{"id":68704,"date":"2026-09-11T08:00:59","date_gmt":"2026-09-11T08:00:59","guid":{"rendered":"https:\/\/www.vtmarkets.com\/cn\/uncategorized\/premium-at-what-cost-unhs-recovery-faces-an-optum-health-test\/"},"modified":"2026-09-11T08:00:59","modified_gmt":"2026-09-11T08:00:59","slug":"premium-at-what-cost-unhs-recovery-faces-an-optum-health-test","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/cn\/featured\/premium-at-what-cost-unhs-recovery-faces-an-optum-health-test\/","title":{"rendered":"\u6ea2\u4ef7\u4ee3\u4ef7\u51e0\u4f55\uff1fUNH\u590d\u82cf\u8fdb\u7a0b\u9762\u4e34Optum Health\u8003\u9a8c"},"content":{"rendered":"<figure class=\"wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1250\" height=\"700\" src=\"https:\/\/www.vtmarkets.com\/cn\/wp-content\/uploads\/sites\/11\/2026\/09\/UHC.webp\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" style=\"object-fit:cover;\" srcset=\"https:\/\/www.vtmarkets.com\/cn\/wp-content\/uploads\/sites\/11\/2026\/09\/UHC.webp 1250w, https:\/\/www.vtmarkets.com\/cn\/wp-content\/uploads\/sites\/11\/2026\/09\/UHC-300x168.webp 300w, https:\/\/www.vtmarkets.com\/cn\/wp-content\/uploads\/sites\/11\/2026\/09\/UHC-1024x573.webp 1024w, https:\/\/www.vtmarkets.com\/cn\/wp-content\/uploads\/sites\/11\/2026\/09\/UHC-768x430.webp 768w, https:\/\/www.vtmarkets.com\/cn\/wp-content\/uploads\/sites\/11\/2026\/09\/UHC-500x280.webp 500w, https:\/\/www.vtmarkets.com\/cn\/wp-content\/uploads\/sites\/11\/2026\/09\/UHC-400x224.webp 400w, https:\/\/www.vtmarkets.com\/cn\/wp-content\/uploads\/sites\/11\/2026\/09\/UHC-350x196.webp 350w, https:\/\/www.vtmarkets.com\/cn\/wp-content\/uploads\/sites\/11\/2026\/09\/UHC-200x112.webp 200w\" sizes=\"auto, (max-width: 1250px) 100vw, 1250px\" \/><\/figure>\n\n\n<p class=\"wp-block-paragraph\">\u8054\u5408\u5065\u5eb7\uff08UnitedHealth\uff09\u57282026\u5e74\u521d\u6b65\u8d70\u4e0a\u4fee\u590d\u8f68\u9053\uff1a\u76c8\u5229\u6539\u5584\u3001\u516c\u53f8\u4e0a\u8c03\u4e1a\u7ee9\u6307\u5f15\u3001\u533b\u7597\u6210\u672c\u5f00\u59cb\u56de\u843d\u3002\u4f469\u67089\u65e5\u4e0eOptum Health\u76f8\u5173\u7684\u80a1\u6743\u51fa\u552e\u4ea4\u6613\uff0c\u4f7f\u5e02\u573a\u7126\u70b9\u8f6c\u5411\uff1a\u8fd9\u8f6e\u4fee\u590d\u80fd\u5426\u652f\u6491\u80a1\u4ef7\u4e2d\u5df2\u53cd\u6620\u7684\u8f83\u9ad8\u9884\u671f\u3002<\/p>\n\n\n\n<script type=\"module\" src=\"https:\/\/widgets.tradingview-widget.com\/w\/en\/tv-mini-chart.js\"><\/script>\n\n<tv-mini-chart symbol=\"NYSE:UNH\" time-frame=\"7D\" style=\"width: 100%; height: 300px\"><\/tv-mini-chart><br>\n\n\n\n<p class=\"wp-block-paragraph\">\u516c\u53f8\u5728\u7ecf\u8425\u627f\u538b\u7684Optum Health\u677f\u5757\u8fdb\u884c\u80a1\u6743\u51fa\u552e\uff0c<a href=\"https:\/\/finance.yahoo.com\/healthcare\/articles\/unitedhealth-slips-3-tpg-buys-144014218.html\" target=\"_blank\" rel=\"noopener