{"id":38711,"date":"2026-02-20T00:32:11","date_gmt":"2026-02-20T00:32:11","guid":{"rendered":"https:\/\/www.vtmarkets.com\/kr\/uncategorized\/bhargava%eb%8a%94-bsp%ea%b0%80-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac%eb%a5%bc-25bp-%ec%9d%b8%ed%95%98%ed%95%b4-4-25%eb%a1%9c-%eb%82%ae%ec%b7%84%ec%a7%80%eb%a7%8c-%ec%98%88%ec%83%81%eb%b3%b4%eb%8b%a4\/"},"modified":"2026-02-20T00:32:11","modified_gmt":"2026-02-20T00:32:11","slug":"bhargava%eb%8a%94-bsp%ea%b0%80-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac%eb%a5%bc-25bp-%ec%9d%b8%ed%95%98%ed%95%b4-4-25%eb%a1%9c-%eb%82%ae%ec%b7%84%ec%a7%80%eb%a7%8c-%ec%98%88%ec%83%81%eb%b3%b4%eb%8b%a4","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/kr-asia\/live-updates\/bhargava%eb%8a%94-bsp%ea%b0%80-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac%eb%a5%bc-25bp-%ec%9d%b8%ed%95%98%ed%95%b4-4-25%eb%a1%9c-%eb%82%ae%ec%b7%84%ec%a7%80%eb%a7%8c-%ec%98%88%ec%83%81%eb%b3%b4%eb%8b%a4\/","title":{"rendered":"Bhargava\ub294 BSP\uac00 \uae30\uc900\uae08\ub9ac\ub97c 25bp \uc778\ud558\ud574 4.25%\ub85c \ub0ae\ucdc4\uc9c0\ub9cc, \uc608\uc0c1\ubcf4\ub2e4 \uc57d\ud55c \uc131\uc7a5 \uc804\ub9dd \uc18d\uc5d0\uc11c \uc2e0\uc911\ud55c \uae30\uc870\ub97c \uc2dc\uc0ac\ud588\ub2e4\uace0 \ub9d0\ud588\ub2e4."},"content":{"rendered":"\ud544\ub9ac\ud540 \uc911\uc559\uc740\ud589(Bangko Sentral ng Pilipinas, **BSP**)\uc740 \uc815\ucc45\uae08\ub9ac\ub97c **25bp(0.25%\ud3ec\uc778\ud2b8)** \uc778\ud558\ud574 **4.25%**\ub85c \ub0ae\ucdc4\uace0, \uc774\ub294 \uc2dc\uc7a5 \uc608\uc0c1\uacfc \uac19\uc558\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \uc131\uc7a5 \ud68c\ubcf5\uc774 \uc608\uc0c1\ubcf4\ub2e4 \uc57d\ud55c \uc0c1\ud0dc\uc5ec\uc11c, BSP\ub294 \uc774\ubc88 \uc870\uce58\uc640 \ud568\uaed8 \ub354 \uc870\uc2ec\uc2a4\ub7ec\uc6b4(\uc2e0\uc911\ud55c) **\uc815\ucc45 \uc2e0\ud638(\uac00\uc774\ub358\uc2a4: \uc55e\uc73c\ub85c \uae08\ub9ac\ub97c \uc5b4\ub5bb\uac8c \uc6b4\uc601\ud560\uc9c0\uc5d0 \ub300\ud55c \uc911\uc559\uc740\ud589\uc758 \uba54\uc2dc\uc9c0)** \ub97c \ub0b4\ub1a8\uc2b5\ub2c8\ub2e4.\n\nBSP\ub294 \u201c**\uc644\ud654(\uae08\ub9ac \uc778\ud558) \uc0ac\uc774\ud074\uc774 \ub05d\ub098\uac00\uace0 \uc788\ub2e4**\u201d\ub294 \ub258\uc559\uc2a4\uc758 \ubb38\uad6c\ub97c \uc0ad\uc81c\ud574, \uc815\ucc45 \uc785\uc7a5\uc744 \ub354 **\uc911\ub9bd\uc801(\ud2b9\uc815 \ubc29\ud5a5\uc744 \uac15\ud558\uac8c \ub9d0\ud558\uc9c0 \uc54a\ub294)** \uc73c\ub85c \ubc14\uafe8\uc2b5\ub2c8\ub2e4. \uc55e\uc73c\ub85c\uc758 \uacb0\uc815\uc740 **\uc2e0\ub8b0(\uac00\uacc4\u00b7\uae30\uc5c5\uc774 \uacbd\uae30\ub97c \uc5bc\ub9c8\ub098 \ubbff\ub294\uc9c0) \ud68c\ubcf5 \uc18d\ub3c4**\uc640 \ub354 \ubc00\uc811\ud558\uac8c \uc5f0\uacb0\ub410\uc2b5\ub2c8\ub2e4.\n\n

