{"id":38834,"date":"2026-02-21T05:34:08","date_gmt":"2026-02-21T05:34:08","guid":{"rendered":"https:\/\/www.vtmarkets.com\/kr\/uncategorized\/dbs%ec%9d%98-%eb%9d%bc%eb%94%94%ec%b9%b4-%eb%9d%bc%ec%98%a4radhika-rao%eb%8a%94-%ea%b2%bd%ea%b8%b0-%ed%9a%8c%eb%b3%b5%ec%84%b8%ec%99%80-%ec%8b%a0%eb%a2%b0-%ec%86%8c%eb%b9%84%ea%b0%80-%ec%95%bd\/"},"modified":"2026-02-21T05:34:08","modified_gmt":"2026-02-21T05:34:08","slug":"dbs%ec%9d%98-%eb%9d%bc%eb%94%94%ec%b9%b4-%eb%9d%bc%ec%98%a4radhika-rao%eb%8a%94-%ea%b2%bd%ea%b8%b0-%ed%9a%8c%eb%b3%b5%ec%84%b8%ec%99%80-%ec%8b%a0%eb%a2%b0-%ec%86%8c%eb%b9%84%ea%b0%80-%ec%95%bd","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/kr-asia\/live-updates\/dbs%ec%9d%98-%eb%9d%bc%eb%94%94%ec%b9%b4-%eb%9d%bc%ec%98%a4radhika-rao%eb%8a%94-%ea%b2%bd%ea%b8%b0-%ed%9a%8c%eb%b3%b5%ec%84%b8%ec%99%80-%ec%8b%a0%eb%a2%b0-%ec%86%8c%eb%b9%84%ea%b0%80-%ec%95%bd\/","title":{"rendered":"DBS\uc758 \ub77c\ub514\uce74 \ub77c\uc624(Radhika Rao)\ub294 \uacbd\uae30 \ud68c\ubcf5\uc138\uc640 \uc2e0\ub8b0, \uc18c\ube44\uac00 \uc57d\ud654\ub418\uba74\uc11c BSP\uac00 \uae30\uc900\uae08\ub9ac\ub97c 4.25%\ub85c \uc778\ud558\ud588\ub2e4\uace0 \ub9d0\ud588\ub2e4."},"content":{"rendered":"\ud544\ub9ac\ud540 \uc911\uc559\uc740\ud589(Bangko Sentral ng Pilipinas, **BSP**)\uc740 **\uc815\ucc45\uae08\ub9ac**(\uc911\uc559\uc740\ud589\uc774 \uae30\uc900\uc73c\ub85c \uc0bc\ub294 \uae08\ub9ac)\ub97c **25bp(\ubca0\uc774\uc2dc\uc2a4 \ud3ec\uc778\ud2b8, 0.25%\ud3ec\uc778\ud2b8)** \ub0b4\ub824 **4.25%**\ub85c \uc870\uc815\ud588\ub2e4. \uc774\ubc88 \uacb0\uc815\uc740 \uc608\uc0c1\ubcf4\ub2e4 \uc57d\ud55c \uacbd\uae30 \ud68c\ubcf5, \ub0ae\uc544\uc9c4 \uacbd\uae30 \uc2ec\ub9ac(\uc0ac\ub78c\ub4e4\uacfc \uae30\uc5c5\uc758 \uacbd\uc81c\uc5d0 \ub300\ud55c \ubbff\uc74c), \uadf8\ub9ac\uace0 \ubd80\ud328 \uc758\ud639 \uad00\ub828 \ubd88\ud655\uc2e4\uc131\uc73c\ub85c \ubbf8\ub904\uc9c4 \uc815\ubd80 \uc9c0\ucd9c(\uc815\ubd80\uac00 \ub3c8\uc744 \uc4f0\ub294 \uc18d\ub3c4\/\uaddc\ubaa8) \uc774\ud6c4\uc5d0 \ub098\uc654\ub2e4.\n\n\uacf5\uc2dd \uc131\uc7a5\ub960 \uc804\ub9dd\uce58\ub294 2026\ub144 **4.6%**, 2027\ub144 **5.9%**\ub85c \ub0ae\uc544\uc84c\ub2e4(\uae30\uc874 5.4%, 6.3%). BSP\ub294 2026\ub144 **\ubb3c\uac00\uc0c1\uc2b9\ub960 \uc804\ub9dd**(\uc804\ubc18\uc801\uc778 \ubb3c\uac00\uac00 \uc624\ub974\ub294 \uc18d\ub3c4)\uc744 3.2%\uc5d0\uc11c **3.6%**\ub85c \uc62c\ub838\uace0, 2027\ub144 \ubb3c\uac00\ub294 **3% \uc218\uc900**\uc744 \uc720\uc9c0\ud588\ub2e4.