nofollow\">\u5bfc\u81f4\u80a1\u4ef7\u4e0b\u8dcc\u7ea63%<\/a>\uff0c\u66b4\u9732\u51fa\u201c\u5df2\u4fee\u590d\u7684\u90e8\u5206\u201d\u548c\u201c\u6295\u8d44\u8005\u4ecd\u5728\u7b49\u5f85\u5151\u73b0\u7684\u90e8\u5206\u201d\u4e4b\u95f4\u7684\u843d\u5dee\u3002UNH\u7684\u4fdd\u9669\u4e3b\u4e1a\u5df2\u8d8b\u4e8e\u7a33\u5b9a\uff0c\u4f46\u5176\u4eab\u53d7\u7684\u4f30\u503c\u6ea2\u4ef7\uff08\u76f8\u5bf9\u540c\u4e1a\u66f4\u9ad8\u7684\u4f30\u503c\u6c34\u5e73\uff09\u4ecd\u53d6\u51b3\u4e8eOptum Health\u80fd\u5426\u5e26\u6765\u4e0b\u4e00\u9636\u6bb5\u589e\u957f\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>UNH\u7684\u4fee\u590d\u4ece\u533b\u7597\u6210\u672c\u5f00\u59cb<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5bf9\u7ba1\u7406\u5f0f\u533b\u7597\u4fdd\u9669\u516c\u53f8\u800c\u8a00\uff0c\u533b\u7597\u6210\u672c\u7387\uff08MCR\uff0cMedical Cost Ratio\uff09\u8861\u91cf\u201c\u4fdd\u8d39\u6536\u5165\u4e2d\u6709\u591a\u5c11\u7528\u4e8e\u652f\u4ed8\u533b\u7597\u7406\u8d54\u201d\u3002\u6307\u6807\u8d8a\u4f4e\uff0c\u7559\u7ed9\u5229\u6da6\u7684\u7a7a\u95f4\u8d8a\u5927\u3002\u8fd9\u91cc\u7684\u201c\u7406\u8d54\u201d\u6307\u4fdd\u9669\u516c\u53f8\u5411\u533b\u7597\u670d\u52a1\u63d0\u4f9b\u65b9\u6216\u88ab\u4fdd\u9669\u4eba\u652f\u4ed8\u7684\u533b\u7597\u8d39\u7528\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5bf9UNH\u800c\u8a00\uff0cMCR\u6210\u4e3a\u5224\u65ad\u201c\u75ab\u60c5\u540e\u533b\u7597\u8d39\u7528\u5927\u5e45\u4e0a\u5347\u662f\u5426\u6b63\u5728\u9006\u8f6c\u201d\u7684\u5173\u952e\u6307\u6807\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">MCR\u5728<a href=\"https:\/\/www.businesswire.com\/news\/home\/20260716830877\/en\/UnitedHealth-Group-Reports-Second-Quarter-2026-Results\" target=\"_blank\" rel=\"noopener nofollow\">2025\u5e74\u7b2c\u4e8c\u5b63\u5ea6\u5347\u81f389.4%<\/a>\uff0c\u6324\u538b\u5229\u6da6\u7387\uff08\u5229\u6da6\u7387\u6307\u5229\u6da6\u5360\u6536\u5165\u7684\u6bd4\u4f8b\uff09\uff0c\u5e76\u63a8\u52a8\u80a1\u4ef7\u8f832024\u5e74\u63a5\u8fd1600\u7f8e\u5143\u7684\u9ad8\u70b9<a href=\"https:\/\/www.reuters.com\/business\/healthcare-pharmaceuticals\/unitedhealth-signals-prolonged-pain-with-new-far-lower-profit-forecast-shares-2025-07-29\/\" target=\"_blank\" rel=\"noopener nofollow\">\u56de\u64a4\u8d85\u8fc740%<\/a>\u3002\u7ba1\u7406\u5f0f\u533b\u7597\u884c\u4e1a\u6574\u4f53\u4e5f\u56e0\u533b\u7597\u670d\u52a1\u4f7f\u7528\u7387\uff08utilisation\uff0c\u6307\u5c31\u533b\u4e0e\u533b\u7597\u670d\u52a1\u6d88\u8d39\u9891\u6b21\uff09\u4e0a\u5347\u800c\u627f\u538b\uff1bUNH\u4f53\u91cf\u66f4\u5927\uff0c\u53d7\u5f71\u54cd\u66f4\u660e\u663e\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u52302026\u5e74\u4e0a\u534a\u5e74\uff0cMCR<a