{"id":40745,"date":"2026-03-12T13:42:33","date_gmt":"2026-03-12T13:42:33","guid":{"rendered":"https:\/\/www.vtmarkets.com\/kr\/uncategorized\/td%ec%a6%9d%ea%b6%8c-%ed%98%b8%ec%a3%bc%ec%a4%91%ec%95%99%ec%9d%80%ed%96%89rba-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac-%eb%91%90-%ec%b0%a8%eb%a1%80-%ec%9d%b8%ec%83%81-%ec%a0%84%eb%a7%9d\/"},"modified":"2026-03-12T13:42:33","modified_gmt":"2026-03-12T13:42:33","slug":"td%ec%a6%9d%ea%b6%8c-%ed%98%b8%ec%a3%bc%ec%a4%91%ec%95%99%ec%9d%80%ed%96%89rba-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac-%eb%91%90-%ec%b0%a8%eb%a1%80-%ec%9d%b8%ec%83%81-%ec%a0%84%eb%a7%9d","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/kr-asia\/live-updates\/td%ec%a6%9d%ea%b6%8c-%ed%98%b8%ec%a3%bc%ec%a4%91%ec%95%99%ec%9d%80%ed%96%89rba-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac-%eb%91%90-%ec%b0%a8%eb%a1%80-%ec%9d%b8%ec%83%81-%ec%a0%84%eb%a7%9d\/","title":{"rendered":"TD\uc99d\uad8c, \ud638\uc8fc\uc911\uc559\uc740\ud589(RBA) \uae30\uc900\uae08\ub9ac \ub450 \ucc28\ub840 \uc778\uc0c1 \uc804\ub9dd\u2026\ud604\uae08\uae08\ub9ac 4.35% \ud68c\ubcf5 \uc2dc \ud638\uc8fc\ub2ec\ub7ec(AUD) \uc9c0\uc9c0 \uae30\ub300"},"content":{"rendered":"TD\uc99d\uad8c\uc740 \ud638\uc8fc\uc911\uc559\uc740\ud589(RBA)\uc774 3\uc6d4\uc5d0 \ud604\uae08\uae08\ub9ac(\uc911\uc559\uc740\ud589\uc758 \uae30\uc900\uae08\ub9ac \uc5ed\ud560\uc744 \ud558\ub294 \ucd08\ub2e8\uae30 \uc815\ucc45\uae08\ub9ac)\ub97c 25bp(\ubca0\uc774\uc2dc\uc2a4\ud3ec\uc778\ud2b8, 0.01%\ud3ec\uc778\ud2b8) \uc778\uc0c1\ud558\uace0, 5\uc6d4\uc5d0 \ub2e4\uc2dc 25bp \uc778\uc0c1\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ud588\ub2e4. \uc774\ub807\uac8c \ub418\uba74 \uc9c0\ub09c\ud574\uc758 \uae08\ub9ac \uc778\ud558\ubd84\uc774 \ub418\ub3cc\ub824\uc9c0\uace0, 5\uc6d4\uae4c\uc9c0 \ud604\uae08\uae08\ub9ac\ub294 4.35%\ub85c \uc62c\ub77c\uac04\ub2e4.\n\n\uadfc\uac70\ub85c\ub294 \uc7a0\uc7ac\uc131\uc7a5\ub960(\ubb3c\uac00\ub97c \uc790\uadf9\ud558\uc9c0 \uc54a\uace0 \uc9c0\uc18d \uac00\ub2a5\ud55c \uc131\uc7a5\ub960)\uc744 \uc6c3\ub3c4\ub294 \uad6d\ub0b4\ucd1d\uc0dd\uc0b0(GDP) \uc99d\uac00, \uc778\ub825 \uc218\uae09\uc774 \ube61\ube61\ud55c \ub178\ub3d9\uc2dc\uc7a5, \uc778\ud50c\ub808\uc774\uc158(\ubb3c\uac00 \uc0c1\uc2b9) \uc704\ud5d8 \ud655\ub300\uac00 \uc81c\uc2dc\ub410\ub2e4. \uc815\ucc45\uc758 \ucd08\uc810\uc774 \uc2e4\uc5c5\ubcf4\ub2e4 \uc778\ud50c\ub808\uc774\uc158 \uae30\ub300(\uac00\uacc4\u00b7\uae30\uc5c5\uc774 \uc608\uc0c1\ud558\ub294 \ud5a5\ud6c4 \ubb3c\uac00)\ub97c \ub354 \uc911\uc2dc\ud558\ub294 \ucabd\uc73c\ub85c \uae30\uc6b8\uc5c8\ub2e4\ub294 \ud574\uc11d\ub3c4 \ub2f4\uacbc\ub2e4.