{"id":41487,"date":"2026-03-17T23:45:04","date_gmt":"2026-03-17T23:45:04","guid":{"rendered":"https:\/\/www.vtmarkets.com\/kr\/uncategorized\/%ec%95%84%eb%a5%b4%ec%8a%a4%eb%85%b8-2025%eb%85%84-%ec%ba%90%eb%82%98%eb%8b%a4-%ea%b0%80%ea%b3%84-%ec%88%9c%ec%9e%90%ec%82%b0-%ec%9e%90%ec%82%b0-%ec%a6%9d%ea%b0%80%ea%b0%80-%ec%8b%a0%ec%9a%a9\/"},"modified":"2026-03-17T23:45:04","modified_gmt":"2026-03-17T23:45:04","slug":"%ec%95%84%eb%a5%b4%ec%8a%a4%eb%85%b8-2025%eb%85%84-%ec%ba%90%eb%82%98%eb%8b%a4-%ea%b0%80%ea%b3%84-%ec%88%9c%ec%9e%90%ec%82%b0-%ec%9e%90%ec%82%b0-%ec%a6%9d%ea%b0%80%ea%b0%80-%ec%8b%a0%ec%9a%a9","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/kr-asia\/live-updates\/%ec%95%84%eb%a5%b4%ec%8a%a4%eb%85%b8-2025%eb%85%84-%ec%ba%90%eb%82%98%eb%8b%a4-%ea%b0%80%ea%b3%84-%ec%88%9c%ec%9e%90%ec%82%b0-%ec%9e%90%ec%82%b0-%ec%a6%9d%ea%b0%80%ea%b0%80-%ec%8b%a0%ec%9a%a9\/","title":{"rendered":"\uc544\ub974\uc2a4\ub178: 2025\ub144 \uce90\ub098\ub2e4 \uac00\uacc4 \uc21c\uc790\uc0b0, \uc790\uc0b0 \uc99d\uac00\uac00 \uc2e0\uc6a9 \uc99d\uac00\ub97c \uc55e\uc9c0\ub974\uba70 \uc0ac\uc0c1 \ucd5c\uace0\uce58 \uae30\ub85d"},"content":{"rendered":"\uce90\ub098\ub2e4 \ud1b5\uacc4\uccad(Statistics Canada)\uc758 4\ubd84\uae30 \uad6d\uac00\ub300\ucc28\ub300\uc870\ud45c(National Balance Sheet Accounts)\uc5d0 \ub530\ub974\uba74 2025\ub144 \uce90\ub098\ub2e4 \uac00\uacc4 \uc21c\uc790\uc0b0(net worth\u00b7\uc790\uc0b0\uc5d0\uc11c \ubd80\ucc44\ub97c \ube80 \uac12)\uc740 5.8% \uc99d\uac00\ud574 \uc0ac\uc0c1 \ucd5c\uace0\uce58\ub97c \uae30\ub85d\ud588\ub2e4. \ucd1d\uc790\uc0b0\uc740 \uc804\ub144 \ub300\ube44 5.6% \ub298\uc5c8\uace0, \uac00\uacc4 \uc2e0\uc6a9(household credit\u00b7\uac00\uacc4\uac00 \ube4c\ub9b0 \ub3c8\uc73c\ub85c, \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\u00b7\uc2e0\uc6a9\ub300\ucd9c\u00b7\uce74\ub4dc\ub300\ucd9c \ub4f1\uc744 \ud3ec\ud568)\uc740 4.4% \uc99d\uac00\ud574 2024\ub144\uacfc \ube44\uc2b7\ud55c \uc218\uc900\uc774\uc5c8\ub2e4.\n\n\ubd80\ub3d9\uc0b0 \uc790\uc0b0(real estate assets\u00b7\uc8fc\ud0dd \ub4f1 \ubd80\ub3d9\uc0b0 \uac00\uce58)\uc740 2025\ub144 0.2% \uac10\uc18c\ud574 2022\ub144 \uc774\ud6c4 \ub450 \ubc88\uc9f8\ub85c \ubd80\uc9c4\ud588\ub2e4. \ubc18\uba74 \uae08\uc735\uc790\uc0b0(financial assets\u00b7\uc8fc\uc2dd\u00b7\ucc44\uad8c\u00b7\ud380\ub4dc\u00b7\uc608\uae08 \ub4f1)\uc740 \ub354 \ube60\ub974\uac8c \ub298\uba70 \uac00\uacc4 \ubd80(wealth) \uc99d\uac00\ub97c \uc774\ub04c\uc5c8\ub2e4.\n\n