\uc815\ucc45 \uc2e0\ud638 \ubcc0\ud654<\/h3>\nING\ub294 2026\ub144 GDP(\uad6d\ub0b4\ucd1d\uc0dd\uc0b0: \ud55c \ub098\ub77c\uac00 \uc77c\uc815 \uae30\uac04\uc5d0 \ub9cc\ub4e4\uc5b4\ub0b8 \uc7ac\ud654\u00b7\uc11c\ube44\uc2a4\uc758 \ucd1d\uac00\uce58) \uc131\uc7a5\ub960 \uc804\ub9dd\uce58\ub97c **5.2%**\ub85c \ub0ae\ucdc4\uace0, **\ud558\ubc29 \uc704\ud5d8(\uc804\ub9dd\uce58\ubcf4\ub2e4 \ub354 \ub098\ube60\uc9c8 \uac00\ub2a5\uc131)** \uc774 \uc788\ub2e4\uace0 \ubd24\uc2b5\ub2c8\ub2e4. 4\ubd84\uae30 \ub370\uc774\ud130\ub294 \uc815\ubd80 \uc9c0\ucd9c\uc774 \uacc4\uc18d\ud574\uc11c \uc131\uc7a5\uc5d0 \ubd80\ub2f4\uc744 \uc8fc\uace0 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc92c\uc2b5\ub2c8\ub2e4.\n\n\uacf5\uacf5 \uc9c0\ucd9c \uc57d\uc138\ub294 \ub0ae\uc740 \uc7ac\uc815 \uc9c0\ucd9c(\uc815\ubd80\uac00 \uc4f0\ub294 \uc608\uc0b0)\uacfc \uae30\uc5c5\u00b7\uac00\uacc4 \uc2e0\ub8b0 \uc57d\ud654\uc640 \uc5f0\uacb0\ub410\uc2b5\ub2c8\ub2e4. \uc870\uc0ac(\uc870\uc0ac\u00b7\uc218\uc0ac)\uc640 \ud574\uacb0\ub418\uc9c0 \uc54a\uc740 \uc815\uce58\uc801 \ubd88\ud655\uc2e4\uc131(\uc815\uce58 \uc0c1\ud669\uc774 \ud655\uc815\ub418\uc9c0 \uc54a\uc544 \uc608\uce21\uc774 \uc5b4\ub824\uc6b4 \uc0c1\ud0dc) \ub54c\ubb38\uc5d0, \uc774\ub7f0 \uc555\ubc15\uc740 2026\ub144 \uc0c1\ubc18\uae30\uae4c\uc9c0 \uc774\uc5b4\uc9c8 \uac83\uc73c\ub85c \uc608\uc0c1\ub410\uc2b5\ub2c8\ub2e4.\n\n\ub192\uc740 \uc2e4\uc9c8\uae08\ub9ac(\uba85\ubaa9\uae08\ub9ac\uc5d0\uc11c \ubb3c\uac00\uc0c1\uc2b9\ub960\uc744 \ube80 \uae08\ub9ac), \ub0ae\uc740 GDP \uc804\ub9dd, \uc57d\ud55c \uc2e0\ub8b0\ub294 \ucd94\uac00 \uae08\ub9ac \uc778\ud558\ub97c \uac00\ub2a5\ud558\uac8c \ud558\ub294 \uc870\uac74\uc73c\ub85c \uc5b8\uae09\ub410\uc2b5\ub2c8\ub2e4. \ucd94\uac00 \uc644\ud654\ub294 \ud544\ub9ac\ud540 \ud398\uc18c\uac00 \ubbf8\uad6d \ub2ec\ub7ec \ub300\ube44 \uc57d\uc138\ub97c \uc720\uc9c0\ud558\uac8c \ub9cc\ub4e4 \uc218 \uc788\ub294 \uc694\uc778\uc73c\ub85c \uc124\uba85\ub410\uc2b5\ub2c8\ub2e4.\n\nBSP\uac00 \uc815\ucc45\uae08\ub9ac\ub97c 4.25%\ub85c \ub0b4\ub9b0 \uc774\ubc88 25bp \uc778\ud558 \uc790\uccb4\ubcf4\ub2e4, \uc815\ucc45 \uc2e0\ud638\uc758 \ubcc0\ud654\uac00 \ub354 \uc911\uc694\ud558\ub2e4\uace0 \ubd05\ub2c8\ub2e4. \uc911\uc559\uc740\ud589\uc740 \u201c\uc644\ud654\uac00 \ub05d\ub098\uac00\uace0 \uc788\ub2e4\u201d\ub294 \ud45c\ud604\uc744 \uc9c0\uc6cc \ucd94\uac00 \uc778\ud558 \uac00\ub2a5\uc131\uc744 \uc5f4\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub7f0 \uc804\ud658\uc740 2026\ub144 1\uc6d4 \uc778\ud50c\ub808\uc774\uc158(\ubb3c\uac00\uc0c1\uc2b9\ub960)\uc774 **2.8%**\ub85c \ub0b4\ub824\uac04 \uc810\uc774 \ub4b7\ubc1b\uce68\ud558\uba70, \uc774\ub294 BSP\uac00 \uc6c0\uc9c1\uc77c \uc5ec\uc9c0\ub97c \uc90d\ub2c8\ub2e4.\n\n