\n\n<h3>\ud638\uc8fc \uc218\uc694 \uc9c0\ud45c, \uacac\uc870\ud55c \ud750\ub984 \uc9c0\uc18d<\/h3>\nS&#038;P\uae00\ub85c\ubc8c\uc758 \uc885\ud569 \uc2e0\uaddc\uc8fc\ubb38 \uc9c0\ud45c\uc5d0 \ub530\ub974\uba74 \ud638\uc8fc\uc758 \uc2e0\uaddc \uc8fc\ubb38\uc740 \ud655\uc7a5 \uad6d\uba74\uc774\ub2e4. \uc9c0\uc218 50\uc744 \uc6c3\ub3cc\uba70(50 \ucd08\uacfc\ub294 \uacbd\uae30 \ud655\uc7a5), \uc120\uc9c4\uad6d \uac00\uc6b4\ub370\uc11c\ub3c4 \uac00\uc7a5 \ub192\uc740 \uc218\uc900\uc73c\ub85c \uc81c\uc2dc\ub410\ub2e4. NAB(\ub0b4\uc154\ub110\uc624\uc2a4\ud2b8\ub808\uc77c\ub9ac\uc544\uc740\ud589)\uc758 2\uc6d4 \uae30\uc5c5\uc124\ubb38\uc5d0\uc11c\ub294 \uc120\ud589 \uc8fc\ubb38(\uc55e\uc73c\ub85c \ub4e4\uc5b4\uc62c \uc8fc\ubb38)\uc774 2022\ub144 \ub9d0 \uc774\ud6c4 \ucd5c\uace0 \uc218\uc900\uc73c\ub85c \ub098\ud0c0\ub0ac\ub2e4.\n\n\uae30\uc0ac\uc5d0\uc11c\ub294 \uacbd\uc81c\uc758 \uc720\ud734\uc5ec\ub825(\uacf5\uae09\uc774 \ub354 \ub298 \uc218 \uc788\ub294 \ub0a8\ub294 \uc0dd\uc0b0\ub2a5\ub825)\uc774 \uc81c\ud55c\uc801\uc774\ub77c\uace0 \uc9c0\uc801\ud588\uace0, NAIRU(\ubb3c\uac00\ub97c \ubc00\uc5b4 \uc62c\ub9ac\uc9c0 \uc54a\ub294 \uc218\uc900\uc758 \uc2e4\uc5c5\ub960, \u2018\uc790\uc5f0\uc2e4\uc5c5\ub960\u2019\uc5d0 \uac00\uae4c\uc6b4 \uac1c\ub150) \ucd94\uc815\uce58\uac00 \ud06c\uac8c \uc5c7\uac08\ub9b0\ub2e4\uace0 \ubc1d\ud614\ub2e4. \uc7ac\ubb34\ubd80\ub294 4.25%\ub85c, RBA\uac00 \uc758\ud68c \uc0b0\ud558 \u2018\uacbd\uc81c \uad00\ub828 \uc785\ubc95\uc704\uc6d0\ud68c\u2019\uc5d0 \ucd9c\uc11d\ud574 \ubc1d\ud78c \uc218\uce58\ub294 4.6%\ub85c \uc778\uc6a9\ub410\ub2e4.\n\n\ub610 \uad6d\ub0b4 \uc9c0\ud45c \ud750\ub984\uacfc \uc774\ub780 \uad00\ub828 \ubcc0\uc218(\uc911\ub3d9 \uc9c0\uc815\ud559 \ub9ac\uc2a4\ud06c \ub4f1)\uac00 \ubb3c\uac00 \uc804\ub9dd\uc5d0 \uc601\ud5a5\uc744 \uc904 \uc218 \uc788\ub2e4\uace0 \uc5b8\uae09\ud588\ub2e4. \ucd5c\uadfc \uc9c0\ud45c\uac00 \ubb3c\uac00 \uc0c1\ubc29(\uc608\uc0c1\ubcf4\ub2e4 \ubb3c\uac00\uac00 \ub354 \uc624\ub97c \uac00\ub2a5\uc131) \uc2e0\ud638\ub97c \uc8fc\uba74\uc11c, \uc720\ud734\uc5ec\ub825\uc774 \uac70\uc758 \uc5c6\ub2e4\ub294 \ud310\ub2e8\uc744 \uac15\ud654\ud588\ub2e4\uace0 \uc124\uba85\ud588\ub2e4.\n\n<h3>\uae08\ub9ac \ubcc0\ub3d9\uc131(\ubcfc)\u00b7\uc678\ud658(FX) \uac70\ub798 \uc2dc\uc0ac\uc810<\/h3>\n\ud638\uc8fc \uacbd\uc81c\ub294 2025\ub144 \ucd08\ucc98\ub7fc \ub2e4\uc2dc \uacfc\uc5f4 \uc870\uc9d0\uc744 \ubcf4\uc774\uace0 \uc788\ub2e4\ub294 \ud3c9\uac00\ub2e4. 