{"id":44616,"date":"2026-04-14T15:50:32","date_gmt":"2026-04-14T15:50:32","guid":{"rendered":"https:\/\/www.vtmarkets.com\/kr\/uncategorized\/td%ec%a6%9d%ea%b6%8c-rba%ea%b0%80-%eb%a7%a4%ed%8c%8c%ec%a0%81%ec%9c%bc%eb%a1%9c-%eb%b3%80%ed%96%88%eb%8b%a4-%ed%8f%89%ea%b0%80%ed%95%98%ec%9a%b0%ec%a0%80-%ed%98%84-%ed%86%b5%ed%99%94\/"},"modified":"2026-04-14T15:50:32","modified_gmt":"2026-04-14T15:50:32","slug":"td%ec%a6%9d%ea%b6%8c-rba%ea%b0%80-%eb%a7%a4%ed%8c%8c%ec%a0%81%ec%9c%bc%eb%a1%9c-%eb%b3%80%ed%96%88%eb%8b%a4-%ed%8f%89%ea%b0%80%ed%95%98%ec%9a%b0%ec%a0%80-%ed%98%84-%ed%86%b5%ed%99%94","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/kr-asia\/live-updates\/td%ec%a6%9d%ea%b6%8c-rba%ea%b0%80-%eb%a7%a4%ed%8c%8c%ec%a0%81%ec%9c%bc%eb%a1%9c-%eb%b3%80%ed%96%88%eb%8b%a4-%ed%8f%89%ea%b0%80%ed%95%98%ec%9a%b0%ec%a0%80-%ed%98%84-%ed%86%b5%ed%99%94\/","title":{"rendered":"TD\uc99d\uad8c, RBA\uac00 \ub9e4\ud30c\uc801\uc73c\ub85c \ubcc0\ud588\ub2e4 \ud3c9\uac00\u2026\ud558\uc6b0\uc800, \ud604 \ud1b5\ud654\uc815\ucc45\uc73c\ub85c \uc778\ud50c\ub808\uc774\uc158 \uc555\ub825 \uc5b5\uc81c\uc5d0 \uc758\ubb38 \uc81c\uae30"},"content":{"rendered":"<p>RBA(\ud638\uc8fc\uc911\uc559\uc740\ud589) \uc564\ub4dc\ub8e8 \ud558\uc6b0\uc800 \ubd80\ucd1d\uc7ac\ub294 \ud604\uc7ac \uae30\uc900\uae08\ub9ac(\ud604\uae08\uae08\ub9ac\u00b7cash rate, \uc911\uc559\uc740\ud589\uc774 \ub2e8\uae30 \uc790\uae08\uc2dc\uc7a5\uc5d0 \uc801\uc6a9\ud558\ub294 \uc815\ucc45\uae08\ub9ac)\uac00 \ubb3c\uac00\uc0c1\uc2b9\ub960\uc744 \ubaa9\ud45c\uce58 2~3%\ub85c \ub418\ub3cc\ub9b4 \uac83\uc774\ub77c\ub294 \ub370 \ub300\ud574 \u201c\ub192\uc740 \ud655\uc2e0\uc774 \uc5c6\ub2e4\u201d\uace0 \ub9d0\ud588\ub2e4. \uadf8\ub294 \ub274\uc695\uc5d0\uc11c \uc5f4\ub9b0 \ub300\ub2f4(\u2018\ud30c\uc774\uc5b4\uc0ac\uc774\ub4dc \ucc57\u2019, \ube44\uacf5\uc2dd \ub300\ub2f4 \ud615\uc2dd)\uc5d0\uc11c \uc774\uac19\uc774 \ubc1d\ud614\ub2e4.<\/p>\n<p>\ud558\uc6b0\uc800 \ubd80\ucd1d\uc7ac\ub294 \uc778\ud50c\ub808\uc774\uc158(\ubb3c\uac00\uc0c1\uc2b9\ub960)\uc774 \u201c\ub108\ubb34 \ub192\ub2e4\u201d\uba70, \uc911\ub3d9 \uac08\ub4f1\uacfc \uc5f0\uad00\ub41c \uc720\uac00 \uc0c1\uc2b9\uc774 \uac00\uacc4\u00b7\uae30\uc5c5\uc5d0 \uc8fc\ub294 \u2018\uc18c\ub4dd \ucda9\uaca9\u2019(\uc5d0\ub108\uc9c0 \ube44\uc6a9 \uc99d\uac00\ub85c \uc2e4\uc9c8 \uad6c\ub9e4\ub825\uc774 \uc904\uc5b4\ub4dc\ub294 \ud604\uc0c1)\uc744 \ud3c9\uac00\ud558\uace0 \uc788\ub2e4\uace0 \ub9d0\ud588\ub2e4. \uadf8\ub294 \ubb3c\uac00\ub97c \ubaa9\ud45c\ub85c \ub418\ub3cc\ub9b4 \uc218\uc900\uc73c\ub85c \uae08\ub9ac\ub97c \uc124\uc815\ud574\uc57c \ud558\uba70, \ud544\uc694\ud558\uba74 \uae08\ub9ac\uac00 \uc624\ub97c \uc218 \uc788\ub2e4\uace0 \ud588\ub2e4.