\uae08\uc735\uc790\uc0b0\uc774 \uc774\ub048 \uac00\uacc4 \ubd80 \uc99d\uac00<\/h3>\n\uae08\uc735\uc790\uc0b0\uc740 2025\ub144 10.5% \uc99d\uac00\ud588\uc73c\uba70, 2024\ub144(10.4%)\uc5d0 \uc774\uc5b4 15\ub144 \ub9cc\uc758 \ucd5c\ub300 \uc99d\uac00\ud3ed\uc744 \uae30\ub85d\ud588\ub2e4. \uce90\ub098\ub2e4 \ub300\ud45c \uc8fc\uac00\uc9c0\uc218\uc778 S&P\/TSX\ub294 2025\ub144 \ucd1d\uc218\uc775\ub960(total return\u00b7\uc8fc\uac00 \uc0c1\uc2b9\uc5d0 \ubc30\ub2f9 \ub4f1 \ud604\uae08\ud750\ub984\uc744 \ub354\ud55c \uc218\uc775\ub960) 31.7%\ub97c \uae30\ub85d\ud588\uace0, \uae08 \uac00\uaca9 \uc0c1\uc2b9\uc774 \ub4b7\ubc1b\uce68\ud588\ub2e4.\n\n\uc774\ubc88 \uc790\ub8cc\ub294 \uad00\uc138(tariff\u00b7\uc218\uc785\ud488\uc5d0 \ub9e4\uae30\ub294 \uc138\uae08) \uad00\ub828 \ubd88\ud655\uc2e4\uc131\uacfc \uc815\ucc45 \ubcc0\ud654\uac00 \uc788\uc5c8\ub358 \ud574\ub97c \ubc18\uc601\ud55c\ub2e4. 2025\ub144\uc5d0\ub294 \uce90\ub098\ub2e4 \uc911\uc559\uc740\ud589\uc778 \uce90\ub098\ub2e4\uc740\ud589(Bank of Canada)\uc758 \uae30\uc900\uae08\ub9ac \uc778\ud558\uc640 \uc5f0\ubc29\uc815\ubd80\uc758 \uc138\uae08 \uac10\uba74\uc774 \uc9c4\ud589\ub418\ub294 \ub3d9\uc2dc\uc5d0 \uae08\uc735\uc2dc\uc7a5\uc774 \uac15\uc138\ub97c \ubcf4\uc600\ub2e4.\n\n\ubcf4\uace0\uc11c\ub294 \ud574\ub2f9 \uae30\uc0ac\uac00 AI \ub3c4\uad6c\uc758 \ub3c4\uc6c0\uc744 \ubc1b\uc544 \uc791\uc131\ub410\uace0 \ud3b8\uc9d1\uc790\uac00 \uac80\ud1a0\ud588\ub2e4\uace0 \ubc1d\ud614\ub2e4.\n\n

2026\ub144 \uc2dc\uc7a5 \ubcc0\ud654\uc5d0 \ub300\ube44\ud55c \uc635\uc158 \uc544\uc774\ub514\uc5b4<\/h3>\n\uc774 \uac19\uc740 \u2018\ubd80\uc758 \ud6a8\uacfc(wealth effect\u00b7\uc790\uc0b0 \uac00\uce58 \uc0c1\uc2b9\uc774 \uc18c\ube44 \uc99d\uac00\ub85c \uc774\uc5b4\uc9c0\ub294 \ud604\uc0c1)\u2019\uac00 \uc2e4\uc81c \uc9c0\ucd9c\ub85c \uc774\uc5b4\uc9c0\ub294 \ubaa8\uc2b5\uc774\ub2e4. 2026\ub144 1\uc6d4 \uc18c\ub9e4\ud310\ub9e4\ub294 1.5% \uae09\uc99d\ud574 \uc2dc\uc7a5 \uc804\ub9dd\uc744 \ud06c\uac8c \uc6c3\ub3cc\uc558\ub2e4. \uc774\ub294 \uc18c\ube44\uc7ac(consumer discretionary\u00b7\ud544\uc218\uc7ac\uac00 \uc544\ub2cc \uc120\ud0dd\uc801 \uc18c\ube44 \ud488\ubaa9) \uc5c5\uc885 \uac15\uc138\uac00 \uc774\uc5b4\uc9c8 \uc218 \uc788\uc74c\uc744 \uc2dc\uc0ac\ud55c\ub2e4. \uc774\uc5d0 \ub530\ub77c \uc18c\ube44 \uad00\ub828 \uc0b0\uc5c5\uc744 \ucd94\uc885\ud558\ub294 ETF(\uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc\u00b7\uc8fc\uc2dd\ucc98\ub7fc \uac70\ub798\ub418\ub294 \ud380\ub4dc)\ub098 \ub300\ud615 \uc720\ud1b5\uc5c5\uccb4\ub97c \ub300\uc0c1\uc73c\ub85c \ucf5c\uc635\uc158(call option\u00b7\uc815\ud574\uc9c4 \uac00\uaca9\uc5d0 \uc0b4 \uc218 \uc788\ub294 \uad8c\ub9ac) \ub9e4\uc218\ub97c \uac80\ud1a0\ud560 \ub9cc\ud558\ub2e4.\n\n\uc9c0\ub09c\ud574 \ub450\ub4dc\ub7ec\uc9c4 \ud750\ub984\uc740 \uae08\uc735\uc790\uc0b0 \uae09\uc99d\uacfc \uc8fc\ud0dd\uc2dc\uc7a5 \uc57d\uc138\uc758 \uad34\ub9ac\uc600\ub2e4. \ubd80\ub3d9\uc0b0\uc740 0.2% \ud558\ub77d\ud588\ub2e4. \ub2e4\ub9cc \uce90\ub098\ub2e4\ubd80\ub3d9\uc0b0\ud611\ud68c(Canadian Real Estate Association)\uac00 \ubc1c\ud45c\ud55c 2026\ub144 2\uc6d4 \uc790\ub8cc\uc5d0 \ub530\ub974\uba74 \uc804\uad6d \uc8fc\ud0dd \uac70\ub798\ub7c9\uc774 5\uac1c\uc6d4 \ub9cc\uc5d0 \ucc98\uc74c \uc99d\uac00\ud574 \ubc14\ub2e5 \uc2e0\ud638\uc77c \uc218 \uc788\ub2e4. \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c(mortgage\u00b7\uc9d1\uc744 \ub2f4\ubcf4\ub85c \ubc1b\ub294 \ub300\ucd9c) \uc218\uc694\uac00 \ud68c\ubcf5\ub418\uba74 \uc218\ud61c\uac00 \uc608\uc0c1\ub418\ub294 \uce90\ub098\ub2e4 \uc8fc\uc694 \uc740\ud589\uc744 \ub300\uc0c1\uc73c\ub85c \ucf5c\uc635\uc158\uc744 \uc0b4\ud3b4\ubcfc \uc2dc\uc810\uc774\ub77c\ub294 \ud574\uc11d\uc774 \uac00\ub2a5\ud558\ub2e4.\n\n2025\ub144 \uae09\ub4f1 \uc774\ud6c4 S&P\/TSX\ub294 \uc62c\ud574 1\ubd84\uae30 \ub4e4\uc5b4 \ub300\uccb4\ub85c \ud6a1\ubcf4\ud558\uba70 \uc9c0\ub09c\ud574 \uc0c1\uc2b9\ubd84\uc744 \uc18c\ud654\ud558\ub294 \ubaa8\uc2b5\uc774\ub2e4. \uc5ec\uae30\uc5d0 \uce90\ub098\ub2e4\uc740\ud589\uc774 2\uc6d4 \ucd94\uac00 \uae08\ub9ac \uc778\ud558\ub97c \uc7a0\uc2dc \uba48\ucd9c \uc218 \uc788\ub2e4\ub294 \uc2e0\ud638\ub97c \ub0b4\ub193\uc73c\uba74\uc11c \ubcc0\ub3d9\uc131(volatility\u00b7\uac00\uaca9\uc774 \ud06c\uac8c \uc624\ub974\ub0b4\ub9ac\ub294 \uc815\ub3c4)\uc774 \ucee4\uc9c8 \uc218 \uc788\ub2e4. \uc774\ub54c\ub294 \uc2dc\uc7a5\uc758 \ud070 \uc6c0\uc9c1\uc784\uc5d0\uc11c \uc774\uc775\uc744 \ub178\ub9ac\ub294 \uc635\uc158 \uc804\ub7b5\uc774 \uc720\ub9ac\ud560 \uc218 \uc788\ub2e4. \uc608\ub97c \ub4e4\uc5b4 S&P\/TSX 60 \uc9c0\uc218\ub97c \ub300\uc0c1\uc73c\ub85c \uc2a4\ud2b8\ub798\ub4e4(straddle\u00b7\uac19\uc740 \ud589\uc0ac\uac00\uaca9\uc758 \ucf5c\uc635\uc158\uacfc \ud48b\uc635\uc158\uc744 \ud568\uaed8 \ub9e4\uc218\ud574 \ubc29\ud5a5\uacfc \ubb34\uad00\ud558\uac8c \ud070 \ubcc0\ub3d9\uc5d0 \ubca0\ud305\ud558\ub294 \uc804\ub7b5)\uc744 \ud65c\uc6a9\ud558\uba74 \uae09\ub4f1\u00b7\uae09\ub77d \uc5b4\ub290 \ucabd\uc774\ub4e0 \ubcc0\ub3d9 \ud655\ub300\uc5d0 \ub300\uc751\ud560 \uc218 \uc788\ub2e4.