{"id":68881,"date":"2026-09-25T13:04:30","date_gmt":"2026-09-25T13:04:30","guid":{"rendered":"https:\/\/www.vtmarkets.com\/cn-asia\/uncategorized\/ibm-swift-and-the-rise-of-tokenised-bank-deposits\/"},"modified":"2026-09-25T13:04:30","modified_gmt":"2026-09-25T13:04:30","slug":"ibm-swift-and-the-rise-of-tokenised-bank-deposits","status":"publish","type":"post","link":"https:\/\/www.vtmarkets.com\/cn-asia\/featured\/ibm-swift-and-the-rise-of-tokenised-bank-deposits\/","title":{"rendered":"IBM\u3001Swift\u4e0e\u4ee3\u5e01\u5316\u94f6\u884c\u5b58\u6b3e\u7684\u5d1b\u8d77"},"content":{"rendered":"<figure class=\"wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1250\" height=\"700\" src=\"https:\/\/www.vtmarkets.com\/cn-asia\/wp-content\/uploads\/sites\/28\/2026\/09\/BankBlockchain.webp\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" style=\"object-fit:cover;\" srcset=\"https:\/\/www.vtmarkets.com\/cn-asia\/wp-content\/uploads\/sites\/28\/2026\/09\/BankBlockchain.webp 1250w, https:\/\/www.vtmarkets.com\/cn-asia\/wp-content\/uploads\/sites\/28\/2026\/09\/BankBlockchain-300x168.webp 300w, https:\/\/www.vtmarkets.com\/cn-asia\/wp-content\/uploads\/sites\/28\/2026\/09\/BankBlockchain-1024x573.webp 1024w, https:\/\/www.vtmarkets.com\/cn-asia\/wp-content\/uploads\/sites\/28\/2026\/09\/BankBlockchain-768x430.webp 768w, https:\/\/www.vtmarkets.com\/cn-asia\/wp-content\/uploads\/sites\/28\/2026\/09\/BankBlockchain-500x280.webp 500w, https:\/\/www.vtmarkets.com\/cn-asia\/wp-content\/uploads\/sites\/28\/2026\/09\/BankBlockchain-400x224.webp 400w, https:\/\/www.vtmarkets.com\/cn-asia\/wp-content\/uploads\/sites\/28\/2026\/09\/BankBlockchain-350x196.webp 350w, https:\/\/www.vtmarkets.com\/cn-asia\/wp-content\/uploads\/sites\/28\/2026\/09\/BankBlockchain-200x112.webp 200w\" sizes=\"auto, (max-width: 1250px) 100vw, 1250px\" \/><\/figure>\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">7\u6708\uff0c\u56f4\u7ed5\u201c\u6570\u5b57\u8d27\u5e01\uff08\u4ee5\u533a\u5757\u94fe\u7b49\u6280\u672f\u5f62\u6001\u5b58\u5728\u3001\u53ef\u7528\u4e8e\u652f\u4ed8\u4e0e\u7ed3\u7b97\u7684\u8d27\u5e01\u5f62\u6001\uff09\u201d\u7684\u535a\u5f08\u5728\u534e\u76db\u987f\u4e0a\u6f14\u3002<a href=\"https:\/\/www.vtmarkets.com\/featured\/cryptos-next-chapter-is-being-written-by-banks\/?utm_source=Opinion&amp;utm_content=SwiftTokenisedDeposits\" target=\"_blank\" rel=\"noopener\">\u94f6\u884c\u4e0e\u52a0\u5bc6\u8d27\u5e01\u516c\u53f8\u6b63\u5c31\u201c\u8c01\u62e5\u6709\u5b58\u6b3e\uff08\u5373\u8c01\u6765\u53d1\u884c\u548c\u63a7\u5236\u4e0e\u94f6\u884c\u5b58\u6b3e\u7b49\u4ef7\u7684\u6570\u5b57\u5316\u8d44\u91d1\uff09\u201d\u5c55\u5f00\u6e38\u8bf4<\/a>\uff0c\u4e89\u8bae\u7126\u70b9\u662f\u7a33\u5b9a\u5e01\u5956\u52b1\uff08\u6307\u7a33\u5b9a\u5e01\u53d1\u884c\u65b9\u6216\u5e73\u53f0\u4ee5\u5229\u606f\u3001\u8fd4\u73b0\u7b49\u65b9\u5f0f\u5411\u6301\u6709\u4eba\u53d1\u653e\u7684\u6fc0\u52b1\uff09\uff0c\u800c\u56fd\u4f1a\u88ab\u5939\u5728\u4e2d\u95f4\u3002\u52a0\u5bc6\u884c\u4e1a\u8bd5\u56fe\u8fdb\u5165\u94f6\u884c\u4f53\u7cfb\uff0c\u94f6\u884c\u65b9\u9762\u5219\u4ee5\u9632\u5b88\u4e3a\u4e3b\u3002<\/p>\n<p><\/p>\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u672c\u5468\uff0c\u94f6\u884c\u7528\u201c\u57fa\u7840\u8bbe\u65bd\uff08\u53ef\u76f4\u63a5\u63a5\u5165\u5e76\u627f\u8f7d\u4ea4\u6613\u4e0e\u6e05\u7b97\u7684\u7cfb\u7edf\u4e0e\u7f51\u7edc\uff09\u201d\u4f5c\u51fa\u56de\u5e94\u3002<\/p>\n<p><\/p>\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u5468\u56db\uff0cIBM <a href=\"https:\/\/newsroom.ibm.com\/2026-09-24-ibm-expands-its-digital-banking-infrastructure-with-swift-integration-and-digital-asset-haven-on-prem\" target=\"_blank\" rel=\"noopener