<\/p>\n<h3>\uc720\uac00 \ucda9\uaca9, \uc778\ud50c\ub808\uc774\uc158 \uc704\ud5d8 \ud0a4\uc6b4\ub2e4<\/h3>\n<p>RBA \uc2e4\ubb34\uc9c4\uc740 \uc9c0\ub09c\ub2ec \uc720\uac00\uac00 \ubc30\ub7f4\ub2f9 100\ub2ec\ub7ec \ubd80\uadfc\uc5d0 \uba38\ubb3c \uacbd\uc6b0, \ud718\ubc1c\uc720 \uac00\uaca9 \uc0c1\uc2b9\uc73c\ub85c \uc804\uccb4 \ubb3c\uac00(\ud5e4\ub4dc\ub77c\uc778 \uc778\ud50c\ub808\uc774\uc158, \uc5d0\ub108\uc9c0\u00b7\uc2dd\ud488 \ub4f1 \ubcc0\ub3d9 \ud070 \ud488\ubaa9\uc744 \ud3ec\ud568\ud55c \ubb3c\uac00)\uac00 2\ubd84\uae30 \uc804\ub144 \ub300\ube44 \uc57d 5%\uae4c\uc9c0 \uc62c\ub77c\uac08 \uc218 \uc788\ub2e4\uace0 \ucd94\uc815\ud588\ub2e4. \uc774\ub294 \ubaa9\ud45c \ubc94\uc704(2~3%)\ub97c \uc6c3\ub3c4\ub294 \uc218\uc900\uc774\ub2e4.<\/p>\n<p>TD\uc99d\uad8c\uc740 \ub2e4\uc74c \ud68c\uc758\uc5d0\uc11c 25bp(\ubca0\uc774\uc2dc\uc2a4\ud3ec\uc778\ud2b8, 0.01%\ud3ec\uc778\ud2b8) \uc778\uc0c1\uc744 \uc804\ub9dd\ud588\ub2e4. \ub610\ud55c \uc720\uac00\ubc1c \ubb3c\uac00 \uc555\ub825\uc774 \uc774\uc5b4\uc9c8 \uacbd\uc6b0 5\uc6d4 \uc774\ud6c4 \uae30\uc900\uae08\ub9ac\uac00 4.35%\ub97c \ub118\uc5b4\uc124 \uc218 \uc788\ub2e4\uace0 \uacbd\uace0\ud588\ub2e4.<\/p>\n<h3>RBA \uae08\ub9ac \uc0c1\uc2b9\uc5d0 \ubca0\ud305\ud558\ub294 \uc2dc\uc7a5 \ud3ec\uc9c0\uc154\ub2dd<\/h3>\n<p>\uc774 \uac19\uc740 \uc6b0\ub824\ub294 \uadfc\uac70\uac00 \uc788\ub2e4. 2025\ub144 1\ubd84\uae30 \uc5f0\uac04 \uc778\ud50c\ub808\uc774\uc158\uc740 3.6%\ub85c, RBA \ubaa9\ud45c\ub97c \uc6c3\ub3cc\uba70 \ub454\ud654\uac00 \ub354\ub518 \ubaa8\uc2b5\uc774\ub2e4. \uc911\ub3d9 \uae34\uc7a5\uc73c\ub85c \ube0c\ub80c\ud2b8\uc720(\ubd81\ud574\uc0b0 \uc6d0\uc720\ub85c \uad6d\uc81c \uc720\uac00\uc758 \ub300\ud45c \uae30\uc900)\uac00 \ubc30\ub7f4\ub2f9 90\ub2ec\ub7ec \u0641\u0648\u0642\uc5d0\uc11c \uc720\uc9c0\ub418\uba74\uc11c \ubb3c\uac00\uac00 \ub192\uc740 \uc218\uc900\uc5d0 \uba38\ubb3c \uc704\ud5d8\uc774 \ucee4\uc84c\ub2e4. \uc774\ub7f0 \ud750\ub984\uc740 \ubb3c\uac00\uac00 5%\uae4c\uc9c0 \uce58\uc19f\uc744 \uc218 \uc788\ub2e4\ub294 RBA\uc758 \uacbd\uace0\uc5d0 \ud798\uc744 \uc2e3\ub294\ub2e4.<\/p>\n<p>\uae08\ub9ac \ud30c\uc0dd\uc0c1\ud488(\uae08\ub9ac \ubcc0\ub3d9\uc5d0 \uc5f0\ub3d9\ub41c \uc120\ubb3c\u00b7\uc2a4\uc651 \ub4f1)\uc5d0 \ucc38\uc5ec\ud558\ub294 \ud22c\uc790\uc790\ub77c\uba74 \uae30\uc900\uae08\ub9ac \uc0c1\uc2b9 \uac00\ub2a5\uc131\uc5d0 \ub9de\ucd98 \ub300\uc751\uc774 \ud544\uc694\ud558\ub2e4\ub294 \uc2e0\ud638\ub2e4. \uc2dc\uc7a5\uc5d0\uc11c\ub294 \ub2e8\uae30\uae08\ub9ac \uc120\ubb3c(\uc740\ud589 \uac04 \ud604\uae08\uae08\ub9ac \uc120\ubb3c, \ud5a5\ud6c4(policy rate) \uc218\uc900\uc744 \ubc18\uc601\ud558\ub294 \uacc4\uc57d)\uc5d0\uc11c 2025\ub144 \uc911\ubc18 \uae30\uc900\uae08\ub9ac\uac00 4.60%\uac00 \ub420 \ud655\ub960\uc744 \ub354 \ud06c\uac8c \ubc18\uc601\ud558\ub294 \uc6c0\uc9c1\uc784\uc774 \ub098\ud0c0\ub0ac\ub2e4. \ud5a5\ud6c4 \uc218\uac1c\uc6d4 \ub0b4 \uc778\uc0c1\uc5d0 \ub300\ube44\ud558\uac70\ub098 \uc778\uc0c1\uc5d0 \ubca0\ud305\ud558\ub294 \uc804\ub7b5\uc774 \ud575\uc2ec \uc120\ud0dd\uc9c0\ub85c \ub5a0\uc62c\ub790\ub2e4.<\/p>\n<p>\uc774 \uac19\uc740 \uc815\ucc45 \ubcc0\ud654\ub294 \ud638\uc8fc\ub2ec\ub7ec\uc5d0 \uc9c0\uc9c0 \uc694\uc778\uc774 \ub420 \uc218 \uc788\ub2e4. \ub3d9\uc885 \uc911\uc559\uc740\ud589\ubcf4\ub2e4 \uae08\ub9ac \uc778\uc0c1 \uac00\ub2a5\uc131\uc774 \ud070 \uc911\uc559\uc740\ud589\uc740 \uc790\uae08 \uc720\uc785(\ub192\uc740 \uae08\ub9ac\ub97c \ub178\ub9b0 \ud22c\uc790\uc790 \uc790\uae08 \uc720\uc785)\uc744 \ub04c\uc5b4 \ud1b5\ud654\uac00\uce58\ub97c \ub04c\uc5b4\uc62c\ub9ac\ub294 \uacbd\ud5a5\uc774 \uc788\ub2e4. \ud1b5\ud654\uc815\ucc45 \uc644\ud654 \uc131\ud5a5(\ube44\ub458\uae30\ud30c\u00b7dovish, \uae08\ub9ac \uc778\uc0c1\uc5d0 \uc18c\uadf9\uc801\uc778 \uc131\ud5a5)\uc774 \uac15\ud55c \uad6d\uac00 \ud1b5\ud654 \ub300\ube44 \ud638\uc8fc\ub2ec\ub7ec \uac15\uc138\uc5d0 \uc8fc\ubaa9\ud560 \ud544\uc694\uac00 \uc788\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201c\uae08\ub9ac\ub85c \ubb3c\uac00 \uc7a1\uc744 \ud655\uc2e0 \uc5c6\ub2e4\u201d\u2026RBA \ud558\uc6b0\uc800, \uc720\uac00\ubc1c \uc778\ud50c\ub808 \ub9ac\uc2a4\ud06c \uacbd\uace0. \ud544\uc694\uc2dc \ucd94\uac00 \uc778\uc0c1 \uc2dc\uc0ac. \uc2dc\uc7a5\uc740 2025\ub144 \uc911\ubc18 4.60% \ubc18\uc601, \ud638\uc8fc\ub2ec\ub7ec \uac15\uc138 \uc694\uc778.<\/p>\n","protected":false},"author":87,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[71],"tags":[],"class_list":["post-44616","post","type-post","status-publish","format-standard","hentry","category-live-updates"],"acf":{"acf_article_selection_author":null},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/44616","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/comments?post=44616"}],"version-history":[{"count":0,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/44616\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/media?parent=44616"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/categories?post=44616"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/tags?post=44616"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}