href=\"https:\/\/finance.yahoo.com\/markets\/stocks\/articles\/unitedhealth-stock-rises-39-6-160400759.html\" target=\"_blank\" rel=\"noopener nofollow\">\u6539\u5584\u81f385.3%\uff0c\u8f83\u4e0a\u5e74\u540c\u671f\u768487.1%\u4e0b\u964d<\/a>\u3002\u8fd9\u89e3\u91ca\u4e86\u80a1\u4ef7\u53cd\u5f39\u7684\u91cd\u8981\u90e8\u5206\uff0c\u4e5f\u89e3\u91ca\u4e869\u6708\u56de\u8c03\u4e3a\u4f55\u91cd\u8981\uff1a\u5e02\u573a\u5f00\u59cb\u4ece\u201c\u6210\u672c\u4fee\u590d\u201d\u8f6c\u5411\u5173\u6ce8\u201c\u9ad8\u4ef7\u503c\u4e1a\u52a1\u80fd\u5426\u652f\u6491\u80a1\u4ef7\u4e2d\u7684\u6ea2\u4ef7\u201d\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u4fee\u590d\u9996\u5148\u4f53\u73b0\u5728\u4fdd\u9669\u4e3b\u4e1a\u3002<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">UNH\u6838\u5fc3\u4fdd\u9669\u4e1a\u52a1\u7684\u6539\u5584\u8f83\u4e3a\u660e\u786e\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2026\u5e74\u7b2c\u4e8c\u5b63\u5ea6\uff0cMCR<a href=\"https:\/\/www.techtimes.com\/articles\/320782\/20260716\/unitedhealth-shatters-estimates-ai-trims-medical-costs-270-basis-points.htm\" target=\"_blank\" rel=\"noopener nofollow\">\u4e0b\u964d270\u4e2a\u57fa\u70b9<\/a>\uff08\u57fa\u70b9\u662f\u5229\u7387\u4e0e\u6bd4\u4f8b\u53d8\u5316\u7684\u8ba1\u91cf\u5355\u4f4d\uff0c1\u4e2a\u57fa\u70b9=0.01\u4e2a\u767e\u5206\u70b9\uff0c\u5373270\u4e2a\u57fa\u70b9=2.70\u4e2a\u767e\u5206\u70b9\uff09\u3002\u516c\u53f8\u540c\u65f6\u5c06\u5168\u5e74\u7ecf\u8c03\u6574\u6bcf\u80a1\u6536\u76ca\uff08\u8c03\u6574\u540eEPS\uff0c\u5254\u9664\u4e00\u6b21\u6027\u9879\u76ee\u540e\u7684\u6bcf\u80a1\u76c8\u5229\uff0c\u66f4\u4fbf\u4e8e\u6bd4\u8f83\u7ecf\u8425\u8d8b\u52bf\uff09\u6307\u5f15\u4e0a\u8c03\u81f319.50\u201420.00\u7f8e\u5143\u3002\u6309\u4e2d\u503c\u8ba1\u7b97\uff0c\u7ea6\u5bf9\u5e94\u540c\u6bd421%\u7684\u76c8\u5229\u589e\u957f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8d44\u672c\u56de\u62a5\uff08\u5c06\u73b0\u91d1\u8fd4\u8fd8\u80a1\u4e1c\uff0c\u5305\u62ec\u56de\u8d2d\u4e0e\u5206\u7ea2\uff09\u4e5f\u4f53\u73b0\u51fa\u8d44\u91d1\u5b9e\u529b\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u622a\u81f32026\u5e747\u6708\u4e2d\u65ec\u5df2\u5b8c\u6210<strong>40\u4ebf\u7f8e\u5143<\/strong>\u80a1\u7968\u56de\u8d2d\uff0c<a href=\"https:\/\/finance.yahoo.com\/healthcare\/articles\/5-billion-reason-buy-unitedhealth-180459988.html\" target=\"_blank\" rel=\"noopener