nofollow\">\u5c06\u5176 Digital Asset Haven \u5e73\u53f0\u63a5\u5165 Swift \u57fa\u4e8e\u533a\u5757\u94fe\u7684\u5171\u4eab\u8d26\u672c\uff08shared ledger\uff0c\u6307\u591a\u65b9\u5171\u540c\u7ef4\u62a4\u3001\u540c\u6b65\u8bb0\u5f55\u4ea4\u6613\u7684\u8d26\u672c\uff1b\u6b64\u5904\u4e3a\u8bb8\u53ef\u578b\u7f51\u7edc\uff0c\u5373\u4ec5\u6388\u6743\u673a\u6784\u53ef\u63a5\u5165\uff09<\/a>\uff0c\u4f7f\u94f6\u884c\u53ef\u4ee5\u4f7f\u7528 ISO 20022\uff08\u5168\u7403\u91d1\u878d\u62a5\u6587\u6807\u51c6\uff0c\u7528\u4e8e\u7edf\u4e00\u652f\u4ed8\u6307\u4ee4\u7684\u683c\u5f0f\u4e0e\u6570\u636e\u5b57\u6bb5\uff09\u53d1\u51fa\u201c\u4ee3\u5e01\u5316\u5b58\u6b3e\uff08tokenised deposits\uff0c\u628a\u94f6\u884c\u5b58\u6b3e\u4ee5\u6570\u5b57\u4ee3\u5e01\u5f62\u5f0f\u8868\u793a\uff0c\u7528\u4e8e\u8f6c\u79fb\u4e0e\u7ed3\u7b97\uff1b\u672c\u8d28\u4ecd\u662f\u94f6\u884c\u8d1f\u503a\uff09\u201d\u7684\u8f6c\u8d26\u6307\u4ee4\u3002ISO 20022 \u4e5f\u662f\u94f6\u884c\u8de8\u5883\u652f\u4ed8\u5df2\u5728\u4f7f\u7528\u7684\u62a5\u6587\u6807\u51c6\u3002\u5f53\u5929\uff0c\u82f1\u56fd7\u5bb6\u94f6\u884c<a href=\"https:\/\/www.ukfinance.org.uk\/tokenised-sterling-deposits\" target=\"_blank\" rel=\"noopener nofollow\">\u5b8c\u6210\u4e86\u9996\u7b14\u9762\u5411\u771f\u5b9e\u5ba2\u6237\u7684\u4ee3\u5e01\u5316\u82f1\u9551\u652f\u4ed8<\/a>\u3002\u4e24\u9879\u8fdb\u5c55\u90fd\u672a\u7b49\u5f85\u56fd\u4f1a\u7acb\u6cd5\u3002IBM \u76f8\u5173\u529f\u80fd\u4ecd\u5904\u4e8e\u6d4b\u8bd5\u9636\u6bb5\uff08beta\uff0c\u6307\u5c1a\u672a\u5168\u9762\u5546\u7528\u7684\u8bd5\u8fd0\u884c\u7248\u672c\uff09\uff0c\u4e14\u5c1a\u672a\u62ab\u9732\u53c2\u4e0e\u94f6\u884c\u540d\u79f0\uff0c\u4f46\u65b9\u5411\u5df2\u975e\u5e38\u660e\u786e\u3002<\/p>\n<p><\/p>\n\n\n<h2 class=\"wp-block-heading\">\u94f6\u884c\u5df2\u7ecf\u4e3a\u4e4b\u4e70\u5355\u7684\u5347\u7ea7<\/h2>\n\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">IBM \u6b64\u4e3e\u7684\u610f\u4e49\uff0c\u4e0e\u5176\u8bf4\u662f\u7528\u65b0\u533a\u5757\u94fe\u652f\u4ed8\u53d6\u4ee3\u4f20\u7edf\u652f\u4ed8\uff0c\u4e0d\u5982\u8bf4\u662f\u5c06\u533a\u5757\u94fe\u80fd\u529b\u63a5\u5165\u65e2\u6709\u91d1\u878d\u57fa\u7840\u8bbe\u65bd\u3002<\/p>\n<p><\/p>\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u94f6\u884c\u591a\u5e74\u6765\u5df2\u8fc1\u79fb\u81f3 <a href=\"https:\/\/www.swift.com\/standards\/iso-20022\/iso-20022-financial-institutions-focus-payments-instructions\" target=\"_blank\" rel=\"noopener nofollow\">ISO 20022<\/a>\uff0c\u5efa\u7acb\u66f4\u4e30\u5bcc\u7684\u652f\u4ed8\u4fe1\u606f\u201c\u901a\u7528\u8bed\u8a00\u201d\uff08\u6307\u66f4\u6807\u51c6\u5316\u3001\u53ef\u643a\u5e26\u66f4\u591a\u6570\u636e\u7684\u62a5\u6587\u7ed3\u6784\uff09\u3002IBM \u7684\u9002\u914d\u5668\uff08adapter\uff0c\u53ef\u7406\u89e3\u4e3a\u201c\u63a5\u53e3\/\u8f6c\u6362\u5668\u201d\uff0c\u7528\u4e8e\u5728\u4e0d\u540c\u7cfb\u7edf\u4e4b\u95f4\u5bf9\u63a5\u4e0e\u8f6c\u6362\u6570\u636e\uff09\u4f7f\u94f6\u884c\u53ef\u6cbf\u7528\u540c\u4e00\u62a5\u6587\u5c42\uff08messaging layer\uff0c\u6307\u53d1\u9001\u4e0e\u63a5\u6536\u652f\u4ed8\u6307\u4ee4\u7684\u901a\u4fe1\u5c42\uff09\u6765\u53d1\u8d77\u4ee3\u5e01\u5316\u5b58\u6b3e\u8f6c\u79fb\u6307\u4ee4\uff0c\u800c\u4e0d\u5fc5\u53e6\u8d77\u7089\u7076\u6784\u5efa\u4e00\u5957\u5b8c\u5168\u72ec\u7acb\u7684\u533a\u5757\u94fe\u6d41\u7a0b\uff08workflow\uff0c\u6307\u7aef\u5230\u7aef\u4e1a\u52a1\u5904\u7406\u6b65\u9aa4\uff09\u3002<\/p>\n<p><\/p>\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u8fd9\u76f4\u63a5\u964d\u4f4e\u4e86\u91c7\u7528\u95e8\u69db\u3002<\/p>\n<p><\/