{"id":37940,"date":"2026-02-10T15:58:50","date_gmt":"2026-02-10T15:58:50","guid":{"rendered":"https:\/\/www.vtmarkets.com\/kr\/uncategorized\/td-%ec%a6%9d%ea%b6%8c-rba-%ea%b8%88%eb%a6%ac-%ec%9d%b8%ec%83%81-%ec%9d%b4%ed%9b%84-%ed%98%b8%ec%a3%bc-%ec%8b%ac%eb%a6%ac%ec%a7%80%ed%91%9c%ea%b0%80-%ec%95%bd%ed%99%94%ec%b6%94%ea%b0%80\/"},"modified":"2026-02-10T15:58:50","modified_gmt":"2026-02-10T15:58:50","slug":"td-%ec%a6%9d%ea%b6%8c-rba-%ea%b8%88%eb%a6%ac-%ec%9d%b8%ec%83%81-%ec%9d%b4%ed%9b%84-%ed%98%b8%ec%a3%bc-%ec%8b%ac%eb%a6%ac%ec%a7%80%ed%91%9c%ea%b0%80-%ec%95%bd%ed%99%94%ec%b6%94%ea%b0%80","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/kr-asia\/live-updates\/td-%ec%a6%9d%ea%b6%8c-rba-%ea%b8%88%eb%a6%ac-%ec%9d%b8%ec%83%81-%ec%9d%b4%ed%9b%84-%ed%98%b8%ec%a3%bc-%ec%8b%ac%eb%a6%ac%ec%a7%80%ed%91%9c%ea%b0%80-%ec%95%bd%ed%99%94%ec%b6%94%ea%b0%80\/","title":{"rendered":"TD \uc99d\uad8c: RBA \uae08\ub9ac \uc778\uc0c1 \uc774\ud6c4 \ud638\uc8fc \uc2ec\ub9ac\uc9c0\ud45c\uac00 \uc57d\ud654\u2026\ucd94\uac00 \uae08\ub9ac \uc778\uc0c1 \uae30\ub300\ub294 \uc9c0\uc18d\ub418\ub098 \ub2f9\uad6d \ub300\uc751 \uac00\ub2a5\uc131\uc740 \ub0ae\uc544"},"content":{"rendered":"\ud638\uc8fc\uc758 \uc18c\ube44\uc790\uc640 \uae30\uc5c5 \uc124\ubb38\uc740 \ucd5c\uadfc \ubc1c\ud45c\uc5d0\uc11c \uc57d\ud574\uc84c\ub2e4. Westpac \uc18c\ube44\uc790\uc2ec\ub9ac\uc9c0\uc218\ub294 2\uc6d4\uc5d0 3\uac1c\uc6d4 \uc5f0\uc18d \ud558\ub77d\ud588\uc73c\uba70, \ud638\uc8fc\uc911\uc559\uc740\ud589(RBA: Reserve Bank of Australia, \ud638\uc8fc \uc911\uc559\uc740\ud589)\uc758 \uae08\ub9ac \uc778\uc0c1 \uc774\ud6c4 \uc804\uc6d4 \ub300\ube44 2.6% \ub0b4\ub824\uac14\ub2e4.\n\nWestpac \uc124\ubb38\uc5d0\uc11c \uc751\ub2f5\uc790\uc758 80%\ub294 \uae08\ub9ac\uac00 \ub354 \uc624\ub97c \uac83\uc73c\ub85c \uc608\uc0c1\ud588\ub2e4. 3\ubd84\uc758 1\uc740 +100bp(\ubca0\uc774\uc2dc\uc2a4 \ud3ec\uc778\ud2b8: \uae08\ub9ac \ubcc0\ud654 \ub2e8\uc704, 1bp=0.01%p) \uc778\uc0c1\uc744 \uc608\uc0c1\ud588\uc73c\uba70, \uc2ec\ub9ac\ub294 \uc9c0\ub09c 1\ub144 \ubc94\uc704\uc758 \ub0ae\uc740 \uc218\uc900\uc5d0 \uac00\uae4c\uc6e0\ub2e4.