{"id":44533,"date":"2026-04-13T20:20:28","date_gmt":"2026-04-13T20:20:28","guid":{"rendered":"https:\/\/www.vtmarkets.com\/kr\/uncategorized\/%eb%af%b8%ea%b5%ad-3%ec%9b%94-%ea%b8%b0%ec%a1%b4%ec%a3%bc%ed%83%9d-%ed%8c%90%eb%a7%a4-%ec%98%88%ec%83%81%ec%b9%98-%ed%95%98%ed%9a%8c398%eb%a7%8c-%ea%b1%b4%ec%98%88%ec%83%81-406%eb%a7%8c\/"},"modified":"2026-04-13T20:20:28","modified_gmt":"2026-04-13T20:20:28","slug":"%eb%af%b8%ea%b5%ad-3%ec%9b%94-%ea%b8%b0%ec%a1%b4%ec%a3%bc%ed%83%9d-%ed%8c%90%eb%a7%a4-%ec%98%88%ec%83%81%ec%b9%98-%ed%95%98%ed%9a%8c398%eb%a7%8c-%ea%b1%b4%ec%98%88%ec%83%81-406%eb%a7%8c","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/kr-asia\/live-updates\/%eb%af%b8%ea%b5%ad-3%ec%9b%94-%ea%b8%b0%ec%a1%b4%ec%a3%bc%ed%83%9d-%ed%8c%90%eb%a7%a4-%ec%98%88%ec%83%81%ec%b9%98-%ed%95%98%ed%9a%8c398%eb%a7%8c-%ea%b1%b4%ec%98%88%ec%83%81-406%eb%a7%8c\/","title":{"rendered":"\ubbf8\uad6d 3\uc6d4 \uae30\uc874\uc8fc\ud0dd \ud310\ub9e4, \uc608\uc0c1\uce58 \ud558\ud68c\u2026398\ub9cc \uac74(\uc608\uc0c1 406\ub9cc \uac74)"},"content":{"rendered":"<p>\ubbf8\uad6d\uc758 3\uc6d4 \uae30\uc874\uc8fc\ud0dd(Existing Home Sales\u00b7\uc774\ubbf8 \uc9c0\uc5b4\uc9c4 \uc8fc\ud0dd) \ud310\ub9e4\ub294 \uc2dc\uc7a5 \uc608\uc0c1\uce58\ub97c \ubc11\ub3cc\uc558\ub2e4. \uc2dc\uc7a5\uc740 406\ub9cc \uac74\uc744 \uc608\uc0c1\ud588\uc9c0\ub9cc \uc2e4\uc81c\ub294 398\ub9cc \uac74\uc774\uc5c8\ub2e4.<\/p>\n<p>\uc774\ub294 \uc6d4\uac04 \ud310\ub9e4\uac00 \uc608\uc0c1\ubcf4\ub2e4 \ub0ae\uc558\ub2e4\ub294 \uc758\ubbf8\ub85c, \uc804\ub9dd\uce58 \ub300\ube44 \uc8fc\ud0dd \uac70\ub798 \ud65c\ub3d9\uc774 \ub454\ud654\ud588\uc74c\uc744 \ubcf4\uc5ec\uc900\ub2e4.<\/p>\n<h3>\uc8fc\ud0dd\uc2dc\uc7a5 \ub0c9\uac01 \uc2e0\ud638<\/h3>\n<p>3\uc6d4 \uae30\uc874\uc8fc\ud0dd \ud310\ub9e4\uac00 \uc608\uc0c1\uc5d0 \ubbf8\uce58\uc9c0 \ubabb\ud55c \uac83\uc740 \uc8fc\ud0dd\uc2dc\uc7a5\uc774 \uc6b0\ub9ac\uac00 \uc608\uc0c1\ud588\ub358 \uac83\ubcf4\ub2e4 \ub354 \ube60\ub974\uac8c \uc2dd\uace0 \uc788\uc74c\uc744 \uc2dc\uc0ac\ud55c\ub2e4. \uc774\ub7f0 \uc57d\uc138\ub294 \u2018\uc8fc\ud0dd\uc744 \uc0b4 \uc5ec\ub825(affordability\u00b7\uc18c\ub4dd \ub300\ube44 \uc8fc\ud0dd\uac00\uaca9\u00b7\ub300\ucd9c\uc774\uc790 \ubd80\ub2f4)\u2019 \ubb38\uc81c\uc758 \uc9c1\uc811\uc801\uc778 \uacb0\uacfc\ub2e4. \ud2b9\ud788 30\ub144 \ub9cc\uae30 \uace0\uc815\uae08\ub9ac \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c(30-year mortgage rates\u00b730\ub144 \uace0\uc815 \ubaa8\uae30\uc9c0) \uae08\ub9ac\uac00 6.5%\ub97c \uc6c3\ub3cc\uc558\ub358 2025\ub144 \ub300\ubd80\ubd84 \uae30\uac04\uc5d0\ub3c4 \ube44\uc2b7\ud55c \ud750\ub984\uc774 \ub098\ud0c0\ub0ac\ub2e4. \ud2b8\ub808\uc774\ub354 \uc785\uc7a5\uc5d0\uc11c\ub294 \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4(Federal Reserve\u00b7\ubbf8\uad6d \uc911\uc559\uc740\ud589)\uc758 \uae34\ucd95 \uc815\ucc45(restrictive policy\u00b7\uae08\ub9ac\ub97c \ub192\uac8c \uc720\uc9c0\ud574 \uacbd\uae30 \uacfc\uc5f4\uc744 \uc5b5\uc81c\ud558\ub294 \uc815\ucc45)\uc774 \uae08\ub9ac \ubbfc\uac10 \uc5c5\uc885(rate-sensitive sectors\u00b7\uae08\ub9ac \ubcc0\ud654\uc5d0 \uc218\uc694\u00b7\uc2e4\uc801\uc774 \ud06c\uac8c \ud754\ub4e4\ub9ac\ub294 \uc5c5\uc885)\uc5d0 \uac15\ud558\uac8c \uc791\uc6a9\ud558\uace0 \uc788\ub2e4\ub294 \uc2e0\ud638\ub85c \ud574\uc11d\ub420 \uc218 \uc788\ub2e4.<\/p>\n<p>\uc774\ubc88\ucc98\ub7fc \uc8fc\ud0dd\uc9c0\ud45c\uac00 \uc57d\ud558\uac8c \ub098\uc624\uba74, \uc5f0\uc900\uc774 \uc62c\ud574 \ud558\ubc18\uae30\uc5d0 \uae30\uc900\uae08\ub9ac\ub97c \uc778\ud558(Fed rate cut\u00b7\uc815\ucc45\uae08\ub9ac \uc778\ud558)\ud560 \uac00\ub2a5\uc131\uc774 \ucee4\uc9c4\ub2e4\ub294 \ud574\uc11d\uc774 \ud798\uc744 \uc5bb\ub294\ub2e4. \uc2e4\uc81c\ub85c \uc5f0\ubc29\uae30\uae08\uae08\ub9ac \uc120\ubb3c(fed funds futures\u00b7\ud5a5\ud6c4 \uc815\ucc45\uae08\ub9ac \uc218\uc900\uc744 \ubc18\uc601\ud558\ub294 \uc120\ubb3c) \uc2dc\uc7a5\uc5d0\uc11c\ub294 3\ubd84\uae30 \uae30\uc900\uae08\ub9ac \uc778\ud558 \uac00\ub2a5\uc131\uc744 \ub354 \ud06c\uac8c \ubc18\uc601\ud558\ub294 \ud750\ub984\uc774 \ub098\ud0c0\ub098\uace0 \uc788\ub2e4. \ub2e4\ub9cc \ucd5c\uadfc \ubb3c\uac00 \uc9c0\ud45c\uc5d0\uc11c\ub294 \uadfc\uc6d0 \uc11c\ube44\uc2a4 \ubb3c\uac00(core services\u00b7\ubcc0\ub3d9\uc131\uc774 \ud070 \ud56d\ubaa9\uc744 \uc81c\uc678\ud55c \uc11c\ube44\uc2a4 \ubb3c\uac00)\uac00 \uc27d\uac8c \ub0b4\ub824\uc624\uc9c0 \uc54a\ub294(sticky\u00b7\ub048\uc801\ud558\uac8c \ub192\uc740) \ubaa8\uc2b5\uc774 \ud655\uc778\ub3fc, \uc911\uc559\uc740\ud589 \uc785\uc7a5\uc5d0\uc11c\ub294 \ud310\ub2e8\uc774 \ub354 \uc5b4\ub824\uc6cc\uc9c8 \uc218 \uc788\ub2e4.