p>\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u5bf9\u591a\u6570\u94f6\u884c\u800c\u8a00\uff0c\u95ee\u9898\u4ece\u6765\u4e0d\u662f\u533a\u5757\u94fe\u6280\u672f\u662f\u5426\u5b58\u5728\uff0c\u800c\u5728\u4e8e\u80fd\u5426\u628a\u5b83\u5d4c\u5165\u65e2\u6709\u8fd0\u8425\u6d41\u7a0b\u3001\u5408\u89c4\u6d41\u7a0b\uff08\u6307\u53cd\u6d17\u94b1\u3001\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u7b49\u76d1\u7ba1\u8981\u6c42\u4e0b\u7684\u6d41\u7a0b\uff09\u4e0e\u98ce\u9669\u7ba1\u7406\u6846\u67b6\uff08\u6307\u5bf9\u4fe1\u7528\u98ce\u9669\u3001\u64cd\u4f5c\u98ce\u9669\u3001\u6d41\u52a8\u6027\u98ce\u9669\u7b49\u8fdb\u884c\u7ea6\u675f\u4e0e\u8ba1\u91cf\u7684\u5236\u5ea6\u4f53\u7cfb\uff09\uff0c\u800c\u8fd9\u4e9b\u4f53\u7cfb\u957f\u671f\u56f4\u7ed5\u4f20\u7edf\u91d1\u878d\u7cfb\u7edf\u6784\u5efa\u3002<\/p>\n<p><\/p>\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u4ee3\u5e01\u5316\u5b58\u6b3e\u63d0\u4f9b\u4e86\u4e00\u79cd\u6298\u4e2d\u8def\u5f84\uff1a\u94f6\u884c\u53ef\u63a2\u7d22\u66f4\u5feb\u3001\u53ef\u7f16\u7a0b\uff08programmable\uff0c\u6307\u53ef\u7528\u89c4\u5219\/\u4ee3\u7801\u8bbe\u5b9a\u6761\u4ef6\u89e6\u53d1\u6216\u81ea\u52a8\u6267\u884c\uff09\u7684\u7ed3\u7b97\uff08settlement\uff0c\u6307\u4ea4\u6613\u8d44\u91d1\u4e0e\u8d44\u4ea7\u6700\u7ec8\u4ea4\u5272\uff09\u65b9\u5f0f\uff0c\u540c\u65f6\u4ecd\u628a\u5b58\u6b3e\u4f5c\u4e3a\u53d7\u76d1\u7ba1\u7684\u94f6\u884c\u8d1f\u503a\uff08liability\uff0c\u6307\u94f6\u884c\u5bf9\u5ba2\u6237\u7684\u507f\u4ed8\u4e49\u52a1\uff09\u3002<\/p>\n<p><\/p>\n\n\n<h2 class=\"wp-block-heading\">\u4ee3\u5e01\u5316\u4ece\u8bd5\u9a8c\u8d70\u5411\u57fa\u7840\u8bbe\u65bd<\/h2>\n\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u94f6\u884c\u8def\u7ebf\u4e5f\u4e0e\u66f4\u5e7f\u6cdb\u7684\u76d1\u7ba1\u8ba8\u8bba\u53d8\u5316\u76f8\u543b\u5408\u3002<\/p>\n<p><\/p>\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u5728 IBM \u516c\u544a\u53d1\u5e03\u524d\u4e24\u5929\uff0c<a href=\"https:\/\/www.cftc.gov\/PressRoom\/SpeechesTestimony\/opaselig11\" target=\"_blank\" rel=\"noopener nofollow\">\u7f8e\u56fd\u5546\u54c1\u671f\u8d27\u4ea4\u6613\u59d4\u5458\u4f1a\uff08CFTC\uff0c\u7f8e\u56fd\u884d\u751f\u54c1\u5e02\u573a\u4e3b\u8981\u76d1\u7ba1\u673a\u6784\uff09\u4e3b\u5e2d Michael Selig \u5728\u7ebd\u7ea6\u8054\u50a8\u4f1a\u8bae\u4e0a\u8868\u793a<\/a>\uff0c\u7f8e\u56fd\u5e02\u573a\u9700\u8981\u4e3a\u201c\u5927\u89c4\u6a21\u4ee3\u5e01\u5316\uff08mass tokenization\uff0c\u6307\u66f4\u591a\u91d1\u878d\u8d44\u4ea7\u4ee5\u4ee3\u5e01\u5f62\u5f0f\u53d1\u884c\u4e0e\u6d41\u8f6c\uff09\u201d\u4ee5\u53ca\u201c\u94fe\u4e0a\u91d1\u878d\uff08onchain finance\uff0c\u6307\u4ea4\u6613\u3001\u6e05\u7b97\u3001\u7ed3\u7b97\u7b49\u5728\u533a\u5757\u94fe\u7f51\u7edc\u4e0a\u5b8c\u6210\uff09\u4e0e24\/7\u5e02\u573a\uff08\u5168\u5929\u5019\u4ea4\u6613\u4e0e\u7ed3\u7b97\uff09\u201d\u505a\u51c6\u5907\u3002<\/p>\n<p><\/p>\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u4e0a\u8ff0\u8868\u6001\u5e76\u672a\u7ed9\u51fa\u65b0\u89c4\u5219\u6216\u65f6\u95f4\u8868\uff0c\u4f46\u53cd\u6620\u51fa\u8ba8\u8bba\u91cd\u5fc3\u5728\u53d8\u5316\uff1a\u653f\u7b56\u5236\u5b9a\u8005\u4e0e\u91d1\u878d\u673a\u6784\u8d8a\u6765\u8d8a\u5173\u6ce8\u7684\u662f\uff0c\u4ee3\u5e01\u5316\u8d44\u4ea7\u5e94\u5982\u4f55\u5728\u65e2\u6709\u5e02\u573a\u4f53\u7cfb\u5185\u8fd0\u4f5c\u3002<\/p>\n<p><\/p>\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u76d1\u7ba1\u95ee\u9898\u4ecd\u672a\u5b9a\u6848\u3002\u4ee3\u5e01\u5316\u53ef\u80fd\u6709\u591a\u79cd\u5f62\u6001\u2014\u2014\u5305\u62ec\u94f6\u884c\u53d1\u884c\u7684\u6570\u5b57\u5316\u5b58\u6b3e\u3001\u7a33\u5b9a\u5e01\uff08stablecoin\uff0c\u901a\u5e38\u4e0e\u6cd5\u5e01\u6216\u77ed\u4e45\u671f\u8d44\u4ea7\u6302\u94a9\u3001\u529b\u6c42\u4ef7\u683c\u7a33\u5b9a\u7684\u6570\u5b57\u4ee3\u5e01\uff09\u4ee5\u53ca\u5176\u4ed6\u57fa\u4e8e\u533a\u5757\u94fe\u7684\u8d44\u4ea7\u2014\u2014\u6bcf\u4e00\u79cd\u6a21\u5f0f\u90fd\u4f1a\u5e26\u6765\u4e0d\u540c\u7684\u76d1\u7ba1\u8bae\u9898\uff1a\u76d1\u7ba1\u8fb9\u754c\uff08oversight\uff09\u3001\u7ed3\u7b97\u5b89\u6392\u3001\u6d41\u52a8\u6027\uff08liquidity\uff0c\u6307\u968f\u65f6\u4ee5\u5408\u7406\u6210\u672c\u53d8\u73b0\u6216\u652f\u4ed8\u7684\u80fd\u529b\uff09\u4e0e\u51c6\u5165\uff08access\uff0c\u6307\u8c01\u53ef\u4ee5\u4f7f\u7528\u3001\u4ee5\u4f55\u6761\u4ef6\u53c2\u4e0e\uff09\u3002<\/p>\n<p><\/p>\n\n\n<h3 class=\"wp-block-heading\">\u6570\u5b57\u8d27\u5e01\u80cc\u540e\u7684\u57fa\u7840\u8bbe\u65bd\u7ade\u8d5b<\/h3>\n\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u94f6\u884c\u4e3b\u5bfc\u7684\u8def\u5f84\uff0c\u662f\u56f4\u7ed5\u201c\u6570\u5b57\u8d27\u5e01\u57fa\u7840\u8bbe\u65bd\u5c06\u957f\u4ec0\u4e48\u6837\u201d\u7684\u7ade\u4e89\u7684\u4e00\u90e8\u5206\u3002<\/p>\n<p><\/p>\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u6a21\u5f0f<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u7531\u8c01\u53d1\u884c\u8d27\u5e01<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u4e3b\u8981\u4f18\u52bf<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u4e3b\u8981\u6311\u6218<\/strong><\/td><\/tr><tr><td>\u4ee3\u5e01\u5316\u94f6\u884c\u5b58\u6b3e<\/td><td>\u53d7\u76d1\u7ba1\u94f6\u884c<\/td><td>\u8d44\u91d1\u7559\u5728\u65e2\u6709\u94f6\u884c\u4f53\u7cfb\u5185<\/td><td>\u94f6\u884c\u95f4\u4e92\u64cd\u4f5c\u6027\uff08interoperability\uff0c\u6307\u4e0d\u540c\u94f6\u884c\u7cfb\u7edf\/\u4ee3\u5e01\u4e4b\u95f4\u80fd\u5426\u65e0\u7f1d\u8f6c\u79fb\u4e0e\u4e92\u8ba4\uff09<\/td><\/tr><tr><td>\u7a33\u5b9a\u5e01\uff08USDT\u3001USDC\uff09<\/td><td>\u79c1\u8425\u53d1\u884c\u65b9<\/td><td>\u5168\u7403\u533a\u5757\u94fe\u6d41\u52a8\u6027<\/td><td>\u76d1\u7ba1\u4e0e\u50a8\u5907\u8d44\u4ea7\u76d1\u7763\uff08reserve oversight\uff0c\u6307\u5bf9\u652f\u6301\u7a33\u5b9a\u5e01\u5151\u4ed8\u7684\u8d44\u4ea7\u662f\u5426\u771f\u5b9e\u3001\u5145\u5206\u3001\u53ef\u53d8\u73b0\u7684\u5ba1\u67e5\uff09<\/td><\/tr><tr><td>\u516c\u6709\u533a\u5757\u94fe<\/td><td>\u53bb\u4e2d\u5fc3\u5316\u7f51\u7edc\uff08\u7531\u591a\u65b9\u8282\u70b9\u5171\u540c\u7ef4\u62a4\u7684\u5f00\u653e\u7f51\u7edc\uff09<\/td><td>\u5f00\u653e\u63a5\u5165\u4e0e\u5168\u7403\u7ed3\u7b97<\/td><td>\u673a\u6784\u91c7\u7528\u4e0e\u5408\u89c4\uff08compliance\uff0c\u6307\u6ee1\u8db3\u76d1\u7ba1\u4e0e\u5185\u90e8\u63a7\u5236\u8981\u6c42\uff09<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u5173\u952e\u5728\u4e8e\uff0c\u8fd9\u4e9b\u6a21\u5f0f\u5e76\u975e\u5404\u81ea\u5b64\u7acb\u6f14\u8fdb\u3002<\/p>\n<p><\/p>\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u94f6\u884c\u6b63\u5728\u501f\u9274\u52a0\u5bc6\u7f51\u7edc\u7387\u5148\u5b9e\u73b0\u7684\u7406\u5ff5\uff1a\u53ef\u7f16\u7a0b\u8d44\u4ea7\u3001\u533a\u5757\u94fe\u7ed3\u7b97\u4e0e\u201c\u59cb\u7ec8\u5728\u7ebf\u201d\u7684\u8f6c\u8d26\uff08always-on transfers\uff0c\u6307\u4e0d\u53d7\u5de5\u4f5c\u65e5\/\u5de5\u4f5c\u65f6\u95f4\u9650\u5236\u7684\u5904\u7406\u80fd\u529b\uff09\u3002<\/p>\n<p><\/p>\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u4e0e\u6b64\u540c\u65f6\uff0c\u52a0\u5bc6\u57fa\u7840\u8bbe\u65bd\u4e5f\u5728\u5411\u4f20\u7edf\u91d1\u878d\u9760\u62e2\u3002\u7a33\u5b9a\u5e01\u53d1\u884c\u65b9\u6b63\u6269\u5c55\u81f3\u591a\u4e2a\u533a\u5757\u94fe\u7f51\u7edc\uff0c\u800c\u91d1\u878d\u673a\u6784\u4e5f\u5728\u7814\u7a76\u6570\u5b57\u8d44\u4ea7\u5982\u4f55\u7eb3\u5165\u673a\u6784\u7ed3\u7b97\u6d41\u7a0b\uff08institutional