\n\n2025\ub144 TSX \uac15\uc138\uc758 \uc911\uc694\ud55c \ubc84\ud300\ubaa9\uc740 \uae08\uc774\uc5c8\ub2e4. \uc911\uc559\uc740\ud589\uc774 \uae08\ub9ac \uc778\ud558\ub97c \uba48\ucd94\ub294 \uad6d\uba74\uc5d0\uc11c \uc8fc\uc2dd \ub7a0\ub9ac(\uc0c1\uc2b9 \ud750\ub984)\uac00 \uc8fc\ucda4\ud558\uba74, \uae08\uc740 \ud5e4\uc9c0(hedge\u00b7\uc190\uc2e4\uc744 \uc904\uc774\uae30 \uc704\ud55c \ubc29\uc5b4 \uc218\ub2e8)\ub85c\uc11c \ub9e4\ub825\uc774 \ucee4\uc9c8 \uc218 \uc788\ub2e4. \uacfc\uac70\uc5d0\ub3c4 \uae08\uc740 \uc2dc\uc7a5 \ubd88\ud655\uc2e4\uc131\uacfc \uc815\ucc45 \uc804\ud658\uae30\uc5d0\uc11c \uc0c1\ub300\uc801\uc73c\ub85c \uac15\ud55c \ud750\ub984\uc744 \ubcf4\uc600\ub2e4. \ud5a5\ud6c4 \uae08 \uac00\uaca9(\ud604\ubb3c\u00b7bullion\u00b7\uae08 \uad34\ub85c \uac70\ub798\ub418\ub294 \uae08 \ud604\ubb3c) \ucd94\uac00 \uac15\uc138 \uac00\ub2a5\uc131\uc5d0 \ub300\ube44\ud574 \uae08\uad11\uc5c5\uccb4 \uc8fc\uc2dd\uc758 \ucf5c\uc635\uc158\uc744 \ubd84\uc11d\ud560 \ud544\uc694\uac00 \uc788\ub2e4. \uae08\uad11\uc8fc\ub294 \uae08 \uac00\uaca9 \ubcc0\ud654\uc5d0 \ub354 \ud06c\uac8c \ubc18\uc751\ud558\ub294 \uacbd\uc6b0\uac00 \uc788\uc5b4(\ub808\ubc84\ub9ac\uc9c0 \ub178\ucd9c\u00b7\uc801\uc740 \ubcc0\ub3d9\uc73c\ub85c \ub354 \ud070 \uc218\uc775\/\uc190\uc2e4\uc774 \ub0a0 \uc218 \uc788\ub294 \uad6c\uc870) \ub2e8\uae30 \uac00\uaca9 \uc6c0\uc9c1\uc784\uc5d0 \ubbfc\uac10\ud558\ub2e4.\n

\n\n

\uc9c0\uae08 \ubc14\ub85c \uac70\ub798\ub97c \uc2dc\uc791\ud558\uc138\uc694 – VT Markets \uc2e4\uacc4\uc88c\ub97c \uac1c\uc124\ud558\ub824\uba74 \uc5ec\uae30<\/a>\ub97c \ud074\ub9ad\ud558\uc138\uc694 <\/strong> <\/p>\n","protected":false},"excerpt":{"rendered":"

\uce90\ub098\ub2e4 \uac00\uacc4 \uc21c\uc790\uc0b0 5.8%\u2191 \uc0ac\uc0c1\ucd5c\uace0, \ubd80\ub3d9\uc0b0\uc740 -0.2%\ub85c \uc8fc\ucda4. TSX\u00b7\uae08 \ub7a0\ub9ac\ub85c \uae08\uc735\uc790\uc0b0 10.5% \uae09\uc99d. 2026\ub144 \uc18c\ube44\u00b7\uc740\ud589\u00b7\uae08 \uc635\uc158 \uc804\ub7b5 \uc8fc\ubaa9.<\/p>\n","protected":false},"author":87,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[71],"tags":[],"class_list":["post-41487","post","type-post","status-publish","format-standard","hentry","category-live-updates"],"acf":{"acf_article_selection_author":null},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/41487","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/comments?post=41487"}],"version-history":[{"count":0,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/41487\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/media?parent=41487"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/categories?post=41487"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/tags?post=41487"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}