{"id":18306,"date":"2025-07-31T20:37:02","date_gmt":"2025-07-31T20:37:02","guid":{"rendered":"https:\/\/www.vtmarkets.com\/kr\/uncategorized\/%eb%aa%85%ed%99%95%ed%95%9c-%ec%9e%ac%ec%a0%95-%ec%a0%84%eb%9e%b5%ec%9d%80-%ea%bf%88%ea%be%b8%eb%8a%94-%ec%9d%80%ed%87%b4-%ec%83%9d%ed%99%9c%ec%9d%84-%eb%8b%ac%ec%84%b1%ed%95%98%eb%8a%94-%eb%8d%b0\/"},"modified":"2025-07-31T20:37:02","modified_gmt":"2025-07-31T20:37:02","slug":"%eb%aa%85%ed%99%95%ed%95%9c-%ec%9e%ac%ec%a0%95-%ec%a0%84%eb%9e%b5%ec%9d%80-%ea%bf%88%ea%be%b8%eb%8a%94-%ec%9d%80%ed%87%b4-%ec%83%9d%ed%99%9c%ec%9d%84-%eb%8b%ac%ec%84%b1%ed%95%98%eb%8a%94-%eb%8d%b0","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/kr-asia\/live-updates\/%eb%aa%85%ed%99%95%ed%95%9c-%ec%9e%ac%ec%a0%95-%ec%a0%84%eb%9e%b5%ec%9d%80-%ea%bf%88%ea%be%b8%eb%8a%94-%ec%9d%80%ed%87%b4-%ec%83%9d%ed%99%9c%ec%9d%84-%eb%8b%ac%ec%84%b1%ed%95%98%eb%8a%94-%eb%8d%b0\/","title":{"rendered":"\uba85\ud655\ud55c \uc7ac\uc815 \uc804\ub7b5\uc740 \uafc8\uafb8\ub294 \uc740\ud1f4 \uc0dd\ud65c\uc744 \ub2ec\uc131\ud558\ub294 \ub370 \ud544\uc218\uc801\uc785\ub2c8\ub2e4."},"content":{"rendered":"\ud1f4\uc9c1 \uacc4\ud68d\uc740 \ud638\uc22b\uac00\uc5d0 \uc0b4\uac70\ub098 \uc5ec\ud589\uc744 \ud558\uac70\ub098 \ud504\ub85c\uc81d\ud2b8\ub97c \ucd94\uad6c\ud558\ub294 \uac1c\uc778\uc801\uc778 \ube44\uc804\uc5d0\uc11c \uc2dc\uc791\ub429\ub2c8\ub2e4. \uc774 \ube44\uc804\uc740 \uc7ac\uc815 \ubaa9\ud45c\ub97c \ud615\uc131\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\uba70 \uc800\ucd95 \ub178\ub825\uc744 \uc815\ub2f9\ud654\ud569\ub2c8\ub2e4. \uafc8\uc744 \ud604\uc2e4\ub85c \ub9cc\ub4e4\uae30 \uc704\ud574\uc11c\ub294 \ube44\uc6a9, \uc5f0\uac04 \uc9c0\ucd9c, \uac70\uc8fc\uc9c0 \uc704\uce58, \ud1f4\uc9c1 \uc5f0\ub839 \ub4f1\uc744 \ud3ec\ud568\ud558\ub294 \uc815\ud655\ud55c \uc7ac\uc815 \uc218\uce58\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \n\n\uac1c\uc778 \ud1f4\uc9c1 \uacc4\uc88c(IRA)\ub294 \ud1f4\uc9c1 \ubaa9\ud45c \ub2ec\uc131\uc5d0 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud558\uc5ec \uc804\ud1b5\uc801\uc778 \uacc4\uc88c \ub610\ub294 \ub85c\uc2a4 \uacc4\uc88c\ub97c \ud1b5\ud574 \uc138\uae08 \ud61c\ud0dd\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc804\ud1b5 IRA\ub294 \uc138\uae08 \uacf5\uc81c \uac00\ub2a5\ud55c \uae30\uc5ec\uae08\uc744 \uc81c\uacf5\ud558\uba70, \ub85c\uc2a4 IRA\ub294 \ud2b9\uc815 \uc870\uac74\uc5d0\uc11c \uc138\uae08 \uc5c6\ub294 \uc778\ucd9c\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ub450 \uc720\ud615 \ubaa8\ub450 \ubcf5\ub9ac\uc640 \uc2dc\uc7a5 \uc131\uc7a5\uc758 \uc774\uc810\uc744 \ud65c\uc6a9\ud558\uc5ec \uc800\ucd95\uc744 \ucd95\uc801\ud569\ub2c8\ub2e4.\n\n<h3>IRA\ub97c \ubaa9\ud45c\uc5d0 \ub9de\ucd94\uae30<\/h3>\nIRA\ub97c \ud1f4\uc9c1 \ubaa9\ud45c\uc5d0 \ub9de\ucd94\ub824\uba74 \uc801\uc808\ud55c \uc804\ub7b5\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc2dc\uac04 \uc9c0\ud3c9\uc120\uacfc \uc704\ud5d8 \uac10\uc218\uc131\uc5d0 \ub530\ub77c \uc790\uc0b0 \ubc30\ubd84\uc744 \uc870\uc815\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\uba70, \ud1f4\uc9c1\uc774 \uac00\uae4c\uc6cc\uc9c0\uba74 \uc8fc\uc2dd\uc5d0\uc11c \ub354 \uc548\uc815\uc801\uc778 \ud22c\uc790\ub85c \uc804\ud658\ud574\uc57c \ud569\ub2c8\ub2e4. \uc815\uae30\uc801\uc774\uace0 \uc790\ub3d9\uc801\uc778 \uae30\uc5ec\ub97c \ud558\uace0, \ucd94\uac00 \uae30\uc5ec\ub97c \ud65c\uc6a9\ud558\uba70, 401(k)\uc640 \uac19\uc740 \ub2e4\ub978 \ud1f4\uc9c1 \uacc4\ud68d\uacfc IRA\ub97c \ud1b5\ud569\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.\n\n\uc0ac\ud68c \ubcf4\uc7a5 \ud61c\ud0dd\uc740 \ucd5c\uc18c \uc18c\ub4dd \uc218\uc900\uc744 \ubcf4\uc7a5\ud558\uba70, \ud65c\uc131\ud654\ub97c \uc9c0\uc5f0\ud558\uba74 \uc218\uc785\uc774 \uc99d\uac00\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. 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