settlement flows\uff0c\u6307\u94f6\u884c\u4e0e\u5927\u578b\u673a\u6784\u4f7f\u7528\u7684\u6807\u51c6\u5316\u4ea4\u5272\u4e0e\u652f\u4ed8\u94fe\u6761\uff09\u3002<\/p>\n<p><\/p>\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u95ee\u9898\u8d8a\u6765\u8d8a\u4e0d\u5728\u4e8e\u533a\u5757\u94fe\u662f\u5426\u4f1a\u8fdb\u5165\u91d1\u878d\uff0c\u800c\u5728\u4e8e<strong>\u8c01\u6765\u63a7\u5236\u201c\u8f68\u9053\u201d\uff08rails\uff0c\u6307\u652f\u4ed8\u4e0e\u7ed3\u7b97\u901a\u9053\/\u7f51\u7edc\uff09\uff1a\u94f6\u884c\u3001\u79c1\u8425\u6570\u5b57\u8d27\u5e01\u53d1\u884c\u65b9\uff0c\u8fd8\u662f\u5f00\u653e\u7f51\u7edc\u3002<\/strong><\/p>\n<p><\/p>\n\n\n<h2 class=\"wp-block-heading\">\u4e3a\u4f55\u94f6\u884c\u5177\u5907\u5929\u7136\u4f18\u52bf<\/h2>\n\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u652f\u6301\u4ee3\u5e01\u5316\u5b58\u6b3e\u7684\u6700\u5f3a\u7406\u7531\u5728\u4e8e\uff1a\u5b83\u5efa\u7acb\u5728\u94f6\u884c\u5df2\u7ecf\u638c\u63a7\u7684\u8981\u7d20\u4e4b\u4e0a\u3002<\/p>\n<p><\/p>\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u4ee3\u5e01\u5316\u5b58\u6b3e\u672c\u8d28\u4ecd\u662f\u5bf9\u53d7\u76d1\u7ba1\u91d1\u878d\u673a\u6784\u7684\u503a\u6743\uff08claim\uff0c\u6307\u5ba2\u6237\u5bf9\u94f6\u884c\u7684\u53ef\u4e3b\u5f20\u6743\u5229\uff09\u3002\u94f6\u884c\u4fdd\u7559\u5ba2\u6237\u5173\u7cfb\u3001\u5408\u89c4\u4e49\u52a1\u4ee5\u53ca\u4e0e\u8d44\u4ea7\u8d1f\u503a\u8868\uff08balance sheet\uff0c\u6307\u94f6\u884c\u8d44\u4ea7\u4e0e\u8d1f\u503a\u7684\u6574\u4f53\u7ed3\u6784\uff09\u4e4b\u95f4\u7684\u8fde\u63a5\u3002<\/p>\n<p><\/p>\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u8fd9\u5f88\u91cd\u8981\uff0c\u56e0\u4e3a\u8bb8\u591a\u4f01\u4e1a\u652f\u4ed8\u5e76\u975e\u53ea\u8ffd\u6c42\u901f\u5ea6\uff0c\u8fd8\u9700\u8981\uff1a<\/p>\n<p><\/p>\n\n\n<ul class=\"wp-block-list\">\n<li>\u8eab\u4efd\u6838\u9a8c\uff08identity checks\uff0c\u6307KYC\/\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff09\uff0c<\/li>\n\n\n\n<li>\u76d1\u7ba1\u76d1\u7763\uff08regulatory oversight\uff0c\u6307\u6301\u7eed\u6ee1\u8db3\u76d1\u7ba1\u8981\u6c42\u5e76\u63a5\u53d7\u68c0\u67e5\uff09\uff0c<\/li>\n\n\n\n<li>\u6d41\u52a8\u6027\u7ba1\u7406\uff08liquidity management\uff0c\u6307\u786e\u4fdd\u8d44\u91d1\u5728\u6b63\u786e\u65f6\u95f4\u3001\u6b63\u786e\u5e01\u79cd\u53ef\u7528\uff09\uff0c<\/li>\n\n\n\n<li>\u4f1a\u8ba1\u5904\u7406\uff08accounting treatment\uff0c\u6307\u5728\u8d22\u52a1\u62a5\u8868\u4e2d\u5982\u4f55\u786e\u8ba4\u3001\u8ba1\u91cf\u4e0e\u5217\u62a5\uff09\uff0c<\/li>\n\n\n\n<li>\u6cd5\u5f8b\u786e\u5b9a\u6027\uff08legal certainty\uff0c\u6307\u6743\u5229\u4e49\u52a1\u4e0e\u53ef\u6267\u884c\u6027\u6e05\u6670\uff09\u3002<\/li>\n<\/ul>\n\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u5bf9\u8de8\u56fd\u4f01\u4e1a\u800c\u8a00\uff0c\u5728\u5b50\u516c\u53f8\u4e4b\u95f4\u8c03\u62e8\u8d44\u91d1\u65f6\uff0c\u533a\u5757\u94fe\u8f6c\u8d26\u53ea\u6709\u5728\u80fd\u591f\u5bf9\u63a5\u73b0\u6709\u8d44\u91d1\u7ba1\u7406\u7cfb\u7edf\uff08treasury systems\uff0c\u6307\u4f01\u4e1a\u8d44\u91d1\u96c6\u4e2d\u7ba1\u7406\u3001\u8c03\u62e8\u4e0e\u98ce\u9669\u63a7\u5236\u7cfb\u7edf\uff09\u65f6\u624d\u6709\u4ef7\u503c\u3002<\/p>\n<p><\/p>\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u8fd9\u6b63\u662f IBM \u4e0e Swift \u7684\u96c6\u6210\u91cd\u8981\u4e4b\u5904\uff1a\u5b83\u5e76\u4e0d\u8981\u6c42\u94f6\u884c\u91cd\u5efa\u4e00\u6574\u5957\u65b0\u533a\u5757\u94fe\u6d41\u7a0b\uff0c\u800c\u662f\u8bd5\u56fe\u628a\u533a\u5757\u94fe\u4f5c\u4e3a\u53e6\u4e00\u6761\u53ef\u63a5\u5165\u73b0\u6709\u57fa\u7840\u8bbe\u65bd\u7684\u652f\u4ed8\u901a\u9053\u3002<\/p>\n<p><\/p>\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u5b58\u6b3e\u4ecd\u4e3a\u94f6\u884c\u8d1f\u503a\uff0c\u5ba2\u6237\u6838\u9a8c\u4e0d\u53d8\uff0c\u65e2\u6709\u76d1\u7ba1\u4ecd\u7136\u9002\u7528\u3002\u5bf9\u4e8e\u5728\u5468\u65e5\u4e3a\u96c6\u56e2\u5b50\u516c\u53f8\u8c03\u62e8\u8d44\u91d1\u7684\u4f01\u4e1a\u53f8\u5e93\uff08corporate treasurer\uff0c\u6307\u4f01\u4e1a\u8d44\u91d1\u4e3b\u7ba1\uff09\uff0c\u8fd9\u79cd\u201c\u66f4\u5feb+\u719f\u6089\u7684\u4fdd\u62a4\u673a\u5236\u201d\u7684\u7ec4\u5408\uff0c\u662f\u7a33\u5b9a\u5e01\u96be\u4ee5\u5b8c\u5168\u590d\u5236\u7684\u3002<\/p>\n<p><\/p>\n\n\n<h3 class=\"wp-block-heading\"><strong>\u53ef\u5728\u975e\u94f6\u884c\u8425\u4e1a\u65f6\u95f4\u8fd0\u884c<\/strong><\/h3>\n\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u94f6\u884c\u6a21\u5f0f\u7684\u53e6\u4e00\u5927\u4f18\u52bf\u662f\u6b63\u5728\u8d70\u51fa\u8bd5\u9a8c\u9636\u6bb5\u3002Swift <a href=\"https:\/\/www.swift.com\/news-events\/press-releases\/swifts-blockchain-ledger-ready-use-17-banks-set-pioneer-tokenised-cross-border-payments-trusted-global-infrastructure\">7\u6708\u4e0e17\u5bb6\u94f6\u884c\u542f\u7528\u5176\u533a\u5757\u94fe\u8d26\u672c<\/a>\uff1b9\u6708\u4e0a\u65ec\uff0c<a href=\"https:\/\/www.financexmagazine.com\/post\/citi-moves-tokenised-deposits-on-swift-ledger-with-fab-and-ocbc\">\u82b1\u65d7\u5728\u7b2c\u4e00\u963f\u5e03\u624e\u6bd4\u94f6\u884c\u4e0e\u534e\u4fa8\u94f6\u884c\uff08OCBC\uff09\u914d\u5408\u4e0b\uff0c\u901a\u8fc7\u8be5\u8d26\u672c\u8f6c\u79fb\u7f8e\u5143<\/a>\uff0c\u8bc1\u660e\u4ee3\u5e01\u5316\u5b58\u6b3e\u8f6c\u79fb\u53ef\u5728\u4f20\u7edf\u201c\u622a\u6b62\u65f6\u95f4\u201d\uff08cut-off windows\uff0c\u6307\u5bf9\u5e94\u884c\u4f53\u7cfb\u4e2d\u652f\u4ed8\u4e0e\u6e05\u7b97\u5728\u7279\u5b9a\u65f6\u70b9\u505c\u6b62\u53d7\u7406\u3001\u63a8\u8fdf\u5230\u4e0b\u4e00\u4e2a\u5de5\u4f5c\u65e5\u5904\u7406\uff09\u4e4b\u5916\u5b8c\u6210\u6307\u4ee4\u5c42\u9762\u7684\u5904\u7406\u3002<\/p>\n<p><\/p>\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u82f1\u56fd\u4ee3\u5e01\u5316\u82f1\u9551\u8bd5\u70b9\u91c7\u53d6\u5883\u5185\u8def\u5f84\u3002\u5305\u62ec\u5df4\u514b\u83b1\u3001\u6c47\u4e30\u3001\u52b3\u57c3\u5fb7\u4e0e\u56fd\u6c11\u897f\u654f\uff08NatWest\uff09\u5728\u5185\u76847\u5bb6\u53c2\u4e0e\u673a\u6784\uff0c\u6d4b\u8bd5\u4e86\u518d\u62b5\u62bc\u8d37\u6b3e\u8fd8\u6b3e\uff08remortgage payments\uff0c\u6307\u518d\u878d\u8d44\u6216\u5c55\u671f\u65f6\u7684\u76f8\u5173\u652f\u4ed8\uff09\u4e0e\u6d88\u8d39\u4ea4\u6613\u7b49\u573a\u666f\uff0c\u5e76\u5728\u540c\u671f\u8fbe\u6210\u7c7b\u4f3c\u91cc\u7a0b\u7891\u3002<\/p>\n<p><\/p>\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u5bf9\u94f6\u884c\u800c\u8a00\uff0c\u5438\u5f15\u529b\u975e\u5e38\u6e05\u6670\uff1a\u5b58\u6b3e\u4ecd\u662f\u94f6\u884c\u8d1f\u503a\uff0c\u5ba2\u6237\u6838\u9a8c\u673a\u5236\u4e0d\u53d8\uff0c\u65e2\u6709\u76d1\u7ba1\u7ee7\u7eed\u9002\u7528\u3002\u5bf9\u5468\u672b\u5728\u5b50\u516c\u53f8\u4e4b\u95f4\u8c03\u62e8\u8d44\u91d1\u7684\u4f01\u4e1a\u53f8\u5e93\u6765\u8bf4\uff0c\u201c\u66f4\u5feb\u7684\u8d44\u91d1\u79fb\u52a8+\u719f\u6089\u7684\u63a7\u5236\u673a\u5236\u201d\u662f\u4ee3\u5e01\u5316\u5b58\u6b3e\u7684\u6838\u5fc3\u4ef7\u503c\u3002<\/p>\n<p><\/p>\n\n\n<h3 class=\"wp-block-heading\">\u94f6\u884c\u6a21\u5f0f\u7684\u8fb9\u754c<\/h3>\n\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u7b2c\u4e00\u91cd\u9650\u5236\u5728\u4e8e\u6700\u7ec8\u7ed3\u7b97\u3002Swift \u7684\u8d26\u672c\u53ef\u4ee5\u5b9e\u73b0\u5168\u5929\u5019\u534f\u540c\u5904\u7406\u652f\u4ed8\u6307\u4ee4\uff0c\u4f46\u6700\u7ec8\u7ed3\u7b97\u4ecd\u9700\u901a\u8fc7\u65e2\u6709\u7cfb\u7edf\u5b8c\u6210\uff0c\u4f8b\u5982\u592e\u884c\u652f\u4ed8\u7cfb\u7edf\u901a\u9053\uff08central bank payment rails\uff0c\u6307\u7531\u4e2d\u592e\u94f6\u884c\u8fd0\u884c\u6216\u652f\u6301\u7684\u6e05\u7b97\u7ed3\u7b97\u57fa\u7840\u8bbe\u65bd\uff09\uff0c\u800c\u8fd9\u4e9b\u7cfb\u7edf\u901a\u5e38\u4ecd\u53d7\u8425\u4e1a\u65f6\u95f4\u9650\u5236\u3002\u5728\u8fd9\u6bb5\u7a7a\u6863\u671f\uff0c\u94f6\u884c\u5b9e\u9645\u4e0a\u662f\u5728\u76f8\u4e92\u201c\u4fe1\u7528\u80cc\u4e66\u201d\uff08\u5373\u5148\u5904\u7406\u6307\u4ee4\u3001\u5f85\u7cfb\u7edf\u6062\u590d\u540e\u518d\u5b8c\u6210\u6700\u7ec8\u4ea4\u5272\uff09\u3002\u5728\u8bd5\u70b9\u4e2d\uff0c\u53c2\u4e0e\u65b9\u5f7c\u6b64\u719f\u6089\u5c1a\u53ef\u8fd0\u4f5c\uff1b\u4e00\u65e6\u89c4\u6a21\u5316\uff0c\u98ce\u9669\u655e\u53e3\uff08exposure\uff0c\u6307\u56e0\u672a\u6700\u7ec8\u7ed3\u7b97\u800c\u5f62\u6210\u7684\u5bf9\u624b\u65b9\u98ce\u9669\u4e0e\u8d44\u91d1\u5360\u7528\uff09\u4f1a\u5728\u591c\u95f4\u4e0e\u5468\u672b\u7d2f\u79ef\u3002<\/p>\n<p><\/p>\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u7b2c\u4e8c\u91cd\u9650\u5236\u662f\u788e\u7247\u5316\u3002\u4ee3\u5e01\u5316\u5b58\u6b3e\u4ecd\u662f\u5bf9\u53d1\u884c\u94f6\u884c\u7684\u503a\u6743\uff0c\u56e0\u6b64\u5728\u672c\u884c\u7f51\u7edc\u5185\u6d41\u8f6c\u66f4\u987a\u7545\uff0c\u8de8\u884c\u5219\u66f4\u590d\u6742\u3002\u5f53\u524d Swift\u3001\u82f1\u56fd\u8bd5\u70b9\uff0c\u4ee5\u53ca\u7f8e\u56fd\u94f6\u884c\u901a\u8fc7 The Clearing House\uff08\u7f8e\u56fd\u6e05\u7b97\u6240\u4f53\u7cfb\u4e0b\u7684\u652f\u4ed8\u6e05\u7b97\u673a\u6784\uff09\u63a8\u8fdb\u7684\u65b9\u6848\u90fd\u5728\u5efa\u7acb\u5404\u81ea\u7cfb\u7edf\uff0c\u98ce\u9669\u5728\u4e8e\u5f62\u6210\u591a\u6761\u4e92\u4e0d\u8fde\u901a\u7684\u201c\u9ad8\u901f\u901a\u9053\u201d\u3002Swift \u62bc\u6ce8\u81ea\u5df1\u80fd\u50cf\u51e0\u5341\u5e74\u524d\u7edf\u4e00\u652f\u4ed8\u62a5\u6587\u90a3\u6837\uff0c\u6210\u4e3a\u5404\u7cfb\u7edf\u4e4b\u95f4\u7684\u8fde\u63a5\u5668\uff0c\u4f46\u524d\u63d0\u662f\u94f6\u884c\u613f\u610f\u52a0\u5165\u5171\u4eab\u7f51\u7edc\uff0c\u800c\u4e0d\u662f\u5c01\u95ed\u5b88\u62a4\u5404\u81ea\u7f51\u7edc\u3002<\/p>\n<p><\/p>\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u7b2c\u4e09\u91cd\u9650\u5236\u662f\u89c4\u6a21\u300217\u5bb6\u8bd5\u70b9\u94f6\u884c\u53ea\u5360 Swift \u7f51\u7edc\u7ea612,500\u5bb6\u673a\u6784\u7684\u4e00\u5c0f\u90e8\u5206\uff0c\u4e14\u6982\u5ff5\u9a8c\u8bc1\uff08proof of concept\uff0c\u6307\u9a8c\u8bc1\u53ef\u884c\u6027\u7684\u8bd5\u70b9\uff09\u6309\u8ba1\u5212\u4ec5\u8fd0\u884c\u81f312\u6708\uff0c\u4ea4\u6613\u91cf\u4e5f\u523b\u610f\u63a7\u5236\u5728\u8f83\u5c0f\u6c34\u5e73\u3002\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u7a33\u5b9a\u5e01\u7684\u603b\u89c4\u6a21<a href=\"https:\/\/stablecoinbeat.com\/tracker\/\">\u5df2\u7ea63,000\u4ebf\u7f8e\u5143<\/a>\uff0c\u5e76\u53ef\u5728\u94fe\u4e0a\u4efb\u4f55\u65f6\u6bb5\u7ed3\u7b97\u3002USDC \u4ee3\u5e01\u65e0\u8bba\u6d41\u5411\u4f55\u5904\u90fd\u5177\u4e00\u81f4\u6027\u3002\u94f6\u884c\u4ee3\u5e01\u9700\u8981\u9010\u6b65\u5efa\u7acb\u8fd9\u79cd\u53ef\u643a\u5e26\u6027\uff08portability\uff0c\u6307\u8de8\u5e73\u53f0\u3001\u8de8\u53c2\u4e0e\u65b9\u53ef\u65e0\u5dee\u522b\u4f7f\u7528\u7684\u80fd\u529b\uff09\uff0c\u800c\u7a33\u5b9a\u5e01\u4e00\u5f00\u59cb\u5c31\u5177\u5907\u3002<\/p>\n<p><\/p>\n\n\n<h2 