nofollow\">\u5168\u5e74\u81f3\u5c1150\u4ebf\u7f8e\u5143<\/a>\u7684\u8282\u594f\u4ecd\u5728<\/li>\n\n\n\n<li>2026\u5e74\u4e0a\u534a\u5e74\u652f\u4ed8\u80a1\u606f<strong>41\u4ebf\u7f8e\u5143<\/strong><\/li>\n\n\n\n<li>\u56de\u8d2d\u6388\u6743\u989d\u5ea6\u7ffb\u500d\uff0c\u53cd\u6620\u7ba1\u7406\u5c42\u5bf9\u73b0\u91d1\u6d41\uff08\u7ecf\u8425\u4ea7\u751f\u7684\u73b0\u91d1\uff09\u4e0e\u76c8\u5229\u8d28\u91cf\u7684\u4fe1\u5fc3<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f46\u4fee\u590d\u4e3b\u8981\u96c6\u4e2d\u5728\u4fdd\u9669\u4e1a\u52a1\u3002UNH\u4f30\u503c\u4e0b\u4e00\u9636\u6bb5\u7684\u5173\u952e\u5728Optum\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">UNH\u7684\u4fdd\u9669\u4e4b\u5916\u4ef7\u503c<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Optum\u662fUNH\u4f30\u503c\u9ad8\u4e8e\u4f20\u7edf\u4fdd\u9669\u516c\u53f8\u7684\u4e3b\u8981\u539f\u56e0\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8be5\u90e8\u95e8\u5728<a href=\"https:\/\/www.sec.gov\/Archives\/edgar\/data\/731766\/000073176626000191\/uhgearnings_q22026vpower.htm\" target=\"_blank\" rel=\"noopener nofollow\">\u7b2c\u4e8c\u5b63\u5ea6\u5b9e\u73b0657\u4ebf\u7f8e\u5143\u8425\u6536<\/a>\u4e0e40\u4ebf\u7f8e\u5143\u7ecf\u8425\u5229\u6da6\uff08\u7ecf\u8425\u5229\u6da6\u662f\u6263\u9664\u8425\u4e1a\u6210\u672c\u4e0e\u8d39\u7528\u540e\u7684\u5229\u6da6\uff0c\u53cd\u6620\u4e3b\u8425\u7ecf\u8425\u80fd\u529b\uff09\uff0c\u589e\u957f\u4e3b\u8981\u6765\u81eaOptumRx\u4e0eOptum Insight\u7684\u8868\u73b0\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u4e9b\u4e1a\u52a1\u8ba9UNH\u5728\u4fdd\u9669\u4e4b\u5916\u8986\u76d6\u836f\u623f\u670d\u52a1\uff08\u5305\u62ec\u5904\u65b9\u836f\u7ba1\u7406\u4e0e\u836f\u54c1\u914d\u9001\uff09\u3001\u533b\u7597\u6570\u636e\u4e0e\u6280\u672f\u57fa\u7840\u8bbe\u65bd\uff0c\u4ece\u800c\u5f62\u6210\u66f4\u7efc\u5408\u7684\u533b\u7597\u670d\u52a1\u5e73\u53f0\u3002\u8fd9\u4e5f\u662f\u6295\u8d44\u8005\u5bf9UNH\u5b9a\u4ef7\u65b9\u5f0f\u4e0d\u540c\u4e8e\u4f20\u7edf\u7ba1\u7406\u5f0f\u533b\u7597\u516c\u53f8\u7684\u539f\u56e0\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u95ee\u9898\u5728\u4e8e\uff1aOptum\u5185\u90e8\u5404\u4e1a\u52a1\u7684\u4fee\u590d\u8282\u594f\u5e76\u4e0d\u4e00\u81f4\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Optum Health\u4ecd\u662f\u5173\u952e\u77ed\u677f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u538b\u529b\u4e3b\u8981\u96c6\u4e2d\u5728Optum Health\u7684\u533b\u7597\u670d\u52a1\u4ea4\u4ed8\u4e1a\u52a1\uff08care delivery\uff0c\u6307\u8bca\u6240\/\u533b\u7597\u7f51\u7edc\u63d0\u4f9b\u8bca\u7597\u670d\u52a1\u3001\u7ba1\u7406\u75c5\u4eba\u5168\u6d41\u7a0b\uff09\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">UNH\u5728<a href=\"https:\/\/www.forbes.com\/sites\/brucejapsen\/2026\/01\/27\/for-unitedhealths-optum-its-back-to-basics-with-smaller-footprint\/\" target=\"_blank\" rel=\"noopener nofollow\">2026\u5e741\u6708<\/a>\u5df2\u8868\u6001Optum Health\u6b63\u8fdb\u884c\u6709\u8ba1\u5212\u7684\u91cd\u7ec4\uff1a\u9000\u51fa\u8868\u73b0\u4e0d\u4f73\u7684\u533a\u57df\u5e02\u573a\uff0c\u5e76\u7ec8\u6b62\u4e0e\u5176\u201c\u4ef7\u503c\u5bfc\u5411\u533b\u7597\uff08value-based