{"id":30991,"date":"2025-10-23T19:00:40","date_gmt":"2025-10-23T19:00:40","guid":{"rendered":"https:\/\/www.vtmarkets.com\/kr\/uncategorized\/%ec%95%a0%ed%8b%80%eb%9e%9c%ed%8b%b1-%ec%9c%a0%eb%8b%88%ec%98%a8%ec%9d%98-%eb%b6%84%ea%b8%b0-%ec%8b%a4%ec%a0%81%ec%9d%b4-%ea%b8%b0%eb%8c%80%ec%97%90-%eb%af%b8%ec%b9%98%ec%a7%80-%eb%aa%bb%ed%95%98\/"},"modified":"2025-10-23T19:00:40","modified_gmt":"2025-10-23T19:00:40","slug":"%ec%95%a0%ed%8b%80%eb%9e%9c%ed%8b%b1-%ec%9c%a0%eb%8b%88%ec%98%a8%ec%9d%98-%eb%b6%84%ea%b8%b0-%ec%8b%a4%ec%a0%81%ec%9d%b4-%ea%b8%b0%eb%8c%80%ec%97%90-%eb%af%b8%ec%b9%98%ec%a7%80-%eb%aa%bb%ed%95%98","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/kr-asia\/live-updates\/%ec%95%a0%ed%8b%80%eb%9e%9c%ed%8b%b1-%ec%9c%a0%eb%8b%88%ec%98%a8%ec%9d%98-%eb%b6%84%ea%b8%b0-%ec%8b%a4%ec%a0%81%ec%9d%b4-%ea%b8%b0%eb%8c%80%ec%97%90-%eb%af%b8%ec%b9%98%ec%a7%80-%eb%aa%bb%ed%95%98\/","title":{"rendered":"\uc560\ud2c0\ub79c\ud2f1 \uc720\ub2c8\uc628\uc758 \ubd84\uae30 \uc2e4\uc801\uc774 \uae30\ub300\uc5d0 \ubbf8\uce58\uc9c0 \ubabb\ud558\uba70 \uc8fc\ub2f9 0.84\ub2ec\ub7ec\ub97c \ubcf4\uace0\ud588\uc73c\ub098, \uc608\uc0c1\uc740 0.85\ub2ec\ub7ec\uc600\ub2e4."},"content":{"rendered":"\uc560\ud2c0\ub79c\ud2f1 \uc720\ub2c8\uc628\uc740 3\ubd84\uae30 \uc2e4\uc801\uc744 \ubc1c\ud45c\ud558\uba70 \uc8fc\ub2f9 $0.84\ub97c \uae30\ub85d\ud588\uc73c\uba70, \uc774\ub294 Zacks Consensus Estimate\uc778 $0.85\uc5d0 \ubbf8\uce58\uc9c0 \ubabb\ud558\ub294 \uc218\uce58\uc785\ub2c8\ub2e4. \uc9c0\ub09c\ud574\uc758 \uc8fc\ub2f9 $0.83 \ub300\ube44 \uc57d\uac04\uc758 \uc99d\uac00\uc785\ub2c8\ub2e4. \ubcf4\uace0\uc11c\uc5d0\ub294 -1.18%\uc758 \uc218\uc775 \uc11c\ud504\ub77c\uc774\uc988\uac00 \ub098\ud0c0\ub0ac\uc9c0\ub9cc, \uc774\uc804 \ubd84\uae30\uc5d0\ub294 +18.75%\uc758 \uc11c\ud504\ub77c\uc774\uc988\uac00 \uc788\uc5c8\uc73c\uba70, \uc608\uc0c1 \uc8fc\ub2f9 $0.80\uc744 \ucd08\uacfc\ud55c $0.95\ub97c \uae30\ub85d\ud588\uc2b5\ub2c8\ub2e4.\n\n\ud68c\uc0ac\ub294 \ub9e4\ucd9c $375.38 \ubc31\ub9cc \ub2ec\ub7ec\ub97c \ubcf4\uace0\ud588\uc73c\uba70, Zacks Consensus Estimate\ubcf4\ub2e4 0.7% \ubd80\uc871\ud55c \uc218\uce58\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc9c0\ub09c\ud574\uc758 $221.12 \ubc31\ub9cc \ub2ec\ub7ec\uc640 \ube44\uad50\ud560 \ub54c \ud070 \uc99d\uac00\uc785\ub2c8\ub2e4. \uc9c0\ub09c 4\ubd84\uae30 \ub3d9\uc548 \uc560\ud2c0\ub79c\ud2f1 \uc720\ub2c8\uc628\uc740 \ub450 \ubc88 \ub9e4\ucd9c \ucd94\uc815\uce58\ub97c \ucd08\uacfc\ud588\uc2b5\ub2c8\ub2e4.