\n\n<h3>\uae30\uc5c5 \uc124\ubb38\uc740 \uc5c7\uac08\ub9b0 \ud750\ub984\uc744 \uc2dc\uc0ac<\/h3>\n1\uc6d4 NAB \uae30\uc5c5 \uc124\ubb38(NAB: National Australia Bank, \ud638\uc8fc \ub0b4 \uc8fc\uc694 \uc740\ud589\uc758 \uc124\ubb38)\uc5d0\uc11c \uae30\uc5c5 \uc2e0\ub8b0\uc9c0\uc218\ub294 12\uc6d4 +2\uc5d0\uc11c +3\uc73c\ub85c \uc62c\ub790\ub2e4. \uae30\uc5c5 \uc5ec\uac74(\uc804\ubc18\uc801\uc778 \uc601\uc5c5 \ud658\uacbd\uc744 \ub098\ud0c0\ub0b4\ub294 \uc9c0\ud45c)\uc740 +9\uc5d0\uc11c +7\ub85c \ub0ae\uc544\uc84c\uace0, \uac70\ub798(\ub9e4\ucd9c \ud750\ub984)\uc640 \uc218\uc775\uc131\uc740 \uc57d\ud574\uc84c\uc73c\uba70 \uace0\uc6a9\uc9c0\uc218(\uace0\uc6a9 \uc0c1\ud669\uc744 \ub098\ud0c0\ub0b4\ub294 \ud56d\ubaa9)\ub294 \ubcc0\ud568\uc774 \uc5c6\uc5c8\ub2e4.\n\n\uc120\ud589 \uc8fc\ubb38(\uc55e\uc73c\ub85c \ub4e4\uc5b4\uc62c \uac83\uc73c\ub85c \uc608\uc0c1\ub418\ub294 \uc8fc\ubb38)\uc740 -1\uc5d0\uc11c +2\ub85c \uc88b\uc544\uc84c\ub2e4. \uc124\ube44\uac00\ub3d9\ub960(\uacf5\uc7a5\u00b7\uc124\ube44\ub97c \uc5bc\ub9c8\ub098 \uac00\ub3d9\ud558\ub294\uc9c0)\uc740 82.9%\ub85c \ub0b4\ub824\uac14\uc9c0\ub9cc, \uc7a5\uae30 \ud3c9\uade0\ubcf4\ub2e4 1.5%p \ub192\ub2e4.\n\n\ubb3c\uac00 \uc555\ub825(\uac00\uaca9\uc774 \uc624\ub974\ub824\ub294 \ud798)\uc740 \uc5ec\ub7ec \uc9c0\ud45c\uc5d0\uc11c \uc904\uc5c8\ub2e4. \ub178\ub3d9\ube44\uc6a9(\uc784\uae08 \ub4f1 \uc778\uac74\ube44)\uc740 \uc774\uc804 1.7%\uc5d0\uc11c 1.3%\ub85c \uc0c1\uc2b9\ud3ed\uc774 \uc904\uc5c8\uace0, \ub9e4\uc785\ube44\uc6a9(\uc6d0\uc7ac\ub8cc\u00b7\ubd80\ud488 \ub4f1 \uad6c\ub9e4 \ube44\uc6a9)\uc740 1.3%\uc5d0\uc11c 1.1%\ub85c \ub454\ud654\ub410\ub2e4. \ucd5c\uc885 \uc81c\ud488 \uac00\uaca9(\ud310\ub9e4 \uac00\uaca9)\uc740 0.8%\uc5d0\uc11c 0.5%\ub85c \uc0c1\uc2b9\ud3ed\uc774 \ub0ae\uc544\uc84c\ub2e4.\n\n\uc774 \uae30\uc5c5 \uc124\ubb38\uc740 \ucd5c\uadfc RBA \uae08\ub9ac \uc778\uc0c1 \uc804\uc5d0 \uc9c4\ud589\ub410\ub2e4. \uc6d0\ubb38 \uae30\uc0ac\uc5d0\ub294 AI \ub3c4\uad6c\ub85c \uc791\uc131\ub410\uace0 \ud3b8\uc9d1\uc790\uac00 \uac80\ud1a0\ud588\ub2e4\uace0 \uc801\ud600 \uc788\uc5c8\ub2e4.