care\uff0c\u6309\u6cbb\u7597\u6548\u679c\u4e0e\u8d28\u91cf\u4ed8\u8d39\uff0c\u800c\u975e\u6309\u670d\u52a1\u6b21\u6570\u4ed8\u8d39\uff09\u201d\u6a21\u5f0f\u4e0d\u5339\u914d\u7684\u533b\u7597\u673a\u6784\u5408\u4f5c\u534f\u8bae\u30029\u6708\u4e0e<a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2026-09-09\/unitedhealth-sells-interest-in-florida-wellmed-clinics-to-tpg\" target=\"_blank\" rel=\"noopener nofollow\">TPG\u5efa\u7acb\u5408\u4f5c<\/a>\u4ea6\u7b26\u5408\u8fd9\u4e00\u65b9\u5411\uff1a\u516c\u53f8\u4e0d\u518d\u5b8c\u5168\u81ea\u8425\u6240\u6709\u8bca\u6240\u7f51\u7edc\uff0c\u800c\u662f\u5728\u7279\u5b9a\u5730\u533a\u5f15\u5165\u66f4\u4e13\u6ce8\u7684\u5408\u4f5c\u4f19\u4f34\uff0c\u540c\u65f6\u4fdd\u7559\u80a1\u6743\u655e\u53e3\uff08\u5373\u4ecd\u4fdd\u7559\u4e0e\u4e1a\u52a1\u4ef7\u503c\u76f8\u5173\u7684\u6301\u80a1\u6536\u76ca\/\u98ce\u9669\uff09\u3002<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-rich is-provider-x wp-block-embed-x\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\"><a href=\"https:\/\/x.com\/search?q=%24UNH&amp;src=ctag&amp;ref_src=twsrc%5Etfw\">$UNH<\/a> UnitedHealth has sold an interest in some of its Florida WellMed\/Optum Health clinics to private-equity firm TPG, as it works to recover from last year\u2019s profit collapse.<br><br>CFO Wayne DeVeydt said the deal isn\u2019t about raising cash, but bringing in a local partner that can help\u2026 <a href=\"https:\/\/t.co\/sjiU48PYgV\">pic.twitter.com\/sjiU48PYgV<\/a><\/p>&mdash; Sam Badawi (@Sam_Badawi) <a href=\"https:\/\/x.com\/Sam_Badawi\/status\/2097514305042419833?ref_src=twsrc%5Etfw\">September 9, 2026<\/a><\/blockquote><script async src=\"https:\/\/platform.x.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u9996\u5e2d\u8d22\u52a1\u5b98Wayne DeVeydt\u5c06\u8be5\u5b89\u6392\u79f0\u4e3a\u201c\u672c\u5730\u5408\u4f5c\u201d\u800c\u975e\u878d\u8d44\uff08\u878d\u8d44\u6307\u901a\u8fc7\u4ea4\u6613\u83b7\u5f97\u8d44\u91d1\uff09\uff0c\u76ee\u7684\u662f\u8ba9\u9700\u8981\u6539\u8fdb\u7684\u4e1a\u52a1\u5355\u5143\u83b7\u5f97\u66f4\u5f3a\u7684\u8fd0\u8425\u805a\u7126\uff1b\u8fd9\u4e0eOptum\u9996\u5e2d\u6267\u884c\u5b98Patrick Conway\u6b64\u524d\u7684\u8868\u8ff0\u4e00\u81f4\uff1a\u90e8\u95e8\u5c06\u96c6\u4e2d\u5728\u5177\u5907\u914d\u5957\u57fa\u7840\u8bbe\u65bd\u3001\u5177\u5907\u6210\u529f\u6761\u4ef6\u7684\u5e02\u573a\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8be5\u4e3e\u63aa\u53ef\u6709\u4e24\u79cd\u89e3\u8bfb\uff1a\u4e00\u662f\u4ee5\u66f4\u5ba1\u614e\u7684\u8d44\u672c\u914d\u7f6e\uff08\u628a\u8d44\u91d1\u6295\u5411\u56de\u62a5\u66f4\u9ad8\u7684\u9886\u57df\uff09\u63a8\u52a8\u56f0\u96be\u677f\u5757\u66f4\u5feb\u6539\u5584\uff1b\u4e8c\u662f\u8bf4\u660eOptum