\n\n\uc560\ud2c0\ub79c\ud2f1 \uc720\ub2c8\uc628\uc758 \uc8fc\uac00\ub294 \uc5f0\ucd08 \uc774\ud6c4 \uc57d 10.2% \ud558\ub77d\ud588\uc73c\uba70, S&#038;P 500\uc758 13.9% \uc0c1\uc2b9\uacfc \ube44\uad50\ub429\ub2c8\ub2e4. \ud604\uc7ac \uc8fc\uc2dd\uc740 Zacks Rank #3(\uc720\uc9c0)\ub85c \ud3c9\uac00\ub418\uc5b4, \ub2f9\ubd84\uac04 \uc2dc\uc7a5\uacfc \ube44\uc2b7\ud55c \uc131\uacfc\ub97c \ub0bc \uac83\uc774\ub77c\ub294 \uc608\uce21\uc744 \ub098\ud0c0\ub0c5\ub2c8\ub2e4.\n\n\ud5a5\ud6c4 \ubd84\uae30\ub4e4\uc5d0 \ub300\ud574, \ucd94\uc815\uce58\ub294 \uc8fc\ub2f9 $0.85\uc758 EPS\uc640 $381.18 \ubc31\ub9cc \ub2ec\ub7ec\uc758 \ub9e4\ucd9c\uc744 \uc608\uc0c1\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc560\ud2c0\ub79c\ud2f1 \uc720\ub2c8\uc628\uc774 \uc18d\ud55c \uc740\ud589 &#8211; \ubd81\ub3d9\ubd80 \uc0b0\uc5c5\uc758 \uc804\ub9dd\uc740 \uc131\uacfc\uc5d0 \uc601\ud5a5\uc744 \uc904 \uc218 \uc788\uc73c\uba70, \uc774 \uc0b0\uc5c5\uc740 Zacks\uc5d0\uc11c \uc0c1\uc704 24%\ub85c \ud3c9\uac00\ub429\ub2c8\ub2e4. \ud55c\ud3b8, \uc774 \ubd80\ubb38\uc758 \ub2e4\ub978 \ud68c\uc0ac\uc778 NBT Bancorp\ub294 Q3 \uc2e4\uc801\uc744 \uae30\ub2e4\ub9ac\uba70 \uc8fc\ub2f9 $0.97\uc758 \uc218\uc775\uc744 \uc608\uce21\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\n\uc560\ud2c0\ub79c\ud2f1 \uc720\ub2c8\uc628\uc758 \uc218\uc775\uacfc \ub9e4\ucd9c \ubaa8\ub450 \uc608\uc0c1\uc5d0 \ubbf8\uce58\uc9c0 \ubabb\ud55c \uac83\uc740 \uc62c\ud574 \ub0b4\ub0b4 \uc8fc\uac00\uc5d0\uc11c \ub098\ud0c0\ub09c \ubd80\uc815\uc801\uc778 \uac10\uc815\uc744 \ub354\uc6b1 \uac15\ud654\ud569\ub2c8\ub2e4. \uc774 \ubcf4\uace0\uc11c\ub294 2025\ub144\uc5d0 \uc774\ubbf8 10% \uc774\uc0c1 \ud558\ub77d\ud55c \uc8fc\uc2dd\uc5d0 \ub300\ud574 \ub099\uad00\uc801\uc778 \uc774\uc720\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.\n\n\uc9c0\uc5ed \uc740\ud589\uc5d0 \ub300\ud55c \uad11\ubc94\uc704\ud55c \uacbd\uc81c \ud658\uacbd\uc740 \uc774\ub7ec\ud55c \uc57d\ud55c \uc2e4\uc801\uc744 \uc124\uba85\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4\uac00 \uc9c0\ub09c 1\ub144 \ub3d9\uc548 \uae08\ub9ac\ub97c 4.75%\ub85c \uc720\uc9c0\ud558\uace0 \uc788\uc5b4 \uc740\ud589 \uc218\uc775\uc5d0 \uc9c0\uc18d\uc801\uc778 \uc555\ubc15\uc774 \uac00\ud574\uc84c\uc2b5\ub2c8\ub2e4. \ucd5c\uadfc FDIC\uc758 \uc0b0\uc5c5 \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74, \ud3c9\uade0 \uc21c\uc774\uc790 \ub9c8\uc9c4(NIM)\uc774 3.10%\ub85c \uc904\uc5b4, AUB\uc640 \uac19\uc740 \uc740\ud589\uc774 \uc218\uc775\uc744 \uc131\uc7a5\uc2dc\ud0a4\uae30 \uc5b4\ub824\uc6b4 \uc0c1\ud669\uc785\ub2c8\ub2e4.