PHP(\ud544\ub9ac\ud540 \ud398\uc18c) \uac70\ub798\uc5d0 \ub300\ud55c \uc2dc\uc0ac\uc810<\/h3>\n\uc774\ucc98\ub7fc \ub354 \ubd88\ud655\uc2e4\ud55c \uc785\uc7a5\uc740 \uc131\uc7a5 \ud68c\ubcf5\uc774 \ud798\uc744 \uc783\uace0 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. 2025\ub144 4\ubd84\uae30\uc5d0\ub294 GDP \uc131\uc7a5\ub960\uc774 **4.9%**\ub85c \ub454\ud654\ub410\uace0, \uc18c\ube44 \uc2ec\ub9ac(\uc18c\ube44\uc790\uac00 \uc9c0\ucd9c\uc744 \ub298\ub9b4\uc9c0 \uc904\uc77c\uc9c0\uc5d0 \ub300\ud55c \ubd84\uc704\uae30) \uc545\ud654\uc640 \uc815\ubd80 \uc9c0\ucd9c \ubd80\uc9c4\uc774 \uc6d0\uc778\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub7f0 \uc5b4\ub824\uc6b4 \ud658\uacbd\uc740 \ucd5c\uc18c\ud55c \uc62c\ud574 \uc0c1\ubc18\uae30\uae4c\uc9c0 \uc774\uc5b4\uc9c8 \uac83\uc73c\ub85c \ubd05\ub2c8\ub2e4.\n\n\uc774\ub7f0 \uc804\ub9dd\uc744 \uace0\ub824\ud558\uba74, \ud544\ub9ac\ud540 \ud398\uc18c\ub294 \ubbf8\uad6d \ub2ec\ub7ec \ub300\ube44 \uc9c0\uc18d\uc801\uc778 \uc555\ub825\uc744 \ubc1b\uc744 \uac00\ub2a5\uc131\uc774 \ud07d\ub2c8\ub2e4. \ud30c\uc0dd\uc0c1\ud488(\uae30\ucd08\uc790\uc0b0 \uac00\uaca9\uc744 \ubc14\ud0d5\uc73c\ub85c \uac00\uce58\uac00 \uc815\ud574\uc9c0\ub294 \uae08\uc735\uc0c1\ud488) \ud2b8\ub808\uc774\ub354\ub294 PHP \ucd94\uac00 \uc57d\uc138\uc5d0 \ub300\ube44\ud574 \ud3ec\uc9c0\uc158\uc744 \uace0\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 **\ub2ec\ub7ec \ucf5c\uc635\uc158(\uc815\ud574\uc9c4 \uac00\uaca9\uc5d0 \ub2ec\ub7ec\ub97c \uc0b4 \uc218 \uc788\ub294 \uad8c\ub9ac)** \uc744 \ub9e4\uc218\ud558\uac70\ub098, \ub9cc\uae30\uac00 \uae34 **USD\/PHP \uc120\ub3c4\ud658 \uacc4\uc57d(\ubbf8\ub798 \ud2b9\uc815 \uc2dc\uc810\uc5d0 \ubbf8\ub9ac \uc815\ud55c \ud658\uc728\ub85c \ub2ec\ub7ec\uc640 \ud398\uc18c\ub97c \uad50\ud658\ud558\ub294 \uacc4\uc57d)** \uc744 \ubcf4\uc720\ud558\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4. \uc774\ub294 \uc62c\ud574 \ud6c4\ubc18\uc5d0 \ucd94\uac00 \uae08\ub9ac \uc778\ud558\uac00 \ub098\uc62c \uc218 \uc788\ub2e4\ub294 \uc2dc\uc7a5 \uc601\ud5a5\uc744 \uc608\uc0c1\ud55c \uc804\ub7b5\uc785\ub2c8\ub2e4.\n\nUSD\/PHP(\ub2ec\ub7ec\/\ud398\uc18c \ud658\uc728)\ub294 \uc774\ubbf8 **58.50** \uc218\uc900\uae4c\uc9c0 \uc62c\ub790\uace0, \uc644\ud654 \uac00\ub2a5\uc131\uc774 \ub0a8\uc544 \uc788\ub294 \ud55c \uc774\ub7f0 \ud750\ub984\uc740 \uc774\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. 