Health\u6bd4\u6295\u8d44\u8005\u6b64\u524d\u9884\u671f\u66f4\u9700\u8981\u5916\u90e8\u652f\u6301\u4e0e\u8c03\u6574\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u65e0\u8bba\u54ea\u79cd\u89e3\u8bfb\uff0c\u90fd\u6307\u5411\u540c\u4e00\u70b9\uff1aOptum Health\u5df2\u6210\u4e3aUNH\u80fd\u5426\u7ef4\u6301\u4f30\u503c\u6ea2\u4ef7\u7684\u6838\u5fc3\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>UNH\u4f30\u503c\u6ea2\u4ef7\u7684\u8981\u6c42<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">UNH\u4ea4\u6613\u4f30\u503c\u663e\u8457\u9ad8\u4e8e\u884c\u4e1a\u5e73\u5747\u6c34\u5e73\u3002\u8be5\u6ea2\u4ef7\u4e0d\u4ec5\u6765\u81ea\u4fdd\u9669\u4e1a\u52a1\uff0c\u8fd8\u6765\u81ea\u516c\u53f8\u901a\u8fc7Optum\u6574\u5408\u7684\u836f\u623f\u670d\u52a1\u3001\u6570\u636e\u80fd\u529b\u4e0e\u533b\u7597\u670d\u52a1\u5e73\u53f0\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f46\u66f4\u9ad8\u7684\u4f30\u503c\u500d\u6570\uff08multiple\uff0c\u6307\u5e02\u76c8\u7387\u7b49\u4f30\u503c\u6307\u6807\u6240\u5bf9\u5e94\u7684\u201c\u500d\u6570\u201d\uff09\u610f\u5473\u7740\u66f4\u4f4e\u7684\u5bb9\u9519\u7a7a\u95f4\u3002\u5e02\u573a\u4e0d\u518d\u53ea\u8bc4\u4f30UNH\u80fd\u5426\u4ece\u533b\u7597\u6210\u672c\u4e0a\u884c\u4e2d\u4fee\u590d\uff0c\u800c\u662f\u8bc4\u4f30\u652f\u6491\u6ea2\u4ef7\u7684\u4e1a\u52a1\u80fd\u5426\u5e26\u6765\u66f4\u5f3a\u76c8\u5229\u80fd\u529b\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4ee5\u4e0b\u4e09\u9879\u56e0\u7d20\u5c06\u51b3\u5b9a\u8fd9\u79cd\u4f30\u503c\u5dee\u8ddd\u662f\u5426\u4ecd\u5408\u7406\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Optum Health\u5229\u6da6\u7387\u4fee\u590d<\/strong> Optum Health\u7ecf\u8425\u5229\u6da6\u7387\u4ecd\u5728\u7ea62%\u9644\u8fd1\uff0c\u660e\u663e\u4f4e\u4e8e\u6295\u8d44\u8005\u5bf9\u201c\u652f\u6491\u4f30\u503c\u6ea2\u4ef7\u7684\u5e73\u53f0\u578b\u4e1a\u52a1\u201d\u6240\u671f\u5f85\u7684\u76c8\u5229\u6c34\u5e73\u3002\u5728\u5229\u6da6\u7387\u6539\u5584\u524d\uff0c\u4f30\u503c\u66f4\u591a\u4f9d\u8d56\u672a\u6765\u9884\u671f\u3002<br><\/li>\n\n\n\n<li><strong>\u5151\u73b0\u589e\u957f\u9884\u671f\u7684\u6267\u884c\u529b<\/strong> \u4fdd\u9669\u4e3b\u4e1a\u5df2\u51fa\u73b0\u7a33\u5b9a\u8ff9\u8c61\uff0c\u4f46\u4e0b\u4e00\u9636\u6bb5\u589e\u957f\u4f9d\u8d56Optum\u628a\u89c4\u6a21\u4e0e\u57fa\u7840\u8bbe\u65bd\u8f6c\u5316\u4e3a\u66f4\u5f3a\u7684\u76c8\u5229\u8d21\u732e\uff1b\u4e00\u65e6\u8fdb\u5ea6\u6162\u4e8e\u9884\u671f\uff0c\u53ef\u80fd\u538b\u5236\u5e02\u573a\u4fe1\u5fc3\u3002<br><\/li>\n\n\n\n<li><strong>\u5bf9\u6210\u672c\u4e0e\u653f\u7b56\u53d8\u5316\u7684\u654f\u611f\u6027<\/strong> \u533b\u7597\u670d\u52a1\u4f7f\u7528\u7387\u4e0a\u5347\u3001\u533b\u4fdd\u652f\u4ed8\u6807\u51c6\uff08reimbursement\uff0c\u6307\u533b\u7597\u670d\u52a1\u8d39\u7528\u7531\u533b\u4fdd\/\u4fdd\u9669\u652f\u4ed8\u7684\u4ef7\u683c\u4e0e\u89c4\u5219\uff09\u53d8\