<\/p>\n<p>\uc8fc\ud0dd \ubd80\ubb38\uc5d0 \ub300\ud55c \uc555\ub825\uc774 \ucee4\uc9c0\ub294 \ub9cc\ud07c, ITB\u00b7XHB \uac19\uc740 \uc8fc\ud0dd\uac74\uc124\uc8fc ETF(homebuilder ETFs\u00b7\uc8fc\ud0dd \uac74\uc124 \uae30\uc5c5\ub4e4\ub85c \uad6c\uc131\ub41c \uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc)\uc5d0 \uc57d\uc138(\ud558\ub77d) \ud3ec\uc9c0\uc158\uc744 \uace0\ub824\ud560 \uc218 \uc788\ub2e4. \uc774\ub4e4 \uc0c1\ud488\uc5d0 \ud48b\uc635\uc158(put options\u00b7\ud2b9\uc815 \uac00\uaca9\uc5d0 \ud314 \uc218 \uc788\ub294 \uad8c\ub9ac) \ub9e4\uc218 \uc804\ub7b5\uc740 \ucd94\uac00 \uc57d\uc138 \uac00\ub2a5\uc131\uc5d0 \ub300\uc751\ud558\ub294 \ubc29\ubc95\uc774 \ub420 \uc218 \uc788\ub2e4. \uc8fc\ud0dd \uac70\ub798 \ud68c\uc804\uc728(turnover\u00b7\ub9e4\ub9e4\uac00 \ud65c\ubc1c\ud788 \uc774\ub904\uc9c0\ub294 \uc815\ub3c4)\uc774 \ub454\ud654\ud558\uba74 \ub9e4\ucd9c\uc774 \uc904\uae30 \uc26c\uc6b4 \uc8fc\ud0dd \uac1c\ubcf4\uc218 \uc18c\ub9e4(\ud648\uc784\ud504\ub8e8\ube0c\uba3c\ud2b8 \uc2a4\ud1a0\uc5b4\u00b7\uc790\uc7ac\u00b7\ub9ac\ubaa8\ub378\ub9c1 \uc81c\ud488 \ud310\ub9e4\uc5c5\uccb4)\uc5d0\ub3c4 \ube44\uc2b7\ud55c \ub17c\ub9ac\uac00 \uc801\uc6a9\ub41c\ub2e4.<\/p>\n<p>\ubc18\ub300\ub85c \ud5a5\ud6c4 \uae08\ub9ac \uc778\ud558 \uae30\ub300\uac00 \ucee4\uc9c8\uc218\ub85d \uad6d\ucc44\uc758 \ub9e4\ub825\uc740 \ub192\uc544\uc9c4\ub2e4. \ubbf8\uad6d \uc7ac\ubb34\ubd80 \uad6d\ucc44 \uc120\ubb3c(Treasury note futures\u00b7\ubbf8\uad6d \uc911\uae30 \uad6d\ucc44 \uac00\uaca9\uc744 \ucd94\uc885\ud558\ub294 \uc120\ubb3c)\uc744 \ub9e4\uc218(\ub871)\ud558\ub294 \uc804\ub7b5\uc774 \uae30\ud68c\uac00 \ub420 \uc218 \uc788\ub294\ub370, \uc5f0\uc900\uc774 \ube44\ub458\uae30\ud30c\uc801(dovish\u00b7\uae08\ub9ac \uc778\ud558\uc5d0 \ub354 \uc6b0\ud638\uc801\uc778) \uc2e0\ud638\ub97c \ubcf4\ub0bc \uacbd\uc6b0 \ucc44\uad8c \uac00\uaca9\uc740 \uc624\ub974\uae30 \ub54c\ubb38\uc774\ub2e4. \uc774\ub294 \uacbd\uae30 \ub454\ud654 \uc704\ud5d8\uc5d0 \ub300\ud55c \ud5e4\uc9c0(hedge\u00b7\uc190\uc2e4\uc744 \uc904\uc774\uae30 \uc704\ud55c \ubc29\uc5b4 \uc804\ub7b5) \uc5ed\ud560\ub3c4 \ud55c\ub2e4.