2025\ub144\uc5d0\ub3c4 \uae00\ub85c\ubc8c \uc218\uc694 \ub454\ud654 \uc6b0\ub824\uac00 \ucc98\uc74c \ucee4\uc84c\uc744 \ub54c \ube44\uc2b7\ud55c \ud750\ub984\uc774 \ub098\ud0c0\ub0ac\uace0, \uadf8 \uacb0\uacfc \ud398\uc18c \uc57d\uc138\uac00 \uc624\ub798 \uc9c0\uc18d\ub410\uc2b5\ub2c8\ub2e4. \ud604\uc7ac\uc758 \uc815\uce58\uc801 \ubd88\ud655\uc2e4\uc131\uc740 \ud22c\uc790\uc790\ub4e4\uc758 \uc6b0\ub824\ub97c \ub354 \ud0a4\uc6b0\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\n\ud658\uc728 \uac70\ub798 \uc678\uc5d0\ub3c4, \uae08\ub9ac \ud558\ub77d \uac00\ub2a5\uc131\uc740 \uad6d\ub0b4 \uae08\ub9ac \uc2dc\uc7a5\uc5d0\uc11c \uae30\ud68c\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b8\ub808\uc774\ub354\ub294 **\uc774\uc790\uc728 \uc2a4\uc651(\uc11c\ub85c \ub2e4\ub978 \uc774\uc790 \uc9c0\uae09 \ubc29\uc2dd, \uc608: \uace0\uc815\uae08\ub9ac\uc640 \ubcc0\ub3d9\uae08\ub9ac\ub97c \uad50\ud658\ud558\ub294 \uacc4\uc57d)** \uc5d0\uc11c \u201c**\uace0\uc815\uae08\ub9ac \uc218\ucde8(receive-fixed)**\u201d \ud3ec\uc9c0\uc158\uc744 \uace0\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uae08\ub9ac\uac00 \ub0b4\ub824\uac00\uba74 \uc774 \uc2a4\uc651\uc5d0\uc11c \uc9c0\uae09\ud558\ub294 \ubcc0\ub3d9\uae08\ub9ac(\uc2dc\uc7a5 \uae08\ub9ac\uc5d0 \ub530\ub77c \ubc14\ub00c\ub294 \uae08\ub9ac)\uac00 \ub5a8\uc5b4\uc838 \ud3ec\uc9c0\uc158 \uac00\uce58\uac00 \uc62c\ub77c\uac08 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\n\n

VT Markets \ub77c\uc774\ube0c \uacc4\uc815\uc744 \ub9cc\ub4e4\uace0 \uc9c0\uae08 \ubc14\ub85c \uac70\ub798<\/a>\ub97c \uc2dc\uc791\ud558\uc138\uc694.<\/b><\/p>\n","protected":false},"excerpt":{"rendered":"

\uae5c\uc9dd \ubcc0\ud654: BSP, \uae30\uc900\uae08\ub9ac 4.25%\ub85c 25bp \uc778\ud558\ud588\uc9c0\ub9cc \ub354 \ud070 \uac74 \u2018\uc644\ud654 \uc885\ub8cc\u2019 \ubb38\uad6c \uc0ad\uc81c. \uc131\uc7a5 \ub454\ud654\u00b7\uc7ac\uc815\uc9c0\ucd9c \ubd80\uc9c4 \uc18d \ucd94\uac00 \uc778\ud558 \uc5ec\uc9c0, \ud398\uc18c \uc57d\uc138 \uc555\ub825. – vtmarkets.com<\/p>\n","protected":false},"author":62,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[71],"tags":[],"class_list":["post-38711","post","type-post","status-publish","format-standard","hentry","category-live-updates"],"acf":{"acf_article_selection_author":null},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/38711","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/users\/62"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/comments?post=38711"}],"version-history":[{"count":0,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/38711\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/media?parent=38711"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/categories?post=38711"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/tags?post=38711"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}