\n\n<h3>\uc2e0\uc911\ud55c \uc644\ud654(\uae08\ub9ac \uc778\ud558) \uae30\uc870<\/h3>\nBSP\ub294 \uc2e0\uc911\ud55c **\ud5a5\ud6c4 \uac00\uc774\ub358\uc2a4**(\uc55e\uc73c\ub85c \uc815\ucc45\uc744 \uc5b4\ub5bb\uac8c \ud560\uc9c0\uc5d0 \ub300\ud55c \uc548\ub0b4)\ub97c \uc81c\uc2dc\ud558\uba70, \uc131\uc7a5 \ud750\ub984\uc774 \uacc4\uc18d \uc57d\ud558\uba74 \ucd94\uac00\ub85c \uae08\ub9ac\ub97c \ub0b4\ub9b4 \uc218 \uc788\uc74c\uc744 \uc2dc\uc0ac\ud588\ub2e4. DBS\ub294 **25bp** \ucd94\uac00 \uc778\ud558\ub97c \ud55c \ubc88 \ub354 \uc608\uc0c1\ud55c\ub2e4.\n\n\ub354 \uc644\ud654\uc801\uc778 \uc815\ucc45\uc744 \ub4b7\ubc1b\uce68\ud558\uae30 \uc704\ud574, BSP\ub294 \uc774\ubc88 \ub2ec \uc5ec\ub7ec \uc740\ud589 \ubc1c\ud589 \uc0c1\ud488\uc5d0 \ub300\ud55c **\uc9c0\uae09\uc900\ube44\uc728**(\uc740\ud589\uc774 \uc758\ubb34\uc801\uc73c\ub85c \ubb36\uc5b4\ub46c\uc57c \ud558\ub294 \ub3c8\uc758 \ube44\uc728)\uc744 \ub0ae\ucdc4\ub2e4. \uc774\ub294 \uad6d\ub0b4 \uc740\ud589 \uc2dc\uc2a4\ud15c\uc5d0 **\uc720\ub3d9\uc131**(\uc2dc\uc7a5\uacfc \uc740\ud589\uc5d0 \ub3cc \uc218 \uc788\ub294 \uc790\uae08)\uc744 \ud480\uae30 \uc704\ud55c \uc870\uce58\ub2e4.\n\n\ud544\ub9ac\ud540 \uc911\uc559\uc740\ud589\uc774 \uc815\ucc45\uae08\ub9ac\ub97c 4.25%\ub85c \ub0b4\ub9b0 \uac83\uc740 \uc911\uc559\uc740\ud589\uc774 **\uc644\ud654 \uc131\ud5a5**(\uae08\ub9ac \uc778\ud558\uc5d0 \ub354 \uc6b0\ud638\uc801\uc778 \ud0dc\ub3c4)\uc744 \ubd84\uba85\ud788 \ud588\ub2e4\ub294 \ub73b\uc774\ub2e4. **\ud30c\uc0dd\uc0c1\ud488 \ud2b8\ub808\uc774\ub354**(\uc120\ubb3c\u00b7\uc635\uc158\u00b7\uc2a4\uc651 \ub4f1 \u2018\ud30c\uc0dd\uc0c1\ud488\u2019\uc744 \uac70\ub798\ud558\ub294 \ud22c\uc790\uc790) \uc785\uc7a5\uc5d0\uc11c\ub294 \uae08\ub9ac\uac00 \ub0b4\ub824 **\uc218\uc775\ub960**(\uc774\uc790 \ub4f1\uc73c\ub85c \uc5bb\ub294 \uc218\uc775)\uc774 \ub0ae\uc544\uc9c0\ubbc0\ub85c \ud544\ub9ac\ud540 \ud398\uc18c\ub97c \ubcf4\uc720\ud560 \ub9e4\ub825\uc774 \uc904\uc5b4\ub4e0\ub2e4. \ub530\ub77c\uc11c \uc55e\uc73c\ub85c \uba87 \uc8fc \ub3d9\uc548 \ubbf8\uad6d \ub2ec\ub7ec \ub300\ube44 \ud398\uc18c \uc57d\uc138\uc5d0 \ub300\ube44\ud55c \ud3ec\uc9c0\uc158\uc744 \uace0\ub824\ud560 \ud544\uc694\uac00 \uc788\ub2e4.