u5316\uff0c\u6216Optum\u4e1a\u52a1\u51fa\u73b0\u6270\u52a8\uff0c\u90fd\u53ef\u80fd\u5f71\u54cd\u76c8\u5229\u53ef\u9884\u6d4b\u6027\uff0c\u4fc3\u4f7f\u6295\u8d44\u8005\u4e0b\u8c03\u53ef\u63a5\u53d7\u7684\u6ea2\u4ef7\u6c34\u5e73\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">UNH\u4e3a\u4f55\u9ad8\u4e8e\u540c\u4e1a\u4ea4\u6613<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c06UNH\u4e0e\u5176\u4ed6\u5927\u578b\u7ba1\u7406\u5f0f\u533b\u7597\u516c\u53f8\u5bf9\u6bd4\uff0c\u4f30\u503c\u5dee\u5f02\u66f4\u6e05\u6670\u3002\u4fe1\u8bfa\uff08Cigna\uff09\u4e0eCVS\u4e5f\u5728\u5404\u81ea\u4fee\u590d\uff0c\u4f46\u76c8\u5229\u7ed3\u6784\u4e0e\u98ce\u9669\u6765\u6e90\u4e0d\u540c\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">\u516c\u53f8<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u9884\u671f\u5e02\u76c8\u7387\uff08Forward P\/E\uff0c\u57fa\u4e8e\u672a\u6765\u76c8\u5229\u9884\u671f\u7684\u5e02\u76c8\u7387\uff09<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u4fee\u590d\u8fdb\u5ea6<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u4f30\u503c\u6838\u5fc3\u53d8\u91cf<\/td><\/tr><tr><td>UnitedHealth\uff08UNH\uff09<\/td><td><a href=\"https:\/\/www.gurufocus.com\/term\/forward-pe-ratio\/UNH\" target=\"_blank\" rel=\"noopener nofollow\">\u7ea617.6\u500d<\/a><\/td><td>MCR\u6539\u5584\uff0cOptum Health\u4ecd\u5728\u4fee\u590d\u4e2d<\/td><td>Optum\u5229\u6da6\u7387\u4fee\u590d<\/td><\/tr><tr><td>Cigna\uff08CI\uff09<\/td><td><a href=\"https:\/\/www.gurufocus.com\/term\/forward-pe-ratio\/CI\" target=\"_blank\" rel=\"noopener nofollow\">\u7ea68.5\u500d<\/a><\/td><td>\u9000\u51fa\u76f8\u5173\u4e1a\u52a1\u540e\uff0cMedicare\u66b4\u9732\u964d\u4f4e<\/td><td>PBM\u538b\u529b\u4e0eEvernorth\u8f6c\u578b<\/td><\/tr><tr><td>CVS Health\uff08CVS\uff09<\/td><td><a href=\"https:\/\/www.gurufocus.com\/term\/forward-pe-ratio\/CVS\" target=\"_blank\" rel=\"noopener nofollow\">\u7ea613\u500d<\/a><\/td><td>\u9ad8\u533b\u7597\u6210\u672c\u540e\u4fee\u590d\u4ecd\u5728\u63a8\u8fdb<\/td><td>Medicare\u6210\u672c\u4e0e\u8bc9\u8bbc\u98ce\u9669<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><em>\u6570\u636e\u6765\u81eaGuruFocus<\/em><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fe1\u8bfa\u76ee\u524d\u5904\u4e8e\u76f8\u5bf9\u66f4\u201c\u9694\u79bb\u201d\u7684\u4f4d\u7f6e\uff1a\u9000\u51faMedicare Advantage\uff08\u533b\u4fdd\u4f18\u52bf\u8ba1\u5212\uff0c\u6307\u7f8e\u56fd\u7531\u5546\u4e1a\u4fdd\u9669\u516c\u53f8\u627f\u529e\u7684Medicare\u66ff\u4ee3\u8ba1\u5212\uff09\u540e\uff0c\u964d\u4f4e\u4e86\u8be5\u884c\u4e1a\u6700\u4e3b\u8981\u7684\u6210\u672c\u538b\u529b\u6765\u6e90\u4e4b\u4e00\uff0c\u540c\u65f6Evernorth\u5df2\u6210\u4e3a\u66f4\u91cd\u8981\u7684\u5229\u6da6\u8d21\u732e\u8005\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">CVS\u4f30\u503c\u8f83\u4f4e\uff0c\u4f46\u7531\u4e8eMedicare