\n\n<h3>\uae08\ub9ac\uc640 \uc704\ud5d8\uc790\uc0b0\uc5d0 \ub300\ud55c \uc2dc\uc7a5 \uc601\ud5a5<\/h3>\n\ud638\uc8fc\uc758 \uc18c\ube44\uc790\u00b7\uae30\uc5c5 \uc124\ubb38\uc740 \ud798\uc774 \ube60\uc9c0\uace0 \uc788\uc73c\uba70, Westpac \uc18c\ube44\uc790\uc2ec\ub9ac\uc9c0\uc218\ub294 RBA\uc758 \ucd5c\uadfc \uae08\ub9ac \uc778\uc0c1(\uae30\uc900\uae08\ub9ac \uc778\uc0c1) \uc774\ud6c4 3\uac1c\uc6d4 \uc5f0\uc18d \ud558\ub77d\ud588\ub2e4. \uc774\ub294 \uae34\ucd95\uc801 \ud1b5\ud654\uc815\ucc45(\ubb3c\uac00\ub97c \uc7a1\uae30 \uc704\ud574 \uae08\ub9ac\ub97c \uc62c\ub9ac\uace0 \ub3c8\uc758 \ud750\ub984\uc744 \uc904\uc774\ub294 \uc815\ucc45)\uc758 \uc601\ud5a5\uc744 \uac00\uacc4\uac00 \uc9c1\uc811 \ub290\ub080\ub2e4\ub294 \ub73b\uc774\ub2e4. \uc18c\ube44\uc790 \ub2e4\uc218\uac00 \ucd94\uac00 \uae08\ub9ac \uc778\uc0c1\uc744 \uc608\uc0c1\ud558\ub294 \ub9cc\ud07c, \uc774 \uc870\uc2ec\uc2a4\ub7ec\uc6b4 \ubd84\uc704\uae30\ub294 \uacc4\uc18d\ub420 \uac00\ub2a5\uc131\uc774 \ud06c\ub2e4.\n\n\uadf8\ub7fc\uc5d0\ub3c4 \uc6b0\ub9ac\ub294 RBA\uac00 \ub2f9\uc7a5 \ub9e4\ud30c\uc801 \ud0dc\ub3c4(\uc778\ud50c\ub808\uc774\uc158\uc744 \uc7a1\uae30 \uc704\ud574 \uae08\ub9ac\ub97c \ub354 \uc62c\ub9ac\ub824\ub294 \uac15\uacbd\ud55c \uc785\uc7a5)\ub97c \ubc14\uafc0 \uac83\uc73c\ub85c \ubcf4\uc9c0 \uc54a\ub294\ub2e4. \ud2b9\ud788 2025\ub144 4\ubd84\uae30 \ubd84\uae30 \uc778\ud50c\ub808\uc774\uc158(\ubb3c\uac00 \uc0c1\uc2b9\ub960) \uc218\uce58\uac00 4.1%\ub85c \ubaa9\ud45c \ubc94\uc704(\uc911\uc559\uc740\ud589\uc774 \uc6d0\ud558\ub294 \ubb3c\uac00 \uc0c1\uc2b9\ub960 \uad6c\uac04) \uc704\uc5d0 \ub0a8\uc544 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4. \uc774\ub7f0 \uc911\uc559\uc740\ud589\uc758 \uc758\uc9c0\ub85c \ubcfc \ub54c, \uae08\ub9ac\uc120\ubb3c\uc2dc\uc7a5(\ubbf8\ub798 \uae08\ub9ac\ub97c \ubc18\uc601\ud558\ub294 \uac70\ub798 \uc2dc\uc7a5)\uc740 \uc5f0\uc911 \uc911\ubc18\uae4c\uc9c0 \ucd94\uac00 \uc778\uc0c1 \uac00\ub2a5\uc131\uc744 \ucda9\ubd84\ud788 \ubc18\uc601\ud558\uc9c0 \ubabb\ud560 \uc218 \uc788\ub2e4. \ub530\ub77c\uc11c \ud2b8\ub808\uc774\ub354\ub294 \ub2e8\uae30 \uae08\ub9ac(\uac00\uae4c\uc6b4 \ub9cc\uae30\uc758 \uae08\ub9ac)\uac00 \ub192\uc740 \uc218\uc900\uc744 \uc720\uc9c0\ud558\uac70\ub098 \uc870\uae08 \ub354 \uc624\ub97c \ub54c \uc720\ub9ac\ud55c \ud3ec\uc9c0\uc158(\ub9e4\ub9e4 \ubc29\ud5a5\uacfc \uaddc\ubaa8)\uc744 \uace0\ub824\ud560 \ud544\uc694\uac00 \uc788\ub2e4.