\n\n\ucd5c\uadfc 2025\ub144 4\ubd84\uae30 **GDP**(\uad6d\ub0b4\ucd1d\uc0dd\uc0b0, \ud55c \ub098\ub77c\uac00 \uc77c\uc815 \uae30\uac04\uc5d0 \ub9cc\ub4e4\uc5b4\ub0b8 \uc7ac\ud654\u00b7\uc11c\ube44\uc2a4\uc758 \ucd1d\ud569) \uc218\uce58\ub294 4.1%\ub85c, \ud68c\ubcf5 \ud750\ub984\uc774 \uc57d\ud558\ub2e4\ub294 \uc810\uc744 \ud655\uc778\ud574 \uc8fc\uba70 \uc774\ubc88 \uae08\ub9ac \uc778\ud558\ub97c \ub4b7\ubc1b\uce68\ud588\ub2e4. \uc774\ub7f0 \uae30\ucd08 \uccb4\ub825 \uc57d\ud654\uc5d0 \ud1b5\ud654\uc815\ucc45 \uc644\ud654\uae4c\uc9c0 \ub354\ud574\uc9c0\uba70 **USD\/PHP \ud658\uc728**(\ubbf8\uad6d \ub2ec\ub7ec\/\ud544\ub9ac\ud540 \ud398\uc18c \ud658\uc728)\uc740 57.00 \uc218\uc900\uc73c\ub85c \uc62c\ub77c\uac14\ub2e4. \uc774 \ud750\ub984\uc774 \uc774\uc5b4\uc838 2025\ub144 \ub9d0 \uc774\ud6c4 \ubcf4\uc9c0 \ubabb\ud55c \uace0\uc810\uc744 \uc2dc\ud5d8\ud560 \uac00\ub2a5\uc131\uc774 \uc788\ub2e4\uace0 \ubcf8\ub2e4.\n\n<h3>\ud5a5\ud6c4 \ud2b8\ub808\uc774\ub529(\uac70\ub798) \uc2dc\uc0ac\uc810<\/h3>\n\uc911\uc559\uc740\ud589\uc740 2026\ub144 \ubb3c\uac00 \uc804\ub9dd\uc744 3.6%\ub85c \uc62c\ub9ac\uba74\uc11c\ub3c4 \uae08\ub9ac\ub97c \ub0b4\ub838\ub2e4. \uc774\ub294 \ubb3c\uac00\ubcf4\ub2e4 \uc131\uc7a5\uc744 \ub354 \uc6b0\uc120\ud55c\ub2e4\ub294 \uc2e0\ud638\ub2e4. \ub0ae\uc740 \uc131\uc7a5 \uad6d\uba74\uc5d0\uc11c \ub354 \ub192\uc740 \ubb3c\uac00\ub97c \uc5b4\ub290 \uc815\ub3c4 \uac10\uc218\ud558\ub294 \ud0dc\ub3c4\ub294 \ud1b5\ud654 \uac00\uce58\uc5d0\ub294 \ud2b9\ud788 \ubd80\uc815\uc801\uc774\ub2e4. \ub290\ub9b0 \uad6d\ub0b4 \uacbd\uae30\ub97c \uc0b4\ub9ac\uae30 \uc704\ud574 \ud398\uc18c \uc57d\uc138\ub97c \ubc1b\uc544\ub4e4\uc77c \uc218 \uc788\uc74c\uc744 \ub73b\ud55c\ub2e4.\n\n\ucd94\uac00 \uc644\ud654 \uac00\ub2a5\uc131\uc744 \uc5f4\uc5b4\ub454 \uac00\uc774\ub358\uc2a4\ub294 2\ubd84\uae30\uc5d0 **25bp** \ucd94\uac00 \uc778\ud558\uac00 \ucd5c\uc18c \ud55c \ubc88\uc740 \uac00\ub2a5\ud568\uc744 \uc2dc\uc0ac\ud55c\ub2e4. \ud2b8\ub808\uc774\ub354\ub294 \ub2e8\uae30 \uae08\ub9ac \ud558\ub77d\uc5d0\uc11c \uc774\uc775\uc774 \ub098\ub294 \ud3ec\uc9c0\uc158\uc744 \ubcfc \uc218 \uc788\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \ud544\ub9ac\ud540 **\uae08\ub9ac\uc2a4\uc651**(\ubcc0\ub3d9\uae08\ub9ac\uc640 \uace0\uc815\uae08\ub9ac\ub97c \uc11c\ub85c \uad50\ud658\ud558\ub294 \uacc4\uc57d)\uc5d0\uc11c **\uace0\uc815\uae08\ub9ac\ub97c \ubc1b\ub294(receive fixed)** \ud3ec\uc9c0\uc158, \ub610\ub294 **\uad6d\ucc44 \uc120\ubb3c**(\ubbf8\ub9ac \uc815\ud55c \uac00\uaca9\uc73c\ub85c \uad6d\ucc44\ub97c \uc0ac\uace0\ud30c\ub294 \uacc4\uc57d) \ub9e4\uc218 \uac19\uc740 \ubc29\ubc95\uc774 \uc788\ub2e4.\n\n<b><a href=\"https:\/\/www.vtmarkets.com\/trade-now\/\">VT Markets \uc2e4\uacc4\uc88c \ub9cc\ub4e4\uae30<\/a>\u00a0\ubc0f\u00a0<a href=\"https:\/\/myaccount.vtmarkets.com\/login\">\uc9c0\uae08 \uac70\ub798 \uc2dc\uc791\ud558\uae30<\/a>\u00a0<\/b>\n\n<!-- wp:paragraph-->\n<p><b>VT Markets \ub77c\uc774\ube0c \uacc4\uc815\uc744 \ub9cc\ub4e4\uace0 \uc9c0\uae08 \ubc14\ub85c <a href=\"https:\/\/www.vtmarkets.com\/kr\/trade-now\/\">\uac70\ub798<\/a>\ub97c \uc2dc\uc791\ud558\uc138\uc694.<\/b><\/p>\n<!-- \/wp:post-content -->","protected":false},"excerpt":{"rendered":"<p>\ud398\uc18c \uc57d\uc138 \uc2e0\ud638? \ud544\ub9ac\ud540 \uc911\uc559\uc740\ud589, \uae30\uc900\uae08\ub9ac 4.25%\ub85c 25bp \uc778\ud558. \uc131\uc7a5 \uc804\ub9dd \ud558\ud5a5\u00b72026 \uc778\ud50c\ub808 \uc0c1\ud5a5 \uc18d \ucd94\uac00 \uc644\ud654 \uc5ec\uc9c0. USD\/PHP 57 \ud14c\uc2a4\ud2b8, \ucc44\uad8c\u00b7\uc2a4\uc651 \uc218\ud61c, \uc8fc\uc2dd \ubcc0\ub3d9\uc131 \ud655\ub300. &#8211; vtmarkets.com<\/p>\n","protected":false},"author":62,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[71],"tags":[],"class_list":["post-38834","post","type-post","status-publish","format-standard","hentry","category-live-updates"],"acf":{"acf_article_selection_author":null},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/38834","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/users\/62"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/comments?post=38834"}],"version-history":[{"count":0,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/38834\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/media?parent=38834"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/categories?post=38834"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/tags?post=38834"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}