3\uc6d4 \uc8fc\ub3c4\uc740\ud589(Judo Bank) \ud50c\ub798\uc2dc(\uc608\ube44\uce58) \uc885\ud569 PMI(\uad6c\ub9e4\uad00\ub9ac\uc790\uc9c0\uc218, \uae30\uc5c5 \uc124\ubb38\uc744 \ubc14\ud0d5\uc73c\ub85c \uacbd\uae30 \ud655\uc7a5\u00b7\uc704\ucd95\uc744 \ubcf4\uc5ec\uc8fc\ub294 \uc9c0\ud45c)\ub294 52.4\ub85c \ub192\uac8c \ub098\uc640 \uae30\uc5c5 \ud65c\ub3d9\uacfc \uc8fc\ubb38\uc774 \ud0c4\ud0c4\ud568\uc744 \uc2dc\uc0ac\ud588\ub2e4. \ub178\ub3d9\uc2dc\uc7a5\ub3c4 \uc5ec\uc804\ud788 \ud0c0\uc774\ud2b8\ud574, \ucd5c\uadfc \uc2e4\uc5c5\ub960\uc740 3.9%\uc758 \ub0ae\uc740 \uc218\uc900\uc744 \uc720\uc9c0\ud588\ub2e4.\n\n\uc774 \uac19\uc740 \uac15\uc138\ub294 \ubb3c\uac00 \ubb38\uc81c\ub97c \ub2e4\uc2dc \ud0a4\uc6b0\uace0 \uc788\ub2e4. \ucd5c\uadfc \ubd84\uae30 CPI(\uc18c\ube44\uc790\ubb3c\uac00\uc9c0\uc218)\ub294 3.8%\ub85c \uc2dc\uc7a5 \uc608\uc0c1\uc744 \uc6c3\ub3cc\uba70 \uc0c1\uc2b9 \uc18d\ub3c4\uac00 \ube68\ub77c\uc84c\uace0, RBA \ubaa9\ud45c \ubc94\uc704(2~3%)\ub3c4 \uc5ec\uc804\ud788 \ub118\uc5c8\ub2e4. \uc774\ub294 \uac00\uaca9 \uc555\ub825\uc744 \ud761\uc218\ud560 \uc720\ud734\uc5ec\ub825\uc774 \uac70\uc758 \uc5c6\ub2e4\ub294 \uc810\uc744 \ud655\uc778\ud574 \uc8fc\ub294 \ub370\uc774\ud130\ub85c \ud574\uc11d\ub410\ub2e4.\n\n\ud30c\uc0dd\uc0c1\ud488(\uae30\ucd08\uc790\uc0b0\uc758 \uac00\uaca9\uc5d0 \uc5f0\ub3d9\ub418\ub294 \uacc4\uc57d) \uac70\ub798\uc790 \uad00\uc810\uc5d0\uc11c\ub294, \uc2dc\uc7a5\uc774 \ud604\ud589 4.35% \uae08\ub9ac \uc218\uc900\uc5d0\uc11c \ucd94\uac00 \uc778\uc0c1 \uc704\ud5d8\uc744 \ucda9\ubd84\ud788 \ubc18\uc601\ud558\uc9c0 \ubabb\ud558\uace0 \uc788\uc744 \uc218 \uc788\ub2e4\ub294 \ub73b\uc774\ub2e4. \uc774\uc5d0 2\ub144 \ub9cc\uae30 \uae08\ub9ac\uc2a4\uc640\ud504(\ubcc0\ub3d9\uae08\ub9ac\uc640 \uace0\uc815\uae08\ub9ac\ub97c \uad50\ud658\ud558\ub294 \uacc4\uc57d)\uc5d0\uc11c \u2018\uace0\uc815\uae08\ub9ac \uc9c0\uae09\u2019(pay fixed, \uae08\ub9ac \uc0c1\uc2b9\uc5d0 \ubca0\ud305) \ud3ec\uc9c0\uc158\uc744 \uac80\ud1a0\ud560 \ub9cc\ud558\ub2e4\uace0 \uc81c\uc2dc\ud588\ub2e4. RBA\uac00 \uc2e0\ub8b0 \ud68c\ubcf5\uc744 \uc704\ud574 \uc62c\ud574 1~2\ucc28\ub840 \ub354 \uc778\uc0c1\ud560 \uacbd\uc6b0 \uc774 \ud3ec\uc9c0\uc158\uc774 \uc720\ub9ac\ud558\ub2e4\ub294 \uc124\uba85\uc774\ub2e4.\n\n\uc635\uc158 \uc2dc\uc7a5\uc5d0\uc11c\ub294 \ubd88\ud655\uc2e4\uc131 \ud655\ub300\uac00 \ubcc0\ub3d9\uc131 \uc0c1\uc2b9\uc73c\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\ub2e4. \ud638\uc8fc 3\ub144 \uad6d\ucc44\uc120\ubb3c(\ud5a5\ud6c4 \uad6d\ucc44 \uac00\uaca9\uc744 \ubbf8\ub9ac \uc815\ud55c \uac00\uaca9\uc5d0 \uc0ac\uace0\ud30c\ub294 \uacc4\uc57d) \ucf5c\uc635\uc158(\uc815\ud574\uc9c4 \uac00\uaca9\uc5d0 \uc0b4 \uad8c\ub9ac) \ub9e4\uc218\ub294 \uc190\uc2e4\uc744 \uc81c\ud55c\ud558\uba74\uc11c \uae08\ub9ac \uc0c1\uc2b9(\ucc44\uad8c \uac00\uaca9 \ud558\ub77d, \uc218\uc775\ub960 \uc0c1\uc2b9)\uc5d0 \ub300\uc751\ud558\ub294 \ubc29\ubc95\uc73c\ub85c \uc5b8\uae09\ub410\ub2e4. \ud5a5\ud6c4 \uc218\uc8fc \ub0b4 RBA\uac00 \ub9e4\ud30c\uc801(\ubb3c\uac00 \uc5b5\uc81c\ub97c \uc704\ud574 \uae08\ub9ac \uc778\uc0c1\uc5d0 \uc801\uadf9\uc801\uc778)\uc73c\ub85c \ub3cc\uc544\uc124 \uacbd\uc6b0\uc5d0 \uc720\ub9ac\ud558\ub2e4\ub294 \uac83\uc774\ub2e4.