ec\uc9c0\uc158\uc744 \uc7a1\ub354\ub77c\ub3c4 \uaddc\ubaa8\ub97c \uacfc\ub3c4\ud558\uac8c \ud0a4\uc6b0\uc9c0 \ub9d0\uace0, NFP\uac00 \ud750\ub984\uc744 \ud655\uc778\ud574 \uc904 \uc218\ub3c4, \uc644\uc804\ud788 \ub4a4\uc9d1\uc744 \uc218\ub3c4 \uc788\ub2e4\ub294 \uc810\uc744 \uac10\uc548\ud574\uc57c \ud55c\ub2e4. \ubc1c\ud45c \uc804\uae4c\uc9c0\ub294 \uc0c1\ud669 \ubcc0\ud654\uc5d0 \ub530\ub77c \uc720\uc5f0\ud558\uac8c \ub300\uc751\ud560 \ud544\uc694\uac00 \uc788\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

\ubbf8 ADP \ubbfc\uac04\uace0\uc6a9 4\uc8fc \ud3c9\uade0 2.6\ub9cc\u21923.9\ub9cc\uba85 \u2018\uae5c\uc9dd \ubc18\ub4f1\u2019\u2026\ub178\ub3d9\uc2dc\uc7a5 \uc644\ub9cc\ud55c \uacac\uc870\uc138\uc5d0 \uae08\ub9ac\uc778\ud558 \uae30\ub300 \ud6c4\ud1f4. \uad6d\ucc44\u00b7S&P\uc635\uc158 \ub4f1 NFP \uc804 \ud3ec\uc9c0\uc158\uc740 \u2018\uc2e0\uc911 \ubaa8\ub4dc\u2019.<\/p>\n","protected":false},"author":87,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[71],"tags":[],"class_list":["post-44619","post","type-post","status-publish","format-standard","hentry","category-live-updates"],"acf":{"acf_article_selection_author":null},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/44619","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/comments?post=44619"}],"version-history":[{"count":0,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/44619\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/media?parent=44619"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/categories?post=44619"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/tags?post=44619"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}