Advantage\u6210\u672c\u3001\u533b\u4fdd\u652f\u4ed8\u538b\u529b\u4ee5\u53ca\u5386\u53f2\u8bc9\u8bbc\u7b49\u56e0\u7d20\uff0c\u5176\u4fee\u590d\u5468\u671f\u66f4\u957f\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4ea4\u6613\u8005\u5982\u4f55\u53c2\u4e0eUNH<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u7531\u4e8e\u4f30\u503c\u66f4\u9ad8\uff0cUNH\u80a1\u4ef7\u5bf9\u76c8\u5229\u66f4\u65b0\u3001\u5229\u6da6\u7387\u8868\u8ff0\u4ee5\u53ca\u653f\u7b56\u53d8\u5316\u66f4\u654f\u611f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">9\u67089\u65e5\u7684\u4e0b\u8dcc\u8868\u660e\uff0c\u6295\u8d44\u8005\u4e0d\u4ec5\u5173\u6ce8\u5f53\u671f\u4e1a\u7ee9\uff0c\u4e5f\u5173\u6ce8\u4fee\u590d\u8fdb\u5ea6\u7684\u53ef\u4fe1\u5ea6\u3002\u5373\u4f7f\u57fa\u672c\u9762\u6301\u7eed\u6539\u5584\uff0c\u82e5\u5e02\u573a\u9884\u671f\u4e0a\u8c03\u901f\u5ea6\u5feb\u4e8e\u6267\u884c\u843d\u5730\uff0c\u80a1\u4ef7\u4ecd\u53ef\u80fd\u627f\u538b\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">UNH\u5df2\u4fee\u590d\u4e86\u533b\u7597\u6210\u672c\u4e0a\u5347\u9020\u6210\u7684\u5927\u90e8\u5206\u51b2\u51fb\u3002\u4e0b\u4e00\u6b65\u5173\u952e\u5728\u4e8e\uff1aOptum Health\u80fd\u5426\u628a\u6218\u7565\u4f4d\u7f6e\u8f6c\u5316\u4e3a\u66f4\u5f3a\u5229\u6da6\u7387\u3002\u5728\u6b64\u4e4b\u524d\uff0c\u80a1\u4ef7\u53ef\u80fd\u4ecd\u5bf9\u76c8\u5229\u4fe1\u606f\u3001\u533b\u7597\u6210\u672c\u8d8b\u52bf\u4ee5\u53ca\u4fee\u590d\u8282\u594f\u53d8\u5316\u4fdd\u6301\u654f\u611f\u3002<\/p>\n\n\n\n\n<p class=\"wp-block-paragraph\"><b>\u7acb\u5373\u5f00\u59cb\u4ea4\u6613 \u2014 \u70b9\u51fb<a href=\"https:\/\/www.vtmarkets.com\/cn\/trade-now\/?utm_source=Opinion\">\u6b64\u5904<\/a>\u5f00\u8bbe\u60a8\u7684 VT Markets \u771f\u5b9e\u8d26\u6237\u3002<\/b>\n\n<\/p>","protected":false},"excerpt":{"rendered":"<p>\u8054\u5408\u5065\u5eb72026\u5e74\u76c8\u5229\u4e0eMCR\u56de\u843d\u63a8\u52a8\u4fee\u590d\uff0c\u4f46Optum Health\u80a1\u6743\u51fa\u552e\u5f15\u53d1\u9884\u671f\u91cd\u4f30\uff1a\u4f30\u503c\u6ea2\u4ef7\u80fd\u5426\u7ef4\u7cfb\uff0c\u53d6\u51b3\u4e8e\u8be5\u677f\u5757\u5229\u6da6\u7387\u4fee\u590d\u53ca\u589e\u957f\u5151\u73b0\u80fd\u529b\u3002<\/p>\n","protected":false},"author":87,"featured_media":68703,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[4,5],"tags":[],"class_list":["post-68704","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-featured","category-opinion"],"acf":{"acf_article_selection_author":null},"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.1.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"\u8054\u5408\u5065\u5eb72026\u5e74\u76c8\u5229\u4e0eMCR\u56de\u843d\u63a8\u52a8\u4fee\u590d\uff0c\u4f46Optum 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