<\/p>\n<h3>\ubcc0\ub3d9\uc131 \ud655\ub300\uc5d0 \ub300\ube44<\/h3>\n<p>\uacbd\uae30 \ub454\ud654\uc640 \ubb3c\uac00 \uc555\ub825\uc774 \ub3d9\uc2dc\uc5d0 \ub098\ud0c0\ub098\ub294 \ucda9\ub3cc\uc740 \ud5a5\ud6c4 \uba87 \uc8fc \ub3d9\uc548 \uc2dc\uc7a5 \uc804\ubc18\uc758 \ubcc0\ub3d9\uc131(volatility\u00b7\uac00\uaca9\uc774 \ud06c\uac8c \uc624\ub974\ub0b4\ub9ac\ub294 \uc815\ub3c4)\uc744 \ud0a4\uc6b8 \uac00\ub2a5\uc131\uc774 \ub192\ub2e4. \ud2b8\ub808\uc774\ub354\ub294 S&#038;P 500 \uc635\uc158(options\u00b7\uc815\ud574\uc9c4 \uac00\uaca9\uc5d0 \uc0ac\uace0\ud314 \uc218 \uc788\ub294 \uad8c\ub9ac) \uc804\ub7b5\uc744 \ud1b5\ud574 \uc608\uc0c1\ub418\ub294 \uac00\uaca9 \ubcc0\ub3d9(\uc2a4\uc719)\uc5d0 \ub300\uc751\ud560 \ud544\uc694\uac00 \uc788\ub2e4. \uc774\ub294 2025\ub144 \ub9d0, \uc5f0\uc900\uc758 \ub2e4\uc74c \ud589\ubcf4\uac00 \ubd88\ud655\uc2e4\ud574 \uc2dc\uc7a5\uc774 \ud070 \ud3ed\uc73c\ub85c \ud754\ub4e4\ub838\ub358 \u2018\ubcc0\ub3d9 \uc7a5\uc138(choppy conditions\u00b7\ub4f1\ub77d\uc774 \uc7a6\uace0 \ubc29\ud5a5\uc131\uc774 \uc57d\ud55c \uc7a5)\u2019\ub97c \ub5a0\uc62c\ub9ac\uac8c \ud55c\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ubbf8 3\uc6d4 \uae30\uc874\uc8fc\ud0dd \ud310\ub9e4 398\ub9cc\uac74, \uc608\uc0c1 406\ub9cc\uac74 \ud558\ud68c \u2018\ub0c9\uac01\u2019\u2026\uace0\uae08\ub9ac\u00b7\uad6c\ub9e4\uc5ec\ub825 \uc545\ud654\uc5d0 \uac70\ub798 \ub454\ud654. \uc5f0\uc900 \ud558\ubc18\uae30 \uc778\ud558 \uae30\ub300\u2191, \uc8fc\ud0dd\uc8fc \uc57d\uc138\u00b7\uad6d\ucc44 \ub871 \uc720\ud6a8. \ubcc0\ub3d9\uc131 \uacbd\uacc4.<\/p>\n","protected":false},"author":87,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[71],"tags":[],"class_list":["post-44533","post","type-post","status-publish","format-standard","hentry","category-live-updates"],"acf":{"acf_article_selection_author":null},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/44533","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/comments?post=44533"}],"version-history":[{"count":0,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/44533\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/media?parent=44533"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/categories?post=44533"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/tags?post=44533"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}