\n\n\uc774 \ud658\uacbd\uc740 \ud638\uc8fc\ub2ec\ub7ec\uc5d0\ub3c4 \uc6b0\ud638\uc801\uc77c \uc218 \uc788\ub2e4. \ub2e4\ub978 \uc8fc\uc694 \uc911\uc559\uc740\ud589\ub4e4\uc774 \uae08\ub9ac \uc778\ud558\ub97c \uac80\ud1a0\ud558\ub294 \uac00\uc6b4\ub370, AUD\/USD \ucf5c\uc635\uc158(\ud638\uc8fc\ub2ec\ub7ec \uac15\uc138\uc5d0 \ubca0\ud305\ud558\ub294 \uc120\ud0dd\uad8c) \ub9e4\uc218\ub85c \uac15\uc138\uc5d0 \ub300\uc751\ud560 \uc218 \uc788\ub2e4\uace0 \ud588\ub2e4. \ud638\uc8fc\uc640 \ubbf8\uad6d\uc758 \uae08\ub9ac \ucc28(\uae08\ub9ac \ucc28\uc774 \ud655\ub300\uac00 \ud1b5\ud654 \uac15\uc138 \uc694\uc778\uc774 \ub418\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc74c) \ud655\ub300\uac00 \uac70\ub798 \ub9e4\ub825\uc744 \ub192\uc778\ub2e4\ub294 \ud310\ub2e8\uc774\ub2e4.\n<p>\n\n<p><strong>\uc9c0\uae08 \ubc14\ub85c \uac70\ub798\ub97c \uc2dc\uc791\ud558\uc138\uc694 &#8211; VT Markets \uc2e4\uacc4\uc88c\ub97c \uac1c\uc124\ud558\ub824\uba74 <a href=\"https:\/\/www.vtmarkets.com\/kr\/trade-now\/\">\uc5ec\uae30<\/a>\ub97c \ud074\ub9ad\ud558\uc138\uc694 <\/strong> <\/p>\n<!-- \/wp:post-content -->","protected":false},"excerpt":{"rendered":"<p>\ud638\uc8fc \uae08\ub9ac \u2018\uc7ac\uc778\uc0c1\u2019 \ubca0\ud305 \ud655\uc0b0: TD\uc99d\uad8c\uc740 RBA\uac00 3\uc6d4\u00b75\uc6d4 25bp\uc529 \uc62c\ub824 \ud604\uae08\uae08\ub9ac 4.35% \uc804\ub9dd. \uc218\uc694\u00b7\uace0\uc6a9 \uac15\uc138\uc640 CPI 3.8%\ub85c \uc778\ud50c\ub808 \uc6b0\ub824, \uc2a4\uc640\ud504\u00b7\uc635\uc158\u00b7AUD \uac15\uc138 \uc804\ub7b5 \uc81c\uc2dc.<\/p>\n","protected":false},"author":87,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[71],"tags":[],"class_list":["post-40745","post","type-post","status-publish","format-standard","hentry","category-live-updates"],"acf":{"acf_article_selection_author":null},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/40745","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/comments?post=40745"}],"version-history":[{"count":0,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/40745\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/media?parent=40745"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/categories?post=40745"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/tags?post=40745"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}