\n\n\ub610\ud55c, \uc9c0\uc5ed \uc740\ud589\uc758 \uc8fc\uc694 \ub300\ucd9c \ubd84\uc57c\uc778 \uc0c1\uc5c5\uc6a9 \ubd80\ub3d9\uc0b0\uc758 \uc9c0\uc18d\uc801\uc778 \uc2a4\ud2b8\ub808\uc2a4\ub3c4 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4. \uc9c0\ub09c\uc8fc \ubb34\ub514\uc2a4 \uc560\ub110\ub9ac\ud2f1\uc2a4 \ubcf4\uace0\uc11c\ub294 \uc0ac\ubb34\uc2e4 \ub300\ucd9c \uc5f0\uccb4\uc728\uc774 15\ub144 \ub9cc\uc5d0 8.2%\ub85c \ucd5c\uace0\uce58\ub97c \uae30\ub85d\ud588\ub2e4\uace0 \ubc1d\ud614\uc73c\uba70, \uc774\ub294 \uc804\uccb4 \ubd80\ubb38\uc5d0 \ud070 \uc704\ud5d8\uc774 \ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubc30\uacbd\uc740 AUB\uc758 \ub9e4\ucd9c \ubbf8\ub2ec\uacfc \uac19\uc740 \uc57d\ud55c \uc2e0\ud638\uac00 \ud5a5\ud6c4 \ub300\ucd9c \uc190\uc2e4 \ucda9\ub2f9\uae08\uc5d0 \ub300\ud55c \uc6b0\ub824\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \n\n<figure>\n  <img decoding=\"async\" src=\"example-image.png\" alt=\"Example Image\"\/>\n  <figcaption>Example Image Caption<\/figcaption>\n<\/figure>\n\n<!-- wp:paragraph-->\r\n<p><b>VT Markets \ub77c\uc774\ube0c \uacc4\uc815\uc744 \ub9cc\ub4e4\uace0 \uc9c0\uae08 \ubc14\ub85c <a href=\"https:\/\/www.vtmarkets.com\/kr\/trade-now\/\">\uac70\ub798<\/a>\ub97c \uc2dc\uc791\ud558\uc138\uc694.<\/b><\/p>\r\n<!-- \/wp:post-content -->","protected":false},"excerpt":{"rendered":"<p>\uc560\ud2c0\ub79c\ud2f1 \uc720\ub2c8\uc628\uc740 Q3 \uc2e4\uc801\uc5d0\uc11c \uc8fc\ub2f9 $0.84\ub97c \uae30\ub85d\ud558\uba70 \uc608\uc0c1 \uc774\ud558\uc758 \uc131\uacfc\ub97c \ubcf4\uc600\uc2b5\ub2c8\ub2e4. \uc774\ub85c \uc778\ud574 \uc8fc\uac00\ub294 \ud558\ub77d\uc138\ub97c \uc774\uc5b4\uac08 \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4. \uc8fc\uc694 \uc774\uc288\ub294? &#8211; vtmarkets.com<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[71],"tags":[],"class_list":["post-30991","post","type-post","status-publish","format-standard","hentry","category-live-updates"],"acf":{"acf_article_selection_author":null},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/30991","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/comments?post=30991"}],"version-history":[{"count":0,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/posts\/30991\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/media?parent=30991"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/categories?post=30991"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vtmarkets.com\/kr-asia\/wp-json\/wp\/v2\/tags?post=30991"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}