\n\n\uae30\uc5c5 \uc124\ubb38\uc740 \uc5c7\uac08\ub9b0 \ubaa8\uc2b5\uc774\ub2e4. \uc5ec\uac74\uacfc \ubb3c\uac00 \uc555\ub825\uc740 \uc644\ud654\ub418\uace0 \uc788\uc9c0\ub9cc, \uc124\ube44\uac00\ub3d9\ub960\uc740 82.9%\ub85c \uc7a5\uae30 \ud3c9\uade0\uc744 \ud06c\uac8c \uc6c3\ub3c8\ub2e4. 2025\ub144 \ucd08\uc5d0\ub3c4 \ube44\uc2b7\ud558\uac8c, \uccb4\uac10\uc740 \uc57d\ud574\uc84c\uc9c0\ub9cc \uacbd\uc81c\uc758 \uae30\ucd08 \uccb4\ub825(\uc218\uc694\u00b7\uc0dd\uc0b0\uc758 \ubc84\ud300\ud798)\uc774 \ub0a8\uc544 RBA\uac00 \ubc29\ud5a5\uc744 \uc27d\uac8c \ubc14\uafb8\uc9c0 \ubabb\ud588\ub2e4. \uc774\ub294 \uacbd\uc81c\uac00 \ub454\ud654\ud558\uace0 \uc788\uc9c0\ub9cc \uae09\uaca9\ud788 \ubb34\ub108\uc9c0\ub294 \uc0c1\ud669\uc740 \uc544\ub2c8\ub77c\ub294 \ub73b\uc774\uba70, \uadf8 \uacb0\uacfc \ubcc0\ub3d9\uc131(\uac00\uaca9\uc774 \ud06c\uac8c \uc624\ub974\ub0b4\ub9ac\ub294 \uc815\ub3c4)\uc774 \ucee4\uc9c8 \uc218 \uc788\ub2e4. \uc635\uc158(\uc815\ud574\uc9c4 \uac00\uaca9\uc5d0 \uc0ac\uace0\ud314 \uc218 \uc788\ub294 \uad8c\ub9ac)\uc73c\ub85c ASX 200 \uc9c0\uc218(\ud638\uc8fc \ub300\ud45c \uc8fc\uac00\uc9c0\uc218)\uc758 \ubc15\uc2a4\uad8c(\uc77c\uc815 \ubc94\uc704\uc5d0\uc11c \uc624\ub974\ub0b4\ub9bc) \uc6c0\uc9c1\uc784\uc744 \ub178\ub9ac\ub294 \uc804\ub7b5\uc774, \ub69c\ub837\ud55c \ud55c \ubc29\ud5a5 \ubca0\ud305\ubcf4\ub2e4 \ub098\uc744 \uc218 \uc788\ub2e4.\n\n\ud638\uc8fc\ub2ec\ub7ec(AUD)\ub294 \ub9e4\ud30c\uc801 \uc911\uc559\uc740\ud589\uacfc \ub454\ud654\ud558\ub294 \uacbd\uc81c\uac00 \ucda9\ub3cc\ud558\uba74\uc11c \ubd80\ub2f4(\uc0c1\uc2b9\uc744 \ub9c9\ub294 \uc694\uc778)\uc744 \ubc1b\ub294\ub2e4. \ubbf8\uad6d \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4(Fed: Federal Reserve, \ubbf8\uad6d \uc911\uc559\uc740\ud589) \uac19\uc740 \ub2e4\ub978 \uc911\uc559\uc740\ud589\ub3c4 \uac15\uacbd\ud55c \uc815\ucc45 \uc785\uc7a5\uc744 \uc720\uc9c0\ud558\uace0 \uc788\uc5b4, \uae08\ub9ac \ucc28\uc774(\uad6d\uac00 \uac04 \uae08\ub9ac \uaca9\ucc28)\ub9cc\uc73c\ub85c