class=\"wp-block-heading\">\u51b3\u5b9a\u80fd\u5426\u89c4\u6a21\u5316\u7684\u5173\u952e<\/h2>\n\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u94f6\u884c\u6a21\u5f0f\u6b63\u5728\u79ef\u7d2f\u52a8\u80fd\uff1a\u5df2\u5728\u4e24\u4e2a\u4e3b\u8981\u5e02\u573a\u5b9e\u73b0\u843d\u5730\uff0c\u80fd\u591f\u4e0e\u94f6\u884c\u73b0\u6709\u7cfb\u7edf\u534f\u540c\u8fd0\u884c\uff0c\u76d1\u7ba1\u5c42\u4e5f\u5728\u516c\u5f00\u4e3a\u4ee3\u5e01\u5316\u3001\u5168\u5929\u5019\u5e02\u573a\u505a\u51c6\u5907\u3002\u5b83\u4ecd\u9700\u8bc1\u660e\u4e24\u70b9\uff1a\u5728\u6700\u7ec8\u7ed3\u7b97\u4ecd\u53d7\u8425\u4e1a\u65f6\u95f4\u9650\u5236\u7684\u60c5\u51b5\u4e0b\uff0c\u201c24\/7\u6307\u4ee4\u5904\u7406\u201d\u662f\u5426\u8db3\u591f\uff1b\u4ee5\u53ca\u5404\u81ea\u4e3a\u653f\u7684\u94f6\u884c\u7f51\u7edc\u4f1a\u9009\u62e9\u4e92\u8054\u800c\u975e\u7ade\u4e89\u3002<\/p>\n<p><\/p>\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u672a\u6765\u6570\u6708\uff0c\u60c5\u51b5\u4f1a\u66f4\u6e05\u6670\u3002Swift \u662f\u5426\u572812\u6708\u540e\u5c06\u8bd5\u70b9\u6269\u5c55\u81f3\u66f4\u5927\u8303\u56f4\uff0c\u5c06\u53cd\u6620\u94f6\u884c\u662f\u5426\u613f\u610f\u6295\u5165\u8d44\u6e90\u957f\u671f\u627f\u8bfa\u3002IBM \u82e5\u516c\u5e03\u5ba2\u6237\u540d\u5355\uff0c\u5c06\u4f53\u73b0\u8be5\u9002\u914d\u5668\u80cc\u540e\u7684\u771f\u5b9e\u9700\u6c42\u3002\u82f1\u56fd\u9879\u76ee\u7684\u4e0b\u4e00\u9636\u6bb5\u2014\u2014\u4f7f\u7528\u4ee3\u5e01\u5316\u5b58\u6b3e\u7ed3\u7b97\u6570\u5b57\u8d44\u4ea7\uff08digital assets\uff0c\u6307\u4ee5\u6570\u5b57\u5f62\u5f0f\u5b58\u5728\u3001\u53ef\u4ea4\u6613\/\u53ef\u6301\u6709\u7684\u8d44\u4ea7\uff0c\u5982\u4ee3\u5e01\u5316\u8bc1\u5238\u7b49\uff09\u2014\u2014\u5219\u662f\u94f6\u884c\u8d27\u5e01\u4e0e\u52a0\u5bc6\u4f53\u7cfb\u6b63\u9762\u4ea4\u6c47\u4e4b\u5904\u3002<\/p>\n<p><\/p>\n\n\n<h3 class=\"wp-block-heading\">\u901a\u8fc7 VT Markets \u8ddf\u8e2a\u8fdb\u5c55<\/h3>\n\n\n<p><\/p>\n<p class=\"wp-block-paragraph\">\u5efa\u8bbe\u4e0a\u8ff0\u57fa\u7840\u8bbe\u65bd\u7684\u516c\u53f8\u5728\u516c\u5f00\u5e02\u573a\u4ea4\u6613\uff0c\u4f46\u5176\u80a1\u4ef7\u53d7\u5f71\u54cd\u56e0\u7d20\u8fdc\u4e0d\u6b62\u5355\u4e00\u8bd5\u70b9\u3002\u901a\u8fc7 VT Markets\uff0c\u4f60\u53ef\u4ee5\u4ea4\u6613 IBM \u4e0e\u82b1\u65d7\uff08CITI\uff09\u7684\u80a1\u7968\u5dee\u4ef7\u5408\u7ea6\uff08share CFDs\uff0c\u5dee\u4ef7\u5408\u7ea6\/CFD\u6307\u4e0d\u5b9e\u9645\u4ea4\u5272\u80a1\u7968\u3001\u4ec5\u7ed3\u7b97\u4ef7\u683c\u5dee\u989d\u7684\u884d\u751f\u54c1\u5408\u7ea6\uff09\uff0c\u4e5f\u53ef\u4ea4\u6613\u53c2\u4e0e\u82f1\u56fd\u4ee3\u5e01\u5316\u82f1\u9551\u8bd5\u70b9\u7684\u56db\u5bb6\u82f1\u56fd\u94f6\u884c\u7684\u80a1\u7968\u5dee\u4ef7\u5408\u7ea6\uff1a\u5df4\u514b\u83b1\uff08BARC\uff09\u3001\u6c47\u4e30\u3001\u52b3\u57c3\u5fb7\uff08LLOY\uff09\u4e0e\u56fd\u6c11\u897f\u654f\uff08NWG\uff09\u3002<\/p>\n<p><\/p>\n\n\n<script type=\"module\" src=\"https:\/\/widgets.tradingview-widget.com\/w\/en\/tv-ticker-tape.js\"><\/script>\n\n<tv-ticker-tape symbols=\"NYSE:IBM,NYSE:C,NYSE:HSBC,NYSE:BCS,NYSE:LYG,NYSE:NWG\"><\/tv-ticker-tape><br>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>\u70b9\u51fb\u67e5\u770b\u4ea4\u6613\u5458\u8981\u70b9<\/strong><\/summary><\/p>\n<p class=\"wp-block-paragraph\"><br><strong>\u4ec0\u4e48\u662f IBM \u4e0e Swift \u7684\u533a\u5757\u94fe\u96c6\u6210\uff1f<\/strong><br>IBM \u5c06\u5176 Digital Asset Haven \u5e73\u53f0\u63a5\u5165 Swift \u7684\u533a\u5757\u94fe\u5171\u4eab\u8d26\u672c\uff0c\u4f7f\u94f6\u884c\u80fd\u591f\u6cbf\u7528\u65e2\u6709\u7684 ISO 20022 \u652f\u4ed8\u62a5\u6587\u6807\u51c6\uff0c\u53d1\u8d77\u4ee3\u5e01\u5316\u5b58\u6b3e\u8f6c\u79fb\u6307\u4ee4\u3002<\/p>\n<p><\/p>\n\n<p><\/p>\n<p class=\"wp-block-paragraph\"><strong>\u4ec0\u4e48\u662f ISO 20022\uff1f<\/strong><br>ISO 20022 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