AUD\uac00 \uac15\ud574\uc9c0\uae30 \uc5b4\ub835\ub2e4. \uae00\ub85c\ubc8c \uc131\uc7a5 \uc9c0\ud45c\uac00 \ub354 \uc57d\ud574\uc9c4\ub2e4\uba74, \ud2b9\ud788 \ubbf8 \ub2ec\ub7ec \ub300\ube44 AUD \uc57d\uc138 \uac00\ub2a5\uc131\uc5d0 \ub300\ube44\ud574 \ud1b5\ud654 \ud30c\uc0dd\uc0c1\ud488(\ud658\uc728\uc5d0 \ub530\ub77c \uac00\uce58\uac00 \uc6c0\uc9c1\uc774\ub294 \uacc4\uc57d)\ub85c \ud5e4\uc9c0(\uc190\uc2e4\uc744 \uc904\uc774\uae30 \uc704\ud55c \ubc29\uc5b4 \uac70\ub798)\ub97c \uace0\ub824\ud560 \ud544\uc694\uac00 \uc788\ub2e4.\n\n<!-- wp:paragraph-->\n<p><b>VT Markets \ub77c\uc774\ube0c \uacc4\uc815\uc744 \ub9cc\ub4e4\uace0 \uc9c0\uae08 \ubc14\ub85c <a href=\"https:\/\/www.vtmarkets.com\/kr\/trade-now\/\">\uac70\ub798<\/a>\ub97c \uc2dc\uc791\ud558\uc138\uc694.<\/b><\/p>\n<!-- \/wp:post-content -->","protected":false},"excerpt":{"rendered":"<p>\ud638\uc8fc \uacbd\uae30 \ub454\ud654 \uc2e0\ud638? \uc18c\ube44\uc2ec\ub9ac 3\uac1c\uc6d4 \uc5f0\uc18d \ud558\ub77d, \uae08\ub9ac \uc778\uc0c1 \uc6b0\ub824 \ud655\uc0b0. \uae30\uc5c5\uc2ec\ub9ac\ub294 \uc18c\ud3ed \uac1c\uc120\ub410\uc9c0\ub9cc \uc870\uac74 \ub454\ud654\u00b7\uac00\uaca9\uc555\ub825 \uc644\ud654. \uc778\ud50c\ub808 4.1%\ub85c RBA \uae34\ucd95 \uc9c0\uc18d, AUD\u00b7\uc8fc\uc2dd \ubcc0\ub3d9\uc131\u2191. &#8211; vtmarkets.com<\/p>\n","protected":false},"author":62,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[71],"tags":[],"class_list":["post-37940","post","type-post","status-publish","format-standard","hentry","category-live-updates"],"acf":{"acf_article_selection_author":null},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/37940","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/users\/62"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/comments?post=37940"}],"version-history":[{"count":0,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/37940\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/media?